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All Journal Imtiyaz : Jurnal Ilmu Keislaman Amorti: Jurnal Studi Islam Interdisipliner Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial
M. Arif Musthofa
Institut Islam Al Mujaddid Sabak
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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Komodifikasi Barang Cacat: Tinjauan Hukum Ekonomi Syariah terhadap Praktik Jual Beli Ban Rekondisi : Penelitian Feby Rizki Pratiwi; M. Arif Musthofa; Zeni Sunarti; Achmad Hidayat; Sarwono
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 4 No. 1 (2026): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 4 Nomor 1 February - May 2
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v4i1.408

Abstract

Penelitian ini dilatarbelakangi oleh praktik jual beli ban bekas di Kelurahan Rano yang masih dilakukan secara langsung melalui pemeriksaan fisik, tawar-menawar, dan kesepakatan antara penjual dan pembeli. Permasalahan utama dalam transaksi ini adalah belum optimalnya keterbukaan informasi mengenai kondisi ban, seperti tingkat keausan, bekas tambalan, retakan, vulkanisir, tahun produksi, dan riwayat pemakaian ban. Penelitian ini bertujuan untuk mengetahui praktik jual beli ban bekas di Kelurahan Rano serta menganalisisnya berdasarkan prinsip hukum ekonomi syariah. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian yuridis empiris. Teknik pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi terhadap pedagang ban bekas, pembeli, tokoh agama, serta pihak terkait. Data dianalisis melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan, sedangkan keabsahan data diperiksa melalui triangulasi sumber dan teknik. Hasil penelitian menunjukkan bahwa praktik jual beli ban bekas di Kelurahan Rano pada umumnya telah memenuhi unsur dasar jual beli, yaitu adanya penjual, pembeli, barang, harga, dan kesepakatan. Namun, dari perspektif hukum ekonomi syariah, transaksi tersebut masih memiliki potensi gharar dan tadlis apabila kondisi ban tidak dijelaskan secara jujur dan rinci kepada pembeli. Kesimpulan penelitian ini menunjukkan bahwa jual beli ban bekas dapat dibenarkan dalam hukum ekonomi syariah selama dilakukan secara suka sama suka, objek barang jelas, harga disepakati, serta penjual menyampaikan kondisi dan kekurangan barang secara transparan.
RESTRUKTURISASI HUKUM JUAL BELI KULIT KURBAN BERBASIS MAQASHID SHARIAH: STUDI KASUS PRAKTIK MASYARAKAT PEDESAAN Faradi; M. Arif Musthofa; Khusnul Yatima; Haeran; Fadhilah Insani; Sayida Khoiratun Nisak
IMTIYAZ: Jurnal Ilmu Keislaman Vol. 10 No. 3 (2026): September
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/mfwj5k44

Abstract

This study analyzes the Islamic legal legitimacy regarding the commodification of sacrificial animal hides within a rural community setting (Village X), driven by limited local processing capacity and the urgency of utilizing sale proceeds for public benefit (mosque funds). Employing a qualitative-sociological approach with field research methods, primary data were gathered through in-depth interviews, observations, and documentation involving the qurbani committee, religious leaders, and local residents. Data were analyzed descriptively-analytically by confronting empirical practices with contemporary fiqh muamalah doctrines and Maqashid Shariah. The findings reveal a normative tension: while the majority of scholars (jumhur ulama) strictly prohibit the sale of any sacrificial animal parts based on textual Hadith prohibitions, local practices redirecting the economic value of hides to mosque infrastructure incorporate istihsan and maslahah mursalah principles to prevent waste (tzayyi’). This study recommends reconceptualizing the role of the qurbani committee not as vendor-owners (ba'i), but as proxy managers (wakalah) who administer property utility for collective welfare transparently.
TADLIS DALAM TRANSAKSI BAHAN BAKAR ECERAN: REKONSTRUKSI PENGUKURAN YANG ADIL BERDASARKAN PRINSIP-PRINSIP FIKIH ISLAM Niko Febriansyah; Nilfatri; Khusnul Yatima; Wargo; M. Arif Musthofa
IMTIYAZ: Jurnal Ilmu Keislaman Vol. 10 No. 3 (2026): September
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/1gzxcg54

