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All Journal JAM : Jurnal Aplikasi Manajemen JURNAL BIOLOGI INDONESIA International Journal of Artificial Intelligence Research Jurnal Office Bisma: Jurnal Bisnis dan Manajemen Jurnal Kreativitas PKM Jurnal Ekonomi Efektif Devotion: Journal of Research and Community Service Journal of Educational Sciences Journal of Accounting and Finance Management (JAFM) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Return : Study of Management, Economic and Bussines Jurnal Pendidikan Progresif
Susanti, Neneng
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Religion Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Health Professions Library & Information Science Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Development of Contextual Based Electronic Global Warming Modules using Flipbook Applications as Physics Learning Media in High Schools Susanti, Neneng; Yennita, Yennita; Azhar, Azhar
Journal of Educational Sciences Vol. 4 No. 3 (2020): Journal of Educational Sciences
Publisher : FKIP - Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/jes.4.3.p.541-559

Abstract

This study aims to produce physics learning media in high schools in the form of the development of contextual based electronic global warming modules using a valid, practical and effective flipbook application. This type of research is research and development using the ADDIE model (Analysis, Design, Development, Implementation and Evaluate). The field trial design used was One Group Pretest-Posttest Design. The development of contextual based electronic global warming modules using the flipbook application has passed the validation test stage with an average percentage of material experts at 88.42% with a very valid category and an average percentage of media experts at 85.63% with a very valid category. Practicality test by the teacher obtained an average percentage score of 85.56% with very practical criteria and by students obtained an average percentage score of 91.33% with a very practical category. Improved learning outcomes using e-modules and without e-modules (the results of last year's tests) are included in the increased category. It can be concluded that the use of contextual- based electronic modules using the flipbook application in learning can improve student physics learning outcomes.
The Effect of Liquidity, Operational Efficiency, and Profitability on Dividend Policy Wijaya, Andralie; Susanti, Neneng
Return : Study of Management, Economic and Bussines Vol. 4 No. 2 (2025): Return: Study of Management, Economic and Business
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v4i2.332

Abstract

The dividend policy, proxied by dividend payout ratio, of conventional commercial banks in Indonesia from 2019 to 2023 showed a downward trend, giving a negative sentiment to the market. The purpose of this study is to analyze the effect of liquidity, operational efficiency, and profitability on dividend policy applied by conventional commercial banking companies listed on the Indonesia Stock Exchange between 2019 and 2023. This study uses a quantitative approach with panel data regression method. Secondary data were taken from the annual financial statements of 11 conventional commercial banking companies, which were selected through purposive sampling. Data analysis was performed using EViews 13 software. The results show that liquidity has a negative and significant influence on dividend policy, operational efficiency also has a negative and significant impact, while profitability shows a positive and significant influence on dividend policy. This study suggests that companies balance loan distribution and third-party funds for liquidity while efficiently managing cash flow, reducing operating costs, and diversifying revenue to enhance profitability and dividend policy. This study provides valuable insights for managers and investors in making decisions related to dividend policy amidst changing economic dynamics. Further research is expected to explore other variables that may be influential in a broader context.
Kinerja Keuangan Sebelum dan Saat Pandemi Covid-19 (Studi Kasus pada Perusahaan Sektor Farmasi) Susanti, Neneng; Irawati, Tanti; Hasan, Oliver; Bayu, Muhammad; Wahju, Vincentia
Jurnal Ekonomi Efektif Vol. 6 No. 1 (2023): JURNAL EKONOMI EFEKTIF
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JEE.v6i1.34449

