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All Journal JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen Politik Indonesia: Indonesian Political Science Review El-Aswaq e_Jurnal Ilmiah Riset Akuntansi E-JRM
Noor Shodiq Askandar
Universitas Islam Malang
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : El-Aswaq

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Pengaruh Persepsi Bagi Hasil, Promosi, Dan Kualitas Pelayanan Perbankan Syariah Terhadap Minat Nasabah Dalam Menggunakan Tabungan Mudharabbah (Studi Kasus Pada Mahasiswa UNISMA) Berliana Farah Annisa; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of perceptions of profit sharing, promotion,and service quality on customer interest in using mudharabbah savings. Thepopulation in this study were students majoring in Islamic banking, FEB UNISMA,2017, 2018, and 2019 totaling 252 people. The number of samples in this study usedpurposive sampling. The analytical tool used is multiple linear regression analysisusing SPSS 25. The results of this study indicate that the variables for profit sharing(X1), promotion (X2), and service quality (X3) have a significant positive effectsimultaneously on customer interest (Y).
PENGARUH KUALITAS PELAYANAN FRONTLINER, MOBILE BANKING DAN KEPERCAYAAN TERHADAP KEPUASAN NASABAH BANK SYARIAH INDONESIA DI KOTA MALANG Riza Humayroh; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (636.493 KB)

Abstract

This study aims to determine the partial and simultaneous effect of frontliner service quality, mobile banking and trust on customer satisfaction of Indonesian Islamic banks in the city of Malang. This research is a quantitative research. The method used to test the hypothesis is to use an instrument test, normality test, classical assumption test, multiple linear regression analysis and hypothesis testing with simultaneous test (F test), coefficient of determination (R2) and partial test (t test). The sample in this study was 92 respondents with the provisions, each respondent is a customer of an Indonesian Islamic bank and a customer who is a user of the mobile banking service application bsi mobile. The data used is primary data that can be obtained directly through questionnaires to Indonesian Islamic bank customers. The results showed that the quality of frontliner service, mobile banking and trust had an effect either partially or simultaneously on the satisfaction of Indonesian Islamic bank customers in the city of Malang. The results of the research on the hypothesis, show that the quality of frontliner service has a positive and significant effect on customer satisfaction, mobile banking has a positive and significant effect on customer satisfaction, and trust has a positive and significant effect on customer satisfaction.
PENGARUH LABEL HALAL, KUALITAS PRODUK DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA PRODUK MINUMAN SARI APEL DI DESA ANDONOSARI Alifiyatul Fitriyah; Noor Shodiq Askandar; Afifuddin Afifuddin
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (538.951 KB)

