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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam Jurnal ASPIKOM Varia Justicia Ihtifaz: Journal of Islamic Economics, Finance, and Banking JESI (Jurnal Ekonomi Syariah Indonesia) Community Empowerment NUSRA: Jurnal Penelitian dan Ilmu Pendidikan Automotive Experiences Cakrawala: Jurnal Studi Islam Urecol Journal. Part B: Economics and Business Urecol Journal. Part H: Social, Art, and Humanities Prosiding University Research Colloquium CHANNEL: Jurnal Komunikasi
Zulfikar Bagus Pambuko
Universitas Muhammadiyah Magelang, Magelang, Indonesia
Religion Aerospace Engineering Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

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The Marketing Strategy and Benefits Analysis of Papringan Market in Indonesia: A Narrative Review of Literature Sekar Aji Widyastiti; Elsa Ternanda Alsyifa; Retno Bagus Sayekti; Zulfikar Bagus Pambuko
Urecol Journal. Part H: Social, Art, and Humanities Vol. 2 No. 2 (2022): August-Dec
Publisher : Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53017/ujsah.169

Abstract

Traditional market development is essential to survive competition in modern markets. Furthermore Papringan, one of Indonesia's traditional viral markets, implemented a strategy of hawking traditional food with keping pring as a currency. This study examines the marketing concept of Papringan Market, Temanggung, and its economic impact on the community. It conducted a narrative review with two steps, including database search and thematic analysis. The study is limited to Indonesian and publication in the last five years (2015-2020). An electronic database search from Google Scholar and ResearchGate obtained 28 articles, though only nine met the inclusion criteria. The result indicated that the marketing strategy involves implementing keping pring as a currency, selling vintage foods, traditional presentations, developing websites, making motion graphics, and utilizing social media, specifically Instagram. Furthermore, the market functions as the basis for economic welfare, improving the human resources, environmental conservation, and building brotherhood.
Factors Influencing the Interest in Using Sharia Digital Banking Applications in Indonesia Nur Kholidah; Muhammad Arifiyanto; Edy Subowo; Zulfikar Bagus Pambuko
Cakrawala: Jurnal Studi Islam Vol 18 No 2 (2023)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/cakrawala.10294

Abstract

Sharia digital banking represents a recent innovation in the Islamic banking industry. Beyond being a trend, digital banks serve as an adaptation to address emerging changes and threats. The aim of this research is to identify factors influencing interest in using Sharia digital banks. In this case, the author examines the influence of user interface, digital literacy, social factors, brand image, and Sharia financial literacy on the millennial generation's interest in using Sharia digital banking applications in Indonesia. This research involved 100 millennial samples from Pekalongan City. Data analysis employs the Partial Least Square technique. The results reveal that digital literacy, social factors, and brand image significantly and positively influence the millennial generation's interest in using Sharia digital banking applications. Meanwhile, user interface and Islamic financial literacy have a significant negative effect on the millennial generation's interest in using Sharia digital banking applications.
Development of village website and hot spring water quality evaluation for sustainable tourism empowerment in Sumberarum Village, Magelang Lintang Muliawanti; Zulfikar Bagus Pambuko; Fitriana Yuliastuti; Missya Putri Kurnia Pradani
Community Empowerment Vol 9 No 11 (2024)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.12360

Abstract

Sumberarum Village, Magelang Regency, holds great tourism potential with its natural hot springs, which remain underutilized. The main challenges include the lack of integrated digital information and limited digital marketing skills among the local community. This community service initiative aims to develop sustainable tourism potential through the creation of a village website and the evaluation of hot spring water quality. The approach includes developing a village website at desasumberarum.id as a centralized tourism information hub and measuring water quality parameters at four hot spring locations: Umbul Banyu Roso, Tirta Madu Barokah, Tirta Sambara, and Azzira Tirta Gemilang. Results indicate that the village website significantly improves information accessibility and supports digital tourism promotion. Additionally, water quality tests reveal that all parameters, including pH and alkalinity, fall within safe thresholds, suggesting potential health benefits of the hot spring water for visitors.
Social Media Literacy of Tourism Village Activists in Wanurejo, Borobudur: Does Age Matter? Sari, Yoana Puspita; Pambuko, Zulfikar Bagus; Muliawanti, Lintang; Fidian, Athia
CHANNEL: Jurnal Komunikasi Vol. 10 No. 2 (2022): CHANNEL: Jurnal Komunikasi 21st Edition
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/channel.v10i2.124

