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All Journal QIJIS (Qudus International Journal Of Islamic Studies) Dinar: Jurnal Ekonomi dan Keuangan Islam Et-Tijarie: Jurnal Hukum dan Bisnis Syariah Perisai : Islamic Banking and Finance Journal Madinah: Jurnal Studi Islam RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) wacana equiliberium (jurnal pemikiran penelitian ekonomi) El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Abadimas Gorontalo Islamiconomic: Jurnal Ekonomi Islam Perbanas Journal of Islamic Economics and Business Jurnal Riset Agama Keris: Journal of Community Engagement Santri: Journal of Student Engagement
Dzikrulloh, Dzikrulloh
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Optimalisasi Zakat Sebagai Instrumen Modal Sosial Guna Mengatasi Masalah Kemiskinan Di Indonesia Dzikrulloh, Dzikrulloh; Permata, Arif Rachman Eka
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 5, No 1: Januari 2018
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v5i1.5127

Abstract

Perpres Nomor 18 tahun 2007 menyebutkan bahwa sasaran pembangunan ekonomi tahunan Indonesia diarahkan untuk mendorong pertumbuhan ekonomi dalam rangka memperluas lapangan pekerjaan dan mengurangi tingkat kemiskinan.Berimplikasi pada pemerataan pendapatan, zakat memiliki potensi strategis yang layak dikembangkan menjadi salah satu instrumen pemerataan pendapatan di Indonesia khusunya dalam mengatasi masalah ekonomi. Berdasarkan data penghimpunan dan penyaluran dana Organisasi Pengelola Zakat (OPZ) pada tahun 2015, total penhimpunan dana mengalami pertumbuhan sebesar 10,62% dibandingkan dengan tahun 2014, dan potensi dana zakat di Indonesia diprediksi 2.7 Triliun. Artikel ini akan membahas mengenai optimalisasi zakat sebagai modal sosial yang dimanfaatkan guna mengatasi masalah ekonomi, khususnya masalah kemiskinan di Indonesia. Perwujudan pemanfaatan zakat dalam perekonomian modern tersebut harus pula didukung dengan manajemen organisasi pengelolaan zakat secara profesional dan memiliki kopetensi tinggi, artinya dalam strategi penggalangan dana, maupun pendistribusiannya haruslah mengikuti manajemen dan strategi yang sistematis sebagaimana sebuah perusahaan dalam mencapai targetnya.Untuk metode penelitian, artikel ini menggunakan pendekatan kualitatif dengan jenis penelitian studi literatur. Hasil dari artikel ini memberikan diskripsi bahwa potensi zakat yang begitu besar di Indonesia harus dioptimalkan secara maksimal. Dalam pengoptimalan tersebut difokuskan untuk mengatasi masalah ekonomi khususnya kemiskinan. Dengan manajemen pengelolaan yang baik maka zakat akan mampu memberdayakan umat dan membawa kesejahteraan masyarakat di Indonesia. Pemanfaatan zakat produktif memang menjadi solusi dalam mengaoptimalkan peran zakat dan perekonomian negara
Sinergitas Baitul Maal Wa Tamwil (BMT) Dengan Badan Usaha Milik Desa (BUMDES) Sebagai Alternatif Penguatan UMKM Masyarakat Pedesaan Dzikrulloh, Dzikrulloh; Permata, Arif Rachman Eka
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 3, No 2: Agustus 2016
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v3i2.2700

