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All Journal Buletin Penelitian Sosek JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN JOURNAL OF SCIENCE AND SOCIAL RESEARCH BISEI: Jurnal Bisnis dan Ekonomi Islam JASF (Journal of Accounting and Strategic Finance) ABIDUMASY : Jurnal Pengabdian kepada Masyarakat Aktual : Jurnal Pengabdian Kepada Masyarakat JFAS : Journal of Finance and Accounting Studies JER Dinamis: Jurnal Pengabdian Kepada Masyarakat
Ardiana, Meta
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A The Role of Self Control as a Moderating Variable on The Effect of Financial Inclusion on Financial Behavior Ardiana, Meta; Agustina, Rachma; Pertiwi, Dwi
Jurnal Economic Resource Vol. 7 No. 1 (2024): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i1.752

Abstract

Financial behavior among the public is still low, based on research conducted by the OCBC Financial Index showing data that the financial literacy and behavior index of the younger generation is still in the low range category, namely 37.72 out of 100 in 2021 for 1,027 respondents. Previous research on "financial behavior" that was carried out by Perry and Moris (2005) suggests that there are three factors that can affect "financial behavior" including: first one's self-control over whatever happens in life or also called (locus of control). Second, one's financial knowledge of matters related to money or banking products. Third, the level of one's income or (income). Research Objectives: to provide empirical evidence of the effect of financial inclusion on financial behavior. This research was conducted on students of the Faculty of Economics, Hasyim Asy'ari University with a total population of 980 students with sample calculations using the slovin formula. Research Methods using quantitative research methods with Smart PLS. The results of the hypothesis analysis show that the results of financial inclusion influence financial behavior. And Self Control can moderate or strengthen the relationship of financial inclusion to financial behavior.
Co-Authors Agustina, Rachma Aini, Faridatul Ali, Mohammad Haidar Anisak, Mareta Umi Darmawan, Daddy Durotul Yatimah Dwi Ari Pertiwi Eka Agustina, Eka Ervina, Deasy Fanani, Malik Arif Fitri Ana, Elsa Haliza, Layli Nur Hidayati, Athi’ Humaidi Humaidi Humaidi Husna, Lia Safarotul Imam Sopingi Imron, Aqiel Khalisun Nada JANNAH, MIFTAQUL Laili, Choirun Nisful Lailia, Zana Fitri Nur Lik Anah Musfiroh, Anita Ningsih, Lilis Sugi Rahayu Pertiwi, Dwi Retno Dwi Lestari, Retno Dwi Rhokmawati, Suci Rodliyah, Iesyah Rohmatin, Waalfa Maegadur Rosyadi, M. Syam'un Sahya, Aqilla Fadia Santoso, Rohmad Prio Srikalimah Thahirrah, Nadia Nur Wahyudi, Muhamma Wibowo, Setiawan Widoyoningrum, Sri Zutiasari, Ika