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Face-To-Face Learning Methods Are Limited in Overcoming Students' Learning Difficulties During The Pandemic Covid-19 Prasetyo, Yoyok; Irvan Sir; Atmam Amir
ETDC: Indonesian Journal of Research and Educational Review Vol. 1 No. 3 (2022): June
Publisher : Education and Talent Development Center Indonesia (ETDC Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/ijrer.v1i3.293

Abstract

In Indonesia, the impact of the pandemic was quite severe. This is evidenced by the high mortality rate. To reduce its spread, the minister of education and the government imposed an online learning system which was found to be less effective at elementary school levels, especially in physical education and health lessons, which required a lot of physical activity. Various obstacles that occurred in the learning model in the network resulted in educators preferring the limited face-to-face learning model as a means of delivering material to students. Despite the great risk, it turns out that this limited face-to-face learning model is more effectively used than other learning models. To reduce risk, health protocols must be carried out before starting learning. The results of this limited face-to-face learning show an increase in students' understanding of the material at MI Maarif NU Kebalandono. As a suggestion, a professional teacher must also be able to adapt and adjust to the learning they will do in class under any conditions so that the competencies expected in the curriculum can be conveyed properly to students.
Tantangan Saham Syariah Di Pasar Global Arifin, Desi Siti Habibah; Prasetyo, Yoyok
Aktiva : Jurnal Akuntansi dan Investasi Vol 10, No 1 (2025): AKTIVA
Publisher : Universitas Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53712/aktiva.v10i1.2351

Abstract

The development of Islamic financial markets has shown significant growth. Islamic stocks have become one of the investment instruments that investors are increasingly interested in. Despite this growth, Islamic stocks face complex challenges in the global market. This research is a type of qualitative literature research with descriptive analysis method. Data sources come from written literature, such as books, scientific articles, and others related to the research subject. The challenges of Islamic stocks include limited financial instruments that comply with sharia principles, lack of awareness and understanding of Islamic stocks among global investors, and differences in regulation and compliance in various countries. In addition, low liquidity, complexity in the valuation of Islamic stocks, and changing interpretations of sharia by religious authorities add another layer of difficulty for investors. Lack of supporting infrastructure and global market volatility are also factors that affect the attractiveness of Islamic stocks.
Analysis on Risk, Real Returns, and Performance Measurement of Sharia Stocks and Non-sharia Stocks Prasetyo, Yoyok; Ahmad Azam Sulaiman
Hikmatuna : Journal for Integrative Islamic Studies Vol 7 No 1 (2021): Hikmatuna: Journal for Integrative Islamic Studies, June 2021
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v7i1.3649

Abstract

Indonesia is predominantly Muslim, however, this does not necessarily mean that the number of sharia stock investors in Indonesia is also large. Referring to SOTS data’s, the number of sharia stocks investors is still very small compared to the number of stock investors as a whole. Therefore, research is needed to understand the comparison of risks, returns, and performance measurement of sharia and non-sharia stocks. Using purposive sampling, a sample of 19 stocks were obtained consisting of 14 sharia stocks and 5 non-sharia stocks from 2014 to 2018. This research is an explanatory comparative method and is a quantitative type using a different test. The results show that there is a difference in risk between sharia and non-sharia stocks. However, there is no difference in yields between Sharia and non-Sharia stocks. Performance measurement based on Risk-Adjusted Performance using the Sharpe ratio show that non-Sharia stocks are more dominant in performance than Sharia stocks. Total risk (SD) of sharia stocks (7.945062) is higher and is somewhat bigger than the average non-sharia stock risk (6,186363) and the real returns between sharia and non-sharia stocks, although descriptively statistical the real returns of sharia stocks (0.066179%) is lower than the non-sharia stocks (1.175495%).
Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application Prasetyo, Yoyok; Fatimah, Neneng
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 9 No. 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.14617

Abstract

This study aims to find out to practice credit payments using the SPayLater feature in the Shopee application and the suitability of loan funds through the SPayLater feature is based on the DSN-MUI fatwa No.177/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. This research was conducted using a descriptive method, which describes specifically the practice of product payments using the SPayLater feature and conformity analysis based on sharia. The results of this study conclude that the use of SPayLater can be done after activation. As for the practice, select the item you want to buy then, click the payment method and select SPayLater, click long payment then confirm, click make the order and enter the Shopeepay PIN. Analysis of the suitability of the DSN-MUI fatwa No. 177/DSNMUI/ II/2018 on loan funds in the form of electronic money in the SPayLater feature there are things in practice that are not in accordance with sharia principles, in which there is an additional fee of minimum installments of 2-95% of the total payment and there are late fees of 5 percent of the total invoices that are due.
RASIO PROFITABILITAS, MANAJEMEN RISIKO DAN MANAJEMEN MODAL KERJA PADA SEKTOR PERBANKAN SYARIAH DAN KONVENSIONAL Abdurraafi, Muhammad; Ernawati, Nani; Prasetyo, Yoyok; Baihaqqy, Mochammad Rizaldy Insan
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 2 (2025): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i2.3149

