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Journal : eCo-Fin

Peningkatan Kinerja UMKM di Kota Mataram Melalui Literasi Keuangan, Financial Technology, dan Inklusi Keuangan Yuli Astini; Elvina Setiawati; Agus Khazin Fauzi; I Gde Ardika Wijaya Putra
eCo-Fin Vol. 6 No. 2 (2024): eCo-Fin
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/ef.v6i2.1440

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh literasi keuangan, financial technology, dan inklusi keuangan terhadap kinerja UMKM di Kota Mataram. Populasi dalam penelitian ini adalah para pelaku UMKM di Kota Mataram dengan sampel penelitian dihitung menggunakan rumus slovin dengan teknik pengambilan sampel yaitu proportionate stratified sampling. Data dianalisis dengan menggunakan analisis regresi berganda. Hasil penelitian menemukan bahwa variabel literasi keuangan tidak berpengaruh signifikan terhadap kinerja UMKM di Kota Mataram, sedangkan variabel financial technology, dan inklusi keuangan berpengaruh signifikan terhadap kinerja UMKM di Kota Mataram. Hasil dari R square menemukan bahwa sebesar 39,6 % variabel literasi keuangan, financial technology, dan inklusi keuangan mampu menjelaskan variabel kinerja UMKM, sedangkan sisanya sebesar 60,4% dijelaskan oleh variabel lainnya yang tidak digunakan dalam penelitian ini.
Minat Mahasiswa Akuntansi Berwirausaha di Kota Mataram: Dampak Pemahaman E-Commerce, Pengetahuan Kewirausahaan dan Penggunaan Sistem Informasi Akuntansi Astuti, Ida Ayu Dwi Indriani; Fauzi, Agus Khazin; Wardah, Sofiati; Hidayanti, Anna Apriana
eCo-Fin Vol. 7 No. 2 (2025): eCo-Fin
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/ef.v7i2.2637

Abstract

This study aims to test and analyze the effect of understanding e-commerce, entrepreneurial knowledge and the use of accounting information systems on accounting students' interest in entrepreneurship. Accounting students in 5 universities in Mataram City became the population and sample in this study with the Slovin technique used in determining the minimum sample and proportionate random sampling as a method of distributing questionnaires to respondents. Multiple linear regression analysis with SPSS 25 was used in testing this research. Based on the test results that have been carried out, it is found that the variables of understanding e-commerce, entrepreneurial knowledge and the use of accounting information systems have a significant effect on the interest of accounting students in entrepreneurship. It can be explained that the three variables used play an important role in strengthening the readiness and chances of student success in entrepreneurship so as to reduce unemployment in Indonesia, which means that student orientation is no longer a job seeker but instead a job creator. Based on the results of R square found that 51.6% of the variables of understanding e-commerce, entrepreneurial knowledge and the use of accounting information systems are able to contribute to the interest of accounting students in entrepreneurship, while the remaining 48.4% is explained by other variables that are not included in this research variable such as expectations.