Abstract

ABSTRAKKarya tulis ilmiah dengan judul Sinergitas Baitul Maal Wa Tamwil (BMT) Dengan Badan Usaha Milik Desa (BUMDES) Sebagai  Alternatif Penguatan UMKM Masyarakat Pedesaan merupakan sebuah karya tulis dengan rumusan masalah yaitu Bagaimana sinergitas Baitul Maal Wa Tamwil (BMT) dengan Badan Usaha Milik Desa (BUMDES) sebagai  alternatif penguatan UMKM masyarakat pedesaan dan bagaimana dampak yang diharapkan dari proses sinergitas tersebut. Karya tulis ini memiliki latar belakang pemanfaatan BMT sebagai lembaga yang mampu dan terfokus pada masyarakat kecil yang nantinya akan disinergikan dengan BUMDES guna untuk mengatasi masalah UMKM masyarakat pedesaan yang tergolong masyarakat kecil untuk kesejahteraan sosial masyarakat. Metode yang digunakan dalam karya tulis ini adalah kualitatif dengan pendekatan diskriptif yang menjelaskan fenomena secara utuh melalui tahap pengumpulan data dari sumber-sumber terkait. Jadi, dengan adanya diskripsi berupa peluang pengembangan BMT yang disinergikan dengan BUMDES maka dampaknya akan luar biasa terhadap seluruh komponen dalam sektor terkait. Dan pola sinergi yang dapat diterapkan ialah BMT sebagai Mudharib, BUMDES sebagai Mudharib sekaligus Shahibul Mal, BUMDES sebagai mediator, BUMDES sebagai pasar barang bagi produk Jual beli BMT, BMT sebagai investor Utama pembangunan asset desa. Dari adanya pola tersebut diharapkan pembangunan desa berkelanjutan untuk menuju kesejahteraan masyarakat dapat tercapai.Kata Kunci: BMT, BUMDES, UMKM, PedesaanABSTRACTScientific paper entitled Synergy Baitul Maal Wa Tamwil (BMT) The village-owned enterprises (BUMDES) As an alternative Strengthening UMKM Rural Communities is a paper with a formulation of the problem is How synergy Baitul Maal Wa Tamwil (BMT) with village-owned enterprises ( BUMDES) as an alternative to strengthening rural communities of SMEs and how the expected impact of the synergy process. This paper has a background BMT utilization as an institution capable and focused on small communities which will be synergized with BUMDES in order to overcome the problem of UMKM rural communities belonging to small communities for social welfare. The method used in this paper is a qualitative descriptive approach that explains the phenomenon as a whole through the stages of collecting data from relevant sources. So, with the descriptions in the form of development opportunities BMT synergized with BUMDES then the impact will be tremendous on all components in relevant sectors. And patterns of synergies that can be applied is that BMT as Mudharib, BUMDES as well as Shahibul Mudharib Mal, BUMDES as mediator, BUMDES as a market for the product sale and purchase of goods BMT, BMT as Main investor asset development of the village. The pattern of their expected sustainable rural development towards the welfare of society can be achievedsKeywords: BMT, BUMDES, UMKM, Rural
Enhancing Fundraising with Digital Transaction in Indonesia: A Systematic Literature Review (SLR) Safitri, Devi Herlinda; Dzikrulloh, Dzikrulloh
Perisai : Islamic Banking and Finance Journal Vol 8 No 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1692

Abstract

This research uses the Systematic Literature Review (SLR) method to investigate the optimization of collecting Zakat, Infaq and Sadaqah funds through digital transactions. The data analysis process uses the PRISMA diagram and includes the stages of identification, search, selection, data collection and analysis. From three main sources, researchers collected 20 references, consisting of theses and journals, which were analyzed to identify findings related to collecting ZIS funds with digital transactions in Indonesia. The results reflect the digitalization trend, where zakat institutions are increasingly using information technology to increase efficiency, accessibility and transparency in the process of collecting ZIS funds. This trend involves utilizing mobile applications, QRIS, and digital platforms, enabling faster and more efficient fund collection. Other benefits include ease of access, increased transparency, and more effective involvement of muzakki. Using digital technology also enables data analysis, better fund management and the development of sustainable business models. The COVID-19 pandemic has triggered new strategies in collecting ZIS funds, with zakat institutions turning to social media and digital platforms as alternatives to raise funds. Online payment services with mobile QR Codes are key in maintaining the continuity of ZIS fund collection amidst physical restrictions. Socialization efforts, easy access, and partnerships with various parties are the main strategies for zakat institutions to remain relevant and effective in facing the challenges of the pandemic. This research focuses on the central role of digitalization in increasing the efficiency and effectiveness of collecting ZIS funds, such as paying attention to social changes, namely the COVID-19 pandemic. By using digital technology, zakat institutions can continue to innovate and meet the needs of muzakki, so that they continue to play their role in helping people in need.
Pesantren Entrepreneurship: Harmonization of the Theories of Kasb Asy’ariyah and Locus of Control on Strengthening Santripreneur Ma'arif, Samsul; Ahmadi, Ahmadi; Dzikrulloh, Dzikrulloh; Muna, Naily El
QIJIS Vol 11, No 1 (2023)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/qijis.v11i1.17404

