Garuda - Garba Rujukan Digital

Transformation of Maslahah Principles in E-Commerce in Al - Ghazali's View Daredmi, Salsabilla; Rozalinda; Zulvianti, Nora
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 4 (December 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i4.1003

This study explores the application of the principle of maslahah as formulated by Al-Ghazali in the context of e-commerce in Indonesia, particularly regarding Sharia-compliant online loans (pinjol) that grew significantly during 2022-2023. The study analyzes this phenomenon through the lens of maslahah, focusing on the protection of wealth (hifz al-mal) and honor (hifz al-‘ird). The results indicate that although Sharia-compliant fintech provides broader financial access, unethical practices such as high returns (0.1% per day or 36% annually) and aggressive debt collection methods contradict consumer protection principles. A lack of transparency in contracts and data breaches further threaten core maslahah values. The study recommends stricter regulations from the OJK and DSN-MUI and improving Sharia financial literacy to ensure a balance between technological innovation, Sharia compliance, and consumer protection. In conclusion, Al-Ghazali's maslahah principles remain relevant and must be adapted to address e-commerce challenges in the digital era.

Transformation of Maslahah Principles in E-Commerce in Al - Ghazali's View Daredmi, Salsabilla; Rozalinda; Zulvianti, Nora
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 4 (December 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i4.1003

This study explores the application of the principle of maslahah as formulated by Al-Ghazali in the context of e-commerce in Indonesia, particularly regarding Sharia-compliant online loans (pinjol) that grew significantly during 2022-2023. The study analyzes this phenomenon through the lens of maslahah, focusing on the protection of wealth (hifz al-mal) and honor (hifz al-‘ird). The results indicate that although Sharia-compliant fintech provides broader financial access, unethical practices such as high returns (0.1% per day or 36% annually) and aggressive debt collection methods contradict consumer protection principles. A lack of transparency in contracts and data breaches further threaten core maslahah values. The study recommends stricter regulations from the OJK and DSN-MUI and improving Sharia financial literacy to ensure a balance between technological innovation, Sharia compliance, and consumer protection. In conclusion, Al-Ghazali's maslahah principles remain relevant and must be adapted to address e-commerce challenges in the digital era.

Evaluation of Islamic Monetary Policy in Facing the Global Economic Crisis in Indonesia 2019-2024 Fitri, Anisa Tul; linda, Roza; Zulvianti, Nora
Ecoplan Vol 8 No 1 (2025)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v8i1.1121

Penelitian ini mengkaji kebijakan moneter Islam di Indonesia dalam menghadapi krisis ekonomi global, dengan tujuan untuk mengevaluasi efektivitas instrumen syariah dalam menjaga stabilitas ekonomi dan keadilan sosial. Metode yang digunakan adalah pendekatan kualitatif melalui studi literatur dan wawancara dengan para ahli ekonomi syariah. Hasil penelitian menunjukkan bahwa kebijakan moneter Islam, yang melarang riba dan spekulasi, menawarkan alternatif yang lebih berkelanjutan dibandingkan dengan sistem konvensional. Instrumen seperti bagi hasil, zakat, dan qard hasan terbukti efektif dalam mengurangi risiko spekulasi dan meningkatkan ketahanan lembaga keuangan syariah. Selain itu, penelitian ini menemukan bahwa sinergi antara kebijakan moneter dan fiskal sangat penting untuk mendukung pemulihan ekonomi, terutama melalui program stimulus dan dukungan kepada UMKM. Peningkatan cadangan devisa selama periode ini juga menunjukkan bahwa Indonesia memiliki kebijakan yang adaptif untuk menghadapi ketidakpastian global. Kesimpulan dari penelitian ini menegaskan perlunya pengembangan dan evaluasi kebijakan moneter Islam agar dapat menciptakan sistem keuangan yang lebih inklusif dan adil, serta mampu menghadapi tantangan krisis ekonomi global di masa depan. Penelitian ini diharapkan dapat memberikan kontribusi bagi pengembangan kebijakan ekonomi yang lebih responsif dan adaptif terhadap dinamika global, serta memperkuat daya tahan perekonomian Indonesia dalam menghadapi krisis yang akan datang. Dengan demikian, kebijakan moneter Islam dapat menjadi solusi yang relevan dalam menciptakan stabilitas ekonomi yang berkelanjutan dan keadilan sosial.

