Articles
<![CDATA[The Hybrid Contracts in Trade Finance and Letters of Credit Against Multipurpose Financing ]]>
<![CDATA[Yustika Pratiwi, Hamlatussa’adah]]>;
<![CDATA[Herdiana Abdurrahman, Nana]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024 ]]>
Publisher : <![CDATA[Yayasan Mentari Madani ]]>
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<![CDATA[The concept of "Hybrid Contract" in Islamic financial institutions refers to the combination or combination of two or more types of contracts or sharia agreements to achieve certain goals in accordance with sharia principles. In the context of Islamic banking, this refers to the use of more than one type of contract or financing mechanism in a single transaction to meet complex needs and requirements. Hybrid Contract in trade finance and Letter of Credit (L/C) multipurpose financing in sharia financial institutions refers to the combination or combination of two or more different types of sharia contracts or agreements to meet the needs of complex trade finance and multipurpose financing in the sharia context. This is a flexible approach that allows Islamic financial institutions to design financing solutions that comply with Sharia principles and the needs of their customers.]]>
<![CDATA[The Application of Akad Wakalah Bil Ujrah and Hawalah to Shariah Banking With a Focus on Ijarah Muntahiya Bitamlik and Mudharabah Products in the Perspective of Sharia Economic Law ]]>
<![CDATA[Rahmat Mulyadin, Hari]]>;
<![CDATA[Herdiana, Nana]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024 ]]>
Publisher : <![CDATA[Yayasan Mentari Madani ]]>
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<![CDATA[The application of sharia principles in banking is very important in the Islamic finance industry. One of the principles used is the wakalah bil ujrah and hawalah contracts, which are used in products such as ijarah muntahiya bitamlik and mudharabah. This article discusses the application of wakalah bil ujrah and hawalah contracts in Islamic banking with a focus on these products from the perspective of Islamic economic law. It will discuss the basic concepts of these contracts, their implementation in ijarah muntahiya bitamlik and mudharabah products, and analyze their compliance with the principles of Islamic economics.]]>
<![CDATA[The Application of Hybrid Contract Concept in Ijarah Muntahiyah Bittamlik (IMBT) Product ]]>
<![CDATA[Abduloh, Ade]]>;
<![CDATA[Herdiana, Nana]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024 ]]>
Publisher : <![CDATA[Yayasan Mentari Madani ]]>
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<![CDATA[This paper reviews the important role of hybrid contracts in the sharia finance industry, focusing on a case study of Ijarah Muntahiyah Bittamlik (IMBT) based on the views of scholars and DSN MUI regulations. An analytical descriptive approach is used to identify various types of hybrid contracts as well as highlighting the scholars' perspectives on IMBT. The results of this study clarify the concept of hybrid contract as a combination of two or more contracts that are considered as a whole unit. Furthermore, this study analyzes how IMBT is applied in Islamic banking practices and how scholars view its legal status. This research emphasizes the importance of understanding the complexities and implications of the use of hybrid contracts in the context of Islamic economic jurisprudence. Taking into account the differing views, the research highlights the need for clarity in the use of hybrid contracts, by ensuring that their implementation is in line with established sharia principles. The conclusion emphasizes the importance of an in-depth understanding of hybrid contracts in the context of the shariah finance industry as well as the need for a clear regulatory framework to ensure integrity and compliance in shariah finance practices.]]>
<![CDATA[Syndicated Financing at Bank Syariah Indonesia in the Perspective of Sharia Economic Law ]]>
<![CDATA[Muqsith, Muhammad]]>;
<![CDATA[Herdiana Abdurrahman, Nana]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024 ]]>
Publisher : <![CDATA[Yayasan Mentari Madani ]]>
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<![CDATA[The purpose of this article is to describe and analyze syndicated financing of Islamic banks in Indonesia from the point of view of sharia economic law. This research uses qualitative research methods with the type of literature research used to analyze the formulation of this research problem. The results of this study show that Islamic banking product innovation can be achieved through the introduction of hybrid contracts or multiple contracts. Syndicated financing products emerged in the banking world due to the need for large amounts of financing, which Islamic banks could not support alone. Therefore, it must cooperate with other banks. Syndicated financing is allowed based on Fatwa DSN Number 91/DSN-MUI/IV/2014. Sharia syndicated financing at Islamic banks usually uses the Musharakah Mutanakisha contract.]]>
<![CDATA[Application of Hybrid Contracts Concept in Factoring ]]>
<![CDATA[Fauzan, Ihsan]]>;
<![CDATA[Herdiana Abdurrahman, Nana]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024 ]]>
Publisher : <![CDATA[Yayasan Mentari Madani ]]>
