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Pengelolaan Modal Kerja dalam Peningkatan Kinerja Usaha UMKM di Desa Tebat Giri Indah, Provinsi Sumatera Selatan Saggaff, Taufik; Yunisvita, Yunisvita; Karim, Suhartini
Indonesian Journal for Social Responsibility Vol. 4 No. 01 (2022): June 2022
Publisher : LPkM Universitas Bakrie

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36782/ijsr.v4i01.128

Service to the community Service aims to help how to manage working capital efficiently and calculate working capital requirements for Micro, Small and Medium Enterprises (MSMEs) in the village of Tebat Giri Indah, North Pagaralam District, Pagaralam City, South Sumatra so that business performance (income) of MSMEs can be improved. The number of selected target audiences is 30 entrepreneurs. The implementation methods used are lecture, tutorial and question and answer. Based on the results of interviews and financial analysis, it is shown that these MSMEs always provide long terms of credit, purchases of fertilizers and pesticides in cash and often use working capital to buy consumer goods. This condition causes inefficiency in working capital management which in turn has an impact on decreasing business performance. After the counseling and assistance is carried out, these entrepreneurs of MSMEs understand how to manage working capital efficiently and calculate working capital requirements so that it is expected to improve the business performance of these MSMEs in the future.

Does financial inclusion reduce income inequality in South Sumatra, Indonesia? Andaiyani, Sri; Adnan, Nazeli; Yunisvita, Yunisvita; Riswan, Muhammad
Journal of Enterprise and Development (JED) Vol. 4 No. 1 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i1.4853

Purpose — To analyze the impact of financial inclusion toward income distribution inequality in South Sumatra, Indonesia.Research method — The analysis method in this paper is panel regression model. This methodology is used to avoid bias specifications in the model. This paper applied three dimensions of financial which are financial penetration, access to financial services and use of financial services. The data was taken from the Financial Services Authority, Central Bank of Indonesia and the Central Statistics Agency. The data was time series from 2010-2017 and cross section from 9 rural and urban in South Sumatra, Indonesia.Result — The result showed that each district in South Sumatera has divergent degree of financial inclusion index. The degree of financial inclusion index in city area has a relatively higher financial index than hinterland areas. Based on the result of estimations, the impact of financial inclusion index on income inequality is positive and significant. This evidence proved that financial inclusion does not reduce income inequality in South Sumatra, Indonesia.Recommendation — Financial institutions are more motivated to lend to groups like farmers, the impoverished, and small and micro businesses. It is vital for the government to provide more fair financial services amongst regencies and cities.

Modal Sosial Keagamaan dan Partisipasi Perempuan Muslim Indonesia dalam Perburuhan Nida, Rahma; Yunisvita, Yunisvita; Gustriani, Gustriani
Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

In recent years, the muslim majority countries’ focus on women’s labor force participation has grown, particularly Indonesia which stands out with its high female labor force participation rate. We aim to shed light on the relationship between religion and work decisions in Indonesia, employing data from the World Value Survey and utilizing logistic regression analysis. Our findings reveal that active participation in religious activities positively affects muslim women’s likelihood of working part-time and in the agricultural sector. Through the results, policymakers and relevant stakeholders can consider leveraging religious organizations as potential channels for promoting women’s labor force participation.

Pengaruh Environmental, Social, And Governance (ESG) Dan Capital Intensity Terhadap Tax Avoidance Pada Perusahaan Publik Yang Terdaftar Di Bursa Efek Indonesia (BEI) Pratiwi, Novia Indri; Fuadah, Luk Luk; Yunisvita, Yunisvita
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5494

Penelitian ini bertujuan untuk untuk menganalisis dan membuktikan pengaruh Environmental Social Governance (ESG) dan Capital Intensity terhadap Tax avoidance pada perusahaan publik yang terdaftar di Bursa Efek Indonesia tahun 2018 –2022. Populasi dalam penelitian ini sebanyak 604 perusahaan publik yang terdaftar di Bursa Efek Indonesia dengan periode 2018 –2022. Dengan menggunakan metode purposive sampling di dapatkan sampel sebanyak 30 perusahaan selama 5 tahun sehingga total sampel 150 dan data dianalisis menggunakan Eviews. Hasil penelitian ini menunjukan bahwa Environmental Social Governance (ESG) tidak berpengaruh terhadap tax avoidance, sedangkan capital intensity memiliki pengaruh positif dan signifikan terhadap tax avoidance.

Peran Financial Technology sebagai Alternatif Permodalan bagi UMKM di Desa Kerinjing, Kabupaten Ogan Ilir Andaiyani, Sri; Yunisvita, Yunisvita; Tarmizi, Nurlina
Sricommerce: Journal of Sriwijaya Community Services Vol. 1 No. 2 (2020): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v1i2.16

