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All Journal MUQTASID HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam TSAQAFAH Iqtishoduna: Jurnal Ekonomi Islam Amalee: Indonesian Journal of Community Research & Engagement Al-Muqayyad Proceedings of Annual Conference for Muslim Scholars Jurnal Abdi Insani Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING El-Qist : Journal of Islamic Economics and Business (JIEB) Penamas: Journal of Community Service East Java Economic Journal Jurnal Keuangan dan Akuntansi Terapan (KUAT) EKONOMIKA SYARIAH : Journal of Economic Studies JEBI (Jurnal Ekonomi dan Bisnis Islam) Open Community Service Journal Jurnal Ilmiah Pengabdian dan Inovasi Eduvest - Journal of Universal Studies Easta Journal of Innovative Community Services The Es Economics and Entrepreneurship The Eastasouth Management and Business Eastasouth Journal of Impactive Community Services Klabat Journal of Management Global Education Journal JAMAS: Jurnal Abdi Masyarakat FENOMENA: Journal of Social Science NGARSA: Journal of Dedication Based on Local Wisdom The Eastasouth Journal of Social Science and Humanities Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Proceeding of International Conference on Humanity Education and Society Mozaic: Islamic Studies Journal Welfare: Jurnal Pengabdian Masyarakat AL-MUFIDAH : Jurnal Pengabdian Kepada Masyarakat
Masruroh, Nikmatul
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The Institutional Innovation Through The Integrated Halal System In Management of Hajj Fund Investment in Indonesia Aminah, Siti; Masruroh, Nikmatul; Wardhana, Firmansyah Shidiq
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2626

Abstract

The presence of the COVID-19 disease has had an impact on the pattern of departures for the pilgrimage throughout the world, especially in Indonesia. The lockdown, PSBB, and PPKM policies have had an impact on reducing mass mobilization in the context of preventing COVID 19. The Hajj ban policy has resulted in a longer waiting list for Hajj departures. The longer the waiting list means that the Hajj funds accumulate and must be managed professionally and transparently. Law No. 34 of 2014 mandates the Hajj Fund Management Agency (BPKH) to manage the collected Hajj funds. Previously, 50% of Hajj funds were placed in Islamic banking, it is planned that in 2021 there will be changes. 30% of funds being placed in Islamic banking and 70% being invested in the Islamic investment sector, which is able to provide optimal returns. Therefore, this article was compiled with the aim of providing analysis and proposals for investment innovations that are Sharia-compliant and able to provide benefits for pilgrims who have already made Hajj payments, namely with an integrated halal system. This goal is achieved by using a literature review with Porter's diamond analysis to see the strength of the halal industry in carrying out institutional integration with BPKH. In addition, institutional analysis is also used to explore institutional patterns that should be carried out to achieve optimal management of Hajj funds. This study concludes that in the management of Hajj funds, strong institutions are needed, specifically those that have established Islamic ethics. The principles of trust and honesty are the main foundation for carrying out a halal-integrated system. In the implementation of Hajj fund investment, integration is needed between BPKH, MUI, Ministry of Industry, BPJPH, and companies that are already halal-certified.
SUSTAINABLE FINANCIAL LITERACY POLICY IN BREAKING THE CHAIN OF DEBT AND RECEIVABLES IN HOUSEHOLDS FADLI, AHMAD; MASRUROH, NIKMATUL; FAWAID, YAZIDUL; SHAHRIN, ATTORI ALFI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 9, No 2 (2024): Juli - Desember 2024
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v9i2.1490

Abstract

The purpose of this research, firstly; explore the practices of accounts payable and receivable that occur in households, secondly; the formulation a sustainable financial literacy policy through digital applications and cooperative innovation and changing "titil" banks into sharia-based "installment" banks. The method used in writing this work is literature review and netnography. This approach is used to explore data via the internet from various conversations on social media as well as observing phenomena that occur in society related to debt and receivable transactions. Data was obtained through library or literature studies. Data analysis uses interpretive analysis to interpret data related to policies in carrying out continued financial literacy. Main findings in this research, namely, there are various types of debt practices in Indonesian households, there are models of debt to bank and non-bank financial institutions, there are models of debt to banks "titil", models of debt to loan sharks, models of debt via online applications (pinjol), debt to fellow neighbors, debt through cooperatives, debt by participating in social gatherings and so on. Various variations of debt models exist in Indonesian households. The way to overcome this is by presenting an application-based literacy policy. So, you can prevent debts from piling up further.
Pendampingan Penghitungan Zakat pada Muzakki Melalui Kemitraan Masruroh, Nikmatul; Hamdani, Irfan
KUAT : Keuangan Umum dan Akuntansi Terapan Vol 6 No 2 (2024): Edisi November
Publisher : Politeknik Keuangan Negara STAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31092/kuat.v6i2.2537

