Article Per Year (5 Year)
p-Index From 2021 - 2026
8.446
P-Index
This Author published in this journals
All Journal Jurnal Keuangan dan Perbankan HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Ilmiah Ekonomi Islam Jurnal ASET (Akuntansi Riset) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi International Journal of Applied Business Research Amwaluna Jurnal Ekonomi dan Keuangan Syariah Business Innovation and Entrepreneurship Journal Justisia Ekonomika Review of Islamic Economics and Finance EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Journal of Economics and Business UBS Jurnal Manajemen Bisnis dan Keuangan Indonesian Journal of Economics and Management International Journal of Islamic Business and Management Review Jurnal Akuntansi Keuangan dan Bisnis Jurnal Riset Ekonomi Syariah Industrial Research Workshop and National Seminar Journal of Applied Islamic Economics and Finance BanKu: Jurnal Perbankan dan Keuangan Prosiding Seminar Nasional Pengabdian Masyarakat IIJSE Suhuf: International Journal of Islamic Studies
Syarief, Mochamad Edman
Magister Terapan Keuangan Dan Perbankan Syariah - Politeknik Negeri Bandung
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Medicine & Pharmacology Social Sciences Other

Published : 72 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 72 Documents
Search

 4   5   6   7   8 
The Influence of P2P Lending and Macroeconomic Indicators on MSME Financing Growth at Islamic Rural Banks in Indonesia Azizah Nur; Muhammad Umar Mai; Moch. Edman Syarief; Hani Kustyanti Kusnadi; Sumiyati Sumiyati
Journal of Applied Islamic Economics and Finance Vol. 6 No. 2 (2026): Journal of Applied Islamic Economics and Finance (February 2026)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v6i2.7220

Abstract

This study investigates the influence of Peer-to-Peer (P2P) lending and macroeconomic indicators—specifically inflation and BI Rate—on the growth of MSME financing at Islamic Rural Banks (BPRS) in Indonesia from 2014 to 2023. Using monthly secondary data and applying the Error Correction Model (ECM), the analysis captures both short-term and long-term dynamics. The findings reveal that P2P lending has no significant effect in the short term but shows a negative and significant impact in the long term, indicating potential substitution for Islamic Rural Banks. Inflation and BI Rate do not significantly influence financing growth in the short term but have a positive and significant effect in the long term. Control variables such as Firm Size and Non-Performing Financing (NPF) also demonstrate long-term impacts. These results offer theoretical insights into fintech disruption and macroeconomic dynamics and provide practical recommendations for Islamic Rural Banks in strengthening their digital competitiveness and risk management strategies.
Does Islamic Banking Contribute to Increasing Public Welfare? Evidence from Indonesian Province Panel Data Fuzi Amali Sri Rezeki; Risma Limayyasa; Fauzan Ali Mufti; Purwanti Widhansetyati; Mochamad Edman Syarief; S Setiawan; Muhammad Iqbal Fatoni
Suhuf: International Journal of Islamic Studies Vol. 36 No. 1 (2024): May
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/suhuf.v36i1.4474

Abstract

One of the Sustinable Development Goals (SDGs) targets in Indonesia is to increase the level of public welfare that can be represented in GRDP per capita. Therefore, the purpose of this study is to determine whether Islamic banking through Islamic Commercial Banks (BUS), Islamic Business Units (UUS) and Sharia Rural Banks (BPRS) in 33 provinces in Indonesia, has contributed to GRDP per capita during the 2015-2022 period. GRDP per capita as a proxy indicator for the level of public welfare to encourage the achievement of the sustainable development goals (SDGs) target. This study uses panel data regression analysis because the data is time series and cross section. The size of the Islamic banking contribution uses Islamic Bank Office (IBO), Financing and Third-Party Funds (TPF) variables in 33 provinces in Indonesia. Meanwhile, the size of the welfare level of a region uses Gross Regional Domestic Product (GRDP) per capita data. The findings of this study show that the IBO, financing, and TPF variables simultaneously have a significant positive effect on GRDP. However, partially, the IBO variable has a significant negative effect on GRDP, the financing variable has a significant positive effect on GRDP, and the TPF variable has no effect on GRDP.
Co-Authors Aditya Dais Gumara Amailiya, Lya Ambia Masthura Yussaivi Amiliya, Lya Andzar Izzurrahman Anggraeni, Khaerunisa Suci Anhar Firdaus Anita Putri Annisa Nur Safitri Annisa Suriyati Arizal Jaya Arry Irawan Arwan Gunawan Ash Shidqi, Muhammad Irsyad Azizah Nur Banter Laksana, Banter Carol Y Lu Chanda Fawwaz Mahesa Dadang Hermawan Dadang Hermawan Dadang Hermawan Dea Apriyani Destian Arshad Destian Arshad Darulmalshah Tamara Dian Imanina Burhany Diani Nabila Putri Dien Azzizah Azzahra Farhani Diharpi Herli Setyowati Dimas Sumitra Danisworo Djuwarsa, Tjetjep Dwi Suhartanto DWI SUHARTANTO Eka Nurmala Sari Elviera Maharani Endang Hatma Juniwati Essa, Satrija Prajna Fauzan Ali Mufti Fifi Afiyanti Fira Febrina Fitri, Tia Nur Fitriah Fatimah Amatilah Fuzi Amali Sri Rezeki Ghaida Aulia Purwantika Ghifari, Muhammad Jihad Al Gymnastiar, Raihan Firdaus Hadiani, Fatmi Hanifa Khoirunnisaa Heryanto Hasbi Assidiki Hasbi Assidiki Mauluddi Hendi Rohendi Indah Kumala Sari Intan Nurrachmi Intantri Lestari Iwan Setiawan Iwan Setiawan Katsirin, Khairul Khoirun Nisa Nurul Muslimah Kristianingsih Kristianingsih Kusnadi, Hani Kustyanti Leni Nur Pratiwi Leo, Gundur Liana Oktaviani Syahrir Lily Indrawati Lya Amailiya Maisa Frita Winesa Marwansyah Mayasari, Ine Melani, Farida Andy Mochamad Umar Mai Muhamad Arif Nugraha Muhammad Firdaus, Rifqi Muhammad Iqbal Fatoni Muhammad Muflih Muhammad Syaiful Nurasman Muthia Faridatunnisa Muthia Nur Soniati Nabila Nur Khairina Naila Shafia Hamid Alfani Noorsyah Adi Noer Ridha Novianti, Ira Novianty, Ira Noviatul Fitriya Nurdin, Ade Ali Pebrianti, Gita Nuralipah Pramudia, Rizkie Anugerah Prasetyo Widodo, Annis Azizah Purbayati, Radia Purwanti Widhansetyati Putri Deliana Febrianti Radia Purbayati Rani Putri Kusuma Dewi Raya Puspita Sari Hasibuan Riauli Susilawaty Hutapea Risma Limayyasa Rizkie Anugerah Pramudia Rizqia Nur Afifah Ruhadi Ruhadi Ryhan Firdausy Noor Dermawan Sembiring, Etti Ernita Setiawan Setiawan Shafira, Ranti Firdha Sudjana Sudjana Suherlan, Deiana Sumiyati SUMIYATI SUMIYATI Tiara Putie Purwitasari Tjetjep Djuwarsa Tresna Pratiwi Tripuspitorini, Fifi Afiyanti Umiafifah Syafiq Dwi Cahyaningrum Windari Driyastutik Windi Zaenudin Wiwin Roslinda Sidebang Yayat Nurhidayat Yeti Apriliawati, Yeti Yudianto, Yuda