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<![CDATA[In the business world, business people and companies always want to speed up their production of goods, so that they can increase profits and speed up capital turnover which in turn will encourage economic growth. With the increasing public demand for goods, this has resulted in the rise of many companies providing fresh funds or loan funds as capital obtained from factoring institutions. Factoring financing institutions are defined as business entities that carry out financing activities in the form of purchasing and/or transferring and managing short-term receivables. As an alternative for business funding, factoring is not as popular as other types of funding, even though this funding alternative is quite promising, especially at this time. The problem approach in this research uses a library study method which is carried out by collecting and analyzing several written works. The steps carried out in this literature study method are reducing data in the form of editing and summarizing in order to obtain main data regarding the essence related to factoring institution innovation (Factoring). The results of the research and discussion show that financing companies that provide receivable transfer services using the concept of factoring will make it easier for companies to settle their receivables and avoid unexpected risks such as default (broken promises) from other parties.]]>
<![CDATA[Penerapan Hybrid Contract dalam Pebiayaan Cicil Emas ]]>
<![CDATA[Silvia, Mega]]>;
<![CDATA[Abdurrahman, Nana Herdiana]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ AHKAM Vol 2 No 1 (2023): MARET ]]>
Publisher : <![CDATA[Lembaga Yasin AlSys ]]>
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DOI: 10.58578/ahkam.v2i1.784
<![CDATA[Islamic banks that are Shariah compliant offer a wide range of financial services to meet local demands. Gold installment financing is a form of financing offered by several Islamic banks. Gold Bullion (bars) can be purchased with installment payments through the Murabahah contract associated with the Rahn contract. The purpose of this study is to study how hybrid contracts can be used to finance gold purchases over time. In this study, using descriptive analysis techniques (descriptive analysis). The authors use this strategy in an effort to provide a transparent explanation given the available research. The purpose of the descriptive method of analysis is to create a description (description) of the event or situation. The study found that the steps involved in providing gold installment financing are as follows: customer application, NAP preparation, financing approval, contract, gold procurement, and collateral deposit. Gold financing can be repaid for two to five years. The general implementation of gold installment financing is governed by the provisions stipulated in SEBI No. 14/16/dpbs of 2012 concerning gold installment financing products and SEOJK No. 36/SEOJK.03/2015 concerning products and activities of Sharia commercial banks and Sharia Commercial Banks and Sharia Commercial Banks. Customers can use gold as collateral to pay a down payment of at least 20%. However, there are costs involved, including the cost of storing and maintaining the guarantee during the installment period, and the guarantee is insured.]]>
<![CDATA[PENGARUH FAKTOR INTERNAL DAN FAKTOR EKSTERNAL TERHADAP RETURN SAHAM : (Studi Kasus Pada PT. Bank Danamon Indonesia Tbk Yang Terdaftar Pada Bursa Efek Indonesia Tahun 2013-2023) ]]>
<![CDATA[Aprilia, Risa Tri]]>;
<![CDATA[Prasetyo, Yoyok]]>;
<![CDATA[Ernawati, Nani]]>
<![CDATA[ Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 8 No. 12 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi ]]>
Publisher : <![CDATA[Cahaya Ilmu Bangsa ]]>
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DOI: 10.8734/musytari.v8i12.6142
<![CDATA[Penelitian ini bertujuan untuk mengetahui Pengaruh Faktor Internal dan Faktor Eksternal terhadap Return Saham (Studi Kasus Pada PT. Bank Danamon Indonesia, Tbk Yang Terdaftar Pada Bursa Efek Indonesia Tahun 2013-2023). Jenis penelitian adalah deskriptif verifikatif dengan menggunakan pendekatan kuantitatif. Data yang digunakan adalah data time series dengan kurun waktu tahun 2013 hingga 2023, dengan teknik pengambilan data berupa teknik dokumentasi dan kepustakaan melalui website. Metode analisis data yang digunakan adalah analisis regresi linier berganda dengan bantuan program SPSS 23. Objek penelitian yang dipilih adalah PT. Bank Danaomon Indonesia, Tbk. Variabel penelitian terdiri dari return saham sebagai variabel dependen. Variabel independen terdiri dari faktor internal berupa profitabilitas dengan proksi Return On Equity (ROE) dan Beban Operasional Pendapatan Operasional (BOPO) serta faktor eksternal terdiri dari Inflasi dan Nilai Tukar Rupiah/Dolar AS. Berdasarkan hasil analisis, diperoleh kesimpulan bahwa dari hasil uji T diketahui variabel Return On Equity dan Beban Operasional Pendapatan Operasional (BOPO) secara parsial berpengaruh positif dan signifikan terhadap return saham. Sedangkan, Inflasi dan Nilai Tukar Rupiah/Dolar AS secara parsial berpengaruh negatif dan signifikan terhadap return saham. Kemudian, hasil uji F diketahui bahwa Profitabilitas dengan proksi Return On Equity (ROE), Beban Operasional Pendapatan Operasioanl (BOPO), Inflasi, dan Nilai Tukar Rupiah/Dolar AS secara simultan berpengaruh terhadap return saham.]]>
<![CDATA[Prediction of Stock Prices of IDX30-Indexed Companies using Dividend Policy, Profitability, and Firm Size ]]>