Abstract

This study aims to determine the effect of partial and simultaneous halal label, productquality and price on consumer purchasing decisions on apple cider beverage productsin Andonosari village. This research is a quantitative research. The method used to testthe hypothesis is to use an instrument test, normality test, classical assumption test,multiple linear regression analysis and hypothesis testing with simultaneous test (Ftest), coefficient of determination (R2) and partial test (t test). The sample in this studywas 52 respondents with the provisions that each respondent is a consumer of AppleSari beverage products who reside in the Andonosari Village area and consumers whoknow and have consumed Apple Sari beverage products. The data used is primary dataobtained directly through consumer questionnaires on apple cider beverage products inAndonosari village. The results showed that the halal label, product quality and pricehad an effect either partially or simultaneously on purchasing decisions on apple ciderdrink products in Andonosari village. The results of the research on the hypothesis,show that the halal label has a positive and significant effect on purchasing decisions,product quality has a positive and significant effect on purchasing decisions, and pricehas a positive and significant effect on purchasing decisions.
ANALISIS PROGRAM OPOP (ONE PESANTREN ONE PRODUCT) TERHADAP EFEKTIVITAS PEMBERDAYAAN EKONOMI PESANTREN MELALUI PERSPEKTIF ISLAM (Studi Kasus Pondok Modern Al-Rifa’ie 2 Malang) Rizma Fauziyah; Noor Shodiq Askandar; Junaidi Junaidi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Penelitian ini membahas tentang analisis program OPOP terhadap efektivitas pemberdayaanekonomi pesantren melalui perspektif Islam. Penelitian ini menggunakan studi KOPONTREN AlRifa’ie 2 Malang. Penelitian ini berisikan tentang penelitian kualitatif dengan analisis deskriptifberupa kalimat-kalimat tertulis. Sedangkan metode pengumpulan data menggunakan metodewawancara dan metode dokumentasi. Adapun hasil dari penelitian ini menemukan bahwa adanyaProgram OPOP dalam suatu KOPONTREN memberi dampak positif dalam pengembangan produksisuatu produk unggulan yang lebih berkualitas, melalui beberapa bimbingan dari program OPOP yangmenggandeng beberapa lembaga yang kompeten dibidangnya, serta beberapa lembaga sertifikasiproduk. Program OPOP juga memberikan dampak positif dalam segi kualitas produk, pemasaran dantingkat penjualan, ditinjau dari segi kualitas produk saat ini telah meningkatkan kualitas Branding,Merk, dan Legalitas. Sedangkan dari segi pemasaran telah meningkatkan kualitas pemasaran melaluioffline maupun online dengan meninjau segmentasi pasar. Hal ini berimbas pada meningkatkannyapenjualan produk unggulan KOPONTREN Al-Rifa’ie 2 Malang meningkat pesat menjadi 250-270%.Transaksi di KOPONTREN ini juga menjalankan sesuai prinsip syariah yaitu menggunakan akadakad tertentu dalam setiap transaksinya.
Analisis Pengaruh Pemahaman Mahasiswa Pada Wadiah Dan Bagi Hasil Terhadap Minat Menjadi Nasabah Bank Syariah (Studi Kasus Pada Mahasiswa FEB UNISMA) Yeni Kurniati; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq Vol 2, No 1 (2021): Vol 2, No 1 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (404.323 KB)

