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All Journal Islam Futura Journal of Health Education SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) AL-FALAH : Journal of Islamic Economics Journal La Lifesci JURNAL MANAJEMEN AKUNTANSI (JUMSI) Jurnal Inovasi dan Kreativitas (JIka) Journal of Student Development Informatics Management (JoSDIM) Mazahib: Jurnal Pemikiran Hukum Islam Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal J-ISCAN : Journal of Islamic Accounting Research
Hasibuan, Reni Ria Armayani
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Strategy to Improve Food Security in Anticipation of Food Crisis in North Sumatera Ningrum, Berlian Puspita; Hasibuan, Reni Ria Armayani; Daulay, Aqwa Naser
Journal La Lifesci Vol. 6 No. 1 (2025): Journal La Lifesci
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallalifesci.v6i1.1974

Abstract

The purpose of this study is to analyze the food security strategy implemented by the North Sumatra Provincial Government in anticipation of the food crisis. This study will use a descriptive qualitative approach method through literature studies and interviews with the Food Security and Horticulture Service of North Sumatra Province. The sampling technique was carried out using Purposive Sampling. Data that has been collected from key informants and related institutions, then processed and analyzed through three steps, namely external factor evaluation, internal factor evaluation, and QSPM matrix. The results of the study show: Analysis of internal and external factors in the SWOT matrix, is positioned in Quadrant I by implementing the S-O strategy where strengths are used to take advantage of opportunities. The strategy is in the form of counseling to farmers so that they can improve their abilities and skills by collaborating between the agricultural service and the extension agency and collaborating with farmers to sell their harvest to Buloq Sub Drive North Sumatra with the aim of not importing food needs from outside so that the opportunity to become an independent region can be realized. Based on the SWOT analysis, eight alternative strategies were formulated to improve food security, with the main priority being to reduce the intensity of agricultural land conversion, increase collaboration between government agencies, and manage agricultural resources optimally. Other strategies include increasing access to agricultural product marketing, providing assistance for facilities and infrastructure by the government, and intensive assistance to farmers through counseling in each village.
THE INFLUENCE OF ASSET GROWTH, CAPITAL ADEQUACY RATIO (CAR) AND OPERATING COST OF OPERATING INCOME (BOPO) ON PERFORMANCE ISLAMIC FINANCE IN INDONESIA Anjasmara, Dimas; Rokan, Mustafa Kamal; Hasibuan, Reni Ria Armayani
J-ISCAN: Journal of Islamic Accounting Research Vol. 6 No. 2 (2024): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/j-iscan.v6i2.4621

Abstract

Financial institution produces financial statements that reflect its financial condition. Financialperformance is assessed through ratios within these statements, one of which is the profitabilityratio. The profitability ratio indicates the amount of profit earned by the company, evaluatinghow efficiently management can generate profit from each sale made. This study aims to examinethe effect of Asset Growth, CAR (Capital Adequacy Ratio), and BOPO (Operating Expenses toOperating Income) on ROA (Return on Assets). The population in this research consists of sevencompanies listed under Indonesian Islamic Commercial Banks. The data analysis methodsemployed include Normality Test, Multicollinearity Test, Heteroscedasticity Test, Multiple LinearRegression Analysis, and Hypothesis Testing. Based on the T-test results, Asset Growth has avalue of 0.048 <0.05, indicating that Asset Growth significantly affects ROA. The CAR variablehas a significance value of 0.359>0.05, meaning that CAR does not have a significant effect onROA. BOPO significantly affects ROA with a significance value of 0.000<0.05. Furthermore, theSimultaneous Test (F) shows that Asset Growth, CAR, and BOPO collectively have a significanteffect on ROA, with a significance value of 0.000<0.05.
Peran Ekonomi Mikro Islam Dalam Mendukung Keberlanjutan UMKM Halal di Indonesia Sitorus, Satrio Setiawan; Hasibuan, Reni Ria Armayani; Arinda, Gistrant Yoga
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 5 (2025): Volume 3, Nomor 5, June 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15704276

