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All Journal International Journal of Nusantara Islam Jurnal Asy-Syari'ah JURISDICTIE Jurnal Hukum dan Syariah Ikonomika : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economic Laws Indonesia Journal of Halal International Journal of Islamic Business and Economics (IJIBEC) Indonesian Journal of Halal Research JURNAL EKONOMI SYARIAH Journal of Digital Marketing and Halal Industry Jurnal Pengabdian kepada Masyarakat Nusantara Al-Muamalat : Jurnal Ekonomi Syariah Az Zarqa': Jurnal Hukum Bisnis Islam Milkiyah: Jurnal Hukum Ekonomi Syariah Tadayun: Jurnal Hukum Ekonomi Syariah Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Al-Hiwalah : Journal Syariah Economic Law Likuid: Jurnal Ekonomi Industri Halal IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Sighat : Jurnal Hukum Ekonomi Syariah Jurnal Hukum Ekonomi Syariah : AICONOMIA International Journal of Nusantara Islam International Journal of Islamic Business and Economics (IJIBEC) Journal of Islamic Economic Laws Saqifah: Jurnal Hukum Ekonomi Syariah
Susilawati, Cucu
UIN Sunan Gunung Djati Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Analysis of Fiqh Tabarru' on the Use of Cashback Gopay Coins in Buying and Selling Transactions in Tokopedia App Agustiani, Sarah Amanah; Susilawati, Cucu
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1713

Abstract

Gopay coins are balances given by Tokopedia for every customer who purchases at Tokopedia by fulfilling the conditions set by Tokopedia. This study aims to determine the mechanism of revenue and use of GoPay coins and fiqh tabarru' analysis of GoPay coins cashback in buying and selling transactions at Tokopedia. The method used in this research is a case study. This study's results indicate that to get GoPay coins, users must follow the conditions set by Tokopedia. GoPay coins are a marketing strategy so that Tokopedia users continue to grow. The contract used in giving GoPay coins by Tokopedia to users is a grant contract, namely ja'izah tasyji'iyyah. In conclusion, using GoPay coins in buying and selling transactions in the Tokopedia application is permissible according to Sharia economic law and is included in the fiqh tabarru'.
Potential Of Halal Sport Tourism on Java Island Dzikrayah, Fithri; Susilawati, Cucu; Hidayat, Agi Attaubah
Likuid Jurnal Ekonomi Industri Halal Vol 5, No 1 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i1.44070

Abstract

Halal sports tourism is a sports tourism activity that is equipped with halal facilities. The concept of sport tourism and halal tourism has been widely developed in Indonesia. However, the idea of halal sports tourism still needs to be discovered. According to Databox, Java Island is the most popular island and a favorite tourist destination in Indonesia. Java Island has a variety of natural tourist destinations that are suitable as sports tourism destinations. Apart from that, the majority of the population of Java Island is Muslim. Therefore, this research aims to determine the potential for developing halal sport tourism on the island of Java. This research is qualitative research with descriptive methods. Data collection techniques were carried out through observation, interviews, documentation studies, and literature studies. This research shows that Java Island has great potential for developing halal sports tourism. Sports tourism destinations on the island of Java are divided into halal sports tourism destinations in West Java, Central Java, and East Java. Each province has a halal sports tourism destination consisting of natural, cultural, and artificial destinations. Apart from that, various sports tourism destinations on the island of Java have Muslim-friendly facilities. Thus, halal sports tourism can be developed on Java Island.
One-Price Marketing Trend: Balancing Business Strategy and Legal Challenges in the Practice of Toko Serba 35.000 Andani, Widia Ayu; Susilawati, Cucu
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 15 No. 1 (2023): Az Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v15i1.3096

