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University Student Vulnerability to Phishing in Digital Banking across Social Platforms Fitrah, Mutia Salsanu; Ramadhani, Sri; Syakir, Ahmad
Journal of Social Commerce Vol. 5 No. 2 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i2.166

Abstract

Human fallibility to phishing is not the byproduct of ignorance anymore, but the one kept alive by the very structure of digital existence. The aesthetic of deception finds a fertile ground in the repetitiveness of trust, the aesthetic of familiarity, and fluid choreography of the communication process that occurs via a platform. The current paper investigates the effect that can be observed in students of Indonesian universities who, due to their exposure to mobile banking and messaging culture, do not regard phishing as a perversion but as something that may appear to be reality. The research, which is based on in-depth interviews, baffles the conclusion that deception is not triumphing with tricky technical challenges rather with social engineering that hopscotches through interpersonal pathways, uses institutional jargon, and play with emotional instinct. Subjects were not blind to the danger. They are weak, instead, because of the same set of circumstances that conditions them to act quickly, to accept as true signals that are visually consistent, and to place the value of the urgent ahead of checking. This evidence means that the issue is not the absence of awareness but the weakness of awareness in the face of pressure. Therefore, there is a need to change the way the digital vulnerability is thought of. Security should not be a personal issue that creates a vacuum out of a context. Rather, it needs to be regarded as a social/infrastructural question, one that is informed by design, by platform logic, by the relational predilections by which we characterize our everyday digital practice.
The Impact of CSR Contributions on Sustainable Development: A Quantitative Analysis of Bank Syariah Indonesia’s Medan Branch (2023–2024) Hasanah, Aulia Nurul; Harmain, Hendra; Syakir, Ahmad
Journal of Social Work and Science Education Vol. 6 No. 3 (2025): Journal of Social Work and Science Education
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jswse.v6i3.1253

Abstract

This research aims to analyze the influence of the Corporate Social Responsibility (CSR) contributions of Bank Syariah Indonesia Medan Branch A.H. Nasution on sustainable development during the 2023–2024 period. Using a quantitative approach, data were collected from 220 beneficiaries of the CSR program in the fields of education, economy, health, social, and environment. The analysis was conducted using multiple linear regression and Structural Equation Modeling (SEM) through SmartPLS software. The results indicate that all dimensions of CSR significantly affect sustainable development, with community participation as a mediating variable that strengthens this relationship. The highest sustainability index is achieved in the education and health sectors. This study emphasizes the importance of CSR design based on local needs, transparency, and continuous evaluation. These findings contribute theoretically to the development of a measurable CSR model, as well as practical recommendations for sharia financial institutions in supporting the Sustainable Development Goals (SDGs) agenda.
Culinary MSME Development Strategy Using the Strengths, Opportunities, Aspirations, and Results (SOAR) Approach Maulia, Tria Rizki; Qarni, Waizul; Syakir, Ahmad
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Based on data from the Ministry of Cooperatives and SMEs of the Republic of Indonesia, the Economic Census from the Central Statistics Agency in 2024 showed that the large contribution of MSMEs to the Indonesian economy reached 61.07% of GDP or IDR 9,300 trillion. In addition to contributing to creating jobs, MSMEs also support local economic growth. One type of culinary MSME that is promising to be developed is the food stall business. Warung Lesehan Keluarga Mas Bambang is one of the food stalls in Medan Marelan that has many variants of food menus. This study aims to determine the right business development strategy for Warung Lesehan Keluarga Mas Bambang. This study uses a qualitative descriptive research method with SOAR analysis. The results show that the strengths of Warung Lesehan Keluarga Mas Bambang are the attractive stall design with a traditional concept, having many variants of food menus that suit the people's tongue and affordable prices. The appropriate strategies to be implemented at Warung Lesehan Keluarga Mas Bambang are the SR strategy and the OR strategy. The SR strategy is to maximize internal strategies and the OR strategy is the most strategic because it is more efficient, namely utilizing existing opportunities such as raw materials, technology, and markets. Faster impact is directly boosting revenue and image. and sustainable can be combined with SR/OA for long-term optimization.
STUDI EVALUATIF TERHADAP EFEKTIVITAS INSEMINASI BUATAN SAPI BALI DI KABUPATEN BENER MERIAH Syakir, Ahmad; Sari, Wenny Novita; Wahyuni, Mida
Jurnal Peternakan (Jurnal of Animal Science) Vol 9, No 2 (2025): JURNAL PETERNAKAN (JURNAL OF ANIMAL SCIENCE)
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jas.v9i2.19795

