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Khairani, Nerli
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Inovasi Kewirausahaan di Era Digital: Kajian Literatur tentang Model Bisnis UMKM Berbasis Teknologi Khairani, Nerli; Farhan Anshari; Kanaya, Niquita sepha; Ginting, Puspa Arinda
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.19346

Abstract

Transformasi digital telah mengubah lanskap kewirausahaan, terutama di sektor Usaha Mikro, Kecil, dan Menengah (UMKM). Kajian ini bertujuan untuk mengidentifikasi model bisnis digital inovatif yang diterapkan oleh UMKM, menelaah praktik-praktik terbaik dari berbagai sektor, serta menyajikan sintesis literatur tematik untuk mendukung strategi kewirausahaan digital di Indonesia. Penelitian ini menggunakan metode tinjauan pustaka tematik dengan menganalisis artikel ilmiah dan laporan penelitian. Hasil kajian menunjukkan bahwa model bisnis berbasis platform, langganan, dan freemium banyak diadopsi oleh UMKM yang telah melakukan transformasi digital. Praktik terbaik melibatkan pemanfaatan media sosial, integrasi teknologi informasi dan komunikasi (TIK), serta kolaborasi lintas sektor. Namun, tantangan besar seperti literasi digital yang rendah, ketimpangan infrastruktur, dan ketergantungan pada platform besar masih menjadi hambatan. Kajian ini merekomendasikan penguatan ekosistem kewirausahaan digital melalui pelatihan, insentif, dan kebijakan kolaboratif yang berkelanjutan.
Pengaruh QRIS terhadap Efisiensi Operasional UMKM pada Era Transformasi Digital : Study Literatur Khairani, Nerli; Saragih, Agnes Yulia; Panggabean, Widi Ningsih; Manihuruk , Oliver Juan Gery
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.19410

Abstract

Penelitian ini mengkaji adopsi Quick Response Code Indonesian Standard (QRIS) oleh Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia serta dampaknya terhadap efisiensi operasional dan preferensi konsumen. Menggunakan pendekatan tinjauan pustaka, penelitian ini menunjukkan bahwa penggunaan QRIS meningkatkan kecepatan transaksi, mengurangi biaya pengelolaan uang tunai, dan mempermudah pengelolaan keuangan. QRIS juga membantu UMKM memperluas pasar melalui adaptasi terhadap tren pembayaran digital. Namun, hambatan seperti rendahnya literasi digital dan keterbatasan infrastruktur internet masih menjadi tantangan utama. Temuan ini menekankan pentingnya dukungan edukasi dan penguatan infrastruktur untuk memaksimalkan manfaat QRIS dalam mendorong digitalisasi UMKM di Indonesia.
Studi Literatur : Peran Entrepreneurial Mindset dalam Membangun Ketahanan Bisnis Stratup di Kalangan Mahasiswa Khairani, Nerli; Putri, Anastasya; Aritonang, Anggi Pasha; Hutasoit, Elizabeth
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.19482

Abstract

Penelitian ini bertujuan untuk memahami peran pola pikir kewirausahaan dalam membangun ketahanan bisnis startup di kalangan mahasiswa. Metode yang digunakan adalah kualitatif deskriptif melalui studi literatur, dengan data yang dikumpulkan dari jurnal ilmiah, buku akademik, dan hasil penelitian lima tahun terakhir. Hasil kajian menunjukkan bahwa pola pikir kewirausahaan memiliki peran penting dalam membentuk karakter mahasiswa yang tangguh, inovatif, dan adaptif terhadap perubahan pasar. Pola pikir ini mendorong minat berwirausaha, meningkatkan kesiapan menghadapi kegagalan, serta keberanian dalam mengambil risiko dan mempertahankan bisnis jangka panjang. Faktor-faktor yang memengaruhi pembentukan pola pikir ini antara lain pendidikan kewirausahaan, pengalaman pribadi, lingkungan sosial, serta dukungan teknologi dan kebijakan. Penelitian ini juga menekankan pentingnya peran institusi pendidikan dalam menciptakan ekosistem kewirausahaan. Dengan pola pikir yang kuat, mahasiswa tidak hanya siap memulai bisnis, tetapi juga mampu mengembangkannya secara berkelanjutan di era digital.
Pengaruh QRIS terhadap Efisiensi Operasional UMKM pada Era Transformasi Digital: Study Literatur Khairani, Nerli; Saragih, Agnes Yulia; Panggabea, Widi Ningsih; Manihuruk, Oliver Juan Gery
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.20041