Abstract

Borobudur Temple is one of the five Indonesian super-priority destinations targeted to be the "New Bali." Wanurejo tourist village is one of the areas affected by this and is considered a buffer zone to develop. Therefore, skilled human resources are required in the use of digital technology, especially social media, to be able to promote tourism destinations extensively and to increase tourism visits. This study compared and analyzed Wanurejo tourism village activists' social media literacy levels based on socioeconomic circumstances, particularly age. In order to acquire the data, a questionnaire was used as a data collection instrument. The 87 respondents who were Wanurejo tourism village activists make up the sample for this study. Data analyses were performed using descriptive and differences analysis. The findings demonstrated that the most popular social media platforms for communication, promotion, and information retrieval were WhatsApp, Instagram, and Facebook. Additionally, Wanurejo tourism village activists had moderate social media literacy (71.58), characterized mainly by technical mastery. Based on the characteristics of the respondents, younger tourism village activists had a better level of social media literacy than older ones. According to the latest education, a higher education level was associated with greater social media literacy. As for the aspect of gender, income, and work experience, there were no notable differences in social media literacy. Therefore, strengthening social media literacy to support tourism promotion needs to be focused on millennials and highly educated tourism village activists.
Efisiensi Perbankan Syariah di Indonesia dalam Mengelola Dana Sosial Putra, Ramadhan Rizky; Syifadhiya, Sekarsukma; Widyastiti, Sekar Aji; Pambuko, Zulfikar Bagus
Prosiding University Research Colloquium Proceeding of The 8th University Research Colloquium 2018: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

UU No. 21 Tahun 2008 tentang Perbankan Syariah mengamanahkan kepada perbankan syariah di Indonesia untuk mengelola dana sosial, selain kegiatan penghimpunan dan penyaluran dana. Hal ini menjadi salah satu pembeda dengan praktik di bank konvensional. Penelitian ini bertujuan untuk menganalisis tingkat efisiensi dana sosial pada bank syariah. Analisis data menggunakan teknik Data Envelopment Analysis pada 8 BUS pada 2013-2017 dengan pendekatan VRS output orientated. Variabel inputnya adalah penerimaan dana zakat dan dana kebajikan, sedangkan variabel outputnya adalah penggunaan dana zakat dan dana kebajikan. Hasil perhitungan efisiensi bank syariah menunjukkan bahwa selama periode observasi ada 5 BUS yang sudah efisien yaitu Bank Muamalat (100%), Bank Syariah Mandiri (100%), Bank Mega Syariah (100%), Bank BRI Syariah (100%), dan Bank BCA Syariah (100%). Sedangkan 3 BUS lainnya mengalami inefisiensi yaitu Bank BNI Syariah (93%), Bank BJB Syariah (82%), dan Bank Victoria Syariah (92%) dalam mengelola dana sosial.
Peningkatan Daya Saing Pedagang Pasar Rejowinangun Magelang melalui Sekolah Pasar Medias, Fahmi; Pambuko, Zulfikar Bagus; Pinilih, Sambodo Sriadi
Prosiding University Research Colloquium Proceeding of The 8th University Research Colloquium 2018: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pasar Rejowinangun yang terletak di Jantung Kota Magelang merupakan salah satu pasar tradisional yang mempunyai keterikatan sejarah dengan perkembangan sosial ekonomi masyarakat Kota Magelang. Ketidakmampuan pasar tradisional dalam bersaing dengan pasar modern menjadi masalah tersendiri yang harus segera diselesaikan. Masalah yang dihadapi oleh para pedagang pasar adalah rendahnya kesadaran dalam penerapan etika bisnis Islam, minimnya pemahaman tentang pengelolaan keuangan dan manajemen usaha, dan rendahnya kesadaran budaya bersih dan sehat. Sekolah Pasar bagi pedagang dilaksanakan untuk memberikan solusi atas permasalahan tersebut sehingga mampu meningkatkan kesadaran perilaku Islami pedagang dalam bertransaksi, implemantasi usaha berbasis manajemen keuangan, dan peningkatan kesadaran perilaku hidup bersih dan sehat di pasar. Pemberdayaan masyarakat melalui model partisipatif atau Participatory Rural Apraissal (PRA) sangat efektif membantu para pedagang pasar dalam meningkatkan daya saing diantara pasar modern. Hasil sekolah pasar ini menunjukkan bahwa implementasi manajemen keuangan usaha bagi para pedagang memberikan pengaruh signifikan dalam peningkatan keuntungan usaha, peningkatan daya saing pasar dengan mengoptimalkan online store bagi produk-produk pedagang pasar, peningkatan bauran pemasaran produk pedagang pasar, serta semakin membaiknya pelaporan keuangan usaha para pedagang. Di lain sisi, sekolah pasar memberikan kesadaran kepada pedagang dalam melakukan transaksi sesuai dengan prinsip jual beli dalam Islam serta peningkatan kesadaran gaya hidup bersih dan sehat yang berpengaruh pada meningkatnya kunjungan pembeli.
PELATIHAN “SELF AWARENEES” UNTUK MENURUNKAN INTERNAL PERSEPSI MENIKAH DINI Haq, Akhmad Liana Amrul; Pambuko, Zulfikar Bagus
NUSRA : Jurnal Penelitian dan Ilmu Pendidikan Vol. 4 No. 3 (2023): NUSRA: Jurnal Penelitian dan Ilmu Pendidikan, Agustus 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/nusra.v4i3.1428