Abstract

Pengabdian ini memiliki tujuan, pertama, memberikan wawasan kepada para muzakki tentang cara penghitungan zakat mal yang harus dikeluarkan, kedua melakukan pendampingan penghitungan zakat dari jenis zakat mal yang akan dikeluarkan. Tujuan tersebut dicapai dengan model kemitraan yang dilakukan antara BAZNAS Jember dengan UIN Kiai Haji Jember sebagai salah satu Perguruan Tinggi yang memiliki Prodi Manajemen Zakat dan Wakaf. Pengabdian berbentuk collaborative action antara dua lembaga, yaitu BAZNAS Jember dengan UIIN Kiai Haji Achmad Siddiq Jember. Sehingga dalam hal ini ada keterlibatan para praktisi serta juga BAZNAS sebagai pengelola dan penyalur zakat. Hasil pengabdian ini, pertama muzakki memiliki wawasan yang cukup dengan mengikuti kegiatan pendampingan ini. Sehingga mereka memahami haul dan nishab dalam mengeluarkan zakat. Kedua, pendampingan penghitungan zakat menjadikan muzakki paham hitungan zakat dari harta yang mereka miliki. Selain itu, pendampingan ini juga meningkatkan kredibilitas BAZNAS sebagai lembaga pengelola zakat. Pendampingan ini juga menghasilkan akuntabilitas penghitungan harta zakat yang dilakukan oleh muzakki dan BAZNAS Jember. Pola kemitraan dalam melakukan pendampingan menjadikan proses pendampingan menjadi lebih mudah dan sosialisasi lebih mudah dipahami oleh para muzakki.
Measuring the Poverty of Productive Zakat Mustahik using the CIBEST Model Yusril Firmansyah; Hari Sukarno; Masruroh, Nikmatul
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 8 No. 2 (2024): December 2024
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v8i2.8194

Abstract

Abstract The productive Zakat is expected to contribute to alleviating poverty. The productive zakat model is a sustainable charity model and is not consumptive, so it can be expected to contribute to poverty alleviation. So, this research has some purposes thethe first is to explore the formula about the problem of productive zakat management carried out by BAZNAS; secondly, to analyze the impact of productive zakat on poverty alleviaton; and thirdly, to measure the poverty of mustahik productive zakat using the CIBEST model. The problem is solved using a mixed-method approach, namely qualitative with case study type and quantitative methods with descriptive statistics type. In this study, using qualitative research methods were used first, then continued using quantitative. This research took place in Probolinggo. Regency. The results of this study, first, the management of productive zakat by BAZNAS Probolinggo Regency uses the GAG ​​principle and uses the POAC management system. Second, productive zakat management has not had an impact on material poverty alleviation. Third, the poverty position of mustahik productive zakat using the CIBEST model, which is in quadrant II, it means that Mustahik has spiritual wealth and is materially poor.   Zakat produktif diharapkan bisa berkontribusi dalam mengentaskan kemiskinan. Model zakat produktif merupakan model charity yang berkelanjutan dan tidak bersifat konsumtif, sehingga bisa diharapkan bisa memberikan kontribusi pada pengentasan kemiskinan. Sehingga penelitian ini memiliki tujuan pertama mengeksplorasi tentang masalah pengelolaan zakat produktif yang dilaksanakan oleh BAZNAS, kedua, menganalisis dampak zakat produktif dalam pengentasan kemiskinan, ketiga mengukur kemiskinan mustahik zakat produktif dengan menggunakan model CIBEST. Masalah tersebut diselesaikan menggunakan pendekatan mix method, yaitu metode kualitatif dengan jenis studi kasus dan kuantitatif dengan jenis statistik deskriptif. Dalam penelitian ini menggunakan metode penelitian kualitatif terlebih dahulu, kemudian dilanjutkan menggunakan kuantitatif. Penelitian ini mengambil objek di Kabupaten Probolinggo. Hasil penelitian ini, pertama pengelolaan zakat produktif oleh BAZNAS Kabupaten Probolinggo menggunakan prinsip GAG dan menggunakan sistem manajemen POAC, kedua pengelolaan zakat produktif belum memiliki dampak bagi pengentasan kemiskinan secara materiil, ketiga posisi kemiskinan mustahik zakat produktif dengan model CIBEST, yaitu pada kuadran II artinya  mustahik memiliki kekayaan secara spiritual dan miskin secara material.  
EDUKASI SISTEM INFORMASI VALIDASI ASET UNTUK PENINGKATAN EFISIENSI PENGELOLAAN ASET DAERAH: Education on Aset Validation Information System to Improve the Efficiency of Regional Aset Management Masruroh, Nikmatul; Ramadhani, Andika Putra; Maulana, RB. Ahmad; Widad, Ahmad Syarif Khusnul
JAMAS : Jurnal Abdi Masyarakat Vol. 3 No. 1 (2025)
Publisher : Forind Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62085/jms.v3i1.169