Abstract

Inseminasi buatan adalah teknik reproduksi buatan yang digunakan untuk meningkatkan genetika ternak dengan cara menyuntikkan straw ke dalam rahim atau saluran reproduksi ternak betina. Proses ini memungkinkan peternak untuk memperbaiki sifat-sifat genetik ternak dengan memilih sperma dari pejantan yang memiliki kualitas genetik yang diinginkan. Penelitian ini bertujuan untuk mengetahui tingkat keberhasilan IB pada sapi bali di Kabupaten Bener Meriah. Penelitian ini telah dilaksanakan di Kabupaten Bener Meriah pada bulan September 2023. Metode Survei yang digunakan dalam penelitian ini. Responden dalam penelitian ini adalah 41 peternak dengan jumlah sapi yang di IB berjumlah 63 ekor. Teknik pengumpulan data dilakukan secara observasi dan wawancara. Data dihitung menggunakan rumus Service Per Conception (S/C), Conception Rate (CR), Non Return Rate (NRR). Hasil Penelitian menunjukkan bahwa pelaksanaan program inseminasi buatan di Kabupaten Bener Meriah telah berjalan dengan sangat baik, di mana rataan nilai Service per conception (S/C) adalah 1,29%, Conception Rate (CR) sebesar 79,36%, Non Return Rate (NRR) sebesar 85,71%.
TINGKAT PREVALENSI DAN PREFERENSI INFESTASI CAPLAK PADA SAPI BALI FARM PETERNAKAN KAMPUS UNIKI DI DESA PALOH SEULIMENG KECAMATAN JEUMPA KABUPATEN BIREUEN Syakir, Ahmad; Husna, Asmaul; Haryadi, Haryadi
Jurnal Peternakan (Jurnal of Animal Science) Vol 9, No 1 (2025): JURNAL PETERNAKAN (JURNAL OF ANIMAL SCIENCE)
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jas.v9i1.21366

Abstract

Salah satu masalah yang dialami peternak sapi adalah munculnya parasit yang perlu diatasi yaitu ektoparasit. Caplak merupakan salah satu ektoparasit yang sering ditemukan pada hewan ternak dan dapat mengurangi kualitas serta kuantitas produk ternak.  Untuk itu, studi ini dilakukan untuk memahami tingkat prevalensi dan preferensi infestasi caplak menurut bagian tubuh pada sapi bali yang dipelihara di Kandang Peternakan Sapi Kampus Fakultas Sains Pertanian dan Peternakan Universitas Islam Kebangsaan Indonesia , Kabupaten Bireun. Penelitian ini menggunakan metode purprosive sampling yaitu memilih sampel sapi bali  berumur 1-4 tahun  dengan sistem pemeliharaan secara semi intensif.   Terdapat total 25 ekor sapi potong yang terdiri dari 4 jantan dan 21 betina.   Pengambilan caplak dilakukan secara manual dengan pinset dimulai dari bagian kepala, leher, punggung, perut, selangkangan kaki depan, dan selangkangan kaki belakang.   Caplak yang diidentifikasi adalah Boophilus microplus yang merupakan salah satu spesies caplak dari sub genus Boophilus dengan tingkat prevalensi 92%% dan preferensi tertinggi terdapat pada bagian leher dengan rata-rata 36,5 ekor caplak per sapi.
Factors Affecting Customer Interest in KPR iB Griya Housing Financing at PT Bank Sumut, Sibolga Syariah Branch Mutiara, Mutiara Manalu; Nasution, Yenni Samri Juliati; Syakir, Ahmad
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2669

