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Ndoen, Wehelmina M.
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ANALISIS SISTIM PENGAWASAN DALAM KAITANNYA DENGAN KINERJA KEUANGAN PADA BANK NTT Wehelmina Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 7 No 2 (2018): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v7i2.1210

Abstract

The study aims to determine how the application of control systems in relation to the financialperformance of the Bank NTT. The results of the study show that in implementing internal control,Bank NTT has established a plan of organization, separation of authority and responsibility, and asystem of distribution of authority in each work procedure. Bank NTT controls the employees'placement, employees' career opportunities, and employees' rotation and movement. Bank auditsconducted by Bank NTT include financial audits, operational audits and management audits. Allthree audits have been carried out properly so that the Bank NTT increased business development.This increase is reflected in an increase in lending assets, third party funds and revenues. Thismakes Bank NTT in the category of "healthy" bank.Keywords: Internal control, Bank Audits, Financial Performance
PENILAIAN KINERJA KEUANGAN DENGAN PENDEKATAN ECONOMIC VALUE ADDED DAN MARKET VALUE ADDED PADA BANK BUMN YANG TERDAFTAR DI BURSA EFEK INDONESIA Tante Meylan A.J Kaba; Hironnymus Jati; Wehelmina Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 6 No 1 (2018): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v6i1.1223

Abstract

This research method is quantitative with descriptive approach. The result of this study indicatesthat state-owned banks listed on the Indonesia Stock Exchange has an EVA value smaller than 0 ornegative value pads in 2013 and 2015 which amounted to Rp. (20.167.583,35) and Rp.(6.414.905,00). This position means there is no process of adding economic value to the company, inthe sense that the profit generated by the company is unable to meet the expectations of creditors andshareholders. A bank listed on the Indonesian Stock Exchange with a negative in 2016 of Rp.(8.080.262). A negative MVA explains that the company has poor financial performance from theexternal side, which has failed to add value to capital entrusted by investors to the company, becausethe company has a small stock market place.Keywords : Economic Value Added, Finance Perfomance, Market Value Added
PENILAIAN TINGKAT KESEHATAN KOPERASI (STUDI KASUS PADA KOPERASI KREDIT SAMAMORA KELURAHAN TAUBNENO KECAMATAN KOTA SOE KABUPATEN TIMOR TENGAH SELATAN) Ribka A. Liunokas; Petrus E. de Rozari; Wehelmina M. Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 5 No 2 (2017): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v5i2.1365

Abstract

This study aims to investigate the healthy level of the Credit Cooperative Samamora in TaubnenoDistricts, Soe City, South Central Timor Regency, and its development in 2012-2016 in terms ofSeven Aspects i.e Capital, Assets Quality, Management, Efficiency, Liquidity, Autonomy andGrowth, and Self-Identity. This was an descriptive study, in which the object was the Healthy ofCredit Cooperative Samamora in 2012-2016. The data analysis was case study approach referringto Regulations of the State Minister of Cooperative and Small and Medium Scale Enterprises No.14/Per/M.KUKM/XII//2009 about an evaluation of the healthy level of the cooperative.. Theresult indicated that Credit Cooperative Samamora in 2012-2016 : (1) The aspect of Capital was inthe moderate healthy level. (2) The aspect of Quality of Productive Assets was in the moderatehealthy level. (3) The aspect of Management was in the moderate healthy level. (4) The aspect ofEfficiency was in the moderate healthy level. (5) The aspect of Liquidity which was in the ratherunhealthy level. (6) The aspect of Autonomy and Growth was in the the unhealthy level. (7) Theaspect of Self-Identity was in the moderate healthy category. The progress of healthy level at CreditCooperative Samamora in 2012-2016 experienced fluctuation. In 2012,2013 and 2015 CreditCooperative Samamora was in the moderately healthy and in 2014 and 2016 was in the unhealthylevel, with average score obtained is 60,80 which was moderate healthy category.Keywords : Cooperative, Health Level
ANALISIS KINERJA DENGAN METODE BALANCED SCORECARD PADA RSUD.S.K.LERIK KOTA KUPANG Herny Ellen Djunina; Wehelmina M. Ndoen; Christien C. Foenay
Journal of Management Small and Medium Enterprises (SMEs) Vol 5 No 2 (2017): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v5i2.1367

