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Journal : IJ3PE

Analisis Hukum Pengembangan Usaha Kripik Usus Ayam pada Pelaku UMKM di Kecamatan Melak: Implementasi dan Tantangan Undang-Undang Nomor 20 Tahun 2008 Juniarni, Sintya Rosi; Safitri, Wahyuni
International Journal of Politic, Public Policy and Environmental Issues Vol. 5 No. 1 (2025): April
Publisher : Wadah Inovasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53622/ij3pei.v5i1.378

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the Indonesian economy, including in West Kutai Regency. This research analyzes the development of chicken intestine chips business by MSMEs in Melak District through a legal perspective, particularly the implementation of Law No. 20/2008 on MSMEs. The research uses a normative legal approach with primary (interviews, licensing documents) and secondary (laws and regulations, academic literature) data analysis. Data were collected through field and literature studies, then analyzed qualitatively. Business development of chicken intestine chips is focused on improving product quality and expanding digital marketing. The local government provides support through easy licensing (NIB), management training, and production equipment assistance. However, the main constraints include fluctuations in raw material prices, scarcity of chicken intestine supply, and the absence of halal and PIRT certifications that hinder market expansion. The implementation of Law No. 20/2008 has not been optimal, especially in the aspects of legal protection and certification facilitation. Synergy between business actors, government, and related institutions is needed to strengthen supply chains, improve legal literacy of MSMEs, and ensure compliance with food safety standards.
Mekanisme Penyelesaian Sengketa Debitur Ingkar Janji oleh BPSK Samarinda dalam Perspektif Perlindungan Konsumen Stiawati, Feby Soviani; Safitri, Wahyuni
International Journal of Politic, Public Policy and Environmental Issues Vol. 4 No. 2 (2024): Oktober
Publisher : Wadah Inovasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53622/ij3pei.v4i2.382

Abstract

Consumer disputes between defaulting bank debtors and banks are a crucial issue in consumer protection within the financial services sector. This research aims to examine the efforts and obstacles faced by the Consumer Dispute Settlement Board (BPSK) of Samarinda City in resolving such disputes, viewed through Law No. 8 of 1999 concerning Consumer Protection. Employing a normative juridical research method supplemented by interview data, this study analyzes BPSK's authority, procedures, and challenges. The findings indicate that BPSK Samarinda endeavors to resolve these disputes, particularly through mediation. BPSK facilitates dialogue between consumers (debtors) and business actors (banks), provides education, and guides the parties toward achieving amicable, win-win solution agreements according to established procedures. However, BPSK encounters significant constraints, including potential jurisdictional overlap with other financial sector dispute resolution bodies (LAPS-SJK), limitations in the legal basis specifically governing its authority in the banking sector, late reporting by consumers after enforcement actions (auctions), and insufficient public awareness, sometimes coupled with delayed responsiveness from business actors. Although BPSK serves as an accessible and low-cost alternative dispute resolution mechanism, strengthening its legal foundation and conducting massive outreach are necessary to enhance its effectiveness in handling complex banking disputes.