Article Per Year (5 Year)
p-Index From 2020 - 2025
3.956
P-Index
This Author published in this journals
All Journal Jurnal SIMADA (Sistem Informasi dan Manajemen Basis Data) Jurnal Informatika dan Rekayasa Perangkat Lunak ATRABIS: Jurnal Administrasi Bisnis (e-Journal) Jurnal Cahaya Mandalika Jurnal Teknologi Sistem Informasi dan Sistem Komputer TGD MANAJEMEN Bulletin of Science Education Jurnal Akuntansi dan Keuangan Prosiding Seminar Nasional Sisfotek (Sistem Informasi dan Teknologi Informasi) Journal of Artificial Intelligence and Engineering Applications (JAIEA) Jurnal Hukum Prioris Journal of Informatics, Electrical and Electronics Engineering AMMA : Jurnal Pengabdian Masyarakat Fundamental and Applied Management Journal JURNAL RUMPUN MANAJEMEN DAN EKONOMI MERDEKA: Jurnal Ilmiah Multidisiplin Ekliptika: Jurnal Inovasi Teknologi Berkelanjutan International Journal of Economics and Management Research
Rudi Kurniawan
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Nursing Social Sciences Other

Published : 30 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : International Journal of Economics and Management Research

 1 
Gen Z’s Intention to Use QRIS in Semarang: The Moderating Role of Financial Literacy Salsa Filiya; Dwi Eko; Dian Prawitasari; Rudi Kurniawan
International Journal of Economics and Management Research Vol. 4 No. 2 (2025): August: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i2.440

Abstract

This study aims to analyze the influence of lifestyle compatibility, hedonic motivation, and perceived ease of use on the intention to use cashless payment systems, with financial literacy as a moderating variable among Generation Z university students in Semarang, Indonesia. A quantitative approach was employed using Structural Equation Modeling (SEM) with SmartPLS 3.0 software and purposive sampling involving 200 respondents. The findings reveal that lifestyle compatibility and perceived ease of use have a positive and significant effect on the intention to use cashless payments, while hedonic motivation shows no significant effect. Furthermore, financial literacy significantly moderates the relationship between lifestyle compatibility and intention to use, but does not moderate the relationship between hedonic motivation or perceived ease of use and behavioral intention. These results suggest that alignment with user lifestyles and ease of use are crucial factors in driving the adoption of cashless payment technologies, particularly when supported by adequate financial literacy.
Co-Authors ., Rusliyawati Ajudin Anas Khair Prikurnia Andika Isma Andina Dwijayanti Antoni Zulius Arif Rinaldi Dikananda Budi Santoso Dadang Sudrajat Defrizal Defrizal Dian Prawitasari Diva Aulia Nurfitriani Dwi Eko Eva Yuniarti Utami Fatihanursari Dikananda Ferdi Saputra fikri firmansyah Fitriyana M. Rukin Herry Subagyo Hilda Novia Ramadani Ibnu Fajri Ida Farida iis Riyana Irham Zaini Mubarok Joko Supriyanto Kalimatus Saroh Khadeeja Kushariyadi LATIFAH Lisnawati Mahda, Muhammad Mahmud Mamlu'atul Khoiru Nisa Martanto Maulana Ridwan Mochammad Imron Awalludin Muhammad Iqbaludin Muhammad Reza Romahdoni Muttaqien, Zaenal Nabila Salsa Azzahra Nadia Ayu Majiid Nafhan Khairuddin Fathin Novianti Indah Putri NUR HAMIDAH Nurlaila Syarfiah Asfo Nurul Fauziah Oktoriza, Linda Ayu Prima Vandayani Riri Narasati Ryan Hamonangan Saeful Amri Saeful Anwar Salsa Filiya Santi Nurjulaiha Setiyo Adi Wibowo Shinta Virgiana Suhita Whini Setyahun Suteja Syaiful Imanudin Tati Suprapti Tirta, M Sandy Trian Nurmansyah Tuti Nuriyati Umi Hayati Windi Herlita Vidila Yudhistira Arie Wijaya Yunia Eka Putri Yuyun Taufik Zen Munawar Zul Fahnur Zakaria Zulfa Hana Aqliyah