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All Journal SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS EKONOMIS : Journal of Economics and Business Journal of Regional and Rural Development Planning Ensiklopedia of Journal Buletin Ilmiah Nagari Membangun Menara Ilmu Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi MANAZHIM Jurnal Informatika Ekonomi Bisnis Daengku: Journal of Humanities and Social Sciences Innovation Journal of Education Research Jurnal Ekonomika Dan Bisnis Maqdis: Jurnal Kajian Ekonomi Islam Electronic Journal of Education, Social Economics and Technology e-Jurnal Apresiasi Ekonomi Jurnal Informatika Ekonomi Bisnis Optimum: Jurnal Ekonomi dan Pembangunan
MUHARJA, FAJRI
Universitas Andalas
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Journal : Jurnal Informatika Ekonomi Bisnis

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Impact of Microfinance on Fertilizer Use in the Ayeyarwady Region, Myanmar Yee, Hnin Wut; Ridwan, Endrizal; Muharja, Fajri; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.324 KB) | DOI: 10.37034/infeb.v5i2.553

Abstract

This research aims to analyze the impact of microfinance on fertilizer use and the amount of loan in the Ayeyarwady area, Myanmar. This study uses a quantitative technique as an analytical approach, utilizing data from a farmers' household survey conducted in 2015 as secondary data. Secondary data from a village tract in Myanmar's Ayeyarwady area. The overall frequency of gender of the household, education level of the household, age of the household, percentages of loan amount from each family, and average cost of usage per acre are all survey data used in this study. The outcome revealed the microfinance institution, as well as the overall proportion of demographic respondents from the Ayeyarwady area. An assessment into how the money was utilized in agricultural output, on the other hand, revealed that the respondents from credit beneficial used at all of the loan for agricultural purpose. The findings of this study must reveal the impact of microfinance on fertilizer use, as well as the strengths and shortcomings of microfinance. The results indicated the microfinance institution as well as the general proportion of demographic respondents from Ayeyarwady. An examination of how the money was used in agricultural production, on the other hand, found that credit advantageous respondents used at all of the loan for agricultural purposes. This study's findings must indicate the impact of microfinance on farmers.
The Impact of Rastra-BPNT Assistance on Household Food Expenditure Patterns and Poverty Status in Indonesia Fardian, M Iqbal; Nazer, M; Muharja, Fajri
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 1 (March 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i1.794

Abstract

This study uses Susenas March 2019 raw data in a cross-section of 34 provinces and 514 districts/cities in Indonesia with a coverage of 315,672 households, designed using a quasi-experiment on the treatment group and control group after program implementation. The treatment group was formed by beneficiary families while the control group was formed by non-beneficiary families. The sample of beneficiaries was 50,485 or 9,845,922 households if calculated with Susenas weighting (65.55% of the total 2019 realization of 15,020,323 national beneficiaries) and non-beneficiaries were 181,358 households. The data were analyzed using a probit regression model and impact estimation was conducted using the Propensity Score Matching (PSM) approach. The results suggest that education level is a bigger determinant for households to become Rastra-BPNT beneficiaries, especially for household heads who did not finish primary school and those who graduated from primary school. Rastra-BPNT food social assistance has a significant and positively correlated impact on beneficiary families with a pattern of food proportion to total expenditure > 50%. There was a shift in the food consumption budget share for Beneficiary Families in several dominant commodities such as grains; eggs and milk; processed food and beverages; and cigarettes, tobacco and betel. The distribution of Rastra-BPNT from November 2018 to February 2019 can reduce the gap between household groups, but there are still errors in the distribution of benefits.
Co-Authors Abel Tasman Adila Adisti Ardiyanto Ardiyanto Azry, Said Maulana Bakti Kharisma Bakti Kharisma Dolly Mantora Hazmi Elsa Widia Endrizal Ridwan Fajri Adrianto Fardian, M Iqbal Fery Andrianus, Fery Hnin Wut Yee Kamarni, Neng M Iqbal Fardian M Nazer Marlina, Eli Marwan Saputra Rini Masyhuri Hamidi, Masyhuri Mega Amelia Putri, Mega Amelia Mohamad Fany Alfarisi Muhammad Hasbi Arifuddin Muhammad Ilham Musbatiq Srivani Nazer, M Neldi, Elfira Purwoko, Agus Rini Rahmahdian Rini Rahmahdian Saputra, Syailendra Eka Syafruddin Karimi, Syafruddin Wahyuni Eloisa Marinda Wahyuni Eloisa Marinda Werry Darta Taifur Yee, Hnin Wut