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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Al-Qardh JURISDICTIE Jurnal Hukum dan Syariah Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Tabarru': Islamic Banking and Finance Idealis : Indonesia Journal Information System AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Jurnal Iqtisaduna Al-Tijary : Jurnal Ekonomi dan Bisnis Islam IDARAH : Jurnal Pendidikan dan Kependidikan Saree : Research in Gender Studies OMEGA: Jurnal Keilmuan Pendidikan Matematika Equilibrium: Jurnal Ekonomi Syariah Quadratic: Journal of Innovation and Technology in Mathematics and Mathematics Education Agrifo: Jurnal Agribisnis Universitas Malikussaleh Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah AGROBUN: Jurnal Ilmu Pertanian Madania: Jurnal Kajian Keislaman
Syahputra, Angga
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Challenges and Development Strategy of Sharia Insurance in an Era of Economic Disruption Syahputra, Angga; Nurtiyasari, Devi
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.10670

Abstract

The presence of Islamic insurance is an alternative to avoid conventional insurance, which is considered to have elements of usury, maytsir, gharar and zholim. In the era of economic disruption, Islamic insurance players and customers are waiting for the government's strategic policies as regulators and facilitators. The formulation of a sharia insurance development strategy policy begins with analyzing the obstacles to developing sharia insurance in Indonesia. These constraints mean that the number of sharia insurance customers in Indonesia is not maximal. These obstacles include the lack of socialization and promotion, inadequate use of technology, lack of product and service development, lack of knowledge, and the existence of conventional insurance. Based on these constraints, strategies for developing sharia insurance in Indonesia that can be carried out include maximizing socialization and promotion, maximizing the use of technology, developing products and services, increasing literacy, and market penetration. This research aims to analyze Islamic insurance's constraints and development strategies using a mathematical method, namely the Analytic Network Process (ANP) method so that scientific studies support policy recommendations. Furthermore, in this study, the ANP method was adopted in a survey design involving several respondents. The heterogeneity of the assessments of some respondents is expected to provide a more rational alternative. The analysis results using the ANP method are priority constraints to get more attention and priority strategies that can be used to formulate policies to make them more focused.
Co-Authors Achadiani, Dwi Akbar Habib, Akbar Almira Keumala Ulfah Andri Soemitra Anita Diana Asmah Savitri Dedi Kurniawan Fuadi Fuadi Hasibuan, Ahmad Fauzul Hakim Hayati, Husna Heny Rofizar Hilmi, Rashif Isnaini Harahap Kaswinata Kaswinata, Kaswinata Khairina, Khalish Khalish Khairina Mahmud S, Ronald Mardianto Mardianto Marliyah, Marliyah Munawar Rizki Jailani Muslina Muslina, Muslina Nasution, Ibnu Hajar Nazaruddin, Ilham Nurhayati Nurhayati Nurtiyasari, Devi Razali, Ramadhan Reni Ria Armayani Hasibuan Rofizar, Henny Saparuddin Siregar Taufiq Taufiq Waeno, Muhamadaree Zuhrinal M. Nawawi