Abstract

Pengelolaan aset sangat penting dilakukan oleh suatu pemerintah kabupaten suatu daerah. Dalam melakukan efisiensi, berbagai strategi dilakukan. Dalam rangka memenuhi efisiensi tersebut, pengabdian ini dilakukan. Pengabdian ini bertujuan memberikan pemahaman tentang kepentingan dalam menjaga aset. Kedua, memberikan edukasi tentang SIVA agar terjadi efisiensi terjadi dalam pengelolaan aset daerah. Pengabdian dilaksanakan secara kolaboratif dengan melibatkatkan lembaga-lembaga terkait. Hasil dari pengabdian ini bahwa setelah dilakukan edukasi, maka OPD dan satker akan melakukan pengelolaan dengan menggunakan SIVA. Dengan sistem informasi, pengelolaan aset lebih bisa dipertanggungjawabkan dan transparan. Efisiensi sangat dibutuhkan, karena jika pengelolaan dilakukan secara manual, maka aplikasi SIVA bisa membantu dalam mengefisienkan waktu bekerja.
Positioning Halal Branding in International Trade Masruroh, Nikmatul
East Java Economic Journal Vol. 9 No. 1 (2025)
Publisher : Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53572/ejavec.v9i1.157

Abstract

This study aims, first, to explore the implementation of halal branding in international company, and second, to analyze the positioning of international companies utilizing halal branding. These objectives are investigated through a qualitative approach using a case study method. The study focuses on the international company PT Mitratani Dua Tujuh. The company specializes in edamame products exported to Japan, Dubai, the UK, and various other countries worldwide. Data were collected through interviews, observations, and documentation. The data were analyzed using interpretive analysis with the flow model stages of Miles and Huberman. Data validity was tested through source triangulation and technique triangulation. This research produced the following findings: first, international companies, despite holding various trade certifications such as HACCP and BRGC, must still possess halal certification. Second, international companies using halal branding can outperform competitors due to advantages in safety and health aspects. Halal branding serves as a differentiation, creating a safety barrier to entry. This study concludes that halal branding elevates products to become prestigious and differentiated offerings.
Design of Professional Zakat Management Model in Alleviating Poverty Zeiniye, Zeiniye; Masruroh, Nikmatul; Fauzan, Fauzan; Chotib, Moch.
Eduvest - Journal of Universal Studies Vol. 5 No. 5 (2025): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v5i5.51346

Abstract

Professional zakat is one of the instruments in poverty alleviation as long as it can be managed properly. The Regency Government in collaboration with BAZNAS implemented a salary cut strategy to increase the participation of ASN and its employees to pay professional zakat. So the objectives of this study are, first, to explore the management of professional zakat carried out by BAZNAS through collaboration with the Regency Government, Second, to analyze the role of professional zakat in alleviating poverty, Third, This study was conducted with a qualitative approach through a case study type. The case study was conducted at BAZNAS Situbondo, because BAZNAS collaborated with the Regency Government to cut ASN salaries, especially ASN in the Ministry of Religion to help madrasas and teachers whose economic conditions were not yet classified as prosperous. Data were collected through observation, interviews and documentation, and strengthened by FGD with related parties. Data were analyzed interpretively and tested with triangulation of sources and techniques. This study produced findings, first, zakat management carried out by BAZNAS uses the following management principles: Planning, Organizing, Actuating and Controlling, with the realization of collection, distribution and utilization, reporting and accountability, and financing, second, professional zakat has not been able to completely eradicate poverty, but can only be an additional income for mustahik, third, the design of the professional zakat management model is more on the model of providing educational facilities and teacher salary assistance, so that it can increase the income of teachers, especially honorary and religious teachers.
Pengabdian Kolaboratif Mencipatkan Inovasi Produksi Berbasis Syariah dalam Meningkatkan Sustainabilitas Usaha Masruroh, Nikmatul; Jannah, Ariniatul; Zaini, Umi Kulsum; Zakkiyah, Hafidhotuz
Easta Journal of Innovative Community Services Vol 3 No 03 (2025): Easta Journal of Innovative Community Services (EJINCS)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/ejincs.v3i03.322

Abstract

Sustainabilitas atau keberlanjutan merupakan hal penting dalam usaha. Jika usaha tidak dilakukan secara terus menerus, maka akan ada banyak pihak yang dirugikan. Dalam hal ini pengabdian yang dilakukan bertujuan untuk melakukan usaha bersama-sama untuk selalu berusaha melakukan inovasi produksi yang berbasis syariah. Hal tersebut bertujuan untuk meningkatkan sustainabilitas usaha sehingga usaha bisa dinikmati bukan hanya saat ini tetapi untuk generasi yang akan datang. Pengabdian memiliki metode kolaboratif dengan model service learning. Artinya mengintegrasikan pengalaman akademik dengan pengalaman lapangan untuk memperoleh hasil yang sudah disepakati bersama. Hasil pengabdian ini menciptakan peningkatan inovasi produksi serta diversifikasi inovasi, sehingga tidak monoton dengan satu proses. Selain itu, integrasi nilai-nilai Syariah akan menambah keberlanjutan produksi. Karena dalam ekonomi Islam, produksi harus mengutamakan sustainabilitas.
Strategy for Improving the Role of the Creative Economy Through Community Empowerment Mawaridi, Novi Izzah; Chotib, Moch.; Masruroh, Nikmatul
The Eastasouth Management and Business Vol. 3 No. 03 (2025): The Eastasouth Management and Business (ESMB)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/esmb.v3i03.546

Abstract

This article aims to explore and understand the role and empowerment of communities in the creative economy sector, focusing on their ability to further develop through the enhancement of existing skills. The role and empowerment of the community are carried out as an effort to improve the quality of community welfare through the creative economy, which includes family welfare, empowering the poor, elevating the dignity of the lower-class society, and positioning the community as the subject in taking action. Village communities, with their limited knowledge in living the activities of the creative economy as small businesses in the traditional sector, face limited infrastructure and governmental access, which becomes one of the inhibiting factors for the development and growth of the economy at both regional and national levels in general. Furthermore, maqashid shariah is used as a perspective in observing the implementation of the creative economy, where Islam has guaranteed the right to life for everyone in the same position by establishing fundamental elements in the shari'ah guidelines, namely the preservation of religion, life, lineage, wealth, and intellect. This research used the literature study method, which was a method used by the author to collect several books or journals related to the research theme. Thus, the literature study was a research method conducted by using books, journals, and other literature as reading materials, notes, and sources of information in researching to provide answers to the problems that were studied.
PENDAMPINGAN PRODUKSI MAKANAN RAMAH LINGKUNGAN UNTUK PEMBANGUNAN BERKELANJUTAN Masruroh, Nikmatul; Mashudi, Mashudi; Mareta, Fika Furi; Hidayat, Nurul
Jurnal Abdi Insani Vol 12 No 3 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i3.2433

