Claim Missing Document
Check
Articles

Found 39 Documents
Search

An Analysis of the Impact of Digitalization and Profit Sharing on the Financial Performance of Brilink Agents at PT Syauqia Berkah Makmur ALFIAN, Alfian; SIBARANI, Mentiana
International Journal of Environmental, Sustainability, and Social Science Vol. 6 No. 5 (2025): International Journal of Environmental, Sustainability, and Social Science (Sep
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ijesss.v6i5.1465

Abstract

This research is based on the importance of operational efficiency and incentive schemes in supporting the financial performance of BRILink agents as part of the micro digital financial services ecosystem. This study aims to analyze the influence of digitalization and profit sharing on agents’ financial performance, both partially and simultaneously. Theoretical concepts discussed include digital transformation, incentive theory, and financial performance based on the balanced scorecard perspective. A quantitative approach with a survey method was used, involving 40 BRILink agents under PT. Syauqia Berkah Makmur. Data were analyzed using multiple linear regression with SPSS version 27. The results indicate that both digitalization and profit sharing have a positive and significant impact on financial performance, either partially or jointly. The coefficient of determination shows that the two variables explain 46.1% of the variation in financial performance. This research concludes that combining technology utilization and a fair profit-sharing system is an effective strategy to improve agent performance.
Reclamation and Post-Mining Management at PT. XYZ East Kalimantan Province Vico, Julyas; Sibarani, Mentiana
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 1 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jetbis.v4i1.171

Abstract

East Kalimantan Province is one of the largest coal producers in Indonesia. Mining activities often have a negative impact on the environment, making it important to manage reclamation effectively. The purpose of this study is to understand and analyze the management of reclamation and post-mining at PT XYZ to minimize the negative impacts of mining activities. This research uses a case study method with a qualitative descriptive approach. Data was collected through interviews, observation and documentation. The informants involved were purposively selected to gain an in-depth understanding of reclamation practices. The results show that PT XYZ routinely conducts reclamation and post-mining activities. However, the implementation has not been fully optimized due to various constraints, including the lack of a good reclamation plan, adequate funding and the involvement of all relevant parties. To minimize the negative impacts of mining activities, a strong commitment from the company, community and government is needed to create sustainable and environmentally friendly mining operations. This study provides important insights into reclamation practices and managerial approaches that can be adopted by other companies.
Analisis Nilai Wajar Saham BJBR dengan Price To Book Value, Dividend Discount Models dan Free Cash Flow To Equity Mutia, Ajeng Fitriani; Sibarani, Mentiana
Indo-MathEdu Intellectuals Journal Vol. 6 No. 6 (2025): Indo-MathEdu Intellectuals Journal
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v6i6.4082

Abstract

This research aims to analyze the BJBR stock fundamentally for the period 2020-2024. It uses absolute methods, namely Price To Book Value (PBV), Dividend Discount Models (DDM), and Free Cash Flow To Equity (FCFE), to determine whether the stock is undervalued, overvalued, or fairly valued, and this will also provide investment decision recommendations for investors. This type of research is qualitative with a descriptive approach. The main object of this research is PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk (BJBR Stock) for the period 2018-2022. The sampling technique used in this research is purposive sampling. This company was selected as the object of research considering that it is the largest regional development bank in Indonesia with a substantial total asset. The results of the research using the Price To Book Value (PBV) method indicate that the stock is undervalued. In using the Dividend Discount Model (DDM), the stock is in an undervalued condition. Furthermore, using the Free Cash Flow To Equity (FCFE) method shows that the stock is in an undervalued condition. Factors that also influence the market price of the stock include investors' expectations and perceptions of the bank's performance in the future, so with a perception of declining financial performance, demand decreases and stock prices also decline
Pemetaan SWOT: Analisis Faktor Internal dan Eksternal dalam Model Pembiayaan Green Loan BCA Abraham Enga Tifaona, Ignatius; Sibarani, Mentiana; Sariguna Johnson Kennedy , Posma
IKRAITH-EKONOMIKA Vol. 8 No. 3 (2025): IKRAITH-EKONOMIKA Vol 8 No 3 November 2025
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37817/ikraith-ekonomika.v8i3.5464