Abstract

The expansion of mini fuel stations (Pom Mini) has improved access to fuel for communities in rural areas where conventional fuel stations are relatively distant. However, the use of measuring devices that are insufficiently calibrated raises concerns regarding measurement accuracy, transactional transparency, and consumer rights. This study examines the practice of fuel transactions at mini fuel stations in Rantau Karya Village and reconstructs the principle of fair measurement from the perspective of Islamic jurisprudence (fiqh muamalah). Employing a qualitative field research design, data were collected through direct observation, semi-structured interviews, and documentation involving mini fuel station operators and consumers. The data were analyzed through data condensation, data display, and conclusion drawing, with triangulation employed to strengthen the credibility of the findings. The findings indicate that mini fuel stations provide substantial economic and practical benefits by facilitating access to fuel for local communities. Nevertheless, variations in measurement accuracy were identified because some measuring devices had not been subjected to systematic calibration, creating discrepancies between the quantity displayed and the quantity received by consumers. From the perspective of fiqh muamalah, the transaction is generally valid when its essential elements and conditions are fulfilled and the parties enter into the contract voluntarily. Nevertheless, inaccurate measurement conflicts with the principles of ‘adl (justice), amanah (trustworthiness), and transparency in commercial transactions and may constitute tadlis when the discrepancy is knowingly concealed or deliberately manipulated by the seller. The study contributes to the development of Islamic commercial jurisprudence by emphasizing measurement accuracy as an integral dimension of transactional justice. Regular calibration, transparent measurement procedures, and effective consumer protection are therefore necessary to ensure that mini fuel transactions comply with both commercial standards and Sharia principles.
LITERASI KEUANGAN DAN KEPATUHAN PENCATATAN MANUAL: IMPLIKASINYA TERHADAP KEBERLANJUTAN USAHA MIKRO Titin Sriwahyuni; M. Arif Musthofa; Siti Fatimah
IMTIYAZ: Jurnal Ilmu Keislaman Vol. 10 No. 3 (2026): September
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/nhtrjx81

Abstract

Financial literacy and compliance with transaction record-keeping constitute important foundations for maintaining cash-flow management and the sustainability of micro-enterprises. However, limited financial understanding, the commingling of business and personal funds, and low record-keeping discipline remain persistent challenges in micro-business management. This study aims to analyze financial literacy, compliance with manual record-keeping, and their implications for business sustainability through a case study of Yafatha Shop, a micro-retail enterprise located in Muara Sabak Barat District, Tanjung Jabung Timur Regency. The study employed a qualitative approach with an exploratory case study design. Data were collected through semi-structured in-depth interviews, observation of daily transaction activities, and documentation of available cash books, transaction receipts, and financial records. Data were analyzed interactively through data reduction and coding, thematic data display, and conclusion drawing and verification, while data trustworthiness was strengthened through source and method triangulation. The findings indicate that Yafatha Shop still faces limitations in cash separation, consistency of transaction recording, receivables management, and financial planning. Some financial information continues to rely on the owner’s memory, while business and personal funds have not yet been clearly separated. Record-keeping is also constrained by operational time limitations, established business habits, and perceptions regarding the complexity of digital financial technology. Consistent manual record-keeping was identified as being associated with the owner’s ability to monitor cash flow, maintain working capital, control receivables, and support operational decision-making. This study proposes a micro-enterprise financial management transition model consisting of the following stages: basic financial literacy, cash separation, disciplined manual record-keeping, formation of simple financial information, cash-flow control, digitalization readiness, and business sustainability. The model emphasizes that manual record-keeping should not be viewed as technological backwardness, but rather as a foundational stage in building financial accountability and preparing micro-enterprises for financial digitalization.
Quantity Transparency and Transactional Fairness in Unweighed Coconut Milk Sales: An Islamic Economic Law Perspective M. Fachturohman; M. Arif Musthofa; Reva Okva Marwarndi; Wargo; Pini Susanti
Amorti: Jurnal Studi Islam Interdisipliner Vol. 5 No. 4 Oktober 2026: Amorti: Jurnal Studi Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/amorti.v5i4.1569

