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All Journal Jurnal Asy-Syari'ah Journal of Islamic Architecture Indonesian Journal of Halal Research International Journal of Islamic Khazanah Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah Asyahid Journal of Islamic and Quranic Studies (AJIQS) JCIC: Jurnal CIC Lembaga Riset dan Konsultan Sosial Al-Muamalat : Jurnal Ekonomi Syariah Journal of Islamic Economics and Business Jurnal Hukum Islam International Journal of Islamic Business and Economics (IJIBEC)
Sonjaya, Adang
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Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Implementasi Akad Ijarah Paralel Dalam Pembiayaan Multiguna Tanpa Agunan Di Perbankan Syariah Salsabilla, Alivia; Sonjaya, Adang
Al-Muamalat Jurnal Hukum dan Ekonomi Syariah Vol 8 No 2 (2023): Al-Muamalat: Jurnal Hukum dan Ekonomi Syariah
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v9i2.6818

Abstract

Abstract People currently do not know how to implement parallel ijarah contracts in collateral-free multipurpose financing in Islamic banking and they tend to enter into contracts with other individuals without knowing what the appropriate terms and mechanisms are like, including the risks posed due to the lack of guarantees provided. customers so that many of them commit acts of default. The purpose of this study was to determine the implementation of parallel ijarah contracts in multipurpose financing without collateral in Islamic banking. This study uses an empirical sociological approach that is descriptive analysis using qualitative data as a type of research and library research as one of its data collection techniques. The difference between this research and previous research lies in the objects and subjects studied which are more complex and structured in discussing parallel ijarah contracts in collateral-free multipurpose financing in Islamic banking. The results of the study found that the implementation of parallel ijarah contracts in multipurpose financing without collateral in Islamic banking is carried out through a submission process consisting of interview processes, customer business surveys, financing agreements, and implementation of MTA financing activities with monthly installment fees supervised by the bank and the supervisory board sharia with transparency or openness from all parties so that problematic financing does not occur either in the form of default. Keyword: Parallel Ijarah, Multipurpose Without Collateral, Sharia Banking Abstrak Masyarakat saat ini kurang mengetahui bagaimana cara pengimplementasian akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah dan mereka cenderung melakukan akadnya dengan individu yang lain tanpa mengetahui istilah dan mekanisme yang sesuai itu seperti apa, termasuk terkait resiko yang ditimbulkan karena tidak adanya jaminan yang diberikan nasabah sehingga banyak dari mereka melakukan perbuatan wanprestasi. Tujuan penelitian ini adalah untuk mengetahui implementasi akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah. Penelitian ini menggunakan metode pendekatan sosiologis empiris yang bersifat deskriptif analisis dengan penggunaan data kualitatif sebagai jenis penelitiannya dan studi kepustakaan (Library Research) sebagai salah satu teknik pengumpulan data nya, selanjutnya data yang telah dihimpun disusun untuk kemudian disimpulkan secara objektif. Pembeda penelitian ini dengan penelitian sebelumnya yaitu terletak pada objek dan subjek yang diteliti lebih kompleks dan terstruktur membahas akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah. Hasil penelitian menemukan bahwa implementasi akad ijarah paralel dalam pembiayaan multiguna tanpa agunan di perbankan syariah dilakukan melalui proses pengajuan yang terdiri dari proses wawancara, survei usaha nasabah, kesepakatan pembiayaan, dan pelaksanaan kegiatan pembiayaan MTA dengan biaya angsuran setiap bulan yang diawasi oleh perbankan dan dewan pengawas syariah dengan adanya transparansi atau keterbukaan dari semua pihak agar tidak terjadi pembiayaan yang bermasalah baik dalam bentuk wanprestasi. Kata Kunci: Ijarah Paralel, Multiguna Tanpa Agunan, Perbankan Syariah
Digital Integration in Mosque Architecture: QRIS, Visitor Experience, and Cultural Heritage Preservation in Indonesia Putra, Haris Maiza; Sofanudin, Aji; Ahyani, Hisam; Surbakti, Mhd Handika; Sonjaya, Adang; Martiningsih, Dwi; Ulum, Raudatul; Utaberta, Nangkula
Journal of Islamic Architecture Vol 8, No 4 (2025): Journal of Islamic Architecture
Publisher : Department of Architecture, Faculty of Science and Technology, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jia.v8i4.35992

Abstract

This study investigates the integration of QRIS (Quick Response Code Indonesian Standard) in mosque architecture as both a digital innovation and a cultural intervention. Using qualitative case studies of three iconic mosques in Indonesia: Al-Jabbar (Bandung), Sheikh Zayed (Solo), and Hubbul Wathan (Lombok), the research analyzes how QRIS impacts visitor experience, philanthropic participation, and the preservation of architectural and cultural values. Drawing on theories of technology acceptance, vernacular architecture, and experiential learning, the study finds that QRIS can enrich mosque functionality without disrupting sacred spatial aesthetics. It also reveals the importance of inclusive design in ensuring that digital tools benefit diverse visitor groups. While emphasizing the transformative potential of QRIS, the study also notes challenges related to digital literacy and infrastructural disparities. This research contributes to current debates on digital heritage, smart religious spaces, and the adaptive use of technology in sustaining Islamic cultural identity.
The Influence of Religiosity and Halal Labeling on Purchase Intention of Non-Food Halal Products Susilawati, Cucu; Joharudin, Agus; Abduh, Muhamad; Sonjaya, Adang
Indonesian Journal of Halal Research Vol. 5 No. 2 (2023): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v5i2.22965

Abstract

The obligation to certify halal products in circulation is limited to food, beverages, goods, or services. This study determined the effect of halal labeling on the purchase intention of Indonesian Muslim communities in non-food halal products. Even though laws regulate halal products in circulation, not all people know about halal products, especially non-food products. This research method used a mixed method, which combined quantitative and qualitative methods. The design was a two-phase mixed method, with data collection techniques based on explanatory strategies. The results were analyzed with sequential data; quantitative was used as the basis for collecting qualitative data. The results of this study indicated there was a partially accepted influence of religiosity on Purchase Intention. Religiosity positively and significantly affected the Purchase Intention of non-food halal products. Furthermore, the hypothesis that said there was influence of the Perception of the Halal Label on Purchase Intention was partially accepted. Thus, the Perception of the Halal Label positively and significantly affected the Purchase Intention of non-food halal products. The significant level that produced 0.000, smaller than the specified significance level, was 0.05, so the significance level of Religiosity and Perception of Halal Labels was significant to Purchase Intention. It could also be seen that the f-count value was 118.210 with an f-table value of 3.1504, so the f-count > f-table or 118.210 > 3.1504, which means Religiosity and Perception of the Halal Label simultaneously affect Purchase Intention. In conclusion, Religiosity and Perception of the Halal Label simultaneously affect Purchase Intention on Non-Food Halal Products.
Co-Authors Abdulrahman, Manswab Mahsen Aji Sofanudin Alam, Aam Saepul bin Hussin, Hanafi Chaerul Shaleh, Chaerul Dian Anggraeny Rahim Dwi Martiningsih Fauzan Ali Rasyid Goffary, Irfan Hisam Ahyani Jamaludin, Jujun Joharudin, Agus Muhamad Abduh, Muhamad Nangkula Utaberta Ningrum, Fatima Retno Putra, Haris Maiza Rafiudin, Rafiudin Rahayu Diningrat, Budi Raudatul Ulum Rozikin, Opik Salsabilla, Alivia SITI PURYANDANI Sule, Babayo Surbakti, Mhd Handika Susilawati, Cucu Ummah, Hilma Rohmatul