Abstract

ABSTRAKPenelitian ini menganalisis SWOT (Strengths, Weaknesses, Opportunities, Threats) dari efektivitas pembiayaan hijau (green loan) PT Bank Central Asia Tbk (BCA) melalui pendekatan Systematic Literature Review (SLR). Analisis difokuskan pada faktor internal (kapasitas permodalan, efisiensi operasional, tata kelola ESG, kapabilitas MRV, digitalisasi) dan eksternal (regulasi, insentif fiskal, kondisi pasar, serta tekanan pemangku kepentingan). Hasil pemetaan SWOT menunjukkan kekuatan berupa modal yang kuat, efisiensi operasional, dan inovasi produk; kelemahan meliputi inefisiensi, non performance loan (NPL) tinggi, dan keterbatasan pipeline proyek; peluang mencakup roadmap keuangan berkelanjutan dan permintaan pasar hijau; sedangkan ancaman berasal dari ketidakpastian regulasi, risiko greenwashing, serta volatilitas makroekonomi. Integrasi kerangka Resource-Based View (RBV) dan Institutional Theorymenegaskan bahwa kapabilitas internal hanya efektif bila didukung ekosistem regulatif dan pasar yang stabil. Studi ini menyimpulkan bahwa penguatan tata kelola, harmonisasi definisi, peningkatan kapabilitas Measurement, Reporting, and Verification (MRV), dan partisipasi aktif dalam ekosistem kebijakan merupakan langkah strategis untuk memperbesar kontribusi green loan dalam transisi menuju keuangan berkelanjutan.ABSTRACTThis study examines the SWOT (Strengths, Weaknesses, Opportunities, Threats) of effectiveness of green loan implementation at PT Bank Central Asia Tbk (BCA) using a Systematic Literature Review (SLR). The analysis focuses on internal factors (capital adequacy, operational efficiency, ESG governance, MRV capabilities, and digitalization) and external factors (regulations, fiscal incentives, market conditions, and stakeholder pressure). The SWOT mapping reveals strengths such as strong capital, operational efficiency, and product innovation; weaknesses including inefficiencies, high NPLs, and limited project pipelines; opportunities related to the sustainable finance roadmap and green market demand; and threats stemming from regulatory uncertainty, greenwashing risks, and macroeconomic volatility. Integrating the Resource-Based View (RBV) and Institutional Theory, the findings highlight that internal capacities are only effective when supported by a stable regulatory framework and mature market ecosystem. The study concludes that strengthening governance, harmonizing definitions, enhancing Measurement, Reporting, and Verification (MRV) capabilities, and engaging in policy ecosystems are key strategies to maximize the contribution of green loans in the transition toward sustainable finance.
Strategic Planning in an Effort to Improve Service Quality at Wakatobi Regional General Hospital using Service Quality Usamah, Usamah; Sirait, Tongam; Sibarani, Mentiana; Samsul Bahri, Ronny
Journal of World Science Vol. 3 No. 8 (2024): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v3i8.701

Abstract

The quality of health services in hospitals is an important aspect that affects patient satisfaction and health outcomes. At RSUD Wakatobi, evaluation of service quality is important to ensure that the services provided are in accordance with patient expectations and applicable standards. This study aims to analyze the quality of service at RSUD Wakatobi based on these dimensions, focusing on the application and effectiveness of each dimension in the context of health services at the hospital. This research uses descriptive qualitative research with inductive data analysis and uses research informants consisting of functional officials in charge of providing services at RSUD Wakatobi and administrative staff of RSUD Wakatobi as primary data sources. The data analysis technique used by researchers is descriptive data analysis, with the results showing that, based on the results of the above research, in this case the services applied at the Wakatobi Regional General Hospital are still not in accordance with the dimensions of service quality where physical evidence. While those that have been applied include reliability, assurance, empathy, and responsiveness. Service quality needs to be applied by every public service in providing services to patients because one of the good service qualities is the comparison between reality and expectations of patients of the Wakatobi Regional General Hospital. The implication of this research is the importance of developing and implementing improvement strategies in the physical evidence dimension to improve service quality at Wakatobi Regional General Hospital.
The Influence of Job Level and Work Stress on Learning Motivation of Master's Students at Harapan Bangsa Business School Class of 2023-2024 Rahmat, Damianus Tulus; Sibarani, Mentiana
Journal of World Science Vol. 3 No. 11 (2024): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v3i11.1228

Abstract

The demands of balancing professional and academic responsibilities present unique challenges for Master’s students who work while pursuing higher education, often resulting in increased job stress and varied impacts on learning motivation. This study investigates how job level and job stress influence the learning motivation of Master's students in Management at Harapan Bangsa Business School, focusing on students from the 2023-2024 cohort. A quantitative approach was used, employing structured questionnaires to collect data from a sample of 120 students in Bandung between July and November 2024. The analysis, conducted through multiple regression, revealed that job level significantly positively affects learning motivation, with students in higher positions exhibiting greater motivation to succeed academically. In contrast, job stress did not show a statistically significant effect on learning motivation, indicating that its impact may vary based on individual resilience and role-specific factors. These results suggest that learning motivation is more closely tied to job level than job stress. The study provides valuable insights for educational institutions aiming to enhance motivation among working students by promoting autonomy and competency support, aligning with Deci and Ryan’s self-determination theory. Institutions can better support students' academic success across different job levels by focusing on strategies that increase student autonomy and skill-building opportunities.
Analysis of System Quality Factors & Information Quality with Mediation Variables of Ease of Use To the Success of PT XYZ's E-Procurement Hardinata, Kenny; Sibarani, Mentiana
Eduvest - Journal of Universal Studies Vol. 4 No. 11 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i11.44780

