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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Ilmiah Edunomika (JIE) REKA ELKOMIKA: Jurnal Pengabdian kepada Masyarakat Journal of Artificial Intelligence and Digital Business Jurnal Studi Islam USRATUNA: Jurnal Hukum Keluarga Islam
Gunawan, M. Indra
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Religion Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences

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Advancing Local Potential by Developing a Digital Marketing and Digital Personal Branding Application for Local Economic Growth Through Bamboo-Based Innovation Rosmala, Dewi; Irwan, Yusril; Ungkawa, Uung; Anwar, Mochamad Hafied Ibni; Faritsi, Muhammad Hafizh Al; Fadilah, Faisal; Izzati, Sarah Nurul; Nugraha, Fazry Javier; Gunawan, M. Indra; Adhliana, Fadhli; Ramadhan, Dwi Hendra
REKA ELKOMIKA: Jurnal Pengabdian kepada Masyarakat Vol 5, No 3 (2024): REKA ELKOMIKA
Publisher : Institut Teknologi Nasional, Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26760/rekaelkomika.v5i3.262-271

Abstract

This personal branding and digital marketing application was developed to address the challenge of promoting bamboo-based products and increasing market visibility for PT. Bintang Mitra Kencana. The company faced difficulties in building a strong market identity and reaching a wider audience. To address these challenges, the application emphasizes the benefits of bamboo products, the company’s commitment to sustainability, and the distinctiveness of its raw materials. Through interactive features such as a product catalog and direct purchasing options, users can easily explore, select, and purchase products. By enhancing user engagement through an intuitive digital experience, this solution supports PT. Bintang Mitra Kencana in increasing brand awareness and significantly expanding its market reach. In the long term, this digital initiative is expected to drive consistent sales growth and positively contribute to the local economy by creating greater demand for eco-friendly bamboo products.
Studi Tentang Impelementasi Pendidikan Dalam Konsep Pendidikan Islam Gunawan, M. Indra; Imanuddin, H. Muhammad
Fikroh: (Jurnal Studi Islam) Vol. 6 No. 2 (2022): Desember: Fikroh Jurnal Studi Islam
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/fikroh.v6i2.807

Abstract

Dalam jurna ini membahas studi tentang impelementasi Pendidikan dalam konsep pendidikan Islam, dalam pendidikan dalam perspektif Islam pada dasarnya berupaya mengembangkan potensi peserta didik seoptimal mungkin, baik yang menyangkut aspek jasmaniah ataupun rohaniah, akal dan akhlak. Pendidikan Islam mengantarkan peserta didik ke arah kedewasaan pribadi secara paripurna, yaitu yang beriman dan berilmu pengetahuan. Fokus kajian permaslahan yang dibahas adalah Fungsi dan tujuan pendidikan dalam konsep pendidikan Islam adalah sebagai transformasi nilai budaya, ilmu pengetahan dan teknologi dalam rangka membangun kreatifitas dan kepribadian insani, bertanggung jawab dan berjiwa mandiri melalui konsep ilahiah kemudian tujuannya adalah upaya untuk mempersiapkan manusia sebagai hamba Allah dan khalifah Allah di muka bumi dalam arti yang luas agar tercapai kebahagiaan hidup di dunia dan di akhirat. Adapun faktor-faktor yang mendukung implementasi pendidikan Islam adalah 1). faktor Keahlian Pelaksana. 2). Faktor Sumber-sumber potensial yang dapat mendukung plaksanaan implementasi pendidikan, 3). faktor dukungan dari masyarakat, 4). Faktor aktifitas dan efisiensi pemerintah.
PELAKSANAAN PERKAWINAN WALI HAKIM DAN PENYELESAIANNYA DI KANTOR URUSAN AGAMA KECAMATAN GERUNG LOMBOK BARAT Gunawan, M. Indra
USRATUNA: Jurnal Hukum Keluarga Islam Vol. 4 No. 2 (2021): USRATUNA: Jurnal Hukum Keluarga Islam
Publisher : Prodi  Ahwal al-Syakhsiyah STAI Darussalam Nganjuk