Abstract

This study aims to test the effectiveness of self-awareness training to reduce perceptions of early marriage. The subjects in this study were 6 people who were divided into two groups, 3 subjects were in the experimental group (given training) and 3 subjects were in the control group (not given training). . Data collection in this study used the internal scale of perceptions of early marriage and was analyzed using the non-parametric Mann-Whitney U technique. The results of the 2-group differential test using SPSS were Asymp values. Sig of 0.043 (p <0.05), this shows that "self-awareness" training is effective in reducing internal perceptions of early marriage. Subjects who attended training had lower internal perceptions than research subjects in the control group who did not attend training. The end result of this research process is the "self-awareness" training module which is designed as a form of intervention in reducing internal perceptions of early marriage that is feasible to use.
Zakat Literacy Among Indonesian Z Generation: Does Gender Matter? Masrini, Najmi Laili; Medias, Fahmi; Pambuko, Zulfikar Bagus
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 6, No 2 (2023): Vol. 6, No. 2, April 2023
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v6i2.37034

Abstract

Gaps between potential and realization of collection fund ziswaf caused by trust to institution zakat, knowledge about zakat and level of education. Generation Z as a generation that is currently entering productive age and has the potential to be educated to become zakat payers and as a productive group in the field of philanthropy. It is believed that these generation represent a group that is beginning to reach working age and can receive the education required for paying zakat. This research aims to analyze the zakat literacy level of generation Z in Magelang City and Regency. This research was conducted using a quantitative approach. Sample selection was carried out using a purposive sampling technique and a sample of 153 people was obtained through distributing online questionnaires. Hypothesis testing was carried out using quantitative descriptive analysis techniques and independent sample t-test. The research results show that the zakat literacy level of Gen Z is moderate literacy with an average of 75.91. Zakahliteracy is built from two dimensions, namely basic understanding of zakat of 82.01 or high literacy and advanced understanding of zakah of 64.59 or moderate literacy. Furthermore, if we compare the level of zakat literacy based on gender, it is known that there is no significant difference, with a significance value of 0.852, which is greater than 0.05
Determinan Produktivitas Sosial Perbankan Syariah di Indonesia: Two-Stage Malmquist Productivity Index Pitaloka, Julia Maya; Cholis, Nur; Islamiyah, Azizatul; Pambuko, Zulfikar Bagus
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1186