Abstract

This research aim to know the performance of RSUD S. K. Lerik Kota Kupang that measured byBalanced Scorecard approaching. The research method is case study, with analytical techniquereferring to Balanced Scorecard approaching, those are Financial Perspective, Customer Perspective,Internal Business Process Perspective and Learning And Growth Perspective. The results of theanalysis show that Financial Perspective as measured by the Economic Ratio is categorized as"Very Economical", the Efficiency Ratio is categorized as "Not Efficient" and the EffectivenessRatio is categorized as "Very Effective". The Customer Perspective for Patient Satisfaction isincluded in the "Good" category and Customer Acquisition is in the "Good" category. For InternalBusiness Process Perspective, IGD building and bedding improvement (BOR) is categorized as"Good Enough" and TOI is also categorized as "Good". For Learning And Growth Perspective,Employee Satisfaction level is in the "Good" category, and for Productivity, employees of RSUD S.K. Lerik Kota Kupang had not maximized in revenue increasing. Thus, RSUD S. K. Lerik KotaKupang should pay attention to each perspective to improve its performanceKeywords : Performance, Balanced Scorecard
PENGARUH KREDIT BERMASALAH TERHADAP KINERJA KEUANGAN BPR CHRISTA JAYA PERDANA KUPANG Juwita Leslsy Claudia Adu; Wehelmina M. Ndoen; Reyner F. Makatita
Journal of Management Small and Medium Enterprises (SMEs) Vol 5 No 2 (2017): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v5i2.1368

Abstract

The purpose of this study is to determine the influence of Nonperforming Loans to Liquidity, toSolvability and to Profitability. This research is descriptive quantitative. Data analysis technique isFinancial Ratio Analysis. The results of this study 1) Non Performing Loan (NPL) at BPR ChristaJaya Perdana Kupang in 2013-2016 of 8.27% is ranked 4 with the predicate "Less Good". 2) LDRBPR Christa Jaya Perdana Kupang in 2013-2016 of 87.85% is ranked 3 with the predicate "GoodEnough". 3) CAR BPR Christa Jaya Perdana Kupang in 2013-2016 of 19.27% is ranked 1 withthe title of "Very Good". 4) ROA BPR Christa Jaya Perdana Kupang in 2013-2016 of 2.6% isranked 1 with the predicate "Very Good". 5) Non Performing Loan (NPL) affects the FinancialPerformance of LDR, CAR and ROA. This indicates that the lower the NPL, the better the LDR,CAR, and ROA of a bankKeywords : Non Performing Loan, Loan to Deposit Ratio, Capital Adequacy Ratio, Return OnAsset.
ANALISIS PROFITABILITAS PADA INDUSTRI BARANG KONSUMSI DI BURSA EFEK INDONESIA Wehelmina M Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 8 No 1 (2019): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v8i1.1415

Abstract

This research aims to investigate the Return On Investment (ROI), Return On Equity (ROE),Net Profit Margin (NPM) and Earning Per Share (EPS) of Consumer Goods Industry inIndonesia Stock Exchange year 2013-2015. The samples are 12 companies determined bypurposive sampling technique. Results obtained that the ROI, ROE, NPM and EPS can notbe the tool of decision for investors because of the fluctuation results in year 2013-2015 Keywords : Profitability, Return On Investment (ROI), Return On Equity (ROE), Net ProfitMargin (NPM), Earning Per Share (EPS)
ANALISIS CAPITAL ADEQUACY RATIO (CAR) DANA PIHAK KETIGA (DPK) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PENYALURAN KREDIT PERBANKAN ( STUDI KASUS PADA PT. BPR CHRISTA JAYA PERDANA) Damaris Aprilya Zacharias; Wehelmina M Ndoen; Christien C Foenay
Journal of Management Small and Medium Enterprises (SMEs) Vol 9 No 2 (2019): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v9i2.1728

