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All Journal Owner : Riset dan Jurnal Akuntansi Journal TEPAT: Teknologi Terapan untuk Pengabdian Masyarakat Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen EkBis: Jurnal Ekonomi dan Bisnis LENTERAL: Learning and Teaching Journal Jurnal Penyuuhan dan Pemberdayaan Masyarakat (JPPM) SENTRI: Jurnal Riset Ilmiah Abdimas Indonesian Journal Journal of Nusantara Economic Science EduImpact: Jurnal Pengabdian dan Inovasi Masyarakat
Mandasari, Jayanti
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Pengaruh Literasi Keuangan, Akses Permodalan dan Minat menggunakan E-Commerce terhadap Kinerja UMKM di Kabupaten Sumbawa Margareta, Amanda; Mandasari, Jayanti
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 8 (2025): SENTRI : Jurnal Riset Ilmiah, Agustus 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i8.4477

Abstract

This study aims to analyze the influence of financial literacy, access to capital, and interest in using e-commerce on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa Regency. MSMEs are recognized as the backbone of Indonesia's economy, contributing significantly to employment absorption and national Gross Domestic Product (GDP). However, MSME performance still faces several challenges, such as low levels of financial literacy, limited access to capital, and uneven adoption of digital technology. This research employs a quantitative approach with an explanatory design. Data were collected through structured questionnaires distributed to 100 MSME actors using stratified random sampling. The data were analyzed using multiple linear regression with classical assumption tests to ensure model validity. The results show that financial literacy has a positive and significant effect on MSME performance, highlighting the importance of cash, credit, and financial planning management skills. Access to capital has the strongest positive influence, emphasizing the vital role of funding in business expansion, innovation, and productivity. Moreover, interest in using e-commerce also has a significant positive effect, indicating that the use of digital platforms can expand market reach and improve efficiency. Overall, these findings underscore the importance of strengthening internal resources such as human capital, financial capacity, and technological adoption as key strategies to enhance the sustainability and competitiveness of MSMEs.
PENINGKATAN KESEJAHTERAAN EKONOMI MELALUI SOCIAL ENTREPRENEURSHIP DI DESA MARENTE Fahlia; Maradita, Fendy; Hardiansyah, Rian; Fathurrahman, Fadli; Anwar; Mandasari, Jayanti; Sugiarto, Aris; Sriyatun; Martadinata, Sudrajat
EduImpact: Jurnal Pengabdian dan Inovasi Masyarakat Vol. 1 No. 2 (2024): EduImpact: Jurnal Pengabdian dan Inovasi Masyarakat
Publisher : Cipta Pustaka Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63324/eipm.1v.2i.23

Abstract

Kegiatan pengabdian kepada masyarakat yang berfokus pada pengembangan social entrepreneurship di Desa Marente, Kecamatan Alas, Kabupaten Sumbawa, bertujuan untuk meningkatkan kesejahteraan ekonomi komunitas usaha mikro. Melalui program ini, kami memberikan pelatihan dan pendampingan kepada pelaku usaha mikro mengenai konsep social entrepreneurship, manajemen usaha, dan strategi pemasaran. Metode yang digunakan meliputi ceramah, diskusi kelompok, dan praktik langsung, yang bertujuan untuk membangun keterampilan dan pengetahuan peserta dalam mengelola usaha mereka secara lebih efektif. Hasil dari kegiatan ini menunjukkan adanya peningkatan pemahaman peserta tentang pentingnya inovasi dan tanggung jawab sosial dalam berbisnis. Selain itu, peserta juga mendapatkan akses ke jaringan pasar yang lebih luas dan informasi mengenai sumber daya yang dapat mendukung usaha mereka. Dengan demikian, program ini diharapkan dapat mendorong pertumbuhan usaha mikro yang berkelanjutan dan meningkatkan kesejahteraan ekonomi masyarakat Desa Marente. Keberhasilan inisiatif ini memberikan model yang dapat diterapkan di desa-desa lain yang memiliki potensi serupa, sehingga dapat berkontribusi pada pembangunan ekonomi lokal secara keseluruhan.
Peran Moderasi Literasi Keuangan dalam Hubungan Modal Intelektual Hijau, Keunggulan Kompetitif Hijau, dan Kinerja Keuangan UMKM Mandasari, Jayanti; Oktapiani, Serli
Owner : Riset dan Jurnal Akuntansi Vol. 9 No. 4 (2025): Artikel Riset Oktober 2025
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v9i4.2808

Abstract

This research’s main objective is to improve the financial performance (FP) of MSMEs by improving the implementation of strategies based on Green Competitive Advantage (GCA) and GIC (Green Intellectual Capital) through financial literacy (FL). The development of MSMEs aligns with environmental sustainability. The high level of productivity, potential, and compatibility with environmental improvement made Sumbawa Regency, NTB, the study's choice. utilizing interview and survey methods to gather data and descriptive methods. Purposive sampling was employed to select respondents from a sample of  300. The study concludes that Green Intellectual Capital (GIC) and Green Competitive Advantage (GCA) exert a significant influence on the financial performance (FP) of micro, small, and medium enterprises (MSMEs). Furthermore, Financial Literacy (FL) functions as a moderating variable that strengthens the relationship between both GIC and GCA with MSMEs’ financial performance. The strategies, concepts, formulation patterns, and actions for adapting knowledge that support community and MSMEs’ independence include, in particular, highly qualified human resources, superior competencies based on knowledge innovation, and synergistic business competition in environmental protection with sound financial literacy. supporting ecosystem development plans and policies for long-term, continuous business growth.
Co-Authors Abduh, Andi Munawarah Abdul Rachman Rasyid Agus Santoso Agus Wahyudi Ananda, Nova Aditya Anwar Busman, Sherwin Cita, Fitria Permata Edi Irawan Erisanti, Sasmita Fahlia Fathurrahman, Fadli Fibriyani Nur Khairin Fietroh, Muhammad Fietroh, Muhammad Nur Hardiansyah, Rian Harista, Eva Julihandari, Hastri Komala, Rina Levia Tryana, Ayu Maradita, Fendy Margareta, Amanda Marly Valenti Patandianan Martadinata, Sudrajat Muhammad Edy Waluyo, Muhammad Edy Nur, Dewi Sagita Alfadin Nurasia, Nurasia Nurfadliyah, Nurfadliyah Nuri Aslami Nurjihadi, Muhammad Nuryani, Hanifah Sri Oktapiani, Serli Oktapiani, Sherli Permatacita, Fitriah Prahatama Saera, Santika Purnama, Yuni Putri Reno Kemala Sari Rozzy Aprirachman Rusni, Andi Sanjani, Muhammad Rafi'i Sari, Indah Fitriani Shirly Wunas Sri Andriani Sriyatun Sugeng, Santoso Sugiarto, Aris Sutopo, Yashinta Kumala Dewi Syahfitri, Diah Intan Venny Veronica Natalia