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Pengaruh Pendapatan Usaha, Beban Usaha, dan Bagi Hasil Pihak Ketiga terhadap Laba Usaha pada PT Bank Syariah Mandiri Purnamasari, Laely
Organum: Jurnal Saintifik Manajemen dan Akuntansi Vol 1, No 1 (2018): Organum: Jurnal Saintifik Manajemen dan Akuntansi, June 2018
Publisher : Winaya Mukti University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35138/organum.v1i1.31

Abstract

The development of operating revenue in Syariah Mandiri Bank is quiet excellent along with the increasing awareness of Muslims in using Islamic banking services. However, the development of this revenue is not accompanied by proportional increase in net operating income. This article focuses on the discussion of the relationship of operating revenue, operating expense and profit sharing of third parties and their effects on net operating income at Syariah Mandiri Bank. The purposes of this research are to describe and analyze the relationship of operating revenue, operating expense and profit sharing of third parties and their effects on net operating income both partially and simultaneously. The research method used descriptive and verification. The results showed that the operating revenue and the operating expenses had a strong relationship with the third party profit sharing. For the results of the third parties, the operating revenue and the operating expenses partially were not proven to significantly affect the net operating income but the operating revenue and the operating expenses were proven to affect the net operating income significantly. From this research, it was also known that the operating revenue component that most influenced net operating income was the mudharabah income and the operating expenses that most influenced net operating income was the loss expense for the elimination of productive assets.
Effect Of Government’s Policy to Build 1 Million Houses on Performance of Housing and Apartment Credits of Banks Listed in Indonesia Stock Exchange during Period 2015-2017 Purnamasari, Laely
Jurnal Ilmiah Ilmu Administrasi Publik Vol 11, No 1 (2021)
Publisher : Program Pascasarjana Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jiap.v11i1.19777

Abstract

Through the Directorate General of Housing Financing, the Ministry of Public Works and Public Housing estimates that by 2025 the number of housing needs in Indonesia will reach 30 million units based on calculating housing needs (backlog) of population growth. In 2015, the Government Program's number of achievements for the Construction of One Million Houses was around 700 thousand units. In 2016, it reached 805,169 housing units, and in 2017 onwards, it is expected to reach the target of 1 million houses per year. The main problem in a housing development or the property sector is land availability and various communities' purchasing power. The government policy related to the construction of 1 million houses coupled with easy licensing of the land sector and provision of subsidies such as the liquid housing finance facility (FLPP) has stimulated the banking sector and other financial institutions to finance the property sector. The residential segment, namely apartments and housing, is the most significant contributor to the national property capitalization value, reaching 55.8%. The growth rate of the capitalization value of the residential sector reached 16.5%, from Rp. 152.7 trillion to Rp. 177.9 trillion in 2017. Focusing on KPR and KPA during the 2015-2017 period at banks listed on the Stock Exchange Indonesia.
PENGARUH INFLASI, NILAI TUKAR DOLAR, RETURN ON ASSET (ROA), DEBT TO EQUITY RATIO (DER) DAN CURRENT RATIO (CR) TERHADAP RETURN SAHAM Purnamasari, Laely
JURNAL ADMINISTRASI DAN KEBIJAKAN PUBLIK Vol 7 No 2 (2017): JURNAL ADMINISTRASI DAN KEBIJAKAN PUBLIK
Publisher : Program Studi Ilmu Administrasi Negara, Fakultas Ilmu Sosial dan Ilmu Politik Universitas Islam '45 (UNISMA) Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/akp.v7i2.604