Abstract

The purpose of the research was to find out and to analyze the Capital Adequacy Ratio (CAR), Third Party Fund (DPK), and Loan to Deposit Ratio (LDR) to credit distribution, and to compare the application of the principle of credit distribution. Analysis techniques used in this research is financial theories based on basic assumptions. Based the research, the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) does not affect the credit distribution and Third Party Fund (DPK) significantly influences toward credit distribution of the bank. Analysis of the application of credit distribution from the bank to debtor, there are 2 principles that have not been implemented effectively. Keywords : Credit Distribution, Capital Adequacy Ratio (CAR), Loan to Deposit Ratio(LDR), Third Party Fund (DPK)
ANALISIS SUMBER DAN PENGGUNAAN MODAL KERJA PADA KOPERASI SIMPAN PINJAM TANAOBA LAIS MANEKAT Ona Silfia Liunima; Petrus E de Rozari; Wehelmina M Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 9 No 2 (2019): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v9i2.1730

Abstract

This research is done in Tanaoba Lais Manekat cooperative. The purpose of this research is to know the source and using of working capital as well as its influence on the profitability of Tanaoba Lais Menekat cooperatives. The study used a quantitative descriptive approach with guidance on cooperative financial statements during the research period of 2013 – 2017. The analysis of the data used in this study is the analysis of the source and the using of working capital by comparing the two-year consectively financial report and profitability analysis with return on asset ratio and return on aquity ratio. Results showed that there was fluctuations in the development of sources and capital use as well as profitability and no working capital relationship to the profitability of Tanaoba Lais Manekat cooperatives. Keywords : Working Capital, Profitability, Return On Asset, Return On Equity, Source of Working Capital
PENGARUH PERSEPSI HARGA, KUALITAS PELAYANAN, LOKASI DAN WORD OF MOUTH TERHADAP KEPUTUSAN PEMBELIAN DI CHEZZ CAFENET Maria Yalinta Ena; Antonio E.L. Nyoko; Wehelmina M Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 10 No 3 (2019): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v10i3.1998

Abstract

This study aims to determine: (1) the influence of price perception on purchasing decisions (2) the influence of service quality on purchasing decision (3) the influence of location on purchasing decision (4) the influence of word of mouth on purchasing decision and (5) the influence of Price Perception, Service Quality, Location, Word of Mouth to purchase decision on customers CafeNet. This study uses a quantitative method approach. The population in this study are consumers who have made purchases in CafeNet-Central Kupang. The sampling technique is probability sampling with the number of samples of 97 people. Data collection techniques using questionnaires that have been tested for validity and reliability. Data analysis technique using multiple regression. The results showed that: (1) Price Perception had a significant effect on Purchasing Decision; (2) Service Quality did not had a significant effect on Purchasing Decision; (3) The Location did not had a significant effect on Purchasing Decisions; (4) The Word of Mouth did not had a significant effect on Purchasing Decisions; and (5) The Price Perception, Service Quality, Location and Word of Mouth did not had a significant effect simultaneously to Purchase Decision on CafeNet customer- Central Kupang. Keywords: Price Perception, Service Quality, Location, Word of Mouth, and Purchase Decision.
PENGARUH REWARD TERHADAP KEPUASAN KERJA KARYAWAN DI PDAM TIRTA LONTAR KABUPATEN KUPANG Ephivania Eunike Foenay; Rolland E Fanggidae; Wehelmina Mariana Ndoen
Journal of Management Small and Medium Enterprises (SMEs) Vol 11 No 1 (2020): Journal of Management - Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v11i1.2320