Abstract

Islamic microeconomics is now increasingly important to support halal small and medium enterprises (SMEs) in Indonesia. These halal SMEs not only help the family economy, but also protect religious values and business sustainability. This article explores how Islamic microeconomics can help halal SMEs to survive and grow. With a qualitative approach, data were drawn from interviews and literature studies. As a result, the Islamic microeconomy provides Shariah-compliant funding solutions, education, and a strong business network. This makes halal SMEs survive in an increasingly tight market.
The Influence of Consumer Behaviour and Interest on The Purchase Decision of Second-Hand Clothing in Lubuk Pakam City Maulana, Rifki; Hasibuan, Reni Ria Armayani; Nasution, Juliana
AL-FALAH : Journal of Islamic Economics Vol. 10 No. 1 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v10i01.12638

Abstract

Purpose: This research aims to determine the influence of consumer behaviour and interests on purchasing decisions for used clothing in Lubuk Pakam City. Design/Method/Approach: This research method is quantitative and associative. The type of data in this research is primary data. The data source was obtained from consumers through distributing questionnaires to consumers purchasing used clothing in Lubuk Pakam, who will be used as samples in the research. The population in this study was 93,064 people. The sample in this study was taken using a probability sampling technique using the Slovin formula, with a sample size of as many as 100 respondents. The data analysis used is multiple linear regressions. Findings: The results show that consumer behaviour has a positive and significant effect on purchasing decisions, indicating that purchasing second-hand clothing is primarily motivated by price considerations, product quality, and trend-following behaviour. Conversely, consumer interest does not significantly affect purchasing decisions, suggesting that although consumers may be attracted to second-hand clothing, it does not automatically translate into actual purchases, likely due to social stigma or hygiene concerns. Simultaneously, consumer behaviour and interest together significantly influence purchasing decisions, confirming that decision-making in this market is multifactorial and cannot rely solely on interest alone. Originality/Values: These findings contribute theoretically by enhancing the understanding of consumer behaviour in second-hand clothing purchases and offer direct practical implementations. For business actors, the insights enable the design of more targeted marketing strategies that emphasise consumer behaviour factors such as price sensitivity, brand perception, and trend adoption, rather than solely relying on consumer interest. For policymakers, the results support the development of more balanced regulations that protect public health and promote local industries while accommodating the strong consumer demand for second-hand clothing. Additionally, the findings help advocate for programs that ensure hygiene standards and legal compliance in the second-hand clothing trade in cities like Lubuk Pakam.
Household economic empowerment model: Case study of Aisyiyah Eknaker assembly Medan city Br. Purba, Devia Syahfitri; Hasibuan, Reni Ria Armayani; Nasution, Juliana
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 2 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i2.1694

Abstract

This research analyzes the household economic empowerment model developed by the Economic and Employment Council (EKNAKER) of Aisyiyah Medan City through programs such as Bina Usaha Ekonomi Keluarga Aisyiyah (BUEKA), MSME Bazaar, Aisyiyah Entrepreneurial School (SWA), and Aisyiyah Cooperative. Using a qualitative methodology, data were collected through interviews, observations, and documentation, and data were analyzed using NVivo 15. Findings indicate that EKNAKER enhances homemakers' economic capacity through training, capital support, and marketing initiatives. Key challenges include limited capital and low digital literacy; however, community support and an effective organizational structure are vital for the program's success. Public interest statements This study examines EKNAKER Aisyiyah Medan’s household economic empowerment through BUEKA and MSME Bazaars. Despite limited capital and low digital literacy, strong community support boosts homemakers’ economic capacity, improves welfare, and strengthens family resilience, offering a replicable model for broader community development
Co-Authors Afendi, Hazrul Affendi, Hazrul Anjasmara, Dimas Aqwa Naser Daulay Arinda, Gistrant Yoga Azahra, Alma Batubara, Maryam Br. Purba, Devia Syahfitri Fauziah Nasution Fitri Hayati Hafizah, Raisya Hermain, Hendra Imsar, Imsar Japakiya, Ismail Lutfi Khoirun Nisa lubis, Safiah Saffa Maulana, Rifki Muhammad Syukri Albani Nasution Munandar, Arief Naldo, Jufri Naldo Nasution, Juliana Nasution, Rahmad Mulia Tama Ningrum, Berlian Puspita Nofi Susanti Nurhayati Nurhayati Putra Apriadi Siregar Rahma, Tri Indha Fadhila Rahmi Syahriza, Rahmi Reni Ria Armayani Rokan, Mustafa Kamal Sitorus, Satrio Setiawan Yulia Khairina Ashar Yulia Khairina Ashar