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HUMAN CAPITAL CHALLENGES IN INDONESIA AND WELCOME ASEAN ECONOMIC COMMUNITY (AEC) in 2015 Muhamad Rizal
AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan Vol 1, No 1 (2016): AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausa
Publisher : Departemen Ilmu Administrasi Bisnis, Fakultas Ilmu Sosial dan Ilmu Politik, UNPAD

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (128.518 KB) | DOI: 10.24198/adbispreneur.v1i1.9095

Abstract

Charter and ASEAN blueprint towards the ASEAN Economic Community (AEC) in 2015, has been agreed by the members, characterized by  a new round of joint commitment that is legally binding. AEC Blueprint will give direction of ASEAN as a regional production base and single market. The blueprint is supported by the five essential pillars namely: the free flow of goods, services, investment, skilled labor, and freer flow  of capital. Efforts to realize the ASEAN as a regional production base and single market is certainly provides a lot of great opportunities and challenges for Indonesia. In this regard, the  main sectors which require improvement are professional human capital and competent. Without improvements in this sector, efforts to achieve the Indonesian government for human capital to compete with other countries in Southeast Asia will be difficult. Therefore, in facing such competition, the Indonesian government should prepare a Human Resources (HR) were skilled, intelligent and competitive that Indonesian human resources able to compete.
ANALISIS KARAKTERISTIK PEMBIAYAAN UNTUK INDUSTRI KREATIF DI KOTA BANDUNG Rivani -; Muhamad Rizal; Rudi Saprudin Darwis
AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan Vol 4, No 1 (2019): Adbispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausa
Publisher : Departemen Ilmu Administrasi Bisnis, Fakultas Ilmu Sosial dan Ilmu Politik, UNPAD

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.701 KB) | DOI: 10.24198/adbispreneur.v4i1.19797

Abstract

This study aims to find the main problems, especially in the field of financing for the creative industry sector, to find alternative of financing models, and finally to try to analyze the characteristics of financing for the creative industry sector. The research method used is quantitative with explorative studies and uses simple linear regression analysis. Based on the results of the calculations of the two variables, it can be concluded that indeed the characteristics of the creative industry have no significant effect on the characteristics of banking business loans in general. Thus, it can be concluded that indeed the characteristics of the creative industry require alternative financing models that are different from the general financing pattern of banking, which is more in line with the characteristic needs of the creative industry itself which among them generally do not have large assets for financing guarantees, more involving creativity, and have a high level of business competition.  Penelitian ini bertujuan untuk mencari permasalahan utama khususnya bidang pembiayaan untuk sektor industri kreatif, lalu mencari alternatif model pembiayaannya, dan terakhir untuk mencoba menganalisis karakteristik pembiayaan untuk sektor industri kreatif. Metode penelitian yang digunakan adalah kuantitatif dengan studi eksploratif serta menggunakan analisis statistik regresi linier sederhana. Berdasarkan hasil kalkulasi, dapat disimpulkan bahwa memang karakteristik industri kreatif tidak ada pengaruh yang signifikan terhadap karakteristik kredit usaha perbankan secara umum. Dengan demikian, dapat disimpulkan bahwa karakteristik industri kreatif ini memerlukan alternatif model pembiayaan yang berbeda dengan pola pembiayaan dari perbankan secara umum. Karakteristik industri kreatif  itu sendiri diantaranya adalah umumnya tidak punya aset besar untuk jaminan pembiayaan, lebih banyak melibatkan unsur kreativitas, serta tingkat persaingan usaha yang tinggi.  
FINTECH SEBAGAI SALAH SATU SOLUSI PEMBIAYAAN BAGI UMKM Muhamad Rizal; Erna Maulina; Nenden Kostini
AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan Vol 3, No 2 (2018): AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausa
Publisher : Departemen Ilmu Administrasi Bisnis, Fakultas Ilmu Sosial dan Ilmu Politik, UNPAD

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (523.809 KB) | DOI: 10.24198/adbispreneur.v3i2.17836