Abstract

Isu terkait lingkungan hari ini bukan hanya berhubungan dengan kebersihan, namun juga berhubungan dengan kesehatan dan pembangunan berkelanjutan. Potensi lahan yang masih luas, bisa dimanfaatkan untuk ditanami dengan sayuran yang bisa diolah menjadi makanan yang ramah lingkungan. Maka, pengabdian ini memiliki tujuan, pertama, memberikan edukasi tentang pemanfaatan lahan yang ada di sekitar rumah, kedua, memberikan pelatihan tentang pembuatan makanan yang ramah lingkungan dan bisa menjadi salah satu produk yang bisa memberikan tambahan pendapatan. Pengabdian ini dilaksanakan di Kampung SDGs di Kabupaten Jember dengan metode ABCD, artinya metode ini mengeksplorasi berbagai aset yang dimiliki oleh Kampung SDGs, mulai aset SDM, SDA, infrastruktur, kelembagaan dan finansial. Berdasarkan kelima aset tersebut menjadi dasar dalam melakukan pendampingan di masyarakat. Hasil dari pengabdian ini yaitu adanya perubahan dalam pengelolaan lahan kosong yang dimiliki, awalnya lahan dibiarkan kosong, setelah adanya edukasi lahan ditanami berbagai tanaman sayur yang bisa dimanfaatkan seperti bayam, sawi, kelor serta beberapa jenis tanaman lain seperti bunga telang. Selain itu, masyarakat memiliki keterampilan membuat makanan yang ramah lingkungan serta mendapatkan tambahan pendapatan dari hasil menjual makanan tersebut. Kesimpulan dari pengabdian ini, yaitu pertama; pemanfaatan lahan menjadi maksimal dan bisa menjadi modal dalam pengembangan pembangunan berkelanjutan, kedua, masyarakat bisa memiliki keterampilan dalam memproduksi makanan yang sehat, ramah lingkungan dan menghasilkan pendapatan.
Co-Authors Abdul Hamid Abdul Muis Ahmad Afif Ahmad Fadli Ainiya, Nur Ali Yusuf Al Qordhowi, Muhammad Andinata, Agil Jauzal Firdaus Anggraini, Deshinta Amelia Anjani, Fiki Anwar, Jufan Afnani Azhari, Mohammad Hasan Bella, Salma Salsa Cahyani, Dyah Ayu Chotib, Moch. Dono Hariyanto, Al Furqon Dzulkarnaen, Ahmad Fauzan . Fawaid, Yazidul Ferdianto Firmansyah, Yusril Hari Sukarno Hariyanto, Al Furqon Dono Hidayanti, Nur Hidayatullah, M.F. Ibadi, Hosnul Irfan Hamdani, Irfan Islamiyah, Iqlil Sua'ibatul Isnaeni, Firda Nur Is’adi, Munir Jannah Fauzia, Rizka Jannah, Ariniatul Jufan, Jufan Afnan Anwar Kiftiyah, Ridayatul Lathifani, Jasmine Mahendra, M. Khoirunnas Esa Mareta, Fika Furi Mashudi Mashudi Masrohatin, Siti Maulana, RB. Ahmad Mauliyah, Nur Ika Mawaridi, Novi Izzah Melani, Vicha Anastasya Nafiah Nur Andini Nelly Septya Agus Salim Ningrum, Uke Cahya Nisa, Salsabila Aulia Novitasari, Indri Dwi Putri Nurul Hidayat Putra, Kelvin Qardhawi, Muhammad Ali Yusuf Al Qurrotul Aini Rafidah, Nathania Nur Rafitri, Aqila Abyani Ramadhani, Andika Putra Ramadhani, Kurniawan Raziqi, Ahmad Rifa'i, Achmad Rini, Anggi Amanda Septia Rohmah, Farikhatur Romadhoni, Nur Ismi Sadhie, Muhammad Saelasari, Eqgy Yulia Safitrih, Dina Ayu Saputri, Dela Aulia Ajeng Sari, Rini Fatika Setiawan, Deny Arif Shahrin, Attori Alfi Silaturrohmah, Firda Siti Aminah Suhaemi, Siti Sulthan, Achmad Suprianik, Suprianik Sururroh, Ifana Dwi Ulfah, Mariyah Umamah, Lidhatul Wardhana, Firmansyah Shidiq Widad, Ahmad Syarif Khusnul Yusril Firmansyah Zaini, Umi Kulsum Zakkiyah, Hafidhotuz Zeiniye, Zeiniye