Abstract

This study examines the influence of system quality and information quality on the success of e-procurement at PT XYZ, with a focus on the mediating role of ease of use. Data were collected from 42 respondents in the purchasing department, all users of the e-procurement system, and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). Key findings include that system quality and information quality both positively affect ease of use. High-quality systems and accurate information make the e-procurement system easier to use. Information quality also directly enhances the success of e-procurement. Additionally, ease of use positively impacts the success of the system, indicating that when users find the system easy to use, its success rate increases. While system quality alone does not directly impact success, it does so when combined with high information quality and ease of use. For PT XYZ, these findings suggest that improving system quality and information quality can significantly enhance e-procurement success. Practical steps include ensuring robust internet connectivity, comprehensive data documentation, timely updates, and clear, accurate information. Simplifying the e-procurement process and enhancing user skills will also contribute to more effective and efficient procurement operations.
The analysis of public service motivation's influence on job enjoyment and task performance in health workers Waani, Jane Deasy; Sibarani, Mentiana
Indonesian Journal of Multidisciplinary Science Vol. 3 No. 11 (2024): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v3i11.976

Abstract

This study is aimed at determining whether there is an influence of public service motivation on the performance of health workers' duties, the influence of work pleasure on the work pleasure of health employees, and the influence on work pleasure through the mediation of work satisfaction. The study is in the form of an observational causative study with a cross sectional design, which aims to determine the influence between variables based on measurement results without intervention. The data were collected through an online questionnaire in April 2024 and analyzed using the PLS-SEM technique to estimate the degree of relationship between variables in the structural model. The results of the analysis of the measurement component (outer model) shows good measurability of all indicators marked by outer loading which is high, as well as the validity of discrimination is quite good. The model has a good degree of accuracy because it is able to account for about two-thirds of all variables. For the management of the hospital, it is recommended to add the criteria of high publicly service motivation as a requirement in employee recruitment. Further research is suggested to complement the model by including factors such as work environment, organizational culture, workload, and superior leadership style as covariates. This could help in identifying unique challenges or opportunities for improving task performance and job satisfaction in different healthcare environments, ultimately leading to more tailored and effective management strategies.
Servqual analysis in improving customer satisfaction at PT Joie Production Bandung Mulyani, Lenny; Sibarani, Mentiana
Indonesian Journal of Multidisciplinary Science Vol. 3 No. 11 (2024): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v3i11.977

Abstract

The purpose of this study is to examine the influence of service quality on consumer satisfaction at PT Joie Production, a convection company located in the city of Bandung, Indonesia. The study uses probability sampling with a simple random sampling method, and the sample size is determined using the Slovin formula which produced 58 respondents from a population of 140 consumers in the past year. The data was analyzed using statistical methods to test the validity and reliability of the questionnaire, as well as measure the quality of service based on the SERVQUAL method. The results of the study show that the overall service quality has a negative average gap of -0.022, indicating that services are generally below customer expectations and unsatisfactory. The highest perception value was in the responsivity dimension of 4.41 and the lowest perception value is reliability of 3,899. Based on the results of interviews with several consumers, it was obtained that price is a consideration, but from the waiting time can be an important thing and the reason why consumers do not continue PT. When complaints are handled properly, customers are more likely to return to transact again, creating stronger loyalty Complaints that are handled well, along with quality service, can significantly increase customer satisfaction levels.
The influence of work commitment and job satisfaction on employee performance in construction companies at PT 'X' Damayanti, Eka Ari; Sibarani, Mentiana
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 3 (2024): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i3.1049

Abstract

The COVID-19 pandemic has had a significant impact on the construction industry in Indonesia, including the high employee turnover rate which has an impact on project productivity and quality. This study aims to analyze the influence of work commitment and job satisfaction on employee performance at PT "X". The method used was a quantitative approach with a random sampling technique, involving 287 employees as respondents. Data were obtained through questionnaires measured by the Likert scale, and analyzed using regression analysis and ANOVA. The results of the study show that both work commitment and job satisfaction significantly affect employee performance. The findings indicate that companies need to focus on increasing commitment and job satisfaction to lower turnover rates and increase productivity. This study implicates the need for companies to create a conducive work environment, provide attractive incentives, and provide career development opportunities so that employees feel more connected to the company. By increasing commitment and job satisfaction, it is hoped that PT "X" can achieve better performance and more stable project sustainability in the future.