Abstract

Increased profit by the company can be done in various ways. One of them by investing in the capital market.But many things to consider in choosing the shares to be invested. The main purpose of activity in the capital market is to earn a profit (return). Investors use various means to obtain expected returns, either through their own analysis of stock trading behavior, or by taking advantage of advice provided by stock market analysts such as brokers, dealers, investment managers and others. Statistical methods used in this study are inferential statistics, while the type of research used is descriptive verification research. The sample in this study are property and real estate listed on Indonesia Stock Exchange during 2009-2012. Analyzer used in this research use multiple regression. In this research, there is influence Inflation, Dollar Exchange Rate, Return On Asset (ROA), Debt to Equity Ratio (DER) and Current Ratio (CR) to stock return simultaneously and significantly. The value of influence Inflation, Dollar Exchange Rate, Return On Assets (ROA), Debt to Equity Ratio (DER) and Current Ratio (CR) to stock return of 26.8%.
Moderation of inflation on the macroeconomic effect on gold futures prices Mochammad Rizaldy Insan Baihaqqy; Emawati, Nani; Purnamasari, Laely
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 6 No. 3 (2024): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/fairvalue.v6i3.4451

Abstract

Investment is a way to be able to live more safely in the future. There are investment instruments, but historically, gold is an investment instrument that is still in demand by investors even though many new investment instruments have emerged, such as crypto. This is because gold is considered a safe investment when the world economy is in a crisis. This study uses a quantitative approach that uses macroeconomic and gold futures monthly data for 2016-2020. Based on the results of the study, it shows that interest rates have a negative influence on gold futures prices, meaning that the lower the interest rate, the higher the gold futures price. Exchange rates show no effect on gold futures prices. Inflation has a negative effect on gold futures prices, meaning that the smaller the inflation, the higher the gold futures prices. Inflation as a moderating variable shows the ability to change and strengthen the effect of interest rates and inflation on gold futures prices. The results of this study indicate the importance of portfolio diversification, because gold futures prices have different characteristics from stock prices.
The Effect of Digital Marketing Strategies on Increasing Sales of Muslim Clothing at Moeslim House in Sukabumi Amir, Miftah; Syahlan, Fatra; Berliana, Berliana; Purnamasari, Laely; Nugraha, Derry
Rangkiang: Journal of Islamic Economics and Business Vol. 2 No. 2 (2024): Islamic Economic
Publisher : Denisya Smart Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70072/rangkiang.v2i2.47

Abstract

The rise of digital technology has transformed traditional marketing approaches, making digital marketing strategies crucial for business success. This study examines the effectiveness of various digital marketing strategies in increasing sales performance across different industry sectors. Using quantitative research methodology, the study analyzed data from 94 customer to identify the most impactful digital marketing approaches and their correlation with sales growth. The research employed structured questionnaires and collected data on social media marketing, content marketing, email campaigns, and SEO optimization efforts. The constant value is 10.513 which means that if there is a Digital Marketing Strategy, the value of Sales Increase is 10.513. This has been described in the simple linear regression test results that there is a direction of relationship between the Digital Marketing Strategy variable (X) and the Sales Increase variable (Y) with positive results that are worth 0.770. Be said that the Digital Marketing Strategy (X) has an effect on Sales Increases (Y)
Improving Household Financial Literacy through Nutriladder Educational Media at the Stunting Locus of Sukabumi City Rosdiana, Delita Septia; Purnamasari, Laely; Wulan, Anisa Nur
Jurnal Abmas Negeri (JAGRI) Vol. 6 No. 1 (2025): Volume 6 Nomor 1 Juni 2025
Publisher : Sarana Ilmu Indonesia (salnesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36590/jagri.v6i1.1445

Abstract

Stunting is one of the serious nutritional problems that currently has not been resolved. One of the risk factors for stunting is economic factors. The level of household financial management plays an important role in choosing nutritious food for each family member. This community service aims to improve family welfare and reduce the risk of stunting by providing knowledge on financial literacy,. Community service activities were carried out in Sukakarya Village, Sukabumi Regency with a total of 46 housewives attending. The education provided was about household budget management and balanced nutrition knowledge. The methods used were lectures, filling out questionnaires, and Nutriladder educational game. The results showed that 80% of participants did not understand financial literacy and did not have savings or insurance. This education is expected to improve family financial decision-making and support efforts to prevent stunting.
IMPLEMENTASI PENCATATAN AKUNTANSI DAN PELAPORAN KEUANGAN BERBASIS MICROSOFT EXCEL PADA UMKM KIOS PAKAN BELL-ONE Amir, Miftah; Syahlan, Fatra; Purnamasari, Laely; Romdon, Mujib Abdullah
BESIRU : Jurnal Pengabdian Masyarakat Vol. 1 No. 10 (2024): BESIRU : Jurnal Pengabdian Masyarakat, Oktober 2024
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/3768cy07

