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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Animal Production : Indonesian Journal of Animal Production Management and Economics Journal (MEC-J) Jurnal Ilmu Peternakan dan Veteriner Tropis (Journal of Tropical Animal and Veterinary Sciences) Jurnal Penelitian Kesejahteraan Sosial Jurnal Ecoment Global: Kajian Bisnis dan Manajemen Review of Management and Entrepreneurship Aspirasi : Jurnal Masalah-masalah Sosial Jurnal Pendidikan International Journal of Educational Research and Social Sciences (IJERSC) Asia Pacific Journal of Management and Education
Riwukore, Jefirstson Richset
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Veterinary Other

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How Loan Distribution and Credit Troubled in Fostered Partners can be Done? Case Study: CSR Fund from PT. Bukit Asam Tbk. Tanjung Enim, South Sumatra, Indonesia Riwukore, Jefirstson Richset
Li Falah: Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): June 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i1.2638

Abstract

This research aims to determine the Corporate Social Responsibility (CSR) partnership program implemented by State-Owned Enterprises, BUMN, namely PT. Bukit Asam, Tbk, Tanjung Enim, South Sumatra, as a form of concern for the community of small business actors by providing business capital loan assistance. Credit extension services cannot be separated from the risks that occur, such as non-performing loans. Non-performing loans that happened in PT. Bukit Asam Tanjung Enim South Sumatra, namely small business actors as fostered partners experienced a disaster, went bankrupt and fled, or business owners died. This research method uses descriptive qualitative analysis, administrative procedures for granting credit, analysing systems for giving credit assessment, monitoring credit, calculating the level of the collectibility of non-performing loans, and analysing efforts to rescue non-performing loans. The analysis results show that in 2015 to 2017 and 2018, the category of non-performing loans dominates from other categories. In 2015, 2017,2018 and 2019, the collectability in the current category experienced an increase from 1.8%, up 8.6%, up 35.40% and up to 749.87%. The percentage of loan collectibility obtained shows the amount of non-performing loans in 2015 to 2017, 2018 and 2019 has fluctuated and tends to decrease, from 78.11% to 88.74%. Reduced to 60.45% and fell to 27.58%. This finding shows that there are efforts to improve credit performance to have no problem with credit. It is recommended to CSR managers of PT. Bukit Asam, Tbk. Agra must pay attention to the level of business turnover and the provision of collateral in anticipation of bad credit and for existing lousy credit to be rescheduled or reconditioned for loan arrears or can submit evidence of problematic receivables or write-off of accounts receivable if the conditions are not collectable.
SWOT Strategy To Determine The Strategic Position Of The Islamic Religious College (STAI) Lubuklinggau, South Sumatera Indonesia Riwukore, Jefirstson Richset; Susanto, Yohanes; Winarni, Indah; Habaora, Fellayanus
International Journal of Educational Research & Social Sciences Vol. 2 No. 2 (2021): April 2021
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijersc.v2i2.50

Abstract

This research aims to analyze the current strategic position of STAI in Kota Lubuklinggau, South Sumatra, Indonesia, and its development in the future. This research methodology uses a SWOT analysis of the total population and a sample of 13 respondents who come from the leadership elements of STAI. The results showed that STAI was an Islamic Religious College founded by the local government of Kota Lubuklinggau and Musirawas Regency, and the initiative of Lubuklinggau and Regency figures at that time. During the 26 years of existence, many changes have been seen based on data described in the external environment and the internal environment. The current strategic position of STAI is in the quadrant (IA), which is a stabilization growth strategy, which means that STAI can only grow according to its capabilities, even though business opportunities are still available. In other words, STAI growth cannot be drastic (fast), but rather gradual. So there is almost certainly a relatively greater chance of being exploited by competitors. Therefore, STAI must maximize its current strengths by identifying and then using it to seize opportunities by improving building facilities and infrastructure and public facilities and the quality of available lecturers so that they are not taken by other universities in Lubuklinggau City.
Co-Authors Afrianti, Isti ahmad yani Alie, Marzuki Asnath Maria Fuah, Asnath Maria Bagus Priyo Purwanto Fakhry Zamzam Habaora, Fellayanus Habaora, Fellyanus Indah Winarni Manafe, Hilda Marnisah, Luis Oktovianus, Farid Pilkandis, Jekki Rudy Priyanto Susanto, Yohanes Susanto, Yohanes Tien Yustini, Tien