Abstract

This research is motivated by the lack of customer interest in the iB Griya KPR financing product at PT. Bank Sumut, Sibolga Syariah Branch, where in the last 4 years through a pre-survey there has been no customers in this financing. Therefore, the purpose of this study is to find and analyze the factors that influence customer interest in iB Griya KPR financing. The research method applied is quantitative and the analysis used is multiple linear regression as an analysis tool. The proof of the hypothesis used is through significant testing. The sample of this study uses random sampling, namely by choosing freely among savings customers at PT. Bank SUMUT, Sibolga Syariah Branch from the beginning of 2021-2025. The independent variable in this study is customer interest. While data analysis uses SPSS 20, Classical Assumption Test, Multiple Linear Regression and Hypothesis Testing to test the data statistically. The results of this study indicate that price, promotion and location influence customer interest in iB Griya KPR financing at PT. Bank Sumut, Sibolga Syariah Branch. It can be concluded that efforts to increase consumer interest can be done by paying attention to appropriate pricing strategies, implementing effective promotions, and selecting an ideal location to maximize the attractiveness of the products or services offered, so that it can increase purchasing decisions and consumer loyalty.
Effectiveness of Green Feed and Tofu Dregs Mixture on Rectal Temperature, Heart Rate and Respiratory Frequency of Sheep Sari, Wenny N.; Syakir, Ahmad; Kamal, Mustafa; Wahyudi, Reza; Mustaqim, Mustaqim
Aceh Journal of Animal Science Vol 10, No 2 (2025): June 2025
Publisher : Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.13170/ajas.10.2.45717

Abstract

Sheep feed sources can be provided in the form of forage and tofu dregs, and the most important thing is feed that meets the needs of protein, carbohydrates, fat, and vitamins and minerals. This study aims to determine the effect of feeding between forage and tofu dregs on rectal temperature, respiratory rate and heart rate. This study was conducted from October to November 2024. The design used in this study was a Randomized Block Design (RAK) with 4 treatments and 3 replications. The results of the study can be concluded that the effect of providing different forage and tofu dregs showed no significant difference (P 0.05) on rectal temperature, heart rate and respiratory rate of sheep. The highest average rectal temperature was seen in treatment D, which was 37.740C and the lowest average was in treatment B, which was 37.640C. The highest average heart rate was seen in treatment D, which was 64.84 times/minute and the lowest average was in treatment B, which was 58.04 times/minute. The highest average respiratory frequency was seen in treatment D, namely 71.93 times/minute and the lowest average was seen in treatment A, namely 66.49 times/minute.
Faktor- Faktor Yang Mempengaruhi UMKM di Lubuk Pakam Dalam Memilih Pembiayaan Syariah dan Konvensional Kurinci, Ayu Ismah Azizah; Nawawi, Zuhrinal M; Syakir, Ahmad
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1901