Abstract

This study aims to determine the effect of understanding on wadiah and profit sharing on interest in becoming a customer of a sharia bank. this type of research is quantitative research. In this study, the sample taken was FEB UNISMA students starting from the 2017-2020 class, totaling 100 people. Taking the number of samples using the Slovin formula. The analytical tool used is Multiple Linear Regression Analysis using SPSS 16. The results showed that the variable Wadiah (X1) had a positive and partially significant effect on student interest (Y), profit sharing (X2) had a positive and significant effect on partial to student interest (Y)..
PENGARUH DIGITALISASI PERBANKAN MELALUI SELF SERVICE TECHNOLOGY TERHADAP KEPUASAN MAHASISWA UNISMA DALAM PENGGUNAAN LAYANAN DIGITAL BANK SYARIAH (Studi Kasus Pada Mahasiswa FEB UNISMA Angkatan 2018 dan 2019) Melinda Ramadhanti; Noor Shodiq Askandar; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Penelitian ini bertujuan untuk mengetahui dan menilai pengaruh Self Service Technology Yang meliputi Automatic Teller Machine / ATM (X1), Internet Banking (X2), Mobile Banking (X3) terhadap kepuasan mahasiswa (Y), baik secara parsial maupun simultan (Y). Responden dalam penelitian ini adalah Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Islam Malang angkatan 2018 dan 2019 dan Mahasiswa yang menggunakan minimal satu layanan Self-Service Technology (SST). Teknik sampel yang digunakan adalah purposive sampling. Sampel dalam penelitian sebanyak 95 responden. Penelitian ini menggunakan jenis penelitian kuantitatif dengan teknik pengumpulan data menggunakan kuesioner. Kemudian dilakukan analisis menggunakan model statistik parametrik regresi linier berganda. Uji F dan uji t juga dilakukan dalam penelitian ini untuk mengetahui pengaruh variabel independen baik secara simultan maupun parsial terhadap Kepuasan Mahasiswa pengguna layanan digital bank syariah
Analisis Pengaruh Pemahaman Mahasiswa Pada Wadiah Dan Bagi Hasil Terhadap Minat Menjadi Nasabah Bank Syariah (Studi Kasus Pada Mahasiswa FEB UNISMA) Yeni Kurniati; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 1 (2021): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of understanding on wadiah and profit sharing on interest in becoming a customer of a sharia bank. this type of research is quantitative research. In this study, the sample taken was FEB UNISMA students starting from the 2017-2020 class, totaling 100 people. Taking the number of samples using the Slovin formula. The analytical tool used is Multiple Linear Regression Analysis using SPSS 16. The results showed that the variable Wadiah (X1) had a positive and partially significant effect on student interest (Y), profit sharing (X2) had a positive and significant effect on partial to student interest (Y)..
PENGARUH LABEL HALAL, KUALITAS PRODUK DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA PRODUK MINUMAN SARI APEL DI DESA ANDONOSARI Alifiyatul Fitriyah; Noor Shodiq Askandar; Afifuddin Afifuddin
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of partial and simultaneous halal label, productquality and price on consumer purchasing decisions on apple cider beverage productsin Andonosari village. This research is a quantitative research. The method used to testthe hypothesis is to use an instrument test, normality test, classical assumption test,multiple linear regression analysis and hypothesis testing with simultaneous test (Ftest), coefficient of determination (R2) and partial test (t test). The sample in this studywas 52 respondents with the provisions that each respondent is a consumer of AppleSari beverage products who reside in the Andonosari Village area and consumers whoknow and have consumed Apple Sari beverage products. The data used is primary dataobtained directly through consumer questionnaires on apple cider beverage products inAndonosari village. The results showed that the halal label, product quality and pricehad an effect either partially or simultaneously on purchasing decisions on apple ciderdrink products in Andonosari village. The results of the research on the hypothesis,show that the halal label has a positive and significant effect on purchasing decisions,product quality has a positive and significant effect on purchasing decisions, and pricehas a positive and significant effect on purchasing decisions.
Pengaruh Persepsi Bagi Hasil, Promosi, Dan Kualitas Pelayanan Perbankan Syariah Terhadap Minat Nasabah Dalam Menggunakan Tabungan Mudharabbah (Studi Kasus Pada Mahasiswa UNISMA) Berliana Farah Annisa; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 2 (2021): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of perceptions of profit sharing, promotion,and service quality on customer interest in using mudharabbah savings. Thepopulation in this study were students majoring in Islamic banking, FEB UNISMA,2017, 2018, and 2019 totaling 252 people. The number of samples in this study usedpurposive sampling. The analytical tool used is multiple linear regression analysisusing SPSS 25. The results of this study indicate that the variables for profit sharing(X1), promotion (X2), and service quality (X3) have a significant positive effectsimultaneously on customer interest (Y).
