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All Journal International Journal of Nusantara Islam Jurnal Asy-Syari'ah JURISDICTIE Jurnal Hukum dan Syariah Ikonomika : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economic Laws Indonesia Journal of Halal International Journal of Islamic Business and Economics (IJIBEC) Indonesian Journal of Halal Research JURNAL EKONOMI SYARIAH Journal of Digital Marketing and Halal Industry Jurnal Pengabdian kepada Masyarakat Nusantara KASBANA : Jurnal Hukum Ekonomi Syariah Al-Muamalat : Jurnal Ekonomi Syariah Az Zarqa': Jurnal Hukum Bisnis Islam el-Jizya: Jurnal Ekonomi Islam Milkiyah: Jurnal Hukum Ekonomi Syariah Tadayun: Jurnal Hukum Ekonomi Syariah Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Al-Hiwalah : Journal Syariah Economic Law Likuid: Jurnal Ekonomi Industri Halal Sighat : Jurnal Hukum Ekonomi Syariah Jurnal Hukum Ekonomi Syariah : AICONOMIA Al-Faruq International Journal of Nusantara Islam International Journal of Islamic Business and Economics (IJIBEC) Journal of Islamic Economic Laws
Susilawati, Cucu
UIN Sunan Gunung Djati Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Social Sciences Other

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Analysis of Fiqh Tabarru' on the Use of Cashback Gopay Coins in Buying and Selling Transactions in Tokopedia App Agustiani, Sarah Amanah; Susilawati, Cucu
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1713

Abstract

Gopay coins are balances given by Tokopedia for every customer who purchases at Tokopedia by fulfilling the conditions set by Tokopedia. This study aims to determine the mechanism of revenue and use of GoPay coins and fiqh tabarru' analysis of GoPay coins cashback in buying and selling transactions at Tokopedia. The method used in this research is a case study. This study's results indicate that to get GoPay coins, users must follow the conditions set by Tokopedia. GoPay coins are a marketing strategy so that Tokopedia users continue to grow. The contract used in giving GoPay coins by Tokopedia to users is a grant contract, namely ja'izah tasyji'iyyah. In conclusion, using GoPay coins in buying and selling transactions in the Tokopedia application is permissible according to Sharia economic law and is included in the fiqh tabarru'.
JUAL BELI FOLLOWERS MEDIA SOSIAL PADA PLATFORM DIGITAL MENURUT HUKUM EKONOMI SYARIAH (STUDI KASUS PADA WEBSITE IRVANKEDESMM.CO.ID) Mustahdi, Ahmad aufa; Susilawati, Cucu
KASBANA Vol 5 No 1 (2025): Januari
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Semakin majunya teknologi, media sosial dan marketplace menjadi alat penting dalam mempromosikan bisnis. Banyak orang cenderung menitikberatkan pada jumlah followers karena dianggap meningkatkan keuntungan produk. Namun, keberhasilan ini bergantung pada pengikut yang aktif, sedangkan akun dengan pengikut pasif (palsu atau bot) dapat berdampak negatif karena kurangnya interaksi yang nyata. Penelitian ini bertujuan untuk mengetahui hukum jual beli followers melalui situs irvankedesmm.co.id menurut Hukum Ekonomi Syariah. Penelitian mencakup identifikasi metode transaksi, cara kerja penambahan followers, serta profil pengguna dan penyedia layanan. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Sumber data primer berasal dari website irvankedesmm.co.id dan wawancara dengan pemilik serta pengguna situs tersebut. Sumber data sekunder diperoleh dari penelitian relevan, buku, laporan, dan peraturan terkait. Pengumpulan data dilakukan melalui wawancara, dokumentasi, dan observasi untuk mendukung analisis masalah yang diteliti. Penelitian menemukan bahwa mekanisme jual beli followers di situs irvankedesmm.co.id adalah inovasi pemasaran yang sepenuhnya digital, melibatkan pembayaran melalui QR, E-wallet, atau transfer bank. Namun, transaksi ini dinilai tidak sah menurut hukum ekonomi syariah karena terdapat ketidakjelasan objek transaksi (followers), potensi kerugian bagi pembeli, dan adanya unsur gharar (ketidakpastian). Praktik ini juga bertentangan dengan prinsip syariah, seperti kejujuran dan transparansi, serta mengandung unsur tadlis (penipuan), sehingga dianggap tidak sah secara moral dan etis.
Potential Of Halal Sport Tourism on Java Island Dzikrayah, Fithri; Susilawati, Cucu; Hidayat, Agi Attaubah
Likuid Jurnal Ekonomi Industri Halal Vol 5, No 1 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i1.44070