Abstract

Penelitian ini mengkaji adopsi Quick Response Code Indonesian Standard (QRIS) oleh Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia serta dampaknya terhadap efisiensi operasional dan preferensi konsumen. Menggunakan pendekatan tinjauan pustaka, penelitian ini menunjukkan bahwa penggunaan QRIS meningkatkan kecepatan transaksi, mengurangi biaya pengelolaan uang tunai, dan mempermudah pengelolaan keuangan. QRIS juga membantu UMKM memperluas pasar melalui adaptasi terhadap tren pembayaran digital. Namun, hambatan seperti rendahnya literasi digital dan keterbatasan infrastruktur internet masih menjadi tantangan utama. Temuan ini menekankan pentingnya dukungan edukasi dan penguatan infrastruktur untuk memaksimalkan manfaat QRIS dalam mendorong digitalisasi UMKM di Indonesia.
Building an E-Learning System Calculating Pension Funds Using the Cox Ingersoll Ross Interest Rate Model Khairani, Nerli; Elfitra, Elfitra; Siregar, Tiur Malasari
Jurnal Penelitian Pendidikan IPA Vol 11 No 2 (2025): February
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i2.10198

Abstract

Pension funds play a crucial role in ensuring financial security in retirement, yet many individuals struggle with understanding and accurately calculating their future pension benefits. This research aims to provide an interactive learning platform that allows users to understand and calculate pension fund projections more accurately, by integrating the Cox Ingersoll Ross (CIR) interest rate model into the e-learning system, so as to improve users' financial literacy, especially in retirement planning. This study uses a Research and Development (R&D) approach with the ADDIE method, data through research instruments such as pre-test and post-test questionnaires, system usability assessment forms, semi-structured interview guides, and system usage observation sheets, which are then analyzed using descriptive and inferential statistical methods for quantitative data and thematic analysis for qualitative data. The results show the creation of an effective and user-friendly e-learning system for calculating pension funds, with the successful implementation of the Cox Ingersoll Ross interest rate model into the system, which resulted in a significant increase in user understanding of the concept of pension funds and the use of the CIR model. The developed e-learning system has proven effective in improving user understanding of pension fund calculations, with the use of the Cox Ingersoll Ross interest rate model providing more accurate and realistic projections, thus contributing significantly to improving user financial literacy, especially in the aspect of retirement planning.
Pengaruh Kemampuan Awal Matematis dan Model Learning Cycle 5e Berbantuan Geogebra untuk Meningkatkan Kemampuan Pemecahan Masalah Matematis Siswa dan Kemandirian Belajar Matematis Siswa Hasibuan, Yulia Rinanda; Khairani, Nerli; Surya, Edy
Jurnal Cendekia : Jurnal Pendidikan Matematika Vol 7 No 1: Jurnal Cendekia: Jurnal Pendidikan Matematika Volume 7 Nomor 1 Tahun 2023
Publisher : Mathematics Education Study Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cendekia.v7i1.2168

