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All Journal QIJIS (Qudus International Journal Of Islamic Studies) Dinar: Jurnal Ekonomi dan Keuangan Islam Et-Tijarie: Jurnal Hukum dan Bisnis Syariah Perisai : Islamic Banking and Finance Journal Madinah: Jurnal Studi Islam RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) wacana equiliberium (jurnal pemikiran penelitian ekonomi) El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Abadimas Gorontalo Islamiconomic: Jurnal Ekonomi Islam Perbanas Journal of Islamic Economics and Business Jurnal Riset Agama Keris: Journal of Community Engagement Santri: Journal of Student Engagement
Dzikrulloh, Dzikrulloh
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The Influence of Sharia Financial Literacy, Religiosity, Social Environment, E-commerce, Mobile Banking and Online Loans on Consumptive Behavior in Gen Z Amir, Faizal; Adiba, Elfira Maya; Dzikrulloh, Dzikrulloh; Fadillah, Aulia Nur; Hariyani, Happy Febrina
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 2 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i2.907

Abstract

This study aims to determine the effect of Islamic financial literacy, religiosity, social environment, e-commerce, mobile banking, and online loans on consumer behavior in Gen Z. This study uses a quantitative approach with a data collection method in the form of a questionnaire via Google Form and distributing research questionnaires to 120 Gen Z respondents who use e-commerce and Mobile banking services. The data were analyzed using a multiple linear regression model using SPSS 25 software to test the effect of each independent variable (Islamic financial literacy, religiosity, social environment, e-commerce, mobile banking and online loans) on consumer behavior in Gen Z. The results showed that Islamic financial literacy had a negative and insignificant effect on consumer behavior in Gen Z, while the social environment, e-commerce, and online loans had a positive and significant effect on consumer behavior in Gen Z. Religiosity and Mobile banking had a positive and insignificant effect on consumer behavior in Gen Z.
Identifikasi Makanan Halal dalam Perspektif Hifz al-Nasl pada UMKM Tahu Agung Jaya Bangkalan Madura Alim, Rohmat Badri; Rohman, Abdur; Dzikrulloh, Dzikrulloh
Jurnal Riset Agama Vol. 3 No. 3 (2023): December
Publisher : Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jra.v3i3.30767

Abstract

Food is a basic need for humankind. A Muslim must pay attention to the halalness of the food he consumes. The command to consume halal food has been conveyed clearly by Allah SWT in the Qur'an and this can be understood in the concept of maqasid sharia. Maqasid sharia in halal food is the benefit behind consuming halal food as prescribed by religion. This research aims to understand the Identification of Halal Food Products from the Hifz al Nasl Perspective in UMKM Tahu Agung Jaya Bangkalan Madura. This research uses a qualitative method, namely a descriptive approach and this type of research is field research. Researchers conducted observations, interviews and documentation to obtain primary and secondary data. This research provides results that in the perspective of hifz al nasl it includes three needs, namely primary (dharuriyyah), secondary (hajiyyat), and tertiary (tahsiniyyat). The primary need (dharuriyyah), namely the selection of soybean raw materials used, must continue to be paid attention to. Secondary needs (hajiyyat) are field surveys to see and buy selected and quality soybeans. The tertiary requirement (tahsiniyyat) is that the tools used in producing tofu must always be clean.
Pendampingan Pembelajaran Metode Tilawah bagi Santri di Pondok Pesantren Nurul Amanah Pratama, Syahroni Wahyu; Kurniawan, M. Febriano Andika; Pujiati, Tri; Dzikrulloh, Dzikrulloh; Fajar, Fajar
Santri : Journal of Student Engagement Vol. 4 No. 2 (2025): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/g59hym37

