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Strategy for Safe Passenger Transport during the COVID-19 Pandemic: From Review to Recommendation Retno Rusdjijati; Sumarno Adi Subrata; Zulfikar Bagus Pambuko; Muji Setiyo; Marcin Noga
Automotive Experiences Vol 5 No 2 (2022)
Publisher : Automotive Laboratory of Universitas Muhammadiyah Magelang in collaboration with Association of Indonesian Vocational Educators (AIVE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1141.069 KB) | DOI: 10.31603/ae.6593

Abstract

The COVID-19 pandemic caused a large-scale disruption to countries worldwide particularly in road traffic changes and people mobility. To respond to this, a titanic amount of published studies had investigated those concerns. However, a study describing mitigation efforts relating to this pandemic in the transportation sector is scarce. On the other hand, the lack of coordination between transportation authorities, public transport operators, and passengers triggers complex issues including the accumulation of passengers at bus stations that potentially increase virus transmission. For this reason, this article intends to investigate and establish strategies for safe passenger transport. The finding of the article presented four basic strategies as follows: First, a coordinated response among stakeholders and government is needed to develop comprehensive policies. Second, coordinated demand management is required to maintain a balance between government policies and citizen demands. Third, provide health education on Personal Protective Equipment (PPE) to public transport crews. Fourth, protecting the passengers and maintaining trust in public transport services. Additionally, it is recommended to provide adequate infrastructure, perform regular check-ups (i.e. assessing body temperature before entering public transportation), provide up-to-date COVID-19 health alert, and implement health protocol. Also, when this pandemic is over, the use of fuel-based transportation needs to be reduced, especially for short trips. To optimize this strategy, the role of government and health authorities on the policy side is crucial. Also, a good response from public transport operators and passengers is the key to defeat the COVID-19 pandemic in the transportation area.
Determinan Tingkat Efisiensi Perbankan Syariah Di Indonesia: Two Stages Data Envelopment Analysis Zulfikar Bagus Pambuko
Cakrawala: Jurnal Studi Islam Vol 11 No 2 (2016)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.913 KB) | DOI: 10.31603/cakrawala.v11i2.249

Abstract

Efficiency is an important indicator to observe the banks’ ability in resisting and facing the tight rivalry at banking industry. The study aims to evaluate the efficiency and to analyze the determinants of efficiency of Islamic bank in Indonesia on 2010 – 2013 with Two-Stage Data Envelopment Analysis approach. The objects of the study are 11 Islamic banks (BUS). The first phase of testing uses the Data Envelopment Analysis (DEA) method showed that the efficiency of Islamic bank is inefficient on managing the resources and small Islamic banks are more efficient than the larger. The second phase of testing uses Tobit model showed that Capital Adequacy Ratio (CAR), Return on Asset (ROA), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Net Interest Margin (NIM) have positive significant effect on the efficiency of Islamic banks, while Good Corporate Governance (GCG) has a negative significant effect. Moreover, the macroeconomic variables, such as GDP growth and inflation have no significant effect on efficiency of Islamic banks. It suggests that to realize the optimum level of Islamic banks’ efficiency is only related with bank-specific, while the volatility of macroeconomics condition contributes nothing
Determinan Produktivitas Sosial Perbankan Syariah di Indonesia: Two-Stage Malmquist Productivity Index Julia Maya Pitaloka; Nur Cholis; Azizatul Islamiyah; Zulfikar Bagus Pambuko
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 3, No 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1186