Abstract

From the innovation among pesantrens, students need not only Islamic religious learning but also entrepreneurial skills. This research explores the entrepreneurship learning model that had been developed by Pondok Pesantren Riyadlul Jannah Pacet and Pondok Pesantren Sidogiri Pasuruan and examines the effectiveness of pesantren entrepreneurs. This study used a descriptive qualitative method. In order to obtain the data validity, the data triangulation method supported by documentation and observation was employed by conducting interviews with kyai, asatidz, santri, and graduate users. The research objects were Pondok Pesantren Riyadlul Jannah and Pondok Pesantren Sidogiri Pasuruan; both are pioneers in developing pesantren entrepreneurs in Indonesia. This study showed that pesantren entrepreneurs are able to equip and encourage students to get careers towards prosperity. By harmonizing the theories of Kasb Asy’ariyah and Locus of Control, the focus of this study was on students who were not only capable as mubaligh, but also as entrepreneurs, particularly if they continued their studies at pesantren.
Identifikasi Makanan Halal dalam Perspektif Hifz al-Nasl pada UMKM Tahu Agung Jaya Bangkalan Madura Alim, Rohmat Badri; Rohman, Abdur; Dzikrulloh, Dzikrulloh
Jurnal Riset Agama Vol 3, No 3 (2023): Desember
Publisher : Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jra.v3i3.30767

Abstract

Food is a basic need for humankind. A Muslim must pay attention to the halalness of the food he consumes. The command to consume halal food has been conveyed clearly by Allah SWT in the Qur'an and this can be understood in the concept of maqasid sharia. Maqasid sharia in halal food is the benefit behind consuming halal food as prescribed by religion. This research aims to understand the Identification of Halal Food Products from the Hifz al Nasl Perspective in UMKM Tahu Agung Jaya Bangkalan Madura. This research uses a qualitative method, namely a descriptive approach and this type of research is field research. Researchers conducted observations, interviews and documentation to obtain primary and secondary data. This research provides results that in the perspective of hifz al nasl it includes three needs, namely primary (dharuriyyah), secondary (hajiyyat), and tertiary (tahsiniyyat). The primary need (dharuriyyah), namely the selection of soybean raw materials used, must continue to be paid attention to. Secondary needs (hajiyyat) are field surveys to see and buy selected and quality soybeans. The tertiary requirement (tahsiniyyat) is that the tools used in producing tofu must always be clean.
Review of Maslahah Mursalah and Consumer Protection Laws on Traditional Dental Practices Tasyabilah, Nurus; Karim, Busro; Dzikrulloh, Dzikrulloh
Et-Tijarie Vol 8, No 1: Juni 2023
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ete.v8i1.20150

Abstract

This research is field research to know how dental artisans practice at Pink Behel Sukodono Sidoarjo, which will then be analyzed based on maslahah mursalah theory and Law Number 8 of 1999 concerning Consumer Protection. This research uses qualitative research for the type of field research (field research), which is descriptive-analytical. The approach method used is normative-empirical juridical. In the research process, researchers use primary data obtained directly through observation, interviews, documentation, and secondary data to complement the data. Then, the researcher analyzes the data using the inductive analysis method. This study's results prove that the Dental Practice at Pink Behel Sukodono Sidoarjo needs a license from the health office and the Sidoarjo district/city government. When viewed from the theory of maslahah mursalah, the practice of Dental Practice is included in the mas{lahah tahsiniyyat. During their practice, no consumers have been harmed by Dental Practice; if the benefits are greater than the mafsadat that will be generated, then attracting benefits is far more prioritized than rejecting mafsadat. Viewed from Consumer Protection Law, Dental Practice at Pink Behel Sukodono Sidoarjo violated Article 4 letter (a) regarding consumer rights to security and safety in consuming goods and services, and Article 7 paragraph (2) does not provide correct, clear, and honest information to consumers, so that it is very risky to harm and if a consumer is harmed then the Dental Practice must provide compensation as stipulated in Article 19. Dental Practice also exceeds the limits of their authority in working as stipulated in the Regulation of the Minister of Health Number 39 of 2014 concerning Guidance, Supervision, and Licensing for Dental Practice Work.
Preferensi Pembiayaan Qardhul Hasan di BMT Sampang  Indonesia Santika, Mela; Dzikrulloh, Dzikrulloh
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 3 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i3.5582

Abstract

This research aims to analyze the influence of promotion, knowledge and perception on public interest. The population in this study was BMT Sampang. The sampling technique used the purposive sampling method which resulted in 46 customers. Data was collected using primary data from customers registered at BMT Sampang. The data analysis method uses logistic regression analysis. The results of this research show that the promotion variable and perception variable have a negative effect on public interest, while the knowledge variable has a positive effect on public interest. Keywords: Public Intrest; Qardhul Hasan; BMT Sampang
Analisis Manajemen Pengelolaan Bisnis Budidaya Magot Perspektif Ekonomi Islam Zainuddin, Zainuddin; Dzikrulloh, Dzikrulloh
MADINAH Vol 7 No 2 (2020): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v7i2.1434

