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All Journal Jurnal Dinamika Manajemen Pendidikan (JDMP) JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan AL-AF'IDAH: Jurnal Pendidikan Bahasa Arab dan Pengajarannya Journal of Islamic economy and Community Engagement Robust: Research of Business and Economics Studies ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Journal of Economics and Policy Studies (JEPS) Jurnal Serambi Ekonomi dan Bisnis International Conference on Islamic Economic International Journal Business, Management and Innovation Review ⁠International Journal of Sustainable Social Culture, Science Technology, Management, and Law Humanities
Fahmi, Moh Farih
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Analisa Persepsi Masyarakat Tentang Biaya Administrasi Di Bank Konvensional Dengan Pendekatan Al-Urf Dan Relevansinya Pada Ekonomi Islam Fahmi, Moh Farih; Ainun, Mohammad Thoha; Fajrin, Ahmad Hanif; Mutafarida, Binti; Isnaini, Ulya Nur
Journal of Economics and Policy Studies (JEPS) Vol. 4 No. 1 (2023): JEPS: Journal of Economic and Policy Studies
Publisher : UIN Sayyid Ali Rahmatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/jeps.v4i01.8273

Abstract

Artikel ini memabahas tentang persepsi masyarakat terhadap biaya administrasi di bank konvensional yang masih pro dan kontra bagi masyarakat Indonesia. Perbedaan tersebut bisa disebabkan karena adanya banyak faktor salah satunya adalah pemahaman yang kurang terkait perbankan dan ekonomi Islam. Maka dari itu dalam artikel ini akan mencoba membahas tentang perbedaan persepsi dimasyarakat terkait biaya administrasi, kemudian mencoba mengkaji relevansi al-urf pada biaya administrasi dan kajian ketiga adalah tentang bagaimana posisi maqashid syariah pada biaya administarsi di bank konvensional. Metode yang dipaikai pada artikel ini adalah metode kualitatif dengan pendekatan maqashid syariah dan pendekatan fenomenologi. Penggalian data diperoleh dengan teknik wawancara dan observasi secara acak kepada muslim yang pernah menjadi nasabah di bank konvensioal. Hasil dari kajian ini adalah persepsi masyarakat yang berbeda telah dipengaruhi oleh banyak faktor fundamental seperti faktor kemapuan ekonomi dan pemahaman. Kedua adalah urf masih sangat relevan jika digunakan sebagai dasar biaya administarsi di bank konvensional, ketiga dari aspek maqashid syariah biaya administrasi sudah sesuai dengan kulliyat al khams. Berdasarkan kajian yang dipaparkan dalam artikel ini ada satu kesimpulan utama bahwa biaya administrasi tetap sah namun tetap harus ada batasan bahwa biaya administrasi hanya bisa dibenarkan ketika diimplementasikan diluar keperluan hutang piutang antara pihak bank dan nasabah
Development of an E-Ticketing Application to Improve Service Accessibility at Pudak Beach and as an Implementation of Muslim-Friendly Tourism in Ngadipuro Village, Wonotirto District, Blitar Regency Fahmi, Moh Farih; Anwar, Moch Khoirul; Suryaningsih, Sri Abidah; Syaifudin, Rahmad
Journal of Islamic Economy and Community Engagement Vol. 6 No. 2 (2025): Volume 6 No.2 2025
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2025.6.2.2829