Abstract

Abstract: Toko Serba 35.000, renowned for its one-pricing at Rp. 35,000, has emerged as a compelling alternative for consumers seeking affordability. However, its widespread popularity has introduced ambiguity regarding the true market value of its products. This study delves into the implementation and legal implications of the one-price marketing strategy at Toko Serba 35.000, focusing on Islamic economic law and positive law. Employing a qualitative descriptive approach, the research involved observations and interviews conducted at Toko Serba 35.000 in Rengasdengklok Subdistrict, Karawang. Findings indicate that the pricing strategy is rooted in capital, profit, and market competition considerations, with a standardized price of Rp. 35,000. Sharia economic law analysis reveals a potential violation of pricing integrity or 'tadlis' and speculative uncertainty or 'gharar' due to the actual prices differing from promotional claims. Meanwhile, statutory regulations such as Law Number 8 of 1999 on Consumer Protection and Trade Minister Regulation Number 35/M-DAG/PER/7/2013 mandate clear pricing, a requirement not met by this strategy. Despite this, the micro-enterprise status of Toko Serba 35.000 exempts it from certain regulations. Consequently, while compliant with formal regulations, Toko Serba 35.000 introduces inconsistencies with principles of Sharia economic law.Abstrak: Toko Serba 35.000, dengan harga seragam Rp. 35.000, telah menjadi alterbatif yang menarik bagi konsumen dalam memenuhi kebutuhan. Namun, popularitasnya menciptakan ketidakjelasan nilai pasar suatu produk. Penelitian ini mengeksplorasi penerapan dan implikasi hukum strategi pemasaran satu harga di Toko Serba 35.000, dengan fokus pada hukum ekonomi syariah dan hukum positif. Menggunakan pendekatan deskriptif kualitatif, penelitian dilakukan melalui observasi dan wawancara di Toko Serba 35.000, Kecamatan Rengasdengklok, Karawang. Hasilnya mengindikasikan bahwa strategi ini didasarkan pada modal, keuntungan, dan persaingan, dengan harga terendah Rp. 35.000. Analisis hukum ekonomi syariah menunjukkan pelanggaran penetapan harga atau tadlis, dan memiliki potensi gharar karena harga sebenarnya tidak sesuai dengan promosi. Sementara Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen dan Peraturan Menteri Perdagangan Nomor 35/M-DAG/PER/7/2013 mengamanatkan pencantuman harga yang jelas, yang tidak terpenuhi oleh strategi ini. Meski demikian, toko ini tidak melanggar regulasi karena statusnya sebagai usaha mikro. Implikasinya, meskipun sesuai dengan peraturan formal, Toko Serba 35.000 menimbulkan ketidaksesuaian dengan prinsip hukum ekonomi syariah
PENERAPAN JAMINAN TAMBAHAN PADA PEMBIAYAAN KUR DENGAN AKAD MURABAHAH BIL WAKALAH DI BANK BRI SYARIAH KCP SOREANG: APPLICATION OF ADDITIONAL COLLATERAL IN KUR FINANCING WITH MURABAHAH BIL WAKALAH CONTRACT AT BANK BRI SYARIAH KCP SOREANG Rachman, Mochamad Haikal; Al-Hakim, Sofyan; Susilawati, Cucu
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2021): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v8i1.14231

Abstract

Pembiayaan dalam Bank Syariah memiliki macam-macam produk penyaluran dana (pembiayaan) dengan berbagai macam pola, salah satunya adalah pembiayaan mikro  dengan pola jual beli (murabahah) yang diperuntukan kepada nasabah untuk memenuhi kebutuhan konsumsif. Tetapi dalam pembiayaan ini pihak bank meminta jaminan tambahan yang seharusnya tidak diwajibkan oleh Peraturan Menteri Keuangan nomor 135/PMK.05/2008  pasal 10 ayat (2) yang berisikan agunan tambahan bagi KUR mikro tidak diwajibkan. Berdasarkan hal tersebut, penelitian ini bertujuan untuk mengetahui: 1.) Bagaimana prosedur jaminan tambahan pada pembiayaan mikro dengan akad Murabahah bil Wakalah di bank BRI Syariah KCP Soreang, 2.) Faktor apa saja yang mempengaruhi bank mensyaratkan adanya jaminan, 3.) Bagaimana jaminan tambahan dalam akad Murabahah bil Wakalah dalam perspektif hukum ekonomi syariah.Penelitian ini menggunakan metode studi kasus. Dengan jenis data yang digunakan ialah jenis data kualitatif. Adapun pengumpulan datanya menggunakan teknik wawancara dan studi kepustakaan. Berdasarkan hasil penelitian, bahwa pada pelaksanaan pembiayaan mikro dengan menggunakan akad Murabahah bil Wakalah  dan adanya jaminan tambahan pada pembiayaannya diperbolehkan dikarenakan sebagai faktor akan kembalinya modal, tetapi dilihat dari kinerja nasabah sudah sesuai dengan perjanjian di awal dengan pihak nasabah agar tidak terjadinya moral hazard yang berupa penyimpangan dari pengolahan dana itu sendiri. Pada pasal 23 Undang-undang No. 21 Tahun 2008 menegaskan bahwa adanya norma agunan. Prinsip adanya agunan dalam bank syariah dilihat dari adanya prinsip rahn dan kafalah dalam Islam, kaidah al-urf dan kaidah usuliyah-fiqhiyah. Selain itu dari pihak bank tersendiri melihat dari dana yang disalurkan merupakan dana masyarakat yang harus di awasi dengan sangat hati-hati dengan pertimbangan resiko dan moral hazard.
The Influence of the Indonesia Ulema Council’s Fatwa on Cryptocurrency on the Use of Cryptocurrency by the Millennial Muslim Generation Ulpah, Siti Nurul; Susilawati, Cucu
JURNAL EKONOMI SYARIAH Vol 10, No 1 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i1.12992