Abstract

Magot is a maggot produced from black fly eggs (BSF) which is very active in breaking down organic waste and has a high protein content that can be utilized properly for animal feed etc. magot is the main attraction for business actors. It becomes very important to examine how the management of the business is managed. Therefore, the author takes the title "business management management of magot cultivation from an Islamic economic perspective". The research method used is a qualitative research method, in which the data search process is carried out through observation, interviews, and documentation techniques. This method was chosen for in-depth and comprehensive research data regarding the analysis of magot cultivation processing. This study aims to analyze the management of the magot cultivation business from an Islamic economic perspective. When the management of the magot cultivation business is managed properly, the related management can be known and can be utilized optimally. The result of this study is the management of magot cultivation from an Islamic economic perspective.
Pelatihan Penyusunan Bahan Ajar Digital Bilingual Berbasis Islamic Values dengan Book Creator Pujiati, Tri; Fajar, Fajar; Dzikrulloh, Dzikrulloh
Keris: Journal of Community Engagement Vol. 4 No. 2 (2024): KERIS: Journal of Community Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/keris.v4i2.1161

Abstract

Nurul Amanah Pesantren is one of the boarding schools located in Bangkalan, Madura. The problem facing the partners is that there is no digital bilingual teaching materials based on Islamic values developed by the teaching staff at the boarding school. The purpose of this community service activity is to educate teachers at Nurul Amanah Pesantren in creating digital bilingual teaching materials using the Book Creator application. This community service activity is packaged in 3 stages (1) identification and development of partner groups; (2) implementation of training program for creating digital bilingual teaching materials based on Islamic values; and (3) evaluation of activities. The training is also packaged in the form of teaching materials in two languages, namely Indonesian and English so that the learners' English proficiency becomes better. Not only that, this training is designed to provide training to teachers to create teaching materials with an Islamic character in order to form an Islamic character in the students. The results of this activity provide positive benefits for teachers to compose digital teaching materials using bilinguals.
Penguatan Konsep Mu’amalah dan Kewirausahaan untuk Membangun Kemandirian Ekonomi Santri Qomaro, Galuh Widitya; Dzikrulloh, Dzikrulloh; Hanifah, Luluk; Rahman, Taufiqur; Sunariyah, Anik; Nasik , Khoirun
Santri : Journal of Student Engagement Vol. 4 No. 1 (2025): Santri : Journal of Student Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v4i1.1270

Abstract

This community service program aims to build independence and entrepreneurial character among the students of Pondok Pesantren Nurul Amanah Bangkalan through the Asset-Based Community Development (ABCD) approach. The activity involved 10th and 11th-grade students in entrepreneurship training based on the pesantren's business units, such as Bakso Gibras, Nasi Ayam Chili Padi, AMDK, mushroom cultivation, and catfish farming. The methods used include theoretical training on mu'amalah in the context of sharia entrepreneurship and hands-on experience in the pesantren's business units. The results show that the students actively participated in the operations of these businesses and were able to identify opportunities and challenges in managing the businesses. With the ABCD approach, the students gained not only entrepreneurial skills but also social and religious values that support the economic development of the pesantren. This program successfully contributed to the empowerment of the students while developing the pesantren's business units as a sustainable learning tool.
Co-Authors Abdur Rohman Adiba, Elfira Maya AHMADI Aini, Lidia Nur Al-Ulya, Sunanan Alim, Rohmat Badri Auliya, Azah Rotul Azizah, Qurrotul Fadillah, Aulia Nur Faizal Amir, Faizal Fajar Fajar Galuh Widitya Qomaro Hanifah, Luluk Happy Febrina Hariyani Karim, Busro Karim, Moh. Karnia, Julia Khoirun Nasik Koib, Ahmad Kurniawan, M. Febriano Andika Ma'arif, Samsul Muna, Naily El Permadani, Fatimah Ananda Permata, Arif Rachman Eka Pratama, Muhammad Yusuf Pratama, Syahroni Wahyu Pujiati, Tri Safitri, Devi Herlinda Santika, Mela SHOLIHAH, IMROATUS Solikah, Wahyu Yuliana Sugianto, Abdul Shomat Sunariyah, Anik Tasyabilah, Nurus Taufiqur Rahman Taufiqur Rahman, Taufiqur Trianda, Dira Yasroni, Muhammad Akhsin Zainuddin, Zainuddin