Abstract

Halal sports tourism is a sports tourism activity that is equipped with halal facilities. The concept of sport tourism and halal tourism has been widely developed in Indonesia. However, the idea of halal sports tourism still needs to be discovered. According to Databox, Java Island is the most popular island and a favorite tourist destination in Indonesia. Java Island has a variety of natural tourist destinations that are suitable as sports tourism destinations. Apart from that, the majority of the population of Java Island is Muslim. Therefore, this research aims to determine the potential for developing halal sport tourism on the island of Java. This research is qualitative research with descriptive methods. Data collection techniques were carried out through observation, interviews, documentation studies, and literature studies. This research shows that Java Island has great potential for developing halal sports tourism. Sports tourism destinations on the island of Java are divided into halal sports tourism destinations in West Java, Central Java, and East Java. Each province has a halal sports tourism destination consisting of natural, cultural, and artificial destinations. Apart from that, various sports tourism destinations on the island of Java have Muslim-friendly facilities. Thus, halal sports tourism can be developed on Java Island.
One-Price Marketing Trend: Balancing Business Strategy and Legal Challenges in the Practice of Toko Serba 35.000 Andani, Widia Ayu; Susilawati, Cucu
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 15 No. 1 (2023): Az Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v15i1.3096

Abstract

Abstract: Toko Serba 35.000, renowned for its one-pricing at Rp. 35,000, has emerged as a compelling alternative for consumers seeking affordability. However, its widespread popularity has introduced ambiguity regarding the true market value of its products. This study delves into the implementation and legal implications of the one-price marketing strategy at Toko Serba 35.000, focusing on Islamic economic law and positive law. Employing a qualitative descriptive approach, the research involved observations and interviews conducted at Toko Serba 35.000 in Rengasdengklok Subdistrict, Karawang. Findings indicate that the pricing strategy is rooted in capital, profit, and market competition considerations, with a standardized price of Rp. 35,000. Sharia economic law analysis reveals a potential violation of pricing integrity or 'tadlis' and speculative uncertainty or 'gharar' due to the actual prices differing from promotional claims. Meanwhile, statutory regulations such as Law Number 8 of 1999 on Consumer Protection and Trade Minister Regulation Number 35/M-DAG/PER/7/2013 mandate clear pricing, a requirement not met by this strategy. Despite this, the micro-enterprise status of Toko Serba 35.000 exempts it from certain regulations. Consequently, while compliant with formal regulations, Toko Serba 35.000 introduces inconsistencies with principles of Sharia economic law.Abstrak: Toko Serba 35.000, dengan harga seragam Rp. 35.000, telah menjadi alterbatif yang menarik bagi konsumen dalam memenuhi kebutuhan. Namun, popularitasnya menciptakan ketidakjelasan nilai pasar suatu produk. Penelitian ini mengeksplorasi penerapan dan implikasi hukum strategi pemasaran satu harga di Toko Serba 35.000, dengan fokus pada hukum ekonomi syariah dan hukum positif. Menggunakan pendekatan deskriptif kualitatif, penelitian dilakukan melalui observasi dan wawancara di Toko Serba 35.000, Kecamatan Rengasdengklok, Karawang. Hasilnya mengindikasikan bahwa strategi ini didasarkan pada modal, keuntungan, dan persaingan, dengan harga terendah Rp. 35.000. Analisis hukum ekonomi syariah menunjukkan pelanggaran penetapan harga atau tadlis, dan memiliki potensi gharar karena harga sebenarnya tidak sesuai dengan promosi. Sementara Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen dan Peraturan Menteri Perdagangan Nomor 35/M-DAG/PER/7/2013 mengamanatkan pencantuman harga yang jelas, yang tidak terpenuhi oleh strategi ini. Meski demikian, toko ini tidak melanggar regulasi karena statusnya sebagai usaha mikro. Implikasinya, meskipun sesuai dengan peraturan formal, Toko Serba 35.000 menimbulkan ketidaksesuaian dengan prinsip hukum ekonomi syariah
Parallel Salam Contract Innovation for Agricultural Products at Bank Syariah Indonesia (BSI) Serang Branch, Banten Adawiah, Amalia Muazzah; Susilawati, Cucu; Janwari, Yadi
el-Jizya : Jurnal Ekonomi Islam Vol. 13 No. 1 (2025): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i1.13007

Abstract

This study explores the innovation of parallel salam contracts as a solution for Sharia financing in the agricultural sector. Parallel salam contracts allow for advance payments for goods to be delivered in the future, thus providing farmers with initial capital. The approach used is qualitative with descriptive-analytical methods involving literature studies, interviews, and observations of financing practices in Islamic financial institutions (IFIs). The study results indicate that this contract innovation can increase financing flexibility, operational efficiency of IFIs, and compliance with Sharia principles. However, there are challenges in the form of operational risks, uncertainty in the quality and time of delivery of goods, and the need for supporting regulations. With good risk management, adoption of digital technology, and collaboration with the agricultural sector, parallel salam contracts can accelerate Sharia financial inclusion in Indonesia. In conclusion, parallel salam contracts have great potential as an innovative financing alternative in the agricultural sector. Regulatory support, socialization, and technological infrastructure are needed for the successful widespread implementation of this contract. This study significantly contributes to developing Sharia financial products based on market needs and Sharia principle
IS TOKOPEDIA SALAM HALAL? Susilawati, Cucu
Asy-Syari'ah Vol. 24 No. 1 (2022): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v24i1.17019

Abstract

The word "halal" is now widely found in various products, including e-commerce platforms, such as Tokopedia Salam. Indonesia is a country with the highest number of e-commerce users in the world, and Tokopedia is the first unicorn platform to have sharia services. This study aimed to determine the perspective of Islamic economic law on Tokopedia Salam. The method used is qualitative-descriptive through a literature review. The results of this study indicate that Tokopedia Salam is not only market products that have been certified halal because there are still many products that have not been certified halal, which can be found on the Tokopedia Salam platform. In addition, the Tokopedia Salam payment system still uses conventional financial institutions, and this shows that Tokopedia Salam has not fully supported the halal industry. The transaction model at Tokopedia Salam is still the same as Tokopedia, not using salam and ijarah contracts as stipulated in sharia. In conclusion, Tokopedia Salam cannot be categorized as sharia e-commerce in Indonesia, but Tokopedia Salam has sharia services to complement the worship of the Muslim community in Indonesia.
PENERAPAN JAMINAN TAMBAHAN PADA PEMBIAYAAN KUR DENGAN AKAD MURABAHAH BIL WAKALAH DI BANK BRI SYARIAH KCP SOREANG: APPLICATION OF ADDITIONAL COLLATERAL IN KUR FINANCING WITH MURABAHAH BIL WAKALAH CONTRACT AT BANK BRI SYARIAH KCP SOREANG Rachman, Mochamad Haikal; Al-Hakim, Sofyan; Susilawati, Cucu
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 8 No. 1 (2021): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v8i1.14231

Abstract

Pembiayaan dalam Bank Syariah memiliki macam-macam produk penyaluran dana (pembiayaan) dengan berbagai macam pola, salah satunya adalah pembiayaan mikro  dengan pola jual beli (murabahah) yang diperuntukan kepada nasabah untuk memenuhi kebutuhan konsumsif. Tetapi dalam pembiayaan ini pihak bank meminta jaminan tambahan yang seharusnya tidak diwajibkan oleh Peraturan Menteri Keuangan nomor 135/PMK.05/2008  pasal 10 ayat (2) yang berisikan agunan tambahan bagi KUR mikro tidak diwajibkan. Berdasarkan hal tersebut, penelitian ini bertujuan untuk mengetahui: 1.) Bagaimana prosedur jaminan tambahan pada pembiayaan mikro dengan akad Murabahah bil Wakalah di bank BRI Syariah KCP Soreang, 2.) Faktor apa saja yang mempengaruhi bank mensyaratkan adanya jaminan, 3.) Bagaimana jaminan tambahan dalam akad Murabahah bil Wakalah dalam perspektif hukum ekonomi syariah.Penelitian ini menggunakan metode studi kasus. Dengan jenis data yang digunakan ialah jenis data kualitatif. Adapun pengumpulan datanya menggunakan teknik wawancara dan studi kepustakaan. Berdasarkan hasil penelitian, bahwa pada pelaksanaan pembiayaan mikro dengan menggunakan akad Murabahah bil Wakalah  dan adanya jaminan tambahan pada pembiayaannya diperbolehkan dikarenakan sebagai faktor akan kembalinya modal, tetapi dilihat dari kinerja nasabah sudah sesuai dengan perjanjian di awal dengan pihak nasabah agar tidak terjadinya moral hazard yang berupa penyimpangan dari pengolahan dana itu sendiri. Pada pasal 23 Undang-undang No. 21 Tahun 2008 menegaskan bahwa adanya norma agunan. Prinsip adanya agunan dalam bank syariah dilihat dari adanya prinsip rahn dan kafalah dalam Islam, kaidah al-urf dan kaidah usuliyah-fiqhiyah. Selain itu dari pihak bank tersendiri melihat dari dana yang disalurkan merupakan dana masyarakat yang harus di awasi dengan sangat hati-hati dengan pertimbangan resiko dan moral hazard.
The Influence of the Indonesia Ulema Council’s Fatwa on Cryptocurrency on the Use of Cryptocurrency by the Millennial Muslim Generation Ulpah, Siti Nurul; Susilawati, Cucu
JURNAL EKONOMI SYARIAH Vol 10, No 1 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i1.12992

Abstract

Introduction to The Problem: The Millennial Muslim Generation is unique, daring to try something new and cryptocurrency. Data shows that the millennial generation is the generation that uses cryptocurrency the most.Purpose/Objective Study: This study aimed to determine the influence of the Indonesian Ulema Council Fatwa on cryptocurrency and the use of cryptocurrency by the millennial Muslim generation. Design/Methodology/Approach: This study uses a quantitative approach with a descriptive method. Data collection techniques were carried out through online questionnaires of 100 respondents.Findings: The results of the study showed that the Indonesian Ulema Council Fatwa and Cryptocurrency simultaneously influenced the use of cryptocurrency by the Millennial Muslim Generation. So, it can be concluded that the substance of the Ulema Council Fatwa on Cryptocurrency is a consideration for the Millennial Muslim Generation in cryptocurrency transactions. Therefore, the substance of the Indonesian Ulema Council Fatwa does not prohibit and allow it ultimately, so the Millennial Muslim Generation needs to be careful in conducting cryptocurrency transactions that are by sharia.PapEr Type: Research Article 
Halal Lifestyle in Indonesia: Between Branding, Trends and Needs Susilawati, Cucu; Dzikrayah, Fithri; Bhatti, Omar Khalid
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.21899

Abstract

In Indonesia, the halal lifestyle has begun to be widely implemented by Muslim communities since the government required halal certification for products circulating in Indonesia. However, do Muslim communities implement a halal lifestyle because of their awareness of religious commands, or do they follow trends and are influenced by branding? Therefore, this research aims to determine the influence of branding, trends and needs on implementing halal Lifestyles in daily life by Muslim communities in Indonesia. This research uses a quantitative, descriptive-comparative approach. Data collection techniques were carried out by distributing questionnaires and conducting expert interviews. Questionnaires were distributed to 300 respondents according to the criteria set by the researcher. As a result, the needs variable has the highest score with a total of 4.50 (very strong), while branding gets a score of 4.13 (intense), and the trends variable gets a score of 1.70 (very weak). Based on interviews with experts, the Muslim community in Indonesia agrees and recognizes that a halal lifestyle is not just branding or a trend. However, a halal lifestyle is an obligation that Muslims must carry out according to the commands in the Al-Qur'an and Hadith. For Muslims, adopting a halal lifestyle is worship and is worth a reward. In conclusion, a halal lifestyle is included
Dynamics of Halal Supply Chain Development in Indonesia Rozikin, Opik; Sonjaya, Adang; Susilawati, Cucu; bin Hussin, Hanafi
International Journal of Islamic Business and Economics (IJIBEC) Vol 8 No 1 (2024): Volume 8 Nomor 1 Tahun 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v8i1.6808

Abstract

The article's main aim is to analyze the readiness of infrastructure to support the development of halal industrial areas in Indonesia. The discussion focused on aspects of infrastructure quality, halal awareness, and cooperation between organizations in the field of infrastructure. This study is proposed as literature research by examining various publications published in multiple media. The data that has been collected is validated and then analyzed using a descriptive-qualitative approach. Several halal industrial areas established in Indonesia are used as cases to discuss this study. This research shows that with Indonesia's sizeable Muslim population and solid demographic, religious, social and cultural capital, Indonesia has an excellent opportunity to become the centre of the world's halal industry. This support also takes the form of a high level of awareness regarding halal. However, Indonesia is still faced with various challenges, starting from suboptimal infrastructure and low awareness of halal certification, which results in limited availability of human resources and regulatory constraints so the halal industry can develop. The region's supply chain infrastructure and halal ecosystem accelerator could have been more optimal. This study can provide initial information on the development of halal industrial areas in Indonesia, but it requires further, more comprehensive research.
Co-Authors Adang Sonjaya Adang Sonjaya Adawiah, Amalia Muazzah Agustiani, Sarah Amanah Ahmad Azam Sulaiman, Ahmad Azam Al-Hakim, Sofian Andani, Widia Ayu Apriliani, Selvi Asro, Muhammad Athoillah, Mohamad Anton Bhatti, Omar Khalid bin Hussin, Hanafi Durrotunnafisah, Didah Dzikrayah, Fithri Ghaisani, Sabila Nur Herdiana, Dian Hidayat, Agi Attaubah Iskandar Iskandar Jaenudin Jaenudin Jaenudin Jaenudin Jamaludin, Jujun Joharudin, Agus Kamaruddin, Muhammad Iqmal Hisham Luthfiah, Siti Endri Mochamad Haikal Rachman Muhamad Abduh Muhamad Abduh, Muhamad Mustahdi, Ahmad aufa Nasrudin Neni Nuraeni, Neni Prasetyo, Yoyok Rachman, Mochamad Haikal Rosi Hasna Sari Rozikin, Opik Saidi, Rafli Salsabila, Maulani Sari, Rosi Hasna Shasa, Shasa Siti Sa’diah, Diah Sofyan Al-Hakim Sonjaya, Adang Sri Yuniarti, Vinna Sumiati Sumiati Ulpah, Siti Nurul Yadi Janwari Zakiyyah, Siti Aulia