Da'wah Through Service Excellence: Analyzing Customer Satisfaction in Islamic Aqiqah and Catering Services Yummil, Yummil; Susanto, Perengki; Patrisia, Dina; Zulvianti, Nora; Audila, Fitri
Ilmu Dakwah: Academic Journal for Homiletic Studies Vol 19 No 1 (2025): Ilmu Dakwah: Academic Journal for Homiletic Studies
Publisher : Faculty of Da'wah and Communication, UIN Sunan Gunung Djati, Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/idajhs.v19i1.39958

This research examines the impact of product and service quality on customer satisfaction within the context of Islamic aqiqah and catering services, integrating a da'wah (Islamic outreach) perspective. Aqiqah services hold significant religious importance in Islamic culture, serving not only as commercial enterprises but also as vehicles for preserving and promoting Islamic traditions. Customers often encounter challenges regarding product and service quality in the marketing process, which directly affects their satisfaction levels. This study employs a quantitative research method with data analysis conducted using SPSS software. Primary data were collected from 72 customers using simple random sampling from a population of 264 customers who have utilized aqiqah and catering services, while secondary data were obtained from service provider documents. The findings reveal that product and service quality collectively explain 24.5% of customer satisfaction variance (R² = 0.245), with the remaining 75.5% attributed to other variables not examined in this study. Specifically, the t-test results indicate that service quality significantly influences customer satisfaction (t = 4.604, p < 0.05), while product quality does not show significant impact (t = 0.082, p = 0.935). The F-test confirms that both variables together significantly affect customer satisfaction (F = 11.366, p < 0.05). These results suggest that customers prioritize service excellence over product attributes when evaluating religious-based services, indicating that da'wah through exceptional service delivery can enhance both commercial success and religious mission fulfillment in Islamic business enterprises.

RELEVANCE OF ISLAMIC ECONOMIC THOUGHT ACCORDING TO MUHAMMAD BAQIR AL-SADR IN THE CONTEXT OF SOCIAL JUSTICE ECONOMY Sriutami, Wahyu; Rozalinda, Rozalinda; Zulvianti, Nora
Jaksya: Jurnal Akuntansi Syariah Vol 3, No 2 (2025): Jaksya : Jurnal Akuntansi Syariah
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Background of the problem in this study is an increase in Earning Per Share (EPS) and Return On Equity (ROE) which is not followed by an increase in stock prices, this is not in accordance with theory that says that when Earning Per Share and Return On If equity rises, the stock price will also rise. Purpose of this study is to find out the effect of Earning Per Share (EPS), Return On Equity (ROE) against the stock price, and to find out whether the size of the The company moderated the influence of EPS and ROE on the stock price. This type of research is quantitative research, Index from the www.idx.co.id site. and the annual report of the company concerned. This study uses purposive sampling with the criteria of companies that have consistently entered JII in the last 10 years, so that the sample used is 7 samples. The data analysis techniques used are Descriptive Statistics, Classical Assumption test, panel data model selection test, hypothesis test and MRA test. This study was analyzed using a statistical tool, namely Eviews 10. Based on the results of this study, the partial test and MRA test can be concluded that the Earning Per Share (EPS) variable affects the stock price of companies listed in the Jakarta Islamic Index. that the Return On Equity (ROE) variable has an effect on the share price of companies listed in the Jakarta Islamic Index, the Return On Equity (ROE) variable has an effect on the share price of companies listed in the Jakarta Islamic Index, the size of the company is able to moderate (strengthen) the effect of EPS on the share price of companies listed in the Jakarta Islamic Index, the size of the company is not able to moderate (strengthen) the effect of ROE on the share price of companies listed in Jakarta Islamic Index.