Era revolusi industri 4.0 merupakan tantangan bagi suatu negara untuk mengubah model bisnis konvensional kedalam sistem berteknologi. Penggunaan teknologi inovatif di bidang keuangan (Financial Technology) menuntut model bisnis konvensional untuk segera berubah kearah moderat. FinTech muncul seiring perubahan gaya hidup masyarakat yang didominasi oleh pengguna teknologi informasi untuk menjadi penghubung antara sektor finansial dengan pengguna atau masyarakat umum. Indonesia merupakan pasar besar bagi FinTech seiring dengan meningkatnya mayoritas pengguna teknologi internet untuk transaksi bisnis.FinTech sangat berpotensi menjadi salah satu solusi untuk mengatasi masalah kekurangan permodalan bagi UMKM. Fintech diharapakan menjadi altenatif solusi bagi UMKM bertempat tinggal jauh dari pusat kota untuk memperoleh permodalan. Berdasarkan pada fenomena diatas, tim pengabdian kepada masyarakat Fakultas Ekonomi Universitas Sriwijaya, telah melakukan edukasi mengenai peran FinTech sebagai alternative permodalan bagi UMKM di Desa Kerinjing, Kabupaten Indralaya. Kegiatan pengabdian kepada masyarakat dilaksanakan pada hari Rabu tanggal 12 November 2019.Peserta terdiri dari 0 orang pelaku UMKM di Desa Kerinjing dan sekitarnya. Tim pelaksana memberikan materi terkait dengan apa yang dimaksud dengan financial technology, manfaat dari fintech dan dampak dari fintech. Peserta dapat membedakan fintech legal dan illegal.Fintech legal yang dimaksud adalah fintech yang terdaftar di Otoritas Jasa Keuangan (OJK). Sebagai evaluasi kegiatan, tim memberikan form kuisioner yang diisi oleh peserta. Berdasarkan hasil kuesioner, pemahaman peserta setelah diberikan edukasi Fintech telah mencapai 70 %.

Food Product Packaging Training for Entrepreneurs Fostered by the OKI Korkot Hidayat, Ariodillah; Madalena, Mardalena; Andaiyani, Sri; Liliana, Liliana; Yunisvita, Yunisvita; Atiyatna, Dirta Pratama
Sricommerce: Journal of Sriwijaya Community Services Vol. 2 No. 1 (2021): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v2i1.24

Processed foods such as kemplang crackers, various chips, pempek etc. are commodity products produced by Entrepreneurs assisted by Korkot OKI, South Sumatra Province. The training will include training on introducing the concept of packaging, benefits of packaging, packaging design and making product packaging. This training is important because the processed food (kemplang, rengginang, chips, pempek) that is produced will certainly have added value if it is properly packaged. This packaging aims to maintain product quality, facilitate product distribution, and attract consumer attention. In implementing this packaging, all business participants do not have adequate packaging and do not have a product brand, so they will further provide assistance to design the training participants' brands and product packaging.

Optimalisasi Peran Perguruan Tinggi: Pentingnya Literasi Keuangan Digital dalam Mencegah Cybercrime Andaiyani, Sri; Yunisvita, Yunisvita; Taufiq, Taufiq; Pratiwi, Miftha
Sricommerce: Journal of Sriwijaya Community Services Vol. 4 No. 2 (2023): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v4i2.148

Kemajuan teknologi merupakan suatu bentuk peluang bagi industri start-up terkhususnya financial technology untuk terus mengembangkan layanan jasa keuangannya yang diharapkan memudahkan aksesbilitas masyarakat Indonesa. Dimana dengan adanya FinTech diharapkan digitalisasi keuangan segera terwujud agar mendorong inklusif keuangan yang terus berkembang. Namun, tentunya hal ini tidak terlepas dari hambatan seperti penipuan online yang seringkali dilakukan oleh oknum yang tidak bertanggung jawab. Sehingga diperlukan literasi keuangan digital untuk mengatasi permasalahan tersebut. Metode yang dilakukan adalah dengan melaksanakan pengabdian masyarakat berbasis pemberdayaan masyarakat melalui ceramah, diskusi, dan juga praktek. Hasil yang didapatkan adalah masyarakat Desa Tunas Aur mampu memahami mengenai literasi keuangan digital denganbaik dan mampu mengaplikasikannya dalam kehidupan sehari-hari kedepannya. Selain itu, pertanyaan akan keraguan masyarakat mengenai keamanan transaksi juga dapat terjawab. Oleh karena itu, dengan adanya pemahaman literasi keuangan digitaldiharapkan dapat membantu inklusif keuangan Indonesia dan mendorong pertumbuhan ekonomi yang lebih baik dengan mengurangikasus penipuan online.

Does financial inclusion reduce income inequality in South Sumatra, Indonesia? Andaiyani, Sri; Adnan, Nazeli; Yunisvita, Yunisvita; Riswan, Muhammad
Journal of Enterprise and Development (JED) Vol. 4 No. 1 (2022): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v4i1.4853

Purpose — To analyze the impact of financial inclusion toward income distribution inequality in South Sumatra, Indonesia.Research method — The analysis method in this paper is panel regression model. This methodology is used to avoid bias specifications in the model. This paper applied three dimensions of financial which are financial penetration, access to financial services and use of financial services. The data was taken from the Financial Services Authority, Central Bank of Indonesia and the Central Statistics Agency. The data was time series from 2010-2017 and cross section from 9 rural and urban in South Sumatra, Indonesia.Result — The result showed that each district in South Sumatera has divergent degree of financial inclusion index. The degree of financial inclusion index in city area has a relatively higher financial index than hinterland areas. Based on the result of estimations, the impact of financial inclusion index on income inequality is positive and significant. This evidence proved that financial inclusion does not reduce income inequality in South Sumatra, Indonesia.Recommendation — Financial institutions are more motivated to lend to groups like farmers, the impoverished, and small and micro businesses. It is vital for the government to provide more fair financial services amongst regencies and cities.

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