PENGARUH KUALITAS PELAYANAN FRONTLINER, MOBILE BANKING DAN KEPERCAYAAN TERHADAP KEPUASAN NASABAH BANK SYARIAH INDONESIA DI KOTA MALANG Riza Humayroh; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the partial and simultaneous effect of frontliner service quality, mobile banking and trust on customer satisfaction of Indonesian Islamic banks in the city of Malang. This research is a quantitative research. The method used to test the hypothesis is to use an instrument test, normality test, classical assumption test, multiple linear regression analysis and hypothesis testing with simultaneous test (F test), coefficient of determination (R2) and partial test (t test). The sample in this study was 92 respondents with the provisions, each respondent is a customer of an Indonesian Islamic bank and a customer who is a user of the mobile banking service application bsi mobile. The data used is primary data that can be obtained directly through questionnaires to Indonesian Islamic bank customers. The results showed that the quality of frontliner service, mobile banking and trust had an effect either partially or simultaneously on the satisfaction of Indonesian Islamic bank customers in the city of Malang. The results of the research on the hypothesis, show that the quality of frontliner service has a positive and significant effect on customer satisfaction, mobile banking has a positive and significant effect on customer satisfaction, and trust has a positive and significant effect on customer satisfaction.
Co-Authors Affifudin Affifudin Afi Faida Maulidia Afifuddin Afifuddin Afifudin Afifudin Agusetiawati, Wulan Dwi Ahmad Dahlan Ahmad Faiz Falahudin Ahmad Fawaidurrohman Al Humaidi Alifatur Akbar Alamsyah Alifiyatul Fitriyah Ana Hasanah ANA MAHDIYATUSH SHOLIKHAH Ananda Ira Arsyanti Anik Malikah Anissa Trias Febrianti Anwar, Siti Aminah Ardianti Harun Arini Fitria Mustapita Arista Fauzi Kartika Sari Arsyanti, Ananda Ira Ayu Farida Baiq Inggit Hariyanti Bella Agustina Berliana Farah Annisa Cindy Ariana Oliviantika Dedis Fuji Ningrum Devel Kartika Sari Devi Irmalasari Assyaffanah Devi Kartikasari Devit Pranoto DEWI DIAH FAKHRIYYAH Dewi Kurnia Sari Dewi, Ovi Rishita Dina Riski Hartanti Diyah Ari Manisa Duwi Pebrianti Ambarsari Dwiyani Sudaryanti Eko Saputro Ellyn Agna Safitri Elmia Ikhmawati Elya Rohali Eries Erviana Eva Puspitasari Faiz, Syahrul Fenua Mustika Kristanti Firdausia Gani Fitria Afdiyanti Astuti Gaendie Mustika Ladyve Giyanti Ratna Sari Hana Oktavyanti Cahyani Hayati, Dewi Nur Hendriyanto Rusli Heru Budiono Hidayati, Irma Ichik Anggarita Putri Pratama Ika Aulla Ilmi Khairunisak Indara Handayani Irma Nur Laili Islami, Putri Madania Isti Ariyanti Jeni Susyanti Julian Noni Andani Junaidi Junaidi Junaidi Junaidi Junaidi Junaidi Khalid Izzuddin Wafiq Khusnul Munawaroh Kristaliano, Indira Lailatul Maghfiroh Lailatur Rohmah Lucia Rahmadika M. Cholid Mawardi Masyhuri Masyhuri Melinda Ramadhanti Mely Afriani Mifta Khairin Novi Millaningtyas, Restu Mochammad Taufik Taufani Moh. Ahbab Abdul Aziz Moh. Haris Moh. Tarmidzi Kusuma Halim Mohammad Amin Mohammad Faizal Arif Mohammad Zainul Abidin Muhamad Alam Subayin Muhammad Alifuddin Radinahdi Yamashida Muhammad Fais Ubaidillah Muhammad Hatta Bahdiar Muhammad Mahyudin Muhtar Muhammad Masrur Romi Muhammad Sofyan Muhammad Syukron Salim Munifatik Munifatik Musthofa Kamal Al Firdausi Mutiatus Sholiha Mu’thia Wirdah Philazatus Zuhroh Nadia B Tehupelasuri Na’ila Sifaur Rohmah Nia Chanzenia Faradilla Nikita Astria Nindi Zahroh Munfatehah Nisa Arini Novita Indriyani Nur Febri Ainun D Nur Rohim Nur Susanto Nur Syuroidah Nuratiran Lailina Nuril Wahidah Rizqi Nurjannah Nurjannah Nurulita Aryani Oktania Nindi Ana Paizah Paizah Rachma Esti Kurniasari Ramadhani Annisa Hapsari Ramadhiyani, Laila Qaddariah Rara Nur Aliefia Alfiyani Raudhatul Fadilah Reka Wijayanti Rewita Rewita Reynaldi Aziz Ria Novitasari Riska Dewi Safitri Riski Amilia Risma Putri Cahyaningtias Risma Tri Edi Susenti Riza Humayroh Rizma Fauziyah Rohmah, Na’ila Sifaur Rukmiati Rumadan Safrie Wahyu Ramadhan Saleh Saleh Septa Slamet Dwiono Setiawan Moh Syarif Sholeh, Abdurrahman Silfia Lintang Laily Silvi Nurfiana Siti Aisya Siti Aminah Anwar Siti Kamariah Umbu Nay Siti Wahyuni Sitti Fatimah Sizka Zola Amarta St. Widia Astuti Suci Rachmadan Suharti Ningrum Talithahandari, Aisyah Tiara Prihatini Tita Puspita Maharani Ubaidillah, Muