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Local potential downstreaming and pokdarwis institutional strengthening: Towards a sustainable halal tourism destination Susanti, Dwi; Muliawanti, Lintang; Pambuko, Zulfikar Bagus; Annisa, Nenden Nur; Praditya, Miftakhul Wahyu Ragil; Luhtitisari, Aurelia Rahma Niken; Nafisah, Najmah; Yunita, Arum
Community Empowerment Vol 10 No 11 (2025)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.15297

Abstract

Sumberarum Village in Magelang Regency possesses significant tourism potential through the hot springs, yet the development of flagship products and institutional capacity remains underdeveloped. This community service program aims to empower local MSMEs and strengthen the Tourism Awareness Group (Pokdarwis) to support the halal tourism village ecosystem. Utilizing the Participatory Rural Appraisal (PRA) method, the program engaged 20 participants from the Village-Owned Enterprise (BUMDes) and Pokdarwis through food processing training, Cost of Goods Sold (COGS) calculation, and tourism management strengthening. Evaluation results indicated a significant increase in participants' knowledge (from 48% to 69%). Based on hedonic tests, the papaya jelly product achieved the highest preference rate (87%). Furthermore, the initiative successfully established the Pokdarwis organizational structure and enhanced the financial literacy of MSME actors. The synergy between local commodity-based product innovation and institutional strengthening proved effective in accelerating community economic independence within the tourism village area.
Islamic Banks’ Financial Stability and Its Determinants: a Comparison Study With Conventional Banks in Indonesia Pambuko, Zulfikar Bagus; Ichsan, Nur; Anto, MB. Hendrie
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3346

Abstract

The research aimed to analyze the stability of Islamic banking industry and its determinants in Indonesia. The same analysis was also done to the conventional banking industry as Indonesia practices dual banking systems. Using monthly data on Indonesian Banking Statistics for 2008-2013, this research implemented the Banking Stability Index (BSI) model for predicting the bank's stability. The analysis began with measuring BSI then using VECM to examine the effect of variables on BSI. The result showed that the BSI of both banking system was exhibiting the moderate level of stability though Islamic banking is more stable and safe way of financing than conventional banking. The shocks of inflation, exchange rate, efficiency, income diversity, liquidity, and Industrial Production Index responded positively by Islamic Bank' stability, while interest rate and market share responded negatively. In another hand, conventional bank' stability responded positively the shock of the exchange rate, income diversity, interest rate, liquidity, and market share, while other variables responded negatively. The results of shocking variables strongly indicated that the conventional banking is more vulnerable than Islamic banking. Islamic banking looked tend to the shock resistance and less volatile. This conclusion, however, might be still questioned as the BSI was not designed specifically for Islamic banking. Therefore, constructing an Islamic BSI (under Islamic banking characters) was important to measure the banking stability more appropriate and to develop a proper early warning system for Islamic banking industry.