Pengaruh Lingkungan Kerja dan Kompensasi Terhadap Produktivitas Kerja Garin Masjid Kecamatan Kuranji Kota Padang Zulvianti, Nora; Yeni, Fitri; Zulbadri, Zulbadri
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Skripsi ini berjudul â€œPengaruh Lingkungan Kerja Dan Kompensasi Terhadap Produktivitas Kerja Garin Masjid Kecamatan Kuranji Kota Padangâ€, ditulis oleh Fitri Yeni, 1812030062, jurusan Manajemen Dakwah, Fakultas Dakwah Dan Ilmu Komunikasi, Universitas Islam Negeri Imam Bonjol Padang. Masjid merupakan aspek fundamental yang wajib ada di tengah-tengah masyarakat, sebagai negara yang memiliki penduduk mayoritas Islam, maka pengelolaan masjid menjadi hal yang harus diperhatikan. Untuk terciptanya masjid yang bisa memberikan kenyamanan dan keamanan dalam beribadah maka dari itu produktivitas kerja garin perlu diperhatikan dari berbagai faktor yang dapat mempengaruhi produktivitas kerja garin, diperlukan adanya peningkatan kompensasi yang layak dan menciptakan lingkungan kerja yang kondusif agar produktivitas kerja garin meningkat sehingga dirasakan fungsi masjid yang sesungguhnya, yaitu sebagai tempat ibadah yang dapat memberikan pelayanan yang maksimal kepada para jamaah. Penelitian ini bertujuan untuk membuktikan secara empiris bagaimana pengaruh lingkungan kerja dan kompensasi terhadap produktivitas kerja garin masjid Kecamatan Kuranji Kota Padang. Penelitian ini menggunakan metode penelitian kuantitatif. Teknik yang digunakan dalam pengambilan sampel yaitu total sampel. Total sampling adalah teknik penentuan sampel bila semua anggota populasi relative kecil, kurang dari 30 orang atau penelitian yang membuat generalisasi dengan kesalahan yang sangat kecil. Karena populasinya hanya 109 orang, maka 109 orang menjadi sampel pada penelitian ini. Teknik pengumpulan data menggunakan kuesioner yang berupa angket. Teknik analisis yang digunakan dalam penelitian ini adalah analisis deskriptif kuantitatif, pengujian hipotesa dan analisisnya. Hasil penelitian diolah dengan bantuan aplikasi SPSS versi 22 for windows yang menunjukkan bahwa secara parsial terdapat pengaruh signifikan antara lingkungan kerja terhadap produktivitas kerja. Hal ini dibuktikan dengan hasil nilai thitung untuk lingkungan kerja sebesar 2,761 sedangkan nilai ttabel sebesar 1,981. Maka dapat diketahui thitung 2,761 > ttabel 1,981 dengan nilai signifikan 0.007 < 0.05. Secara parsial tidak terdapat pengaruh signifikan antara kompensasi terhadap produktivitas kerja. Hal ini dibuktikan dengan nilai thitung untuk kompensasi sebesar 0,993 sedangkan nilai ttabel sebesar 1,981. Maka dapat diketahui thitung 0,993 < ttabel 1.981 dengan nilai signifikan 0,323 > 0.05. Secara simultan terdapat pengaruh yang signifikan antara lingkungan kerja dan kompensasi terhadap produktivitas kerja. Hal ini dibuktikan dengan hasil regresi nilai Fhitung yang diperoleh sebesar 5.414 sedangkan Ftabel sebesar 3,08 maka dapat diketahui nilai Fhitung 5,414 > Ftabel 3.08 dengan tingkat signifikan sebesar 0,006 < 0,05.

Etika Produksi Dalam Maqashid Syariah (Studi Kasus: Rumah Makan Angin Berhembus Panyabungan) Sari, Indah Permata; Rozalinda, Rozalinda; Zulvianti, Nora
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 2 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i2.6611

This study evaluates the implementation of Maqashid Syariah Principles protecting religion (hifz ad-din) life (hifz an-nafs), wealth (hifz al-mal), and the environment (hifz al-biah) in restaurant’s production practices. A qualitative case study approach was used, with primary data from interviews with owner, employees, and customers, alongside direct observations and secondary data from operational documents. The results show that Rumah Makan Angin Berhembus applies hifz ad-din and hifz an-nafs by serving halal, thayyib food and maintaining cleanliness in production. The al-mal principle is reflected in the use of local ingrediets. However, there are gaps in the hifz al-biah principle, particularly in waste management and environmentally friendly production. Can serve as a model for other culinary businesses, promoting fairness and sustainability in their operations.

Title

Found 17 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 17 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 17 Documents
Search