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Abstract

In general, there are still many people who do not or do not understand the factors that cause marriages with guardian judges to be carried out, which results in marriages that must be repeated because there is an error in determining the guardian of marriage, which should be married to a guardian judge but married to a lineage guardian, as well with the wishes of the family of the prospective bride who wants the marriage that has been carried out with the guardian of the judge to be repeated with the guardian of the lineage for reasons of wanting to cover the disgrace in the case of the prospective bride born out of wedlock. Another problem that occurs in the case of marriage with the guardian of the judge is the occurrence of a disharmonious relationship between the bride and groom and the guardian of their lineage who is adal (reluctant) to act as a marriage guardian so that the guardianship is transferred to the judge. This research is presented to reveal the factors that cause marriage with a judge's guardian, and its resolution at the Office of Religious Affairs, Gerung District, West Lombok Regency. The research method used is a qualitative method. The results showed that the factors that led to the implementation of marriages with guardian judges at the KUA of Gerung District from 2013 to 2020, namely: (a) the lineage guardian was outside the region/country; (b) the bride is born out of wedlock; (c) lineage guardians are/reluctant to marry; (d) the bride is a convert and does not have a Muslim lineage guardian; (e) the bride does not have a guardian; (f) guardian nasab mafqūd / missing; and (g) lineage guardians do not meet the requirements because they are insane/insane.
ANALISA HAKIM DALAM MENGGALI KEBENARAN ATAS KETERANGAN SAKSI SEBAGAI ALAT BUKTI DALAM MENYELESAIKAN PERKARA PERCERAIAN AKIBAT NUSYUZ Gunawan, M. Indra
USRATUNA: Jurnal Hukum Keluarga Islam Vol. 2 No. 2 (2019): USRATUNA: Jurnal Hukum Keluarga Islam
Publisher : Prodi  Ahwal al-Syakhsiyah STAI Darussalam Nganjuk

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Abstract

"Nusyuz" means an act of the wife which can be interpreted as opposing the will of her husband with no reason that can be accepted according to syara law. But when a husband sues his wife on the pretext of "nusyuz" in front of the court, it must be proven and there must be a witness as one proof, the judge will analyze the truth of the witness's testimony as proof. This requirement is because justice, which is one of the objectives to be realized in case examinations and termination before a religious court, will depend on evidence.
Analisis Tingkat Kesehatan PT Bank NTB Syariah Dengan Model Grover Score Periode 2020-2024 Hastuti, Yuliana; Sapwan, Muhammad; Gunawan, M. Indra
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.3018

Abstract

Penelitian ini bertujuan untuk menganalisis tingkat kesehatan PT Bank NTB Syariah periode 2020–2024 dengan menggunakan model Grover Score, yang dikenal efektif dalam memprediksi potensi kebangkrutan melalui pengukuran kondisi finansial secara komprehensif berdasarkan rasio-rasio keuangan. Penelitian ini menggunakan data sekunder berupa laporan keuangan tahunan yang dipublikasikan oleh PT Bank NTB Syariah selama periode tersebut. Metode analisis yang digunakan adalah pendekatan kuantitatif, dengan menghitung skor Grover Score setiap tahun untuk menilai stabilitas dan ketahanan finansial bank. Hasil penelitian menunjukkan bahwa selama periode pengamatan, PT Bank NTB Syariah secara konsisten berada pada kategori sehat, dengan skor berturut-turut sebesar 0,209527 (2020), 0,202523 (2021), 0,194423 (2022), 0,195677 (2023), dan 0,192537 (2024). Seluruh skor berada di atas ambang batas risiko kebangkrutan, yang menandakan kondisi keuangan stabil dan manajemen risiko yang baik. Temuan ini mengindikasikan bahwa PT Bank NTB Syariah memiliki ketahanan keuangan yang kuat serta kemampuan manajerial yang efektif dalam menghadapi dinamika ekonomi, termasuk dampak pasca-pandemi COVID-19. Penelitian ini juga memperkuat validitas model Grover Score sebagai alat analisis kesehatan keuangan bank, meskipun masih memiliki keterbatasan terkait periode penelitian yang singkat dan keterbatasan data pembanding.
KETIDAKPASTIAN KEBIJAKAN PEREKONOMIAN DAN PERTUMBUHAN KREDIT PERBANKAN DI INDONESIA Karim, Abdul; Affar, Muhammad; Gunawan, M. Indra; Ladjin, Nurjanna; Hendrawardani, Blandina
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13779