Abstract

Islamic banks are obliged to fund and finance the funds to the public. Moreover, Islamic banks are also required to perform social functions. The study aims to analyse the level of social productivity of Islamic Banks in Indonesia and the determinants of it. The data analysis used the Two-Stage Malmquist Productivity Index technique where the first phase uses Malmquist Productivity Index (MPI) and the second uses pooled Tobit regression which applied to 8 BUS from 2013 through 2017. The input variables are the receipt of zakat funds and the charity funds, while the output variables are the use of zakat funds and the charity funds. The results of this study found that Islamic banking has increased productivity in managing social funds by 33.2% where BJB Syariah became the most productive and BRI Syariah is the lowest.Furthermore, the productivity of Islamic Banks in managing social funds is positivelyinfluenced by Return on Assets (ROA) and negatively influenced by the ownership ofindependent LAZ and Capital Adequacy Ratio (CAR), while Financing to Deposit Ratio(FDR) and bank size have no real effect on the social productivity of Islamic Banks inIndonesia.
Analisis Produktivitas Perbankan Syariah di Indonesia dalam Mengelola Dana Sosial Ramadhan Rizky Putra; Sekarsukma Syifadhiya; Sekar Aji Widyastiti; Zulfikar Bagus Pambuko
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 8, No 1 (2018)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (923.1 KB) | DOI: 10.21927/jesi.2018.8(1).74-80

Abstract

Under the Law Number 21 of 2008 article 4 explains the obligation for Islamic banks in Indonesia to manage social funds, besides the funding and financing activities. This study aims to analyse the level of productivity of social funds at Islamic banks. Data analysis using Malmquist Productivity Index (MPI) technique on 8 BUS in 2013-2017. The input variables are the receipt of zakat funds and the charity funds, while the output variables are the use of zakat funds and the charity funds. The results of this study found that 5 BUS have managed social funds efficiently and three other BUS have inefficiency conditions. Furthermore, based on MPI analysis it is found that almost all Islamic Banks has increased productivity by 32.2% which is supported by 36.4% increase of TECHCH although EFFCH value decreased by -2.3%. It indicates that Islamic Banks in Indonesia is already using technology to improve its productivity. Furthermore, from 8 BUS that became the research object, only BRISyariah experienced a decrease in productivity.
Islamic Banks’ Financial Stability and Its Determinants: a Comparison Study With Conventional Banks in Indonesia Zulfikar Bagus Pambuko; Nur Ichsan; MB. Hendrie Anto
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3346

Abstract

The research aimed to analyze the stability of Islamic banking industry and its determinants in Indonesia. The same analysis was also done to the conventional banking industry as Indonesia practices dual banking systems. Using monthly data on Indonesian Banking Statistics for 2008-2013, this research implemented the Banking Stability Index (BSI) model for predicting the bank's stability. The analysis began with measuring BSI then using VECM to examine the effect of variables on BSI. The result showed that the BSI of both banking system was exhibiting the moderate level of stability though Islamic banking is more stable and safe way of financing than conventional banking. The shocks of inflation, exchange rate, efficiency, income diversity, liquidity, and Industrial Production Index responded positively by Islamic Bank' stability, while interest rate and market share responded negatively. In another hand, conventional bank' stability responded positively the shock of the exchange rate, income diversity, interest rate, liquidity, and market share, while other variables responded negatively. The results of shocking variables strongly indicated that the conventional banking is more vulnerable than Islamic banking. Islamic banking looked tend to the shock resistance and less volatile. This conclusion, however, might be still questioned as the BSI was not designed specifically for Islamic banking. Therefore, constructing an Islamic BSI (under Islamic banking characters) was important to measure the banking stability more appropriate and to develop a proper early warning system for Islamic banking industry.
Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia Zulfikar Bagus Pambuko
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 2 No. 1 (2019)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v2i1.822

Abstract

The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis used panel data regression on annual data from 2008 to 2018. The results suggest that, first, the implementation of spin-off policy significantly increased the operational efficiency of Islamic banking. Second, ROA also has a negative effect on efficiency. Third, FDR and economic growth have no significant effect on the Islamic banks’ efficiency in Indonesia.
Empowerment of human resources in the plantation sector in Tegalsari Hamlet, Magelang Regency Fitriana Yuliastuti; Devi Pujiyanti; Laela Safitri; Azizah Nur Rafa K. A.; Fadhil Lutfian; Bagus Sampurno; Zulfikar Bagus Pambuko; Lintang Muliawanti
Community Empowerment Vol 7 No 6 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.464 KB) | DOI: 10.31603/ce.5678