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh kemampuan awal matematis siswa terhadap kemampuan pemecahan masalah matematis siswa dan kemandirian belajar matematis siswa, mengetahui pengaruh model Learning Cycle 5E berbantuan Geogebra terhadap kemampuan pemecahan masalah matematis siswa dan kemandirian belajar matematis siswa, dan mengetahui pengaruh interaksi kemampuan awal matematis siswa dan model Learning Cycle 5E berbantuan Geogebra terhadap kemampuan pemecahan masalah matematis siswa dan kemandirian belajar matematis siswa. Penelitian ini di laksanakana di kelas VIII SMP Plus Jabal Rahmah Mulia Medan yang terdiri dari 19 siswa pada kelas eksperimen dan 20 siswa pada kelas kontrol. Jenis penelitian ini adalah eksperimen semu (quasi exsperiment) dengan teknik cluster random sampling. Data penelitian diperoleh melalui tes Kemampuan Awal Matematis (KAM), tes kemampuan pemecahan masalah, dan angket kemandirian belajar matematis siswa yang kemudian akan dianalisis menggunakan dengan uji Anova dua jalur (Two Way Anova). Hasil analisis data menunjukkan bahwa: (1) Terdapat pengaruh kemampuan awal matematis siswa secara signifikan terhadap kemampuan pemecahan masalah matematis siswa dan kemandirian belajar matematis siswa, (2) Terdapat pengaruh model Learning Cycle 5E berbantuan Geogebra terhadap kemampuan pemecahan masalah matematis siswa dan kemandirian belajar matematis siswa, (3) Tidak terdapat pengaruh interaksi kemampuan awal matematika siswa (tinggi, sedang, rendah) dan model Learning Cycle 5E berbantuan Geogebra terhadap kemampuan pemecahan masalah matematis siswa dan kemandirian belajar matematis siswa.
The Effect of Problem Based Learning Models on Students' Mathematical Problem Solving Ability and Self Efficacy Nst, Mas Berlian; Surya, Edy; Khairani, Nerli
PARADIKMA: JURNAL PENDIDIKAN MATEMATIKA Vol. 16 No. 2 (2023): PARADIKMA JURNAL PENDIDIKAN MATEMATIKA (July - December 2023)
Publisher : Study Program of Mathematics Education of Unimed Postgraduate Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/paradikma.v16i2.48284

Abstract

This research aims: (1) to determine whether problem-based learning models improve mathematical problem-solving abilities and self-efficacy; (2) to explore the interaction between students' initial mathematical abilities and the learning model. The study employed a quasi-experimental quantitative design, with ANOVA used for inferential data analysis. Fifty eighth-grade students from SMP Negeri 3 Aek Kuo in the academic year 2022/2023 were examined. The null hypothesis (H0) was accepted, and the alternative hypothesis (Ha) was rejected since the significant F-test value was 0.178 > 0.05, and the T-test value was 0.692 > 0.05, indicating no significant difference in the average scores between experimental classes I and II. PBL students demonstrated better performance in answering mathematical problems compared to those in the direct learning group. Experimental class 1 achieved a mastery level of 84%, while experimental class 2 achieved a mastery level of 64%. PBL learners exhibited higher self-efficacy compared to those learning through direct instruction. Hypothesis testing indicated that students in experimental class 1 had stronger confidence in mathematical problem-solving compared to students in experimental class 2. The problem-based learning (PBL) methodology did not have a significant impact on students' mathematical problem-solving abilities. Hypothesis testing using interaction analysis yielded a significance value of 0.730 > 0.05. Both PBL and students' basic mathematical abilities influenced self-efficacy. Interaction analysis indicated a significance value of 0.000 < 0.05.Keywords: Problem based learning, early math skills, math solving, self efficacy
The Influence of Early Mathematical Ability and Learning Cycle 5e Model Assisted by Geogebra to Improve Students' Mathematical Problem Solving Ability and Students' Mathematical Learning Independence Rinanda, Yulia; Khairani, Nerli; Surya, Edy
PARADIKMA: JURNAL PENDIDIKAN MATEMATIKA Vol. 16 No. 2 (2023): PARADIKMA JURNAL PENDIDIKAN MATEMATIKA (July - December 2023)
Publisher : Study Program of Mathematics Education of Unimed Postgraduate Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/paradikma.v16i2.48742

