Article Per Year (5 Year)
p-Index From 2021 - 2026
2.565
P-Index
This Author published in this journals
All Journal Jurnal Prima Edukasia Batoboh : Jurnal Pengabdian Pada Masyarakat Jurnal Akuntansi Kompetif JAB (Jurnal Akuntansi dan Bisnis) Jurnal Agroteknologi Jurnal Bisnis Kompetitif Proceeding Applied Business and Engineering Conference Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management TANJAK : Jurnal Pengabdian Kepada Masyarakat Jurnal Akuntansi
Rosmida, Rosmida
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Physics Social Sciences Transportation Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
The Influence of Financial Knowledge, Attitudes to Finance, and Lifestyle on Interest in Online Loans in Bengkalis Regency Accounting Students Aisah, Siti; Rosmida, Rosmida
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.724

Abstract

This study aims to analyze the influence of financial knowledge, financial attitudes, and lifestyle on the use of online loans in accounting students in Bengkalis Regency. The background of this research began with the increasing use of online loan services among students who were influenced by ease of access, fast processes, and attractive promotions. This phenomenon raises concerns because some students still have low financial literacy and a high consumptive lifestyle. The research uses a quantitative approach by distributing questionnaires to students of the accounting study program who are actively using online loan services. The data analysis technique uses Partial Least Square (PLS) to evaluate the relationship between variables. The results of the study show that financial knowledge has a positive but not significant effect on online loan interest. Financial attitudes have a positive and significant effect on interest in online loans, while lifestyle also has a positive and significant influence. These findings show that students' decisions to use online loans are more influenced by attitudes and lifestyles than financial knowledge levels. This research is expected to contribute to understanding student financial behavior and become an input for educational institutions in improving the financial literacy of the younger generation.
Co-Authors -, nurhazana Afidah, Rabi'atul Anom, Saripah Endang Sri Wahyuni Hapiz, Hapiz Immawati, Sri Marfina, Meri Marzolina Marzolina, Marzolina Mellisa, Mellisa Nazrantika, Nazrantika Nurhazana, Nurhazana Putri, Marsya Lydia Raden Lestari Garnasih Riono, Yoyon Santia, Eni Sartika, Novira Siti Aisah Syamsulrizal Syamsulrizal, Syamsulrizal Yusuf, Elfi Yenny