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All Journal Aghniya: Jurnal Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA Balance : Jurnal Akuntansi dan Manajemen Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Fusion : Jurnal Pengabdian Kepada Masyarakat JEKSya Jurnal Ekonomi dan Keuangan Syariah Riset Ilmu Manajemen Bisnis dan Akuntansi Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Ilmiah Nusantara Jurnal Intelek Insan Cendikia Journal of Sharia Business Management Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Transformasi Digital Dalam Ekonomi, Bisnis dan Manajemen Sinergi : Jurnal Ilmiah Multidisiplin
MUHAMMAD ARFAN HARAHAP
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Religion Aerospace Engineering Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Public Health Social Sciences Other

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MINAT GENERASI Z DALAM BERWAKAF UANG MELALUI PEMANFAATAN TEKNOLOGI DIGITAL PADA PLATFORM KEUANGAN Dini zahratun husna; Faris Affandi; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

Cash waqf is an Islamic philanthropic instrument with significant potential to support economic and social development. However, the level of participation of Generation Z in cash waqf remains relatively low despite their large population and digital-native characteristics. This study aims to analyze the factors influencing Generation Z’s interest in cash waqf. The research employs a quantitative approach using questionnaire-based data collected from Generation Z respondents. The variables examined include cash waqf literacy, religiosity, trust in waqf management institutions, utilization of digital technology, and ease of access to information. The data were analyzed using multiple linear regression to determine the effect of each variable on interest in cash waqf. The findings indicate that cash waqf literacy, institutional trust, and the use of digital technology have a significant positive effect on Generation Z’s interest in participating in cash waqf. Meanwhile, religiosity and access to information show a weaker influence. This study is expected to serve as a reference for waqf institutions in developing strategies to enhance cash waqf participation by aligning programs with the characteristics and preferences of Generation Z.
TRANSFORMASI KEBIJAKAN MONETER SYARIAH DALAM MENGHADAPI TANTANGAN SISTEM KEUANGAN GLOBAL MODREN ISLAM BERBASIS NILAI KEADILAN Syifwa Nurdilla Gusvi Damanik; Nurul Hikmah Pasaribu; Muhammad Rusdi Hasibuan; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

The classroom environment plays a crucial role in shaping the quality of the learning process, particularly in improving the concentration of elementary school students. Concentration in learning in children is greatly influenced by the physical and psychological conditions created within the classroom. A neat room layout, adequate lighting, and good ventilation help create a comfortable learning atmosphere with minimal distractions. Furthermore, the use of engaging learning media and the moderate placement of visual elements can strengthen students’ focus during learning activities. Positive interactions between teachers and students are also crucial in creating a supportive learning environment. Teachers who are able to manage a classroom effectively can reduce noise, regulate the pace of activities, and provide clear directions so that students can more easily maintain attention. This study aims to illustrate how elements of the classroom environment contribute to improving elementary school students’ concentration and provide practical guidance for educators in creating a conducive learning space oriented towards children’s developmental needs.
ANALISIS KOMPREHENSIF TERHADAP PENGARUH IMPLEMENTASI GOOD CORPORATE GOVERNANCE DAN KEPATUHAN SYARIAH TERHADAP STABILITAS SERTA KINERJA KEUANGAN LEMBAGA KEUANGAN ISLAM DI INDONESIA Rendi Pohan; Sultan Arrumi Yahya; Bagus Yudistira; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to comprehensively analyze the influence of Good Corporate Governance (GCG) implementation and Sharia compliance on the stability and financial performance of Islamic financial institutions in Indonesia. The application of sound governance and adherence to Sharia principles are fundamental in maintaining public trust, enhancing operational efficiency, and ensuring the sustainability of Islamic financial institutions amid the dynamic modern financial system. This research employs a quantitative approach using secondary data obtained from annual financial reports and corporate governance disclosures of Islamic financial institutions during the observation period. Financial performance and stability are measured through profitability ratios and financial stability indicators, while GCG and Sharia compliance are assessed based on regulatory guidelines and established Sharia standards. The results indicate that the implementation of Good Corporate Governance and Sharia compliance has a positive and significant effect on both financial stability and performance of Islamic financial institutions. These findings suggest that strong governance structures and strict compliance with Sharia principles function not merely as regulatory obligations, but also as strategic instruments to enhance performance, resilience, and long-term sustainability of Islamic financial institutions in Indonesia.
Co-Authors Abdullah Sani Agus Kamizar AHMAD DAUD Aida Fadillah Aisyah Nur Amelia Anggi Arko Azzahra kudadiri Annita Firda Aulia Dirga Putra Bagus Yudistira Caca, Caca Annisa Cici Andriani Dianda Hashifah Dini Zahratun Husna Doli Abdul Hamid Manullang Eva Mawarni Putri Faris Affandi Fathia Riendhani Subagio Habibi Jubran Hafif Setiawan Hairina Ismi Indah Pertiwi Khaila Nazwa Syahbani Khairunnisa M. Fahri Manurung M. Rulian Syah Putra Melani Rusli Melinda Melinda Meme Syakira Rizky Moniqa Astrid Muhammad Rusdi Hasibuan Muhammad Sulaiman Nadhyatul Hasanah Nadia Sari SW Namira Alya Adzani Siagian Nur Afni Zahara Nurul Hikmah Pasaribu Rafif Ghaly Siregar Rendi Pohan Rinda Septia Anggeraini Rinjani balqis salsabila RIZKA AULIA Salsa Billa Dwi Rianto Salsabila Rahman Septia Najwa Lubis Shely Nurlela Sri Aulia Ramadani Sultan Arrumi Yahya Syifwa Nurdilla Gusvi Damanik Vicky Raudha Nafisa Yaumul Khair Afif Yunita Dwi Rahmawati Zelyka Asyanda Rambe Zulkifli Musannip Efendi Siregar