Abstract

This study examined how early math skills affect mathematical problem-solving and independent learning. This study also examines how the Geogebra-assisted Learning Cycle 5E model affects students' mathematical problem-solving and learning independence. Finally, this study investigates if the Geogebra-assisted Learning Cycle model interacts with students' initial mathematical abilities. This study sought: A comprehensive study is needed to determine how early mathematical aptitude affects arithmetic problem-solving and academic performance. Class VIII SMP Plus Jabal Rahmah Mulia Medan did this research. The experimental class had 19 students and the control class 20. Cluster random sampling is utilized in quasi-experimental designs like this investigation. The Early Mathematics Ability Test (MIA), problem-solving exams, and math independence questionnaires were used to collect research data. A two-way Anova test will examine the data. The study found that various factors affect pupils' arithmetic problem-solving ability and math independence. First, the student's math skill matters. Second, the Geogebra-assisted Learning Cycle 5E paradigm affects math problem-solving and independence. Finally, kids' early math skills (high, medium, or low) did not affect mathematical problem solving or independent learning.Keywords: Initial Mathematical Ability, Learning Cycle 5E, Mathematical Problem Solving Ability, Mathematical Learning Independence
Application of Eliciting Activities (MEA) Model Learning with a Scientific Approach to Improve Mathematical Representation Skills Pohan, Dasrin; Saragih, Sahat; Khairani, Nerli
PARADIKMA: JURNAL PENDIDIKAN MATEMATIKA Vol. 17 No. 1 (2024): PARADIKMA JURNAL PENDIDIKAN MATEMATIKA (January-June 2024)
Publisher : Study Program of Mathematics Education of Unimed Postgraduate Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/paradikma.v17i1.53977

Abstract

This research aims to determine: (1) To examine the differences in increasing representational abilities and mathematical learning independence for students who are given learning using the activity elicitation model and students who are given scientific learning. (2) To learn about the process of responding to kids who learn utilizing the activity elicitation approach. Those who approach learning scientifically. This is an example of experimental study. This study's population consisted of all pupils in class VIII of SMP Asy-Syafiiyah Medan, and the research sample was drawn at random from two classes. The study's findings indicate that (1) beginning mathematics abilities have an impact on students' mathematical representation abilities and (2) abilities have an impact. Students' independence in early mathematical learning. The increase in mathematical representation abilities of students who get MEA learning and those who receive scientific approach learning differs. (2) Using the eliciting events learning model to complete student answers is superior to learning using a scientific approach. Thus, scientifically based learning activity elicitation models can be employed as an alternative in learning mathematics to increase mathematical representation abilities.
Developing Quantum Learning-Based Junior High School Mathematics Learning Media to Improve Critical Thinking Skills and Self-Efficacy in Eighth Grade Students Fadhilah, Puji Chairu; Dewi, Izwita; Khairani, Nerli
Daya Matematis: Jurnal Inovasi Pendidikan Matematika Vol 13, No 3 (2025): December (article on Progress)
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jdm.v13i3.78147

Abstract

This study aims to develop interactive learning media based on iSpring Suite 11 on number pattern material using the Quantum Learning learning model to improve critical thinking skills and self-efficacy of junior high school students. This type of research is Research and Development (R&D) with the ADDIE model which includes the stages of analysis, design, development, implementation, and evaluation. The subjects of the study were eighth grade students at a junior high school in Medan City. The validation results showed that the developed media obtained a very valid category with an average score above 85%. Limited trials showed that this interactive learning media was effective in improving critical thinking skills and self-efficacy of students, with an average N-Gain of critical thinking skills of 0.68 (medium category) and self-efficacy of 0.71 (high category). Thus, interactive learning media based on iSpring Suite 11 is suitable for use as an innovative learning media in mathematics learning based on Quantum Learning, because it is able to improve critical thinking skills and self-efficacy of students
Co-Authors - Afrizal Adiva, Cut Tasya Amry, Zul Aritonang, Anggi Pasha E. Elvis Napitupulu, E. Elvis Edy Surya Elfitra Elfitra Fadhilah, Puji Chairu Farhan Anshari Ginting, Puspa Arinda Harahap, Rizki Khoiriah Hasibuan, Yulia Rinanda Hutabarat, Reinaldo Fernandes Matheus Hutasoit, Elizabeth Izwita Dewi Kanaya, Niquita Sepha Mangunsong, Yohana Angeline Manihuruk , Oliver Juan Gery Manihuruk, Oliver Juan Gery Misbakhul Munir Nst, Mas Berlian Pakpahan, Aida Fitri Harun Panggabea, Widi Ningsih Panggabean, Widi Ningsih Pohan, Dasrin Putri, Anastasya Rinanda, Yulia Safitri, Dhiena Sahat Saragih Said . Iskandar Saragih, Agnes Yulia Simanungkalit, Ada Novisari D. Simorangkir, Tri Gustini Sipayung, Kristin Natalia Br. Tiur Malasari Siregar, Tiur Malasari Zulfahmi Indra, Zulfahmi