Abstract

Students in Islamic boarding schools are expected to have the ability to read the Qur'an with tartil and beautifully so that the reading that is sung is beautiful to hear. In addition, students in Islamic boarding schools are expected to apply the tilawah method so that the reading of the Qur'an that is read can be more beautiful to hear. However, there are still students who do not understand the technique of reading the Qur'an using the tilawah method. This community service activity aims to provide assistance to students at the Nurul Amanah Islamic Boarding School in reading the Qur'an properly and correctly. This community service activity was designed using an Asset Based Community-driven Development (ABCD) approach strategy. This community service activity is carried out in the form of assistance to students when reading the Qur'an in the Islamic boarding school environment. This community service activity is carried out through 3 stages, namely (1) the preparation stage; (2) the mentoring stage; and (3) the evaluation stage. All stages of the activity are carried out well. The results of this community activity show that the tilawah method is suitable for students in the Nurul Amanah Islamic boarding school environment as an effort to improve the ability to read the Qur'an. The final results of this mentoring activity show that the students have a good understanding and increased ability in reading the Qur'an using the tilawah method.
Enhancing Fundraising with Digital Transaction in Indonesia: A Systematic Literature Review (SLR) Safitri, Devi Herlinda; Dzikrulloh, Dzikrulloh
Perisai : Islamic Banking and Finance Journal Vol. 8 No. 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1692

Abstract

This research uses the Systematic Literature Review (SLR) method to investigate the optimization of collecting Zakat, Infaq and Sadaqah funds through digital transactions. The data analysis process uses the PRISMA diagram and includes the stages of identification, search, selection, data collection and analysis. From three main sources, researchers collected 20 references, consisting of theses and journals, which were analyzed to identify findings related to collecting ZIS funds with digital transactions in Indonesia. The results reflect the digitalization trend, where zakat institutions are increasingly using information technology to increase efficiency, accessibility and transparency in the process of collecting ZIS funds. This trend involves utilizing mobile applications, QRIS, and digital platforms, enabling faster and more efficient fund collection. Other benefits include ease of access, increased transparency, and more effective involvement of muzakki. Using digital technology also enables data analysis, better fund management and the development of sustainable business models. The COVID-19 pandemic has triggered new strategies in collecting ZIS funds, with zakat institutions turning to social media and digital platforms as alternatives to raise funds. Online payment services with mobile QR Codes are key in maintaining the continuity of ZIS fund collection amidst physical restrictions. Socialization efforts, easy access, and partnerships with various parties are the main strategies for zakat institutions to remain relevant and effective in facing the challenges of the pandemic. This research focuses on the central role of digitalization in increasing the efficiency and effectiveness of collecting ZIS funds, such as paying attention to social changes, namely the COVID-19 pandemic. By using digital technology, zakat institutions can continue to innovate and meet the needs of muzakki, so that they continue to play their role in helping people in need.
Penguatan Konsep Mu’amalah dan Kewirausahaan untuk Membangun Kemandirian Ekonomi Santri Qomaro, Galuh Widitya; Dzikrulloh, Dzikrulloh; Hanifah, Luluk; Rahman, Taufiqur; Sunariyah, Anik; Nasik , Khoirun
Santri : Journal of Student Engagement Vol. 4 No. 1 (2025): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v4i1.1270

Abstract

This community service program aims to build independence and entrepreneurial character among the students of Pondok Pesantren Nurul Amanah Bangkalan through the Asset-Based Community Development (ABCD) approach. The activity involved 10th and 11th-grade students in entrepreneurship training based on the pesantren's business units, such as Bakso Gibras, Nasi Ayam Chili Padi, AMDK, mushroom cultivation, and catfish farming. The methods used include theoretical training on mu'amalah in the context of sharia entrepreneurship and hands-on experience in the pesantren's business units. The results show that the students actively participated in the operations of these businesses and were able to identify opportunities and challenges in managing the businesses. With the ABCD approach, the students gained not only entrepreneurial skills but also social and religious values that support the economic development of the pesantren. This program successfully contributed to the empowerment of the students while developing the pesantren's business units as a sustainable learning tool.
Strategi Pengembangan Human Capital Halal di Pulau Madura : Pendekatan Interpretative Structural Modeling Sugianto, Abdul Shomat; Dzikrulloh, Dzikrulloh
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.281

Abstract

Human capital halal merupakan pendorong utama terhadap kemakmuran dan produktivitas ekonomi yang dapat dikembangkan melalui pendidikan, kesehatan dan infrastuktur sosial. Pulau Madura dengan mayoritas Muslim yang besar seharusnya mampu untuk memanfaatkan sumber daya manusia yang dimiliki untuk mencapai daerah yang maju. Penelitian ini berfokus pada strategi pengembangan dan menemukan aktor dalam pengembangan Human capital halal di pulau Madura. Penelitian ini mengidentifikasi 5 elemen yakni kebutuhan, kendala, tujuan pengembangan, kegiatan,dan aktor kunci serta masing-masing terdiri 7 kriteria sub elemen. Metode pada penelitian ini adalah metode kualitatif dengan pendekatan Interpretative Structural Modelling, menggunakan data sekunder yang didapat dari kajian literatur dan data primer didapat dari hasil wawancara berupa pengisian kuesioner dengan model Structural self interaction matrix oleh responden ahli di Kementerian Agama se Pulau Madura. Hasil penelitian ini digambarkan dengan kuadran dan level yang menghasilkan peningkatan infrastuktur menjadi kebutuhan, kendala yang dihadapi adalah tingkat literasi yang rendah, tercapainya kesejahteraan masyarakat dan perkembangan industri syariah menjadi tujuan pengembangan human capital halal dan kegiatan yang dilakukan berupa peningkatan kurikulum berbasis potensi daerah serta Pemerintahan Daerah menjadi aktor kunci dalam pengembangan human capital halal di pulau Madura.
Enhancing Culinary SMEs Revenue in Burneh District, Bangkalan Through Halal Certification Optimization Karim, Moh.; Dzikrulloh, Dzikrulloh
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 14 No. 2 (2024): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2024.14.2.141-153

Abstract

This research aims to explore the implementation, response, and economic impact of halal certification on culinary Small and Medium-sized Enterprises (SMEs) in Burneh District, Bangkalan Regency, Indonesia. Employing a quantitative, field-based research design with a causal approach, data were collected through surveys and interviews with 12 SME owners across various business categories. The findings reveal that while awareness of halal certification and government support is relatively high, significant challenges remain in the certification process—particularly due to the lack of certified halal slaughterhouses and the complexity of procedural requirements. Despite these efforts, halal certification has not yet led to a significant increase in SMEs’ revenue, as most consumers—particularly in Muslim-majority Madura—do not actively verify the halal status of products, assuming all local culinary offerings are inherently halal. This study contributes to the global discourse on halal assurance by emphasizing the cultural, regulatory, and practical barriers to certification uptake in local economies. It recommends future research to investigate consumer behavior toward halal labeling and to assess long-term income impacts in regions with mandatory halal certification enforcement. Moreover, international comparative studies may further illuminate how halal certification contributes to economic empowerment across diverse Muslim communities.
Pengaruh Gerakan Sadar Halal dan Pengetahuan Produk Pada Gaya Hidup Halal Terhadap Keputusan Pembelian Gen Z Azizah, Qurrotul; Dzikrulloh, Dzikrulloh
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 5 No 4 (2024): May 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v5i4.5207

Abstract

Further research is needed given the inconsistencies to test and confirm the findings of previous research results and to get answers to the influence of new variables is the purpose of this research. Online questionnaires were distributed as part of the quantitative methodology of this study. Purposive sampling was the method used to draw the sample. 100 respondents participated in filling out the questionnaire distributed in East Java. For data processing, structural equation modeling, or SEM, was adopted. The structural model test (outer model) is the analysis test that is employed. It includes convergent validity, the Average Variance Extracted (AVE) value, discriminant validity, a reliability test, and an inner model that includes direct effect and indirect effect hypothesis testing. The research findings show that the halal conscious movement positively and significantly influences purchasing decisions, both directly with p-values of 0.000 ≥ 0.050 and indirectly with p-values of 0.014 ≥ 0.050. Product knowledge positively and significantly influences purchasing decisions, both directly with a p-value of 0.013 ≥ 0.050 and indirectly with a p-value of 0.014 ≥ 0.050. In addition, the halal lifestyle with p-values of 0.001 ≥ 0.050 positively and significantly influences purchasing decisions, while for the halal conscious movement with p-values of 0.000 ≥ 0.050 and product knowledge with p-values of 0.000 ≥ 0.050 also positively and significantly influences the halal lifestyle.
Pelatihan Penyusunan Bahan Ajar Digital Bilingual Berbasis Islamic Values dengan Book Creator Pujiati, Tri; Fajar, Fajar; Dzikrulloh, Dzikrulloh
Keris: Journal of Community Engagement Vol. 4 No. 2 (2024): KERIS: Journal of Community Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/keris.v4i2.1161