Abstract

Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis faktor-faktor yang mempengaruhi pelaku Usaha Kecil, dan Menengah (UMKM) di Lubuk Pakam-Deli Serdang dalam memilih pembiayaan syariah atau konvensional. UMKM sering dihadapkan pada kendala permodalan, dan pilihan pembiayaan yang tepat menjadi kunci dalam mempertahankan kelangsungan usaha. Penelitian ini mengeksplorasi faktor-faktor seperti pemahaman terhadap sistem pembiayaan, persepsi risiko, literasi keuangan, serta aspek religiusitas yang memengaruhi preferensi pembiayaan. Data dikumpulkan melalui survei terhadap 200 pelaku UMKM menggunakan metode purposive sampling, dan dianalisis menggunakan teknik statistik deskriptif serta uji beda (t-test). Hasil penelitian menunjukkan bahwa faktor-faktor yang mempengaruhi UMKM (Pemahaman Tentang Pengetahuan, Persepsi Manfaat, Kemudahan Akses dan Pembiayaan dan Risiko dan Stabilitas) berpengaruh signifikan secara simultan terhadap Pemilihan Pembiayaan syariah dan konvensional pada pelaku usaha yang ada di UMKM Mikro Deli Serdang. Hipotesis tersebut menunjukkan bahwa dengan adanya faktor pemahaman tentang pengetahuan yang menjadi dasar keputusan, adanya persepsi manfaat dari setiap jenis pembiayaan, adanya kemudahan untuk akses pada proses dan pembiayaa dan risiko dan stabilitas dari masing-masing jenis pembiayaan, baik itu syariah maupun konvensional memiliki pengaruh yang baik terhadap pelaku usaha untuk melakukan pemilihan pembiayaan syariah dan konvensional yang ada di UMKM Mikro Deli Serdang.
PENGARUH MODEL PEMBELAJARAN KOOPERATIF TIPE THINK-PAIR-SHARE TERHADAP KEMAMPUAN KOMUNIKASI MATEMATIS SISWA KELAS VIII SMPN 1 BANGKINANG Syakir, Ahmad
Jurnal Pendidikan Tambusai Vol. 2 No. 3 (2018): December 2018
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v2i5.101

Abstract

Penelitian ini bertujuan untuk mengetahui ada atau tidaknya perbedaan kemampuan komunikasi matematika antara siswa yang menerapkan pembelajaran kooperatif dengan model think-pair-share dengan yang menerapkan pembelajaran konvensional dan untuk mengetahui bagaimana peningkatan kemampuan komunikasi matematika siswa dengan menggunakan pembelajaran kooperatif dengan model Think-Pair-Share di SMP Negeri 1 Bangkinang. Penelitian ini merupakan jenis penelitian kuasi eksperimen. Populasi dalam penelitian ini adalah seluruh siswa SMP Negeri 1 Bangkinang dengan sampel siswa kelas VIII5 dan VIII6. Teknik pengumpulan data dalam penelitian ini adalah teknik observasi, tes, dan dokumentasi. Berdasarkan hasil analisis data penelitian diambil kesimpulan bahwa terdapat perbedaan kemampuan komunikasi antara siswa yang menggunakan pembelajaran kooperatif dengan model Think-Pair-Share dengan siswa yang menggunakan pembelajaran konvensional. Hal ini terlihat dari nilai t0 yang diperoleh yaitu 2,085 lebih besar dari nilai ttabel yaitu 1,99. Didukung juga oleh nilai rata-rata kelas eksperimen yaitu 66,375 lebih tinggi dibandingkan kelas kontrol yaitu 53,875
Peran BMT Raudhah dalam Pengembangan Ekonomi Lokal dan Pemberdayaan Masyarakat: Studi Kualitatif Kontribusi BMT Raudhah dalam Mendorong Pertumbuhan Ekonomi dan Kesejahteraan Masyarakat Lokal Nasution, Zulhasby Assidqy; Syakir, Ahmad; Yanti , Nursantri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5845

Abstract

This research aims to determine the contribution of BMT Raudhah in promoting economic growth and the welfare of the local community. BMT Raudhah is one of the business units owned by the Ar-Raudhatul Hasanah Islamic Boarding School Cooperative in Medan. This study employs a qualitative method to explore the role of BMT Raudhah in fostering economic growth and community welfare. Data were collected through in-depth interviews with several BMT Raudhah administrators. The results indicate that BMT Raudhah significantly contributes to the economic development of its members by providing business capital, entrepreneurship training, and other support. Additionally, BMT Raudhah empowers the community by offering sharia-based services and products such as savings and deposits, which can help individuals achieve their welfare. Through its products based on Islamic values, BMT Raudhah is able to assist its members in driving economic growth and enhancing community wellbeing. This research is expected to provide theoretical and practical contributions to the development of BMTs, particularly in increasing their contributions to promoting economic growth and the welfare of local communities.