Abstract

Penelitian ini bertujuan untuk membandingkan kinerja keuangan sektor farmasi yang terdaftar di Bursa Efek Indonesia (BEI) sebelum dan pada masa pandemi Covid-19. Metode yang digunakan dalam penelitian ini adalah deskriptif kuantitatif. Penelitian dilakukan pada 10 perusahaan farmasi yang terdaftar di Bursa Efek Indonesia (BEI). Kinerja keuangan dinilai dengan menggunakan rasio aktivitas melalui TATO, rasio likuiditas melalui Current Ratio, rasio profitabilitas dengan ROE, dan rasio solvabilitas melalui DER. Hasil penelitian ini menunjukkan bahwa pandemi COVID-19 memberikan dampak terhadap perusahaan farmasi dari segi aktivitas, likuiditas, profitabilitas, dan rasio solvabilitas. Jadi bisa dikatakan terdapat perbedaan signifikan antara berbagai hal yang harus dipelajari sebelum dan saat pandemi co-19.
Analyzing the Antecedents and Consequences of Teacher Job Satisfaction in the Digital 4.0 Era Romy, Elly; Pada, Andi Tenri; Susanti, Neneng; Umiyati, Hesti; Sudirman, Acai
Jurnal Pendidikan Progresif Vol 12, No 3 (2022): Jurnal Pendidikan Progresif
Publisher : FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Analyzing the Antecedents and Consequences of Teacher Job Satisfaction in the Digital 4.0 Era. Objectives: This research analyzes the antecedents and consequences of teacher job satisfaction in the digital 4.0 era. Methods: This study uses a quantitative approach with a theoretical model assessed by PLS-SEM analysis. The sampling technique was oriented to purposive sampling, so the samples obtained were 125 teachers. Findings: The results of this research suggest that principal supervision has no significant effect on teacher job satisfaction, while compensation significantly affects teacher job satisfaction. The results of this research also confirm that teacher job satisfaction significantly affects organizational citizenship behavior and teacher performance. Conclusion: This study concludes that the principal supervision program must be realized in implementing clinical and non-clinical supervision programs. Giving fair compensation will give teachers their motivation to work optimally. Job satisfaction shown by teachers can directly improve organizational citizenship behavior and teacher performance.Keywords: principal supervision,compensation,teacher job satisfaction, organizational citizenship behavior, teacher performance.DOI: http://dx.doi.org/10.23960/jpp.v12.i3.202222
Pentingnya Literasi Keuangan Pada Generasi Z (Studi Pada Siswa SMA dan SMK di Kota Bandung) Susanti, Neneng; Mukhlis, Tanti Irawati; Aji, Muhammad Bayu; Hasan, Oliver; Yanida, Pebri; Widajatun, Vincentia Wahju
Jurnal Kreativitas Pengabdian Kepada Masyarakat (PKM) Vol 7, No 10 (2024): Volume 7 No 10 (2024)
Publisher : Universitas Malahayati Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/jkpm.v7i10.14542

Abstract

ABSTRAK Pada era digitalisasi ekonomi semua kebutuhan dapat dengan cepat dan mudah dijangkau. Kenyamanan, kemudahkan akses dan kecepatan sudah memanjakan dalam prosesnya. Dengan adanya teknologi ini sangat membantu manusia dalam mencukupi kebutuhannya. Tentunya arus yang besar ini akan memberi dampak positif dan negatif kepada semua kalangan, khususnya kalangan generasi Z dan milenial. Literasi keuangan menjadi isu utama dan menjadi salah satu  kebijakan yang secara terus menerus dilakukan oleh pemerintah. Financial Fitness Index OCBC NISP merupakan hasil studi kolaboratif antara OCBC NISP dan NielsenIQ mengkaji sikap dan perilaku pengelolaan keuangan serta cara meningkatkannya  untuk menggambarkan kesehatan keuangan generasi muda Indonesia. Jumlah penduduk Indonesia saat ini didominasi oleh Gen Z dan Milenial, menurut hasil sensus Badan Pusat Statistik (BPS) 2020. Penduduk yang lahir antara tahun 1997 dan 2012 dikenal sebagai Generasi Z. Jumlah penduduk Gen Z mencapai 75,49 juta jiwa atau 27,94 persen dari total populasi 270,2 juta jiwa (Dukcapil: Jumlah Penduduk Indonesia Sebanyak 275,36 Juta Pada Juni 2022, n.d.). Generasi Z memiliki karakteristik fasih teknologi, berinteraksi dengan sosial media, ekspresif yang cenderung toleran dan multitasking. Dengan perkembangan teknologi yang ada disertai dengan karakteristik generasi Z, sangat memungkinkan untuk memiliki sikap konsumerisme pada generasi Z dan adanya kebutuhan terhadap literasi keuangan. Generasi Z yang memiliki pengetahuan akan pengelolaan keuangan seperti menabung, tidak selalu pasti memiliki perilaku menabung. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan dewasa muda masih sangat rendah meskipun mereka tergolong financially active—terbukti dari kepemilikan kartu kredit. Tingkat literasi keuangan akan meningkat seiring dengan meningkatnya pendidikan. Tingkat literasi keuangan yang rendah, menunjukan bahwa pengetahuan generasi milenial akan tabungan dan pinjaman, asuransi dan investasi masih rendah. Kata Kunci:  Financial Literacy, Personal Finance, Financial Technology  ABSTRACT  In the era of economic digitalization, all needs can be reached quickly and easily. Convenience, ease of access and speed have spoiled the process. With this technology, it greatly helps humans in meeting their needs. Of course, this large flow will have positive and negative impacts on all groups, especially generation Z and millennials. Financial literacy is a major issue and is one of the policies that is continuously implemented by the government. The OCBC NISP Financial Fitness Index is the result of a collaborative study between OCBC NISP and NielsenIQ examining attitudes and behaviors in financial management and how to improve them to describe the financial health of Indonesia's young generation. The current population of Indonesia is dominated by Gen Z and Millennials, according to the results of the 2020 Central Statistics Agency (BPS) census. The population born between 1997 and 2012 is known as Generation Z. The population of Gen Z reached 75.49 million people or 27.94 percent of the total population of 270.2 million people (Dukcapil: The Population of Indonesia is 275.36 Million in June 2022, n.d.). Generation Z has the characteristics of being fluent in technology, interacting with social media, expressive who tend to be tolerant and multitasking. With the development of existing technology accompanied by the characteristics of generation Z, it is very possible to have a consumerist attitude in generation Z and the need for financial literacy. Generation Z who have knowledge of financial management such as saving, do not always have saving behavior. The results of the study show that the level of financial literacy of young adults is still very low even though they are classified as financially active—as evidenced by the ownership of credit cards. The level of financial literacy will increase along with increasing education. The low level of financial literacy shows that the knowledge of the millennial generation about savings and loans, insurance and investment is still low.  Keywords: Financial Literacy, Personal Finance, Financial Technology
Literasi Keuangan untuk Sustainable Development Goals: Workshop Pengenalan Aplikasi Laporan Keuangan Sederhana bagi Pengurus dan Anggota Rahastra CU Kota Bandung Widajatun, Vincentia Wahju; Mukhlis, Tanti Irawati; Susanti, Neneng; Sumantri, Muhammad Bayu Aji; Padmanegara, Oliver Hasan; Yanida, Pebri
Jurnal Kreativitas Pengabdian Kepada Masyarakat (PKM) Vol 9, No 1 (2026): Volume 9 Nomor 1 (2026)
Publisher : Universitas Malahayati Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/jkpm.v9i1.21059