Abstract

Introduction: This study examines profitability ratios, risk management, and working capital management in Islamic and conventional banking sectors. Using a comparative approach, the analysis focuses on financial performance indicators such as Return on Equity (ROE), Non-Performing Financing (NPF)/Non-Performing Loan (NPL), and Current Ratio to identify differences and similarities between the two banking models. The Mann-Whitney U Test is applied to assess whether there are significant differences in these financial ratios between Islamic and conventional banks.Methods: The findings indicate that profitability ratios, risk management strategies, and working capital management differ significantly between the two banking sectors. Islamic banks have a unique financial structure due to Sharia compliance, which influences risk and capital management, including maintaining a more controlled NPF level. Meanwhile, conventional banks rely on interest-based financial mechanisms, shaping their profitability and liquidity strategies differently, including NPL and Current Ratio management to ensure financial stability.Results: The results of this study contribute to a deeper understanding of the financial performance of Islamic and conventional banks. These insights can serve as a guide for policymakers, investors, and banking institutions in making more strategic decisions regarding operations, risk mitigation, and financial planning. Keyword: Profitability Ratio, Risk Management, Working Capital Management, Return on Equity (ROE), Non-Performing Financing (NPF/NPL), Current Ratio (CR
Analisis Perbandingan Kinerja Reksadana Saham Syariah dan Konvensional Berdasarkan NAV/U, AUM, dan Rasio Sharpe Purnama, Satria; Ernawati, Nani; Prasetyo, Yoyok; Baihaqqy, Mochammad Rizaldy Insan
Journal of Innovation in Management, Accounting and Business Vol. 4 No. 2 (2025)
Publisher : Papanda Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56916/jimab.v4i2.1419

Abstract

Perkembangan reksadana syariah secara global menunjukkan tren positif seiring meningkatnya minat terhadap investasi berbasis syariah, didorong oleh kesadaran akan prinsip keuangan beretika dan pertumbuhan ekonomi Islam di negara-negara muslim maupun non-muslim. Di Indonesia, pasar reksadana syariah juga berkembang pesat, sejalan dengan meningkatnya permintaan produk investasi yang sesuai dengan prinsip syariah. Namun, di sisi lain, reksadana saham konvensional pada periode yang sama mengalami volatilitas tinggi akibat ketidakstabilan pasar global, termasuk dampak kebijakan suku bunga The Fed dan gejolak geopolitik. Penelitian ini berupaya menilai, menganalisis, dan membandingkan performa reksa dana efek syariah dan reksa dana efek konvensional yang terdaftar di Otoritas Jasa Keuangan (OJK) pada tahun 2020-2024, dengan menggunakan tiga metode pengukuran kinerja: Pertumbuhan Net Asset Value per Unit (NAV/U), Pertumbuhan Dana Kelolaan (Asset Under Management/AUM), dan Sharpe Ratio. Penelitian ini menggunakan metode kuantitatif dengan sampel sebanyak 35 produk reksadana saham syariah dan 42 produk reksadana saham konvensional. Jenis data yang digunakan merupakan data sekunder. Teknik analisis yang digunakan melibatkan perhitungan statistik non parametrik yaitu Mann Whitney U Test dengan SPSS versi 27. Penemuan ini mengindikasikan adanya perbedaan yang cukup besar dalam kinerja reksa dana efek syariah dan konvensional, yang dinilai dengan menggunakan metodologi Pertumbuhan NAV/U, Pertumbuhan AUM, dan Rasio Sharpe.  Reksa dana efek konvensional lebih unggul dalam ketiga teknik evaluasi kinerja tersebut.
Antecedent of Revisit Intention for Halal Destinations Handayani, Susi; Bismala, Lila; Hasibuan, Lailan Safina; Nor, Mhd Roslan Mhd; Prasetyo, Yoyok
Global Review of Islamic Economics and Business Vol. 13 No. 2 (2025)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/grieb.2025.132-01

Abstract

The importance of religiosity in halal tourism is the reason for this study. Religiosity is expected to influence and strengthen tourists' intention to return to halal destinations. The purpose of this study is to analyze the moderating role of religiosity in the influence of Electronic-Word of Mouth and Theory of Planned Behavior on revisit intention. Using the Purposive Sampling method, researchers obtained valid data from 201 respondents. The collected quantitative data was processed with the help of SmartPLS, to test the direct and moderation relationships between the research variables. The results of the study show that E-WOM influences revisit intention, and religiosity influences revisit intention. The results of this study can be utilized by halal destination managers, so that they can monitor reviews in E-WOM that influence revisit intention
Cash Waqf Linked Sukuk: Sharia Financial Innovation for Productive Waqf Management in Indonesia Rahmani, Salma; Prasetyo, Yoyok
Syarah: Jurnal Hukum Islam dan Ekonomi Vol. 13 No. 1 (2024): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v13i1.3087

Abstract

Productive waqf management in Indonesia faces challenges in innovation and optimizing the use of funds. Cash Waqf Linked Sukuk (CWLS), an innovative sharia financial instrument that integrates cash waqf with sukuk, appears as a potential solution. CWLS allows people to contribute through cash waqf which is then invested in sukuk, with the investment proceeds used for social projects such as infrastructure, health and education. This research aims to analyze the concepts, mechanisms and contracts implemented in CWLS, as well as evaluate their contribution to productive waqf management and their social impact in Indonesia. Using the literature study method, this research examines various primary and secondary data sources. The research results show that CWLS not only increases the productive use of waqf funds, but also provides a significant social impact through financing social and infrastructure projects. CWLS has proven to be an efficient solution in managing waqf and opens up new opportunities for economic empowerment of the people. However, challenges such as limited public understanding, the need for qualified human resources, and lack of digital access need to be addressed. This research concludes that CWLS has great potential to strengthen the waqf ecosystem and support sharia financial inclusion in Indonesia, with the right support from the government, sharia financial institutions and the community. Increased education and outreach efforts are needed to overcome these barriers and maximize the benefits of CWLS.
PENGARUH RETURN ON ASSET (ROA), DEBT TO EQUITY RATIO (DER), DAN EARNING PER SHARE (EPS) TERHADAP NILAI PERUSAHAAN SUB SEKTOR OTOMOTIF YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2013-2022 Sawita, Asria; Ernawati, Nani; Prasetyo, Yoyok; Soetjahjanto
AKURAT | Jurnal Ilmiah Akuntansi FE UNIBBA Vol. 14 No. 03 (2023): AKURAT Edisi September-Desember 2023 | Jurnal Ilmiah Akuntansi FE UNIBBA
Publisher : Fakultas Ekonomi UNIBBA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini dilakukan dengan tujuan untuk mengetahui dan mengidentifikasi variabel apa saja yang berpengaruh terhadap nilai Perusahaan baik secara simultan maupun parsial. Pendekatan yang digunakan adalah kuantitatif deskriptif dengan populasi sebanyak 13 perusahaan Subsektor otomotif yang terdaftar di Bursa Efek Indonesia periode 2013-2022, dengan metode purposive sampling dan diperoleh sampel sebanyak 11 perusahaan. Teknik analisa data menggunakan Regresi data panel. Berdasarkan hasil penelitian menunjukan bahwa Return on asset, debt to equity ratio, dan Earning per share berpengaruh secara simultan terhadap nilai Perusahaan. Sedangkan secara parsial hanya Return on asset dan earning per share yang berpengaruh sementara debt to equity ratio tidak pengaruh terhadap nilai perusahaan.
Green Intellectual Capital as a Mediator of Good Corporate Governance and Firm Value: A Sharia Perspective Ryad, Ahmad; Prasetyo, Yoyok
Journal of Islamic Economics and Business Vol. 5 No. 1 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i1.45552

Abstract

This study aims to examine the influence of the mechanism of good corporate governance (GCG) on the value of the company (FV), with Green Intellectual Capital (GIC) as a mediating variable in telecommunication companies listed on the Indonesia Stock Exchange (IDX) during the period 2016–2022. This research fills a gap in the literature related to the contribution of GIC in strengthening the relationship between GCG and FV, especially in sectors facing the pressures of digital transformation and environmental sustainability. The method used is Partial Least Squares–Structural Equation Modeling (PLS-SEM) with the help of Smart PLS 3 software. Data was obtained through purposive sampling from 15 telecommunication companies. The results of the study show that GCG has a significant effect on GIC and company value, and that GIC mediates significantly the influence of GCG on company value. However, the direct influence of GCG on company value is more dominant than the indirect influence through GIC. These findings emphasize the importance of strengthening human resource capacity and knowledge-based sustainability strategies to improve the company's competitiveness in a sustainable manner.