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All Journal International Journal of Nusantara Islam Jurnal Asy-Syari'ah JURISDICTIE Jurnal Hukum dan Syariah Ikonomika : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economic Laws Indonesia Journal of Halal International Journal of Islamic Business and Economics (IJIBEC) Indonesian Journal of Halal Research JURNAL EKONOMI SYARIAH Journal of Digital Marketing and Halal Industry Jurnal Pengabdian kepada Masyarakat Nusantara Al-Muamalat : Jurnal Ekonomi Syariah Az Zarqa': Jurnal Hukum Bisnis Islam el-Jizya: Jurnal Ekonomi Islam Milkiyah: Jurnal Hukum Ekonomi Syariah Tadayun: Jurnal Hukum Ekonomi Syariah Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Al-Hiwalah : Journal Syariah Economic Law Likuid: Jurnal Ekonomi Industri Halal Sighat : Jurnal Hukum Ekonomi Syariah Jurnal Hukum Ekonomi Syariah : AICONOMIA Al-Faruq International Journal of Nusantara Islam International Journal of Islamic Business and Economics (IJIBEC) Journal of Islamic Economic Laws Saqifah: Jurnal Hukum Ekonomi Syariah
Susilawati, Cucu
UIN Sunan Gunung Djati Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Accelerated Digital Transformation : Fintech and E-Commerce as a Positive Impact of the Covid-19 Pandemic Susilawati, Cucu
JURNAL EKONOMI SYARIAH Vol 8, No 1 (2023): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v8i1.6432

Abstract

Introduction to The Problem: In 2016-2017 the fintech model in Indonesia was usually in the form of a payment system or online loan service. However, in 2019-2020 the fintech business model had 23 services. After the pandemic in Indonesia in 2020, fintech services continued to overgrow. Purpose: This study aims to explain the positive that the use of fintech has increased dramatically compared to previous years, and one of them is caused by the co-19 pandemic.Methodology: This type of research is qualitative and descriptive, and data collection methods are done with library research.Findings: This study shows that the Covid-19 pandemic made fintech and e-commerce experience a significant increase because these two products accelerate quickly. The use of fintech by both producers and consumers has at least helped people survive the pandemic. Likewise, with e-commerce, people can still meet all their living needs, especially clothing and food. The acceleration of digital transformation in Indonesia predicts that Indonesia will dominate the ASEAN internet economy in 2025.Paper Type: Research Articl
The Potential of Millennial Muslim’s Halal Tourism During The Covid-19 Pandemic Susilawati, Cucu; Abduh, Muhamad; Kamaruddin, Muhammad Iqmal Hisham; Sari, Rosi Hasna
Journal of Digital Marketing and Halal Industry Vol. 4 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2022.4.2.12806

Abstract

This research is motivated by the trend of increasing the tourism sector to 16.11 million people in 2019, which makes halal tourism such as one of the profitable industries in the global market. However, since the confirmed case of Covid-19 in March 2020, the tourism sector has decreased by 66.02% in April 2020. It is known that tourists visiting during the COVID-19 pandemic are tourists from the millennial generation. This study aims to find out how to implement halal tourism in Indonesia and to find out how the millennial generation has the potential to increase halal tourism during the Covid-19 pandemic. This study uses a mixed-method i.e. a combination of quantitative and qualitative. Based on the distribution of questionnaires to 300 respondents, the results stated that the millennial generation was interested in and carried out halal tourism. The conclusion is the millennial Muslim generation continued to carry out tourism during the pandemic by implementing strict health protocols. This research implies that halal tourism can still revive even though a pandemic hits it.
Sharia Economic Law Analysis of Foreign Currency Buying and Selling In Forex Trading Transaction at PT. Didimax Berjangka Luthfiah, Siti Endri; Al-Hakim, Sofian; Susilawati, Cucu
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 1 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v3i1.3585