Abstract

ABSTRACTIn 2017, more than 40 new fintech businesses is born, this financial business have emerged that have tried their luck in the Indonesian financial landscape along with the other 140s of startup that have stood before. Indonesia's fintech industry has become one of the prima donna that attracted so much attention from the financial industry actors. Investment on startup fintech began to attract a lot of interest, even some startup managed to get series A of investment this year. The fintech sectors are beginning to develop and many new products are launched.Meanwhile, the Ministry of Cooperatives and Small and Medium Enterprises (Ministry of Small and Medium Enterprises) launched 3.79 million micro, small and medium enterprises (SMEs) already utilizing online platform in marketing their products. This number is around 8 percent of the total perpetrators of SMEs in Indonesia, which is 59.2 million.The problem of sources of financing is a classic problem that is a barrier to the growth of SMEs who do not get financing facilities from the banking sector. Lack of financial resources makes SMEs unable to develop innovations to increase production. However, the rapid growth of financing business of fintech, such as peer-to-peer lending can now be another alternative for loan fund raisers. peer-to-peer lending is a financing business that targets the middle to lower market sectors  ABSTRAKSepanjang tahun 2017, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya. Industri fintech Indonesia memang menjadi salah satu primadona yang menarik perhatian begitu besar dari para pelaku industri keuangan. Investasi pada startup fintech mulai banyak diminati, bahkan beberapa startup berhasil mendapatkan investasi seri A di tahun ini. Sektor-sektor fintech mulai berkembang dan produk-produk baru banyak diluncurkan.Sementara itu, Kementerian Koperasi dan Usaha Kecil Menengah (Kemenkop UKM) melansir sebanyak 3,79 juta usaha mikro, kecil, dan menengah (UMKM) sudah memanfaatkan platform online dalam memasarkan produknya. Jumlah ini berkisar 8 persen dari total pelaku UMKM yang ada di Indonesia, yakni 59,2 juta.Masalah sumber pembiayaan merupakan masalah klasik yang menjadi penghambat pertumbuhan UMKM yang tidak mendapat fasilitas pembiayaan dari sektor perbankan. Kurangnya sumber dana menjadikan UMKM tidak dapat mengembangkan inovasi untuk meningkatkan produksinya. Namun demikian pesatnya pertumbuhan bisnis pembiayaan FinTech seperti peer-to-peer lending  sekarang ini bisa menjadi alternatif lain bagi para pencari dana pinjaman. peer-to-peer lending merupakan bisnis pembiayaan yang menyasar sektor  pasar menengah ke bawah.
Cost Estimate of Early Stage forBuilding Construction in Ternate City UsingRegression Methods EDWARD RIZKY AHADIAN; Muhamad Rizal
ICETIA Vol 1, No 1 (2016)
Publisher : ICETIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (634.119 KB)

Abstract

The cost is one of the main factors because it involves the capital that would have to come out in the implementation of a construction project, a successmeasure of the constructionproject.An early cost estimation done at the conceptual stage of a projectcycle known as a conceptual estimate cost that can bedefined as a costestimate that do based on the buildingconcept will be built.An early cost estimate required by a thorough investigation into a construction project in order to provide the cost as early as possible that necessary so can take the decision or policy and plotting as good as, considering the condition of the Ternate City that having limited budget.This research is using quantitative method research, done by the statisticsapproach (regression analysis) onresearch variables with the link relations the development cost building with parameters from the concept of the building will be built.The research results show that from the result of statisticstesting obtained linearequation Y = -1,677E9 + 4.214.311,110X1with Y is the development cost building and X1is floor area of a building. And have the determinationcoefficients (r2) as much as 0,852.The results of the validation model shows that results gained by use the model chosen than the constructioncost, varying from -6,14% until +3,05%.Variation what happened to the development cost building in Ternate City can be explained by broad floor of a building and indicated the bigger floor area of a building construction of a building, so would tend to the budget that needed to construct a building
Pengaruh Uu Cipta Kerja (Omnibus Law) pada Kesejahteraan Pekerja Perempuan Muhamad Rizal
Jurnal Sekretaris dan Administrasi Bisnis Vol 5 No 2 (2021): Jurnal Sekretaris dan Administrasi Bisnis
Publisher : Akademi Sekretari Manajemen Taruna Bakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31104/jsab.v5i2.231

