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The Effect of FDR, NPF and Liquidity Ratio on Profitability of Islamic Banks in Indonesia Harjanti, Wulandari; Farhan, Ali
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 4 (2021): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i4.3444

Abstract

This article discusses the phenomena of liquidity, non-performing loans and finance to deposit and their effect on profitability in Islamic banks. By using a sample of the financial statements of Mandiri Syariah, BRI Syariah, BNI Syariah, and Muammalat in the period January 2018 – December 2021 which were analyzed with multiple linear regression, it was concluded that NPL/NPF had a negative and significant effect on bank profitability, while Liquidity Ratio and FDR had an effect on positive and significant on bank profitability.