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All Journal JURNAL KEBANGSAAN NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JURMA : Jurnal Program Mahasiswa Kreatif Journal Informatic, Education and Management (JIEM) Jurnal Cahaya Mandalika Jurnal Ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Bina Bangsa Ekonomika KNOWLEDGE: Jurnal Inovasi Hasil Penelitian dan Pengembangan Journal of Comprehensive Science Aceh Journal of Community Engagement (AJCE) International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT)
Muhammad Saifrizal
Universitas Islam Kebangsaan Indonesia
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Journal : Journal of Comprehensive Science

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Inklusi Keuangan Melalui Literasi Keuangan, Modal Sosial, dan Teknologi Finansial: Desa Blang Kecamatan Syamtalira Aron Kabupaten Aceh Utara Bustami, Koko; Saifrizal, Muhammad; Inuzula, Lakharis
Journal of Comprehensive Science Vol. 4 No. 2 (2025): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v4i2.3011

Abstract

In this era of digitalization, the development of technology is so rapid, we can feel this from the ease of all jobs that used to be very complex, such as the existence of financial inclusion systems and financial technology, namely banks or e-banking. Banks play an important role for society, this has proven to be a brilliant solution in financial transactions and transfers. So in this case, the role of financial literacy, financial technology and social capital is very important to increase financial inclusion. This study aims to see how the influence of financial literacy on financial inclusion, the influence of social capital on financial inclusion, and financial technology on the financial inclusion of the people of Blang Village". The research method was quantitative with library research data collection techniques and questionnaire distribution. The population of 300 local people with a percentage of relaxation of 5%, sampling using the Slovin formula so that it became 171 respondents. The sampling technique uses a purposive sampling technique with the criteria of productive age of 20 to 40 years who use financial services and live in Blang Village. Data analysis uses descriptive and multiple linear regression. The results of partial financial literacy have no effect on financial inclusion with a tcal value of 1,715 smaller than ttable 1,794 (1,715<1,974). social capital, affecting financial inclusion with a tcal value of 5,293 greater than ttable (5,293>1,974). financial technology has an effect on financial inclusion with a tcal value of 4,235 greater than ttable (4,235>1,974), a simultaneous hypothesis that there is an influence of financial literacy, social capital and financial technology on financial inclusion with a fcal value of 100,393 greater than ftable 2.66 (100,393>2.66).
Co-Authors Abdullah Abdullah Abdullah Abdullah Afra Fadhilah Agustin Nurhayati Alifvia Alifvia Alifvia, Alifvia Bustami, Koko Fais Al Hadi Ferdiananda Chadafi, Muhammad Harley Agustian Hendiyani, Dina INUZULA, LAKHARIS Juanda Juanda Juanda Koko Bustami LAKHARIS INUZULA Maulana, Mizan Mizan Maulana Muhammad Ferdiananda Chadafi Muhammad Ferdiananda Chadafi Nurul Izzati Rosdiana Silvina, Tika Simahatie, Mai Sutoyo Yusuf, Yafitzam