Abstract

On October 5 2020, in a plenary session, the DPR passed a new law, namely the Omnibus Law, the Job Creation Law with the aim of updating the old existing Law. The purpose of writing this journal is to find out what are the impacts on workers, especially women workers. The method of writing this journal is using descriptive method with literature study techniques. Following the enactment of the Job Creation Law, there are several things that are of course detrimental to various parties, for example women workers and laborers. In the implementation process, the Job Creation Law makes women workers uneasy. Therefore, the government should review this law which is considered imperfect. So that neither party will be harmed later.
Technology Acceptance Model: Is It Trends in The Sustainability of SMEs? Margo Purnomo; Erna Maulina; Aulia Rizki Wicaksono; Muhamad Rizal
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.5490

Abstract

The purpose of this research is to do a literature review related to the topic of Technology Acceptance Model on any SMEs. This research is a qualitative method using a systematic literature review method. The search was carried out on the Scopus electronic data base in the 2004-2019 publication years which was published in the form of a scientific journal with certain criteria. Based on the results of the study, it is known that the results of the publication of the Technology Acceptance Model began to increase significantly in 2014, and continued to increase until 2019 and were mostly carried out in America and Indonesia. Regarding the locus of research, the researcher concludes that research on Technology Acceptance Models in SMEs has been widely studied in Manufacturing SMEs. This type of research in the form of quantitative descriptive is the type of research that is most often used. However, the type or type of paper with the type of Validation Research using quantitative or qualitative methods can be used for further research. The results of this systematic literature review can provide an overview of opportunities to explore new topics in the Technology Acceptance Model for SMEs or exploit existing topics.
TECHNOLOGY ACCEPTANCE MODEL PADA UKM : STUDI PEMETAAN SISTEMATIK Margo Purnomo; Erna Maulina; Aulia Rizki Wicaksono; Muhamad Rizal
AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan Vol 7, No 1 (2022): AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausa
Publisher : Departemen Ilmu Administrasi Bisnis, Fakultas Ilmu Sosial dan Ilmu Politik, UNPAD

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/adbispreneur.v7i1.36295

Abstract

Research on the Technology Acceptance Model (TAM) in small and medium enterprises (SMEs) has been widely carried out because TAM is one theory that plays an important role in the sustainability of SMEs. So the purpose of this research is to conduct a mapping related to the topic of TAM in SMEs, especially for the publication trends of each country from time to time, the focus and locus of research as well as the methods used. This research is a qualitative method using a systematic mapping study method. The search was carried out with the criteria of being a scientific journal published on the Scopus electronic database in the publication year 2004-2019, using English and the subject area of Business, Management and Accounting. The results of this study indicate that there has been an increase in discussions related to the topic of TAM from 2004 to 2019. Research related to the topic of TAM is generally dominated by scientific publications from Asia, namely Indonesia, Iran, Korea, Malaysia, Oman, Taiwan and the UAE. The results showed that there were 17.2% of previous research articles on TAM in SMEs in Indonesia. The approach used in this research is mostly quantitative, which is 80% and mostly done in manufacturing companies, which is 24.1%. Although the results of this study have limitations in observation time, they contribute to providing an overview of opportunities to explore new topics in TAM in SMEs.Penelitian tentang Technology Acceptance Model (TAM) pada usaha kecil dan menengah (UKM) telah banyak dilakukan dikarenakan TAM merupakan salah satu teori yang berperan penting dalam keberlangsungan UKM. Sehingga tujuan penelitian ini adalah untuk melakukan pemetaan terkait topik TAM pada UKM khususnya untuk tren publikasi setiap negara dari waktu ke waktu, fokus dan lokus penelitian serta metode yang digunakan. Penelitian ini menggunakan metode kualitatif dengan menggunakan metode studi pemetaan sistematik. Penelusuran dilakukan dengan kriteria jurnal merupakan jurnal ilmiah yang dipublikasikan pada database electronic scopus pada tahun publikasi 2004-2019, menggunakan bahasa inggris dan subject area Business, Management and Accounting. Hasil penelitian ini menunjukkan terdapat peningkatan pembahasan terkait topik TAM yang ada sejak tahun 2004 sampai dengan tahun 2019. Penelitian terkait topik TAM ini umumnya didominasi oleh publikasi ilmiah yang berasal dari Asia yaitu Indonesia, Iran, Korea, Malaysia, Oman, Taiwan dan UEA. Hasil penelitian menunjukkan terdapat 17.2% artikel penelitian terdahulu tentang TAM pada UKM di Indonesia. Dengan pendekatan yang digunakan dalam penelitian ini adalah sebagian besar secara kuantitatif yaitu sebesar 80% dan banyak dilakukan pada perusahaan manufacturing yaitu sebesar 24,1%. Walaupun hasil penelitian ini memiliki keterbatasan dalam waktu pengamatan akan tetapi berkontribusi dalam  memberikan gambaran tentang peluang untuk mengekplorasi topik baru dalam TAM pada UKM.
Pelatihan Digital Marketing dan Strategi Pembiayaan untuk Industri Kreatif di Kota Bandung Rivani Rivani; Muhamad Rizal; Rudi Saprudin Darwis
Dharmakarya : Jurnal Aplikasi Ipteks Untuk Masyarakat Vol 11, No 3 (2022): September, 2022
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/dharmakarya.v11i3.25137