Abstract

This community engagement program was implemented in Ngadipuro Village, Wonotirto District, Blitar Regency, an area with high tourism potential due to its strategic location along the South Ring Road and its abundance of coastal attractions. Despite this potential, the village has not yet achieved optimal tourism development, as reflected in its low SDGs indicators, limited digitalization, and weak institutional capacity of the local tourism group, Pokdarwis Dewata Puro. This program aimed to strengthen tourism governance through digital innovation, halal tourism development, and capacity building for local stakeholders. Using the Community-Based Research (CBR) approach, the program involved collaborative problem identification, intervention design, implementation, and evaluation with community partners. Key activities included the trial use of the Alamkuindonesia.com e-ticketing system, the creation of a halal tourism map supported by halal certification for local MSMEs, and a series of training sessions on tourism digitalization and financial management. The results show significant improvements in participants’ knowledge, as demonstrated by increased post-test scores, enhanced operational skills in digital tourism tools, and stronger awareness of halal tourism principles. The program also strengthened multi-stakeholder collaboration between the university, Pokdarwis, and partner organizations. Overall, this community service initiative successfully improved digital capacity, financial literacy, and halal tourism readiness in Ngadipuro Village. These outcomes indicate that integrated digital solutions and community empowerment strategies can support sustainable tourism development and contribute to improving village SDGs performance. The findings also provide implications for future research on digital-based tourism governance and collaborative models for rural tourism developmen
KESEJAHTERAAN DALAM PERSPEKTIF KELUARGA PETANI Fahmi, Moh Farih; Rusyadi, Refki
Journal of Economics and Policy Studies (JEPS) Vol. 1 No. 1 (2020): JEPS: Journal of Economic and Policy Studies
Publisher : UIN Sayyid Ali Rahmatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (322.504 KB) | DOI: 10.21274/jeps.v1i1.3351

Abstract

Manusia atau dalam istilah lain disebut sebagai homo economicus yang juga bisa disebut homo sosialis tentu dalam menjalani kehidupannya akan dihadapkan kepada upaya memenuhi segala kebutuhan yang tujuannya adalah mencapai kesejahteraan, khususnya bagi keluarga petani. Pandanga yang kurang populer megenai aktifitas pertanian memunculkan perspektif bagi orang yang tidak bekerja sebagai petani yang sering beranggapan bahwa petani itu orang miskin, pekerjaan rendahan, orang tidak berpendidikan atau lebih ekstrim lagi disebut sebagai kaum kelas bawah yang hidupnya susah dan tidak sejahtera. Padahal manusia yang bekerja sebagai petani itu mengaggap petani itu adalah sebuah profesi yang pada akhirnya adalah untuk memperoleh pendapatan yang digunakan untuk memenuhi kebutuhan sehari hari
Customer Experience, Religiosity, and Social Status Determining Tourist Visits in East Java Halal Tourism Saffanah, Nabilah Ahsanah; Fahmi, Moh Farih
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.481

Abstract

The tourism sector plays a strategic role in economic growth, yet shifting tourist motivations toward comfort, halal lifestyle, and social recognition create new challenges for destination managers. This study aims to examine how customer experience, religiosity, and social status influence tourists’ visiting decisions at the Al-Akbar National Mosque in Surabaya. A quantitative associative approach was employed using purposive sampling, generating 115 respondents. Data were analyzed through multiple linear regression to test the proposed hypotheses within the Stimulus-Organism-Response framework. The findings reveal that customer experience has a positive and significant effect, highlighting the importance of service quality and environmental comfort. Religiosity also significantly influences decisions, confirming spirituality as a primary driver. Meanwhile, social status exerts a partial but meaningful effect, indicating that visits are also shaped by lifestyle and self-actualization needs. This study contributes theoretically by enriching halal tourism literature through an integrated behavioral model, and practically by offering insights for tourism managers to design experience-based marketing strategies that align service excellence with religious and social values in contemporary tourism contexts.
Co-Authors Abd Raihan Ahmad Hanif Fajrin Ainun, Mohammad Thoha Akbar, Rasyidi Faiz Andriani A’rasy Fahrullah Fresha Kharisma Hidayati, Rika Jannatul Ira Puspitasari Irwan Adimas Ganda Saputra Isnaini, Ulya Nur Moch. Khoirul Anwar Muhammad Ufuqul Mubin Mutafarida, Binti Pakage , Ferdinant Rahmad Syaifudin, Rahmad Rahman, Muhammad Fajar Wahyudi Refki Rusyadi Saffanah, Nabilah Ahsanah Sari, Kiki Novita Sariati, Ning Purnama Siraj, Chabir Sirajul Arifin Sri Abidah Suryaningsih Suminto Suminto Tries Edy Wahyono Ubaidillah, Fauzul Adim Wafiyah, Filzah Wenny Restikasari Widjanarko , Bambang