Abstract

ABSTRACT The increasingly dynamic development of the financial sector requires an increase in financial literacy for the community, especially for Micro, Small, and Medium Enterprises (MSMEs). Low financial literacy can lead to less than optimal financial management, thus having a negative impact on business performance and sustainability. This study seeks to enhance the comprehension of financial literacy among MSME participants through the Community Service (PkM) initiative in partnership with Rahastra Cooperative. The approach employed in this program includes lectures and tutorials that offer knowledge and training on utilizing digital financial recording applications for MSME operators. The training outcomes indicate that the adoption of digital technology for financial recording assists MSMEs in generating more organized financial reports, thereby improving their access to financing and enhancing their financial management practices. Therefore, boosting technology-driven financial literacy can serve as an effective means to elevate the competitiveness and long-term viability of MSMEs.. Keywords: Financial Literacy, Msmes, Digital Financial Recording, Financial Applications, Financial Management.  ABSTRAK Perkembangan sektor keuangan yang semakin dinamis menuntut peningkatan literasi keuangan bagi masyarakat, terutama bagi pelaku Usaha Mikro, Kecil, dan Menengah (UMKM). Literasi keuangan yang rendah dapat menyebabkan pengelolaan keuangan yang kurang optimal, sehingga berdampak negatif pada kinerja dan keberlanjutan usaha. Penelitian ini bertujuan untuk meningkatkan pemahaman literasi keuangan bagi pelaku UMKM melalui program Pengabdian Kepada Masyarakat (PkM) yang bekerja sama dengan Koperasi Rahastra. Metode yang digunakan dalam kegiatan ini adalah ceramah dan tutorial yang memberikan wawasan serta pelatihan penggunaan aplikasi pencatatan keuangan digital bagi pelaku UMKM. Hasil pelatihan menunjukkan bahwa penggunaan teknologi digital dalam pencatatan keuangan membantu UMKM dalam menyusun laporan keuangan yang lebih sistematis, sehingga dapat meningkatkan akses mereka terhadap pendanaan serta memperbaiki pengelolaan keuangan usaha. Dengan demikian, peningkatan literasi keuangan berbasis teknologi dapat menjadi solusi efektif dalam meningkatkan daya saing dan keberlanjutan UMKM. Kata Kunci: Literasi Keuangan, UMKM, Pencatatan Keuangan Digital, Aplikasi Keuangan, Pengelolaan Keuangan.
Co-Authors Acai Sudirman Andayani, Noviar Ani Mardiastuti Azhar Azhar Bayu, Muhammad Harfudin, Hasan Hasan, Oliver Ichsani, Sakina Irawati, Tanti Jasmani jasmani Larest Manuel Manopo, Wilman Muhammad Bayu Aji Mukhlis, Tanti Irawati Pada, Andi Tenri Padmanegara, Oliver Hasan Pebri Yanida, Pebri Putra, Ivan Gumilar Sambas Putra, Okta Eka Rachmawati, Vicka Romy, Elly Sumantri, Muhammad Bayu Aji Umiyati, Hesti Vincentia Wahju Widajatun, Vincentia Wahju Wahju, Vincentia Wantriani, Retno Wijaya, Andralie Yennita