Abstract

It is necessary to develop community empowerment initiatives in the Covid era, one of which entails holding workshops on the use of garden medicinal herbs. Socialization and workshop in this program is aimed at increasing the empowerment of rural communities in optimizing garden yields and independent, creative, and innovative entrepreneurship for the people of Dusun Tegalsari. When evaluation and monitoring were carried out a month following the program, the training activities went smoothly and successfully. As a result, there is an increase in public knowledge of the use of medical plant cultivation to boost income through the development of new products.
Preventing the spread of COVID-19: Participation in the mass vaccination movement in Magelang Regency Zulfikar Bagus Pambuko; Suherman Suherman; Mei Lala Sari; Daffa Adi Praditama; Kharisma Amelia Nur’Aini; Trianda Pratiwi
Community Empowerment Vol 7 No 1 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (394.073 KB) | DOI: 10.31603/ce.6626

Abstract

This community service aims to aid in the prevention of Covid-19 transmission and the success of the vaccination acceleration program for residents of the Magelang Regency. The Subdistricts of Pakis, Tegalrejo, Mertoyudan, Mungkid, Muntilan, Dukun, Sawangan, and Tempuran are some of the areas that are supported in the administration of mass vaccination. Furthermore, this vaccination program has the potential to improve health quality while also restoring community productivity. The service team has been involved in assisting and facilitating health workers, beginning as a vaccine administrator, inputting vaccine data, and finally recording vaccine recipients.
Developing Muhammadiyah waqf lands through Islamic investment model: special case in Indonesia Fahmi Medias; Zulfikar Bagus Pambuko; Chrisna Bagus Edhita Praja; Muhammad Ridhwan Ab. Aziz; Duddy Roesmara Donna
Varia Justicia Vol 16 No 2 (2020): Vol 16 No 2 (2020)
Publisher : Fakultas Hukum Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/variajusticia.v16i2.3720

Abstract

Waqf institutions in some Muslim countries including Indonesia face obstacles in providing funds to manage their waqf lands. This paper aims to propose an alternative developing model for Muhammadiyah waqf institutions to meet the financing and management constraints using the concepts of waqf land categorisation using Islamic investment models. In this conceptual paper, the theory is used to propose a model for developing waqf Muhammadiyah in Indonesia. This study identified inefficiencies in managing Muhammadiyah waqf in Indonesia due to financial problems and the lack of ability of waqf institutions in developing assets. The authors have developed an investment model as a source of waqf land financing for Muhammadiyah waqf institutions in Indonesia. This model is expected to be a solution for empowering undeveloped and unproductive Muhammadiyah waqf lands and can be applied by Muhammadiyah waqf institutions in Indonesia. In the development of this study, Muhammadiyah waqf institutions, Islamic financial institutions, and policymakers will find alternatives in developing productive waqf for the ummah. The findings of this study will provide Muhammadiyah waqf institution with an Investment model to develop their waqf. Through this study, waqf will be useful in resolving the problems of poverty, unemployment, social inequality, improving education and health facilities, and improving the Indonesian economy. This model is different from the management of existing Muhammadiyah waqf, which is carried out consumptively. Then, waqf land that has been categorized is transformed into productive assets such as agricultural products and commercial business projects. The proposed investment model is to help Muhammadiyah waqf institutions to develop waqf land. The investment model is used to make Muhammadiyah waqf land more productive and play a role in social welfare.
Spin-Off and Profitability of Indonesian Islamic Banking Dedik Fajar Nurkarim; Aulia Putri Wulandari; Zulfikar Bagus Pambuko
Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec
Publisher : Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.723 KB) | DOI: 10.53017/ujeb.116

Abstract

The economic system could not be separated from the role of banking, either in funding, financing, or both. Today, Islamic bank was becoming an alternative banking service which had given new nuances to the business, both in terms of providing working capital or investment. This study aimed to investigate the effect of spin-off on Islamic Banks’ profitability with three control variables as market share, efficiency, and liquidity. This study used a quantitative approach from quarterly data from March 2013 to December 2019. The samples were two spin-off Islamic banks, namely Bank Aceh Syariah and Bank Tabungan Pensiunan Nasional Syariah. Based on the results of data analysis using the Ordinary Least Square technique, it was found that the spin-off, liquidity, and efficiency had significant impacts on the spin-off Islamic banks’ profitability. The market share has no significant effect on the profitability of Islamic banks