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All Journal Ekono Insentif SULTANIST: Jurnal Manajemen dan Keuangan Jurnal Ekonomi Pembangunan Jurnal Riset Ilmu Ekonomi International Journal of Economics, Business, and Entrepreneurship (IJEBE) Jurnal Ekonomi dan Bisnis GROWTH (JEBG) International Journal of Social Science, Education, Communication and Economics Jurnal Ekonomika Dan Bisnis Studi Ekonomi dan Kebijakan Publik Priviet Social Sciences Journal Jurnal Bisnis dan Ekonomi Revenue Journal: Management and Entrepreneurship Journal of Multidisciplinary Academic and Practice Studies Global Academy of Business Studies
Gunarto, Toto
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The effect of financial inclusion on poverty rate in Sumatra Island Rosyadi, Imron; Gunarto, Toto; Yuliawan, Deddy
Global Academy of Business Studies Vol. 2 No. 1 (2025): July
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/gabs.v2i1.3585

Abstract

Purpose: This study examines the effects of financial inclusion and inflation on poverty reduction across ten provinces on the island of Sumatra, Indonesia, from 2017 to 2023. Despite Indonesia’s significant economic progress in recent decades, poverty and inequality remain persistent challenges, particularly in Sumatra, where disparities in access to resources and opportunities continue to exist. Research Methodology: A quantitative approach was employed using panel data from ten provinces in Sumatra. Regression analysis was conducted to evaluate the relationship between the Financial Inclusion Index (IKK), inflation, and poverty rate. Results: The findings reveal that the Financial Inclusion Index (IKK) has a significant negative effect on poverty, indicating that increased access to financial services helps reduce poverty levels. Inflation also shows a significant negative effect, suggesting that controlled inflation within a stable range may strengthen household purchasing power and mitigate poverty. Conclusions: Enhanced financial inclusion effectively reduces poverty by facilitating access to credit, savings, and other financial services that empower local communities. Stable inflation management contributes to a predictable economic environment conducive to poverty alleviation. Limitations: This study is limited to Sumatra and excludes other socioeconomic factors such as education, employment, and government assistance programs that may influence poverty levels. Contribution: The study provides empirical evidence of the regional effects of financial inclusion and inflation on poverty, emphasizing the importance of localized economic policy and consistent monitoring to achieve inclusive and sustainable growth.
Analysis of socio demographic economic components in the livelihood vulnerability index of coastal communities due to tidal flooding in Bandar Lampung City Putri, Resha Moniyana; Gunarto, Toto; Husaini, Muhammad; Irham, Ahmad Rowatul
Priviet Social Sciences Journal Vol. 6 No. 3 (2026): March 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v6i3.1565

Abstract

Tidal flooding is a recurring hazard in coastal areas and poses a serious threat to the sustainability of community livelihoods, particularly in regions that are highly dependent on coastal-based economic activities. In Bandar Lampung City, frequent tidal flooding events have disrupted the social, demographic, and economic conditions of coastal households, increasing their overall livelihood vulnerability. This study aims to analyze the level of social demographic economic vulnerability of coastal communities using the Livelihood Vulnerability Index (LVI) approach. The assessment focuses on four coastal districts Bumi Waras, Panjang, Teluk Betung Timur, and Teluk Betung Selatan and applies a balanced weighted averaged method to ensure equal contribution of each indicator within the composite index. Standardization of sub-components is conducted to enable consistent aggregation and comparison across districts. The results reveal that all studied districts fall within the vulnerable to very vulnerable categories. Bumi Waras District shows the highest level of vulnerability, primarily driven by a high proportion of female-headed households and limited household expenditure capacity. Panjang District is also characterized by considerable vulnerability due to demographic pressures and reduced labor productivity associated with household age structure. Meanwhile, Teluk Betung Timur and Teluk Betung Selatan exhibit relatively lower vulnerability levels, although persistent dependency ratios and gender-related household characteristics continue to constrain resilience. These findings demonstrate that livelihood vulnerability in coastal urban areas is multidimensional and shaped by the interaction of demographic structure, gender roles, and economic capacity. The study highlights the importance of integrating social and economic dimensions into coastal development planning and disaster risk reduction efforts to enhance household resilience and support sustainable livelihoods in Bandar Lampung City.
Co-Authors Ahmad Rowatul Irham Andesta, Herma Yola Anezza, Devis Aulia, Deswira Berliyani, Diana Ciptawaty, Ukhti Endriyon, Endriyon Endriyono Endriyono , Endriyono Fadeli Yusuf Afif Farrel Atallah Putra, Muhammad Fazrin, Arick Ridho Hadiyati, Sri Hudani, M Mufti I Wayan Suparta . Imron Rosyadi Kurnia, Azizah Dwi Kurniasari, Wulan Lismiyah, Efi Maimunah, Emi Manurung, Jairus Marselina Marselina Moniyana, Resha Muhammad Husaini Murwiati, Asih Nairobi, Nairobi Neli Aida Ninidien, Qurrota Ayu Nouvan, M. Ahadi Rahmansyah, Adi Sandova, Dea Sugiyanto, Rama Taher, Arvinia Ratih Umara, Gharas Yuliansyah Yuliansyah Yuliawan, Deddy Yuliawan, Dedi Yuliawan, Dedy Zaharani Khansa, Syifana