Abstract

Abstrak Ketidakpastian kebijakan ekonomi dan pertumbuhan kredit perbankan menjadi subjek utama dalam penelitian ini. Pendekatan penelitian ini mengumpulkan data melalui studi literatur, yang melibatkan pembacaan literatur dari berbagai sumber termasuk laporan, buku, artikel dan jurnal dengan menggunakan pendakatan kualitatif dan deduktif. Temuan dalam penelitian ini adalah perekonomian di Indonesia merupakan suatu perekonomian yang memiliki banyak tantangan, karena Indonesia adalah negara dengan perekonomian terbuka, sehingga Indonesia tidak dapat menghindari dampak ketidakpastian kebijakan ekonomi dan pertumbuhan kredit perbankan. Terdapat tiga komponen yang digunakan untuk mengukur ketidakpastian kebijakan ekonomi, yaitu liputan berita atau surat kabar tentang ketidakpastian ekonomi, data kadaluarsa kode pajak, dan ketidaksepakatan peramal ekonomi. Adapun beberapa faktor yang mempengaruhi pertumbuhan perbankan, yaitu dana pihak ketiga, rasio kecukupan modal, kredit bermasalah, suku bunga Bank Indonesia, dan produk domestik bruto. Kata Kunci: Ketidakpastian, Kebijakan Ekonomi, Pertumbuhan Kredit Perbankan
The Influence of Islamic Marketing Ethics and Sharia Service Quality on Customer Trust: A Case Study from BMT Al-Hidayah Nurmila sari, Desi; Marjan; Gunawan, M. Indra
Li Falah: Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): December 2025
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v10i2.12261

Abstract

The purpose of this study is to examine the influence of Islamic Marketing Ethics and Islamic Quality Service on Customer Trust in an Islamic microfinance institution. This research employed a quantitative approach and was conducted from April to September 2025. The study involved 98 customers of BMT Al-Hidayah using a simple random sampling technique. Data were collected through questionnaires and analyzed using simple linear regression and multiple regression methods. The findings revealed that Islamic Marketing Ethics significantly influenced customer trust with an R² value of 0.280, while Islamic Quality Service had a significant influence with an R² value of 0.288. The combined influence of both variables on customer trust resulted in an R² value of 0.368. These results indicate that trust in Islamic financial services is driven by the institution’s adherence to ethical marketing and the delivery of Sharia-compliant service quality. Future studies are recommended to explore additional factors such as religiosity, customer experience, or institutional image using mixed method approaches for a more comprehensive understanding of trust development.
Co-Authors Abdul Karim Adhliana, Fadhli Affar, Muhammad Anwar, Mochamad Hafied Ibni Blandina Hendrawardani Dewi Rosmala, Dewi Fadilah, Faisal Faritsi, Muhammad Hafizh Al Hastuti, Yuliana Huspika, Syafrita Imanuddin, H. Muhammad Irwan, Yusril Izzati, Sarah Nurul Jixiong, Cai Judijanto, Loso Ladjin, Nurjanna marjan Marpi, Yapiter Marshinta, Fransisca Ully Muhammad Sapwan Suhadi Nirwana, Muhammad Alfaruq Nugraha, Fazry Javier Nurmila sari, Desi Ramadhan, Dwi Hendra Salopari, Nuryati Saraya, Sitta Sari, Ikka Puspita UNGKAWA, UUNG