Abstract

Program pelatihan ini bertujuan untuk sosialisasi model bidang pembiayaan dan digital marketing untuk sektor industri kreatif, sekaligus meningkatkan pemanfaatan internet untuk sektor industri kreatif. Metodologi pelatihan yang digunakan adalah andragogi atau pelatihan untuk orang dewasa dengan metode ceramah, diskusi, simulasi dan wokshop. Pada umumnya pelatihan sudah terlaksana dengan baik, dengan beberapa saran perbaikan pada aspek kerja sama tim pelaksana, disiplin waktu pelaksanaan, serta perlunya program lanjutan dari pelatihan ini.
Analisis Pelanggaran Hukum Ketenagakerjaan Yang Dilakukan Oleh Pt. Alpen Food Industry Terhadap Karyawan Redhytta Putri Wulandari; Muhamad Rizal; Sari Usih Natari
Deposisi: Jurnal Publikasi Ilmu Hukum Vol. 1 No. 1 (2023): Maret : Jurnal Publikasi Ilmu Hukum 
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/deposisi.v1i1.566

Abstract

Alpen Food Industry, the most renowned ice cream manufacturer in Indonesia, boasts a widespread presence with 80,000 outlets across the nation. However, beneath the surface of PT. Alpen Food Industry's success, having once been honored with the Excellent Brand Award, allegations of labor law violations have emerged, leading to protests by its employees. In an effort to fight for their rights, the workers staged a two-week strike. The strike was initiated to advocate for their entitlements. Additionally, PT. Alpen Food Industry is accused of unilaterally implementing Termination of Employment (PHK) procedures. Nonetheless, the company refutes these allegations, asserting that they conducted the PHK in accordance with existing protocols and guidelines. They claim to have sent two separate Call Letters to the workers, which went unanswered, and argue that this inaction is tantamount to resignation based on the prevailing guidelines. This research employed a qualitative approach, gathering data through literature review methods involving various sources such as journals, news articles, and websites. The author then drew conclusions based on the obtained data. The research findings suggest that the dispute arose primarily from a lack of communication between the workers and the employer.
Perlindungan Hukum Terhadap Tenaga Kerja Borongan Bangunan Atas Keterlambatan Pemberian Upah (Perumahan Tamansari 2) Hindun Siva Afriani; Muhamad Rizal; Sari Usih Natari
Doktrin: Jurnal Dunia Ilmu Hukum dan Politik Vol. 1 No. 3 (2023): Juli : Jurnal Dunia Ilmu Hukum dan Politik
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/doktrin.v1i3.728

Abstract

Contract work in construction is one of the common forms of work performed in the construction industry. In contract work, workers are hired to complete construction projects within a specified timeframe and agreed-upon cost. However, there are often cases where contract workers experience delays or wage payment postponements. The research aims to analyze the legal protection for contract workers in the construction industry concerning delayed wage payments. In Indonesia, there are labor regulations that govern the rights and obligations of workers, including wage payments. If there is a delay in wage payment, workers have the right to file a lawsuit or report the violation to the authorities. This research adopts a qualitative research method, analyzing data and gathering information from various sources. Legal protection plays a crucial role in safeguarding workers. Some relevant legal roles include employment agreements, which enable workers to enter into contractual agreements with employers that protect their rights.