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All Journal Jurnal Ilmiah Al-Syir'ah Tasharruf: Journal Economics and Business of Islam Amalee: Indonesian Journal of Community Research & Engagement Kawanua International Journal of Multicultural Studies Kunuz: Journal of Islamic Banking and Finance Maqrizi : Journal of Economics and Islamic Economics Jurnal Ilmiah Pengabdian Kepada Masyarakat (Nyiur-Dimas)
Jan, Radlyah Hasan
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pseudo-Consent in Indonesian Digital Commerce: Reframing Hurriyah at-Ta'aqud through Maqasid Systems Analysis Hasan, Jamaludin; Sarib, Suprijati; Jan, Radlyah Hasan; Harun, Nurlaila
Kawanua International Journal of Multicultural Studies Vol 6 No 2 (2025)
Publisher : State Islamic Institute of Manado (IAIN) Manado, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/kijms.v6i2.1874

Abstract

Indonesian e-commerce and fintech increasingly rely on clickwrap terms that convert consent into a procedural “I Agree”, creating pseudo-consent and widening power and information asymmetries. This article reframes hurriyah at-ta'aqud (freedom of contract) by testing whether digital assent satisfies ridha, bayan (clarity), and ikhtiyar (voluntariness) in a plural, multicultural marketplace. Using juridical-normative research and document analysis of standard clauses from Shopee, Tokopedia, and GoPay, the study applies Jasser Auda’s Maqasid Shariah systems approach (cognition, wholeness, openness) to evaluate substantive validity beyond formal compliance. Findings show recurring exoneration clauses that shift system, data, and delivery risks to users, embedding jahalah and gharar and conflicting with la darar (no-harm) and hifz al-mal (protection of wealth). The paper proposes a two-layer validity model procedural legality and maqasid-based fairness supported by indicators for invalidating harmful clauses and redesigning notice-and-choice interfaces. It recommends integrating amanah and shiddiq as enforceable governance standards, strengthening consumer remedies and regulatory oversight in Indonesia’s digital commerce.
Co-Authors Ahmad Rajafi Figueiredo, António José Pereira Fitria Ayu Lestari Niu Haris, Chadijah harun, nurlaila Hasan, Jamaludin Igisani, Rithon Jamal, Ridwan Kirin, Arwansyah Bin Korompis, Claudia Wanda Melati Mamonto, Teguh Setiawan Nurwahidin, Pantja Sarib, Suprijati Songkaton, Yulia St. Salehah Madjid Susanti, Ressi Syarifuddin Syarifuddin Tabe, Ridwan Tubagus, Munir Tubagus, Sofyan Oktavian Wokas, Heince Ruddy Nicky Yama, Arifeen Youlanda Hasan