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All Journal Journal of Business Management Education (JBME) Briliant: Jurnal Riset dan Konseptual SEIKO : Journal of Management & Business Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Journal of Humanities and Social Studies Jurnal Ilmu Manajemen Keberlanjutan : Jurnal Manajemen dan Jurnal Akuntansi Community Development Journal: Jurnal Pengabdian Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Disrupsi Bisnis International Journal of Multidisciplinary: Applied Business and Education Research International Journal of Economy, Education and Entrepreneurship (IJE3) International Journal of Multidisciplinary Research and Literature (IJOMRAL) East Asian Journal of Multidisciplinary Research (EAJMR) Journal Of Human And Education (JAHE) Journal of Community Service (JCOS) IIJSE
Suwaidi, Rahman Amrullah
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : International Journal of Multidisciplinary: Applied Business and Education Research

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The Effect of Financial Literacy, Locus of Control and Life Style on the Financial Behavior of Peer to Peer Lending Paylater User In Surabaya City Berlianti, Selvina Novantia; Suwaidi, Rahman Amrullah
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 4 No. 11 (2023): International Journal of Multidisciplinary: Applied Business and Education Res
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.04.11.29

Abstract

Paylater is the latest payment system issued by e-commerce that we can shop for anything and paylater (buy now pay later). However, this convenience makes people more consumptive. This study aimed to determine how financial literacy, locus of control, and lifestyle factors influence the financial behavior of Paylater users in Surabaya. The sample will consist of 100 respondents who will be chosen using the Cochran method and a purposive sampling technique. The data analysis method applied is Partial Least Square (PLS). The results of this study indicate that financial literacy, locus of control, and lifestyle all play a role in influencing financial behavior.
Co-Authors Agatha, Rizky Keyla Amelia, Novi ANIKAWATI, Vika Ardiansyah, Kharisma Eka Arimawasti, Indi Astutik, Dinda Krisna Sri Puji Berlianti, Selvina Novantia Dewi, Silfia Novita Faradila, Selma FATMAWATI, Vindi Atika Hafiza, Dienta Taulia Hidayati, Laeli Ilman, Wildan Imahanani, Hilda Khoirotunnisa, Fani Nasywaa, Ivena Adinda Nuraini, Faradibah Desy Purnawan, Amalina Firda Rachma, Maulita Ayubi Rahmadanti, Nadya Novelia Sari, Nina Zenitha Sekar Setiawan, Aulia Fitri Sukmahayati, Linda Susanto, Jonathan Ary Wiguna, Raden Roro Dwi Rizky Pratiwi Rahayu Zahro, Aziza Zaki, Bahruddin