<![CDATA[Wulandari, Rika Awalia]]>;
<![CDATA[Ernawati, Nani]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 1: December 2024 ]]>
Publisher : <![CDATA[Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia ]]>
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DOI: 10.34010/jika.v14i1.14138
<![CDATA[This research aims to determine the influence of Dividend Policy, Profitability, and Firm Size in Predicting Stock Prices of IDX30-indexed companies simultaneously & partially. The data was obtained from the company's financial reports listed on the Indonesia Stock Exchange. The method used is a quantitative method. The sample was determined using a purposive sampling method on IDX30-indexed companies for the period 2018 to 2023. Based on this sampling, 16 companies were obtained as samples. The research findings show that Dividend Policy, Profitability, and Firm Size simultaneously influence Predicting Stock Prices, Dividend policy partially has no influence in predicting stock prices, while partially, both Profitability and Firm Size have an influence in Predicting Stock Prices. Keywords: Stock Price; Dividend Policy; Probability; Firm Size; IDX30]]>
<![CDATA[Pengaruh indeks harga saham gabungan dan suku bunga terhadap cryptocurrency ]]>
<![CDATA[Rizaldy Insan Baihaqqy, Mochammad]]>;
<![CDATA[Hidayat, Udin]]>;
<![CDATA[Prasetyo, Yoyok]]>
<![CDATA[ Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 7 No. 1 (2024): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan ]]>
Publisher : <![CDATA[Departement Of Accounting, Indonesian Cooperative Institute, Indonesia ]]>
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DOI: 10.55904/cb3kzt16
<![CDATA[Cryptocurrency has become very popular among Indonesian people with a very significant increase in 2020. This is an interesting phenomenon to study, because Cryptocurrency in the form of bitcoin still does not have clear legality in 2020. Various previous studies have shown a relationship between the composite stock price index (IHSG) and interest rates with Cryptocurrency. This study uses a quantitative approach with an empirical method using 2020 research data. The results of the study show that the influence of IHSG and interest rates on cryptocurrency is different. IHSG has a positive effect, meaning that the higher the IHSG, the higher the Cryptocurrency. Meanwhile, the lower the interest rate, the higher the Cryptocurrency. This indicates consistency that IHSG and interest rates have an effect on Cryptocurrency in Indonesia.]]>
<![CDATA[Renewal Analysis of Islamic Stock Criteria in Indonesia ]]>
<![CDATA[Prasetyo, Yoyok]]>;
<![CDATA[Aen, Nurol]]>;
<![CDATA[Hakim, Sofyan Al]]>;
<![CDATA[Perwira, Mohammad Bagus Teguh]]>;
<![CDATA[Sukmarini, Dien]]>
<![CDATA[ Madania: Jurnal Kajian Keislaman Vol 23, No 2 (2019): DECEMBER ]]>
Publisher : <![CDATA[Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/madania.v23i2.6293
<![CDATA[Muslim is the majority population in Indonesia. This has become a background to provide investment instruments to meet Islamic principles. This study analyzes the renewal of Islamic stock criteria established through Bapepam LK (The Financial Services Authority/OJK) regulations. This is normative juridical research, with the object of Bapepam LK Regulations regarding Islamic stock criteria. In Indonesia, the Islamic stock criteria were first established in 2007. Bapepam LK then made an update on the Islamic stock criteria in 2009, and the last update was in 2012. Updates in 2009 were carried out on qualitative criteria, while the quantitative criteria remained. This renewal made the criteria for Islamic stocks more stringent. While the renewal in 2012 was carried out on quantitative criteria, the qualitative criteria remained steady. This renewal had eased the criteria for Islamic stock. The results of the study showed that the issuance and renewal for the Islamic stock criteria was carried out by Bapepam LK based on the fatwa and approval letter of National Sharia Council (DSN) of Indonesian Ulema Council (MUI). The stipulation of the criteria for Islamic stocks is the outcome of DSN MUI’s ijtihad Negara Indonesia memiliki jumlah penduduknya muslim yang besar. Hal ini menjadi pendorong untuk menyediakan instrumen investasi berupa saham yang memenuhi kriteria syariat Islam. Penelitian ini menganalisa pembaharuan kriteria saham syariah yang ditetapkan melalui Perauran Bapepam LK (Sekarang OJK). Penelitian ini bersifat yuridis normatif, dengan objek Peraturan Bapepam LK tentang kriteria saham syariah. Di Indonesia, kriteria saham syariah ditetapkan pertama kali pada tahun 2007. Kemudian Bapepam LK melakukan pembaharuan dalam kriteria saham syariah pada tahun 2009. Dan terakhir pembaharuan dilakukan pada tahun 2012. Pembaharuan pada tahun 2009 dilakukan pada kriteria kualitatif, adapun kriteria kuantitatif tetap. Pembaharuan ini menyebabkan kriteria saham syariah semakin ketat. Sedangkan pembaharuan pada tahun 2012 dilakukan pada kriteria kuantitatif, adapun kriteria kualitatif tetap. Pembaharuan ini menyebabkan kriteria saham syariah mengalami pelonggaran. Hasil kajian menunjukan bahwa penerbitan dan pembaharuan demi pembaharuan kriteria saham syariah dilakukan Bapepam LK bersumber pada fatwa dan surat persetujuan Dewan Syariah Nasional (DSN) Majelis Ulama Indonesia (MUI). Penentuan dalam kriteria saham syariah merupakan hasil ijtihad DSN MUI.]]>