Abstract

This study examines quantity transparency and transactional fairness in the sale of fresh coconut milk without standardized weighing in Talang Babat Village, Tanjung Jabung Timur, Indonesia, from the perspective of Islamic economic law. The study responds to the persistence of informal measurement practices in which quantity is determined through visual estimation and non-standardized plastic bags, despite the potential implications for contractual certainty and consumer protection. Employing a qualitative multiple-case study design, the research involved three coconut milk sellers, consumers, and Islamic economic law experts. Data were collected through non-participant observation, semi-structured interviews, and documentation, and analyzed using an interactive process of data condensation, data display, and conclusion drawing, supported by source and methodological triangulation. The findings reveal two contrasting transaction mechanisms. One seller applies standardized weighing, enabling consumers to objectively verify the relationship between price and quantity, while another relies on plastic-bag sizes and visual estimation. In the latter practice, the same price category produced substantial quantity variation, approximately 180–270 ml, thereby limiting consumers’ ability to independently verify the quantity received. The practice is sustained by local custom (‘urf), interpersonal trust, convenience, and limited knowledge of fiqh mu‘āmalah, rather than demonstrable intentional deception. From the perspective of Islamic economic law, the practice contains a significant element of gharar and is characterized as an akad fasid because the essential requirement of quantity certainty (ma‘lum al-maqadir) is inadequately fulfilled, while tadlis cannot be conclusively established. The study further demonstrates that the practice potentially undermines ‘adl, tarāḍin, and ḥifẓ al-māl. Accordingly, the study recommends a transition from a trust-based system toward a trust-and-verification model through standardized weighing, transparent disclosure of quantity, and consumer education.
Demistifikasi Asimetri Informasi dan Relasi Kuasa: Re-evaluasi Prinsip Al-‘Adl dan Al-Gharar dalam Rantai Pasok Kelapa Sawit: Penelitian Agi Alfiansah; M. Arif Musthofa; Siti Fatimah; Daud; Hasna Dewi; Erwina Kartika Devi; Sarwono
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 4 No. 2 (2026): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 4 Nomor 2 June - September
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v4i2.584

Abstract

Praktik transaksi distribusi Tandan Buah Segar (TBS) kelapa sawit pada ranah agrikultur lokal kerap terjebak dalam formalisme akad yang mengabaikan ketimpangan struktural. Penelitian ini bertujuan menyingkap (demystify) bagaimana asimetri informasi dan relasi kuasa memicu eksploitasi tersembunyi, serta merangkai re-evaluasi teoretis atas prinsip al-‘adl (keadilan) dan al-gharar (ketidakpastian) dalam rantai pasok kelapa sawit di Kecamatan Geragai. Menggunakan pendekatan socio-legal kualitatif-kritikal dengan desain studi lapangan, data digali melalui wawancara mendalam terhadap petani swadaya, tengkulak/pengepul, perwakilan Pabrik Kelapa Sawit (PKS), dan pakar muamalah melalui purposive sampling. Hasil penelitian mengonfirmasi bahwa gharar dalam rantai pasok sawit tidak lagi berwujud gharar klasik/fisik, melainkan gharar struktural yang terwujud melalui manipulasi penetapan grading kualitas, arbitrase potongan timbangan, serta penundaan skema pembayaran yang terhegemoni oleh relasi ketergantungan ekonomi. Situasi ini mengerosi substansi keadilan (al-‘adl) karena memindahkan risiko fluktuasi dan ketidakpastian secara sepihak kepada petani sebagai aktor paling rentan. Penelitian ini merekonstruksi batas teoretis gharar dalam muamalah modern dari dimensi fiq
Co-Authors Achmad Hidayat Agi Alfiansah Daud Erwina Kartika Devi Fadhilah Insani Faradi Feby Rizki Pratiwi Haeran Hasna Dewi Khusnul Yatima M. Fachturohman Niko Febriansyah Nilfatri Pini Susanti Reva Okva Marwarndi Sarwono Sayida Khoiratun Nisak Siti Fatimah Titin Sriwahyuni Wargo Zeni Sunarti