Abstract

This study aims to determine the influence of reward on job satisfaction in PDAM Tirta Lontar,Kupang Regency. The method used in this study is a survey method with a quantitative approach.The sample in this study was taken using simple random sampling technique with Slovin method bytaking 67 respondents from the entire population. Primary data obtained by questionnaire filleddirectly by the respondent. The results of this study indicate that the reward is positive and significantwith a coefficient of 1.095 and a significance level of 0.000 < 0.05. Keywords: Job Satisfaction, Reward
Co-Authors Ahmad, Rosida Aman, Dominikus K.T Aminta, Nadiya Aisa Sanusi Amol, Konstantia Amtiran, Paulina Y Amtiran, Paulina Y Angjelina Christi Endi Antonio E.L. Nyoko Aplugi, Gerald Eksel Ardianto, Saverinus Balle, Marselin Yosina Bastianus Jawa Bere, Tirza Amelia Boesday, Jecqlin Saskia Bria, Julian Santika Buky, Noveta Susanti Bunga, Markus Chain, Fransiska Maria Damaris Aprilya Zacharias De Jesus, Junita Barreto de Robert, Chrispianus Paulo de Rozari, Petrus E. Dhae, Yosefina K.I.D.D Duran, Theresia Scolastika Tupat Endi, Anjelina Christi Eoh, Golda J Y Ephivania Eunike Foenay Era, Ester Faah, Yuri S Fanggidae, Apriana H.J. Feoh, Felssi Clarisa Ferlin Flaid, Joselyn Patricia Costantia Foenay, Christien C. Fransiska, Yohana Antida Ghriani G, Archangela Riama Giri, Evelyn Frisiany Olivia Joany Gosal, Indrawan Hamidah, Wanda Hane, Febiana Erlinda Harimans, Hendrikus Warta Hartati, Lidia Hawu Haba, Betsyeba Ariyani Herny Ellen Djunina Hironnymus Jati Horo, Andreas Hermanus Io, Jeni Mariana Janves, Beata Lertik Juwita Leslsy Claudia Adu Kurniawati Kurniawati Lado, Yolanda Nataliani Dhuge Lama Ile, Maria N T K Lomi Rohi, Anastasya Maria Clara Yusuf Lorang, Priscila Maria Dua Loye, Firenius Luan, Febriyani Rafu Madeira, Jose Makatita, Reyner F. Manek, Virgilius Philip Nobel Maria Goreti Hengo Maria Yalinta Ena Maria Yosefa Kein Maria, Lies Markus Bunga Mbuik, Nova Leastri Memen, Imelda Ina Mendonca, Elidia Da Conceicao Mili G, Yohanes Ferdinandus Mone, Deasy Angriani Moruk, Theresia Mutiara Chandra Naitcea, Maria Irsanti Neno, Marianus S Nggewung, Wilhelmina Ekarista Menza Ngilly, Sania A Ni Putu Nursiani Ona Silfia Liunima Pantur, Maria Jesica Pasi, Patricia N N Pingge, Elizabeth Puka, Yosefina Lodan Ribka A. Liunokas Rihi, Ruth Elisabeth Rohi, Medi Ananda Rolland E. Fanggidae Sadofa, Sefania Alesia Salean, Debryana Y Sanu, Prischa Angeline Seran, Evi Yohana Sole, Leonardus Suan, Alfa M Talo, Vanesa Leo Taneo, Shintia Tanesi, Apriliany Martha Yohana Tante Meylan A.J Kaba Tefbana, Novarisna Teguh Iman Laan Timuneno, Tarsisius Tomasui, Olivia Ulut, Natalia Gracia Rimelda Widyastuti, Nurul Wulandari, Maria Dewi Putri Yohanes M M Taek Bete Yunus, Cantika Aprilyani Zogara, Juwita Christyani