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) sering menghadapi tantangan dalam pengelolaan keuangan, terutama pencatatan akuntansi dan pelaporan yang akurat. Penelitian ini berfokus pada Kios Pakan Bell-One, sebuah UMKM yang kesulitan dengan administrasi keuangan. Tujuannya adalah mengembangkan aplikasi akuntansi yang sesuai kebutuhan, menghasilkan laporan keuangan seragam berdasarkan SAK EMKM, dan mendukung pengambilan keputusan bisnis yang lebih baik. Metodologi menggunakan pendekatan kualitatif deskriptif dengan studi kasus. Data dikumpulkan melalui observasi dan wawancara. Proses meliputi identifikasi masalah, analisis kebutuhan, perancangan sistem, dan implementasi berbasis Microsoft Excel. Hasilnya adalah aplikasi akuntansi terkomputerisasi yang disesuaikan untuk Kios Pakan Bell-One, memungkinkan pencatatan terstruktur dan pelaporan sesuai SAK EMKM. Implementasinya diharapkan meningkatkan efisiensi, akurasi pelaporan, dan pertumbuhan bisnis. Penelitian ini menunjukkan potensi sistem akuntansi terkomputerisasi untuk UMKM, dengan metodologi yang dapat diterapkan pada kasus serupa
OPTIMALISASI PELATIHAN DASAR-DASAR KOMPUTER SEBAGAI PENDUKUNG PERSIAPAN ANBK : STUDI KASUS PADA SISWA KELAS 5 SDN 3 CIBUNAR DESA GEDE PANGRANGO KECAMATAN KADUDAMPIT KABUPATEN SUKABUMI Puspita, Ema Putri; Rosmiati, Neni; Rachmadio, R. Edy; Purnamasari, Laely; Nugraha, Derry
MAJU : Indonesian Journal of Community Empowerment Vol. 1 No. 4 (2024): MAJU : Indonesian Journal of Community Empowerment, JULI 2024
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/e8mtjn62

Abstract

Tujuan dari pengabdian ini yaitu untuk memberikan alternatif penanganan masalah yang terjadi di SDN 3 Cibunar terkait kurangnya kemampuan siswa dalam mengoperasikan komputer dengan cara melaksanakan pelatihan dasar-dasar komputer agar siswa kelas 5 SDN 3 Cibunar mampu mengenal dan mengoperasikan dasar-dasar komputer sebagai pendukung dalam persiapan ANBK. Metode yang akan digunakan dalam pelaksanaan pelatihan dasar-dasar komputer ini adalah Metode praktikum secara langsung dengan menggunakan komputer atau laptop, metode ceramah, demonstrasi dan tanya jawab. pelaksanaan pelatihan dasar-dasar komputer yang dilaksanakan di SDN 3 Cibunar Kecamatan Kadudampit Kabupaten Sukabumi dapat berjalan dengan lancar sesuai dengan perencanaan. Namun tidak terlepas dari segala hambatan yang ada dimulai dari sarana dan prasarana yang tidak memadai dalam menunjang kegiatan pelatihan ini tidak menyurutkan semangat tim pengabdian dalam pelaksanaannya. Setelah dilaksanakan pelatihan ini 90%  siswa mampu mengenal dan mengoperasikan dasar-dasar komputer dan Microsoft word. Sehingga pelatihan dasar-dasar Komputer ini memiliki peranan penting dalam mempersiapkan siswa SD khususnya kelas 5 dalam menghadapi dunia digital seperti ANBK.