Abstract

Islamic banks are obliged to fund and finance the funds to the public. Moreover, Islamic banks are also required to perform social functions. The study aims to analyse the level of social productivity of Islamic Banks in Indonesia and the determinants of it. The data analysis used the Two-Stage Malmquist Productivity Index technique where the first phase uses Malmquist Productivity Index (MPI) and the second uses pooled Tobit regression which applied to 8 BUS from 2013 through 2017. The input variables are the receipt of zakat funds and the charity funds, while the output variables are the use of zakat funds and the charity funds. The results of this study found that Islamic banking has increased productivity in managing social funds by 33.2% where BJB Syariah became the most productive and BRI Syariah is the lowest.Furthermore, the productivity of Islamic Banks in managing social funds is positivelyinfluenced by Return on Assets (ROA) and negatively influenced by the ownership ofindependent LAZ and Capital Adequacy Ratio (CAR), while Financing to Deposit Ratio(FDR) and bank size have no real effect on the social productivity of Islamic Banks inIndonesia.
Breaking the silence: Communication barriers in pentahelix collaboration for Borobudur’s tourism village Lintang Muliawanti; Zulfikar Bagus Pambuko; Hikmawati Fajri Devi Safitri
Jurnal ASPIKOM - Jurnal Ilmu Komunikasi Vol 10, No 1 (2025): Jurnal ASPIKOM
Publisher : Asosiasi Pendidikan Tinggi Ilmu Komunikasi (ASPIKOM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24329/aspikom.v10i1.1623

Abstract

Community-based tourism development in Wanurejo Tourism Village demonstrates significant potential for enhancing well-being, preserving culture, and supporting local economic sustainability. This study aims to analyze communication barriers that cause disintegration in the Pentahelix collaboration for tourism development in Wanurejo Tourism Village, which serves as a buffer village for the Borobudur National Tourism Strategic Area (KSPN). The research employs a descriptive qualitative approach through Forum Group Discussions. The results indicate that despite the implementation of the Pentahelix model, optimal synergy and collaboration have not been achieved due to (1) a lack of communication accommodation, (2) overlapping roles and responsibilities among institutions, (3) unhealthy competition among tourism stakeholders, and (4) a lack of sustained involvement from the central and regional governments. This disintegrative communication negatively impacts the effectiveness of collaboration and community participation. This research suggests integration strategies that include enhancing inclusive communication, technology-based training, developing digital platforms, and policy reforms that support sustainable collaboration.  
Co-Authors Adam, Nabilah Annisa, Nenden Nur Asyifa, Aulia Nurul Athia Fidian Aulia Putri Wulandari Azizah Nur Rafa K. A. Azizatul Islamiyah Bagus Sampurno Chrisna Bagus Edhita Praja Daffa Adi Praditama Dedik Fajar Nurkarim Devi Pujiyanti Diesyana Ajeng Pramesti Duddy Roesmara Donna Dwi Susanti Edy Subowo Elsa Ternanda Alsyifa Fadhil Lutfian Fahmi Medias Firman Firman Fitriana Yuliastuti Haq, Akhmad Liana Amrul Hikmawati Fajri Devi Safitri Ichsan, Nur Ichsan, Nur Indriastuti, Shafa Amalia Islamiyah, Azizatul Ismailah, Nur Julia Maya Pitaloka Kharisma Amelia Nur’Aini Laela Safitri Laela, Fitri Nur Lestari, Meliana Eka Puji Lintang Muliawanti Luhtitisari, Aurelia Rahma Niken Marcin Noga Masrini, Najmi Laili Maulidiah, Zakiyatul MB Hendrie Anto Mei Lala Sari Missya Putri Kurnia Pradani Muhammad Arifiyanto Muhammad Ridhwan Ab. Aziz Muji Setiyo Nafisah, Najmah Nur Cholis Nur Cholis Nur Ichsan Nur Kholidah Nur Rochman Pitaloka, Julia Maya Praditya, Miftakhul Wahyu Ragil Putra, Ramadhan Rizky Ramadhan Rizky Putra Retno Bagus Sayekti Rohman, Riza Nurfittria Rokhmah, Khoirul Nuzulur Rusdjijati, Retno Salma, Tia Fakhira Sambodo Sriadi Pinilih Sari, Yoana Puspita Sekar Aji Widyastiti Sekar Aji Widyastiti Sekarsukma Syifadhiya Setiyawan, Ardi Sholihin, Taufik Sofia, Upi Suherman Suherman Sumarno Adi Subrata Syifadhiya, Sekarsukma Trianda Pratiwi Utami, Siti Lailatul Widyastiti, Sekar Aji Wijayanti, Ema Wulandari, Aulia Putri Yunita, Arum Zahidah, Zulfa Adzkia