Abstract

Introduction to The Problem: The Millennial Muslim Generation is unique, daring to try something new and cryptocurrency. Data shows that the millennial generation is the generation that uses cryptocurrency the most.Purpose/Objective Study: This study aimed to determine the influence of the Indonesian Ulema Council Fatwa on cryptocurrency and the use of cryptocurrency by the millennial Muslim generation. Design/Methodology/Approach: This study uses a quantitative approach with a descriptive method. Data collection techniques were carried out through online questionnaires of 100 respondents.Findings: The results of the study showed that the Indonesian Ulema Council Fatwa and Cryptocurrency simultaneously influenced the use of cryptocurrency by the Millennial Muslim Generation. So, it can be concluded that the substance of the Ulema Council Fatwa on Cryptocurrency is a consideration for the Millennial Muslim Generation in cryptocurrency transactions. Therefore, the substance of the Indonesian Ulema Council Fatwa does not prohibit and allow it ultimately, so the Millennial Muslim Generation needs to be careful in conducting cryptocurrency transactions that are by sharia.PapEr Type: Research Article 
Halal Lifestyle in Indonesia: Between Branding, Trends and Needs Susilawati, Cucu; Dzikrayah, Fithri; Bhatti, Omar Khalid
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.21899

Abstract

In Indonesia, the halal lifestyle has begun to be widely implemented by Muslim communities since the government required halal certification for products circulating in Indonesia. However, do Muslim communities implement a halal lifestyle because of their awareness of religious commands, or do they follow trends and are influenced by branding? Therefore, this research aims to determine the influence of branding, trends and needs on implementing halal Lifestyles in daily life by Muslim communities in Indonesia. This research uses a quantitative, descriptive-comparative approach. Data collection techniques were carried out by distributing questionnaires and conducting expert interviews. Questionnaires were distributed to 300 respondents according to the criteria set by the researcher. As a result, the needs variable has the highest score with a total of 4.50 (very strong), while branding gets a score of 4.13 (intense), and the trends variable gets a score of 1.70 (very weak). Based on interviews with experts, the Muslim community in Indonesia agrees and recognizes that a halal lifestyle is not just branding or a trend. However, a halal lifestyle is an obligation that Muslims must carry out according to the commands in the Al-Qur'an and Hadith. For Muslims, adopting a halal lifestyle is worship and is worth a reward. In conclusion, a halal lifestyle is included
Dynamics of Halal Supply Chain Development in Indonesia Rozikin, Opik; Sonjaya, Adang; Susilawati, Cucu; bin Hussin, Hanafi
International Journal of Islamic Business and Economics (IJIBEC) Vol 8 No 1 (2024): Volume 8 Nomor 1 Tahun 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v8i1.6808

Abstract

The article's main aim is to analyze the readiness of infrastructure to support the development of halal industrial areas in Indonesia. The discussion focused on aspects of infrastructure quality, halal awareness, and cooperation between organizations in the field of infrastructure. This study is proposed as literature research by examining various publications published in multiple media. The data that has been collected is validated and then analyzed using a descriptive-qualitative approach. Several halal industrial areas established in Indonesia are used as cases to discuss this study. This research shows that with Indonesia's sizeable Muslim population and solid demographic, religious, social and cultural capital, Indonesia has an excellent opportunity to become the centre of the world's halal industry. This support also takes the form of a high level of awareness regarding halal. However, Indonesia is still faced with various challenges, starting from suboptimal infrastructure and low awareness of halal certification, which results in limited availability of human resources and regulatory constraints so the halal industry can develop. The region's supply chain infrastructure and halal ecosystem accelerator could have been more optimal. This study can provide initial information on the development of halal industrial areas in Indonesia, but it requires further, more comprehensive research.
Identification and Efectiveness of Halal Tourism Laws in Indonesia Susilawati, Cucu
Journal of Islamic Economic Laws Vol 6, No 2 July 2023
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v6i2.22597

Abstract

Indonesia has two crucial points in halal tourism: having a variety of attractive halal tourist destinations and a sizeable Muslim community. However, Indonesia still needs to improve compared to other countries. This study aimed to identify and determine the effectiveness of halal tourism regulations for Muslim communities in Indonesia. This research is normative empirical model in nature where several established rules and regulations are critically reviewed. A simple interview also conducted to support the result. This study found that the main umbrella of regulation was Law number 33/2014 on Halal Product Guarantee and Islamic Guidance of DSN-MUI Fatwa 108/DSNMUI/X/2016 on Toursim Management Based on Islamic Principles. While the latter is not a binding rule, the initial was found to be ineffective altough fulfilled the Rule of Law. In addition to that factor, we also found the ineffectiveness of law enforcement, the lacking facilities and inadequate infrastructure and low public awareness on the regulation. This article suggested that Indonesia should enact a more specific law devised for halal tourism to ensure the accelaration of this fast growing industry.
Accelerated Digital Transformation : Fintech and E-Commerce as a Positive Impact of the Covid-19 Pandemic Susilawati, Cucu
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6432

Abstract

Introduction to The Problem: In 2016-2017 the fintech model in Indonesia was usually in the form of a payment system or online loan service. However, in 2019-2020 the fintech business model had 23 services. After the pandemic in Indonesia in 2020, fintech services continued to overgrow. Purpose: This study aims to explain the positive that the use of fintech has increased dramatically compared to previous years, and one of them is caused by the co-19 pandemic.Methodology: This type of research is qualitative and descriptive, and data collection methods are done with library research.Findings: This study shows that the Covid-19 pandemic made fintech and e-commerce experience a significant increase because these two products accelerate quickly. The use of fintech by both producers and consumers has at least helped people survive the pandemic. Likewise, with e-commerce, people can still meet all their living needs, especially clothing and food. The acceleration of digital transformation in Indonesia predicts that Indonesia will dominate the ASEAN internet economy in 2025.Paper Type: Research Articl
The Potential of Millennial Muslim’s Halal Tourism During The Covid-19 Pandemic Susilawati, Cucu; Abduh, Muhamad; Kamaruddin, Muhammad Iqmal Hisham; Sari, Rosi Hasna
Journal of Digital Marketing and Halal Industry Vol. 4 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2022.4.2.12806

Abstract

This research is motivated by the trend of increasing the tourism sector to 16.11 million people in 2019, which makes halal tourism such as one of the profitable industries in the global market. However, since the confirmed case of Covid-19 in March 2020, the tourism sector has decreased by 66.02% in April 2020. It is known that tourists visiting during the COVID-19 pandemic are tourists from the millennial generation. This study aims to find out how to implement halal tourism in Indonesia and to find out how the millennial generation has the potential to increase halal tourism during the Covid-19 pandemic. This study uses a mixed-method i.e. a combination of quantitative and qualitative. Based on the distribution of questionnaires to 300 respondents, the results stated that the millennial generation was interested in and carried out halal tourism. The conclusion is the millennial Muslim generation continued to carry out tourism during the pandemic by implementing strict health protocols. This research implies that halal tourism can still revive even though a pandemic hits it.
Co-Authors Adang Sonjaya Adang Sonjaya Agustiani, Sarah Amanah Ahmad Azam Sulaiman, Ahmad Azam Al-Hakim, Sofian Andani, Widia Ayu Apriliani, Selvi Asro, Muhammad Athoillah, Mohamad Anton Bhatti, Omar Khalid bin Hussin, Hanafi Cep Hamdi Durrotunnafisah, Didah Dzikrayah, Fithri Elpha Senia Agustina Ghaisani, Sabila Nur Herdiana, Dian Hidayat, Agi Attaubah Iskandar Iskandar Jaenudin Jaenudin Jaenudin Jaenudin Jamaludin, Jujun Joharudin, Agus Kamaruddin, Muhammad Iqmal Hisham Luthfiah, Siti Endri Mochamad Haikal Rachman Muhamad Abduh Muhamad Abduh, Muhamad Mustahdi, Ahmad aufa Nasrudin Nasrudin Nasrudin Neni Nuraeni, Neni Nur Irmandi Prasetyo, Yoyok Rachman, Mochamad Haikal Rafli Saidi Rosi Hasna Sari Rozikin, Opik Sarah Amanah Agustiani Sari, Rosi Hasna Shasa, Shasa Siti Sa’diah, Diah Sofian Al Hakim, Sofian Sofyan Al-Hakim Sonjaya, Adang Sri Yuniarti, Vinna Sumiati Sumiati Syamsurijal Syamsurijal Ulpah, Siti Nurul Zakiyyah, Siti Aulia