Abstract

Nurul Amanah Pesantren is one of the boarding schools located in Bangkalan, Madura. The problem facing the partners is that there is no digital bilingual teaching materials based on Islamic values developed by the teaching staff at the boarding school. The purpose of this community service activity is to educate teachers at Nurul Amanah Pesantren in creating digital bilingual teaching materials using the Book Creator application. This community service activity is packaged in 3 stages (1) identification and development of partner groups; (2) implementation of training program for creating digital bilingual teaching materials based on Islamic values; and (3) evaluation of activities. The training is also packaged in the form of teaching materials in two languages, namely Indonesian and English so that the learners' English proficiency becomes better. Not only that, this training is designed to provide training to teachers to create teaching materials with an Islamic character in order to form an Islamic character in the students. The results of this activity provide positive benefits for teachers to compose digital teaching materials using bilinguals.
Optimalisasi Bisnis Pondok Peantren Dengan Elektronisasi Sistem Pembayaran Studi Kasus Pondok Pesantren Nurul Amanah Bangkalan Dzikrulloh, Dzikrulloh
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 6 No 02 (2018): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Desember 2018
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.107 KB) | DOI: 10.31102/equilibrium.6.02.1-8

Abstract

Penelitian paper ini adalah optimalisasi bisnis Pondok Pesantren dengan elektronisasi pembayaran di Pondok Pesantren Nurul Amanah, Bangkalan. Elektronisasi sistem pembayaran yang diterapkan di Pondok Pesantren Nurul Amanah disebut E-Nura. Metode yang digunakanan dalam penelitian ini adalah kualitatif. Penelitian ini berfokus pada bagaiamana penerapan elektronisasi sistem pembayaran yang diterapkan di Pondok Pesantren Nurul Amanah. Penelitian ini bertujuan untuk menjawab permasalahan yang terjadi pada pengembangan bisnis di lingkungan Pondok Pesantren seperti permodalan, kehilangan dan laporan bisnis. Dengan sistem elektronisasi sistem pembayaran, permasalahan pengembangan ekonomi di pondok pesantren, yaitu permodalan, laporan dan efektifitas perputaran barang dapat teratasi. Bukan hanya itu, e-nura memberikan keamanan, kemudahan transaksi, kecepatan, efektifitas dan efisiensi transasksi dan optimalisasi keuntungan pada bisnis pondok pesantren Nurul Amanah. Dengan demikian penerapan elektronisasi sitem pembayaran di Pondok Pesantrean tidak hanya bermanfaat bagi lembaga tetapi juga bermanfaat pada santri dan orang tua.
Co-Authors Abdur Rohman Adiba, Elfira Maya AHMADI Aini, Lidia Nur Al-Ulya, Sunanan Alim, Rohmat Badri Auliya, Azah Rotul Azizah, Qurrotul Fadillah, Aulia Nur Faizal Amir, Faizal Fajar Fajar Galuh Widitya Qomaro Hanifah, Luluk Happy Febrina Hariyani Karim, Busro Karim, Moh. Karnia, Julia Khoirun Nasik Koib, Ahmad Kurniawan, M. Febriano Andika Ma'arif, Samsul Muna, Naily El Permadani, Fatimah Ananda Permata, Arif Rachman Eka Pratama, Muhammad Yusuf Pratama, Syahroni Wahyu Pujiati, Tri Safitri, Devi Herlinda Santika, Mela SHOLIHAH, IMROATUS Solikah, Wahyu Yuliana Sugianto, Abdul Shomat Sunariyah, Anik Tasyabilah, Nurus Taufiqur Rahman Taufiqur Rahman, Taufiqur Trianda, Dira Yasroni, Muhammad Akhsin Zainuddin, Zainuddin