Abstract

This research aims to determine the law of buying and selling currency in forex trading transactions at PT. Didimax Futures. Forex trading is a currency transaction from various countries involving major money markets and brokers and is carried out 24 hours a day. PT. Didimax Berjangka is the leading and first broker company in Indonesia. This research uses a qualitative approach with descriptive methods. The research results found that money cannot be used as a trading commodity, according to Al-Ghazali's opinion in the Book of Ihya Al-Ulumudin. However, based on the DSN-MUI fatwa Number 96/DSN-MUI/IV/2015 concerning Hedging Transactions, forex trading transactions are permitted because, in the fatwa, the laws of trading and forex are equated using mutual promises (muwa'addah). According to the author's analysis, forex trading transactions carried out by PT. Didimax is by the DSN-MUI fatwa because it uses a promise agreement (wa'ad) when carrying out transactions. In conclusion, it buys and sells currency in forex trading transactions at PT. Didimax Berjangka is permitted according to Sharia Economic Law.
Potential Of Halal Sport Tourism on Java Island Dzikrayah, Fithri; Susilawati, Cucu; Hidayat, Agi Attaubah
Likuid Jurnal Ekonomi Industri Halal Vol. 5 No. 1 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i1.44070

Abstract

Halal sports tourism is a sports tourism activity that is equipped with halal facilities. The concept of sport tourism and halal tourism has been widely developed in Indonesia. However, the idea of halal sports tourism still needs to be discovered. According to Databox, Java Island is the most popular island and a favorite tourist destination in Indonesia. Java Island has a variety of natural tourist destinations that are suitable as sports tourism destinations. Apart from that, the majority of the population of Java Island is Muslim. Therefore, this research aims to determine the potential for developing halal sport tourism on the island of Java. This research is qualitative research with descriptive methods. Data collection techniques were carried out through observation, interviews, documentation studies, and literature studies. This research shows that Java Island has great potential for developing halal sports tourism. Sports tourism destinations on the island of Java are divided into halal sports tourism destinations in West Java, Central Java, and East Java. Each province has a halal sports tourism destination consisting of natural, cultural, and artificial destinations. Apart from that, various sports tourism destinations on the island of Java have Muslim-friendly facilities. Thus, halal sports tourism can be developed on Java Island.
Analisis Kesesuaian Investasi Saham Syariah pada Aplikasi Indo Premier Sekuritas Ghaisani, Sabila Nur; Susilawati, Cucu
SIGHAT: JURNAL HUKUM EKONOMI SYARIAH Vol 4 No 1 (2025): SIGHAT: JURNAL HUKUM EKONOMI SYARIAH
Publisher : Program Studi Hukum Ekonomi Syariah, Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/shighat_hes.v4i1.12690

Abstract

Background: The number of users of sharia stock investment in Indonesia is increasing. Likewise, there are various investment applications, and almost all have a Sharia scheme. Research Objectives: To determine the suitability of sharia in implementing sharia investment in the Indo Premier Sekuritas Application. Methods: This study uses a qualitative approach with a descriptive method. Data sources are primary and secondary data. Data collection techniques are observation, interviews, documentation, and literature studies. Results: Present a summary of the main findings of the study, including the primary data, trends, or patterns found.. Conclusion: Sharia stock investment in the Indo Premier Sekuritas Application uses multiple contracts, including the bai' al-musawamah contract, the mudharabah contract, and the ijarah contract. This type of multi-contract in Sharia economic law is called al-uqud al-murakkabah al-mutajanisah. This means that the contracts are similar and may be combined. In addition, the Sharia stock portfolio in the Indo Premier Sekuritas Application is in accordance with Sharia provisions.
Implementation of Halal Certification through a-Self Declare Scheme in Micro and Small Enterprises: An Empirical Study in the Bandung City Shasa, Shasa; Susilawati, Cucu; Herdiana, Dian
Indonesia Journal of Halal Vol 8, No 1 (2025): IJH
Publisher : Pusat Kajian Halal Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/halal.v8i1.29239

Abstract

The study aims to find out the application of Government Regulation No. 39 of 2021 in the implementation of halal certification through a self-declaration scheme by MSEs in the city of Bandung. This research is in line with the requirement of halal certification for food and beverage products, including for Micro and Small Enterprises, in October 2026. This research also uses the Halal Product Assurance Law, sharia maqashid theory, and sharia principles in the implementation of halal certification with a self-declare scheme. This study adopts an empirical juridical approach, focusing on both the review of prevailing legal provisions and their practical application in the field. The research employs a descriptive-analytical method with the objective of presenting facts in a structured manner and interpreting them within the framework of Sharia economic law. The data utilized are qualitative in nature, gathered through several techniques such as conversations with stakeholders involved in the matter, analysis of official documentation, and literature reviews that strengthen the theoretical basis of this research. The findings indicate that the application of halal certification through the self-declaration scheme by MSEs in Bandung City aligns with the stipulations of Government Regulation No. 39 of 2021 on the Implementation of Halal Product Assurance. However, several obstacles were identified, particularly the lack of a Business Identification Number (NIB) among most MSEs and the challenges they face in accessing the SIHALAL system. However, even though there are inhibiting factors, the presence of Halal Companions is very helpful for MSEs in carrying out halal certification through self-declaration. The most important supporting factor in the implementation of halal certification through the self-declare scheme is the awareness of MSE actors of the importance of halal certification. Thus, the implementation of halal certification through the self-declare scheme is in accordance with maqāṣid al-syarī'ah, namely the basic goals that Islamic sharia wants to achieve in safeguarding human welfare. The principle of maslahah in the context of implementing halal certification through self-declaration is not just a legal justification, but is the main spirit of the policy. The self-declare scheme is also a form of moral and spiritual education for business actors, who are not only smart in business but also have high integrity and religious awareness. In addition, the self-declaration scheme also fulfils the written principle, because it can create transparency and provide legal certainty for both business actors and Muslim consumers.
The Influence of Religiosity and Halal Labeling on Purchase Intention of Non-Food Halal Products Susilawati, Cucu; Joharudin, Agus; Abduh, Muhamad; Sonjaya, Adang
Indonesian Journal of Halal Research Vol. 5 No. 2 (2023): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v5i2.22965

Abstract

The obligation to certify halal products in circulation is limited to food, beverages, goods, or services. This study determined the effect of halal labeling on the purchase intention of Indonesian Muslim communities in non-food halal products. Even though laws regulate halal products in circulation, not all people know about halal products, especially non-food products. This research method used a mixed method, which combined quantitative and qualitative methods. The design was a two-phase mixed method, with data collection techniques based on explanatory strategies. The results were analyzed with sequential data; quantitative was used as the basis for collecting qualitative data. The results of this study indicated there was a partially accepted influence of religiosity on Purchase Intention. Religiosity positively and significantly affected the Purchase Intention of non-food halal products. Furthermore, the hypothesis that said there was influence of the Perception of the Halal Label on Purchase Intention was partially accepted. Thus, the Perception of the Halal Label positively and significantly affected the Purchase Intention of non-food halal products. The significant level that produced 0.000, smaller than the specified significance level, was 0.05, so the significance level of Religiosity and Perception of Halal Labels was significant to Purchase Intention. It could also be seen that the f-count value was 118.210 with an f-table value of 3.1504, so the f-count > f-table or 118.210 > 3.1504, which means Religiosity and Perception of the Halal Label simultaneously affect Purchase Intention. In conclusion, Religiosity and Perception of the Halal Label simultaneously affect Purchase Intention on Non-Food Halal Products.
Urgensi Pengembangan Akad Musyarakah sebagai Inovasi Produk Pembiayaan Produktif BMT di Lingkungan Kampus Salsabila, Maulani; Susilawati, Cucu
Al-Faruq: Jurnal Hukum Ekonomi Syariah dan Hukum Islam Vol. 5 No. 1 (2026): Al-Faruq : Jurnal Hukum Ekonomi Syariah dan Hukum Islam
Publisher : Program Studi Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-faruq.v5i1.4453

Abstract

This research is motivated by the limited access to productive financing faced by academics in the university environment, while the financing products available at Baitul Māl Wat Tamwīl (BMT) in the campus environment are still dominated by consumptive contracts and have not accommodated partnership-based financing. This condition raises the need for the development of a fairer and more sustainable sharia financing model. The problem studied in this study is how urgent is the urgency of developing musyarakah contracts as an innovation of BMT productive financing products in the campus environment and its relevance for the empowerment of the academic community. The research method used is a literature study with a qualitative-descriptive approach through the analysis of the literature on sharia economic law, related regulations, and previous studies on BMT and musyarakah contracts. The results of the study show that the musyarakah contract has great potential to be developed as a productive financing product for BMT in the campus environment because it emphasizes the principle of partnership and proportional risk sharing. The development of musyarakah contracts is considered to be able to be an alternative financing that supports the entrepreneurship of the academic community and strengthens the role of campus BMT in an inclusive and sustainable Islamic financial ecosystem.
Penguatan Desa Sadar Hukum: Upaya Preventif Melawan Jeratan Pinjaman Online Ilegal dan Praktik Rentenir Herdiana, Dian; Jaenudin; Nuraeni, Neni; Asro, Muhammad; Siti Sa’diah, Diah; Susilawati, Cucu; Nasrudin, Nasrudin; Iskandar, Iskandar; Jamaludin, Jujun; Sri Yuniarti, Vinna; Durrotunnafisah, Didah; Sumiati, Sumiati
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - April
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Praktik pinjaman online ilegal dan rentenir keliling ('Bank Emok') berbunga tinggi mengancam stabilitas sosial-ekonomi perdesaan. Pengabdian ini bertujuan memberikan edukasi preventif bagi masyarakat Desa Simpen Kaler, Kabupaten Garut dalam menghadapi jeratan utang. Metode pelaksanaan berupa penyuluhan hukum partisipatif yang memadukan perspektif Hukum Positif (UU P2SK, UU ITE) dan Hukum Ekonomi Syariah (Larangan Riba, Qardhul Hasan). Kegiatan melibatkan 50 orang, terdiri atas 30 peserta dari berbagai unsur masyarakat desa dan 20 tim pelaksana UIN Sunan Gunung Djati Bandung. Hasilnya, literasi hukum meningkat terkait aspek legalitas transaksi dan konsekuensi teologis transaksi ribawi. Kegiatan ini berhasil membangun komitmen kolektif warga menolak pinjaman ilegal serta mendorong pemberdayaan lembaga keuangan syariah mikro demi kemandirian ekonomi desa
IMPLEMENTASI AKAD WAKALAH BIL UJRAH DALAM MEKANISME TIKTOK AFFILIATE PERSPEKTIF HUKUM EKONOMI SYARIAH Saidi, Rafli; Susilawati, Cucu; Nasrudin, Nasrudin
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 6 No. 1 (2026): Januari-Juni 2026
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v6i1.11434

Abstract

The development of digital technology has shifted consumer behavior from conventional to online transactions, triggering the emergence of social commerce innovations such as TikTok Affiliate. Although it provides economic convenience, this practice requires further review due to the risk of dishonest promotions for the sake of commissions, which potentially violates the values ​​of integrity in Islamic economics. This study aims to analyze the working mechanism of TikTok Affiliate and review its implementation and compliance with the principles of Islamic Economic Law, particularly through the perspective of the wakalah bil ujrah contract. The research method used is empirical juridical with a descriptive approach, referring to primary interview data and secondary literature studies. The results show that the TikTok Affiliate mechanism meets the requirements of muamalah in Islam. In practice, the wakalah bil ujrah contract can be implemented, where the seller (muwakkil) authorizes the affiliate (wakil) to promote the product in exchange for a transparent and pre-agreed commission (ujrah). Income from this program is considered legitimate according to Islamic law and the DSN-MUI Fatwa as long as the parties prioritize the principle of honesty and comply with the agreed contractual limits.
Co-Authors Adang Sonjaya Adang Sonjaya Adawiah, Amalia Muazzah Agustiani, Sarah Amanah Ahmad Azam Sulaiman, Ahmad Azam Al-Hakim, Sofian Andani, Widia Ayu Apriliani, Selvi Asro, Muhammad Athoillah, Mohamad Anton Bhatti, Omar Khalid bin Hussin, Hanafi Cep Hamdi Durrotunnafisah, Didah Dzikrayah, Fithri Ghaisani, Sabila Nur Herdiana, Dian Hidayat, Agi Attaubah Iskandar Iskandar Jaenudin Jaenudin Jaenudin Jaenudin Jamaludin, Jujun Joharudin, Agus Kamaruddin, Muhammad Iqmal Hisham Luthfiah, Siti Endri Mochamad Haikal Rachman Muhamad Abduh Muhamad Abduh, Muhamad Mustahdi, Ahmad aufa Nasrudin Neni Nuraeni, Neni Prasetyo, Yoyok Rachman, Mochamad Haikal Rosi Hasna Sari Rozikin, Opik Saidi, Rafli Salsabila, Maulani Sari, Rosi Hasna Shasa, Shasa Siti Sa’diah, Diah Sofyan Al-Hakim Sonjaya, Adang Sri Yuniarti, Vinna Sumiati Sumiati Ulpah, Siti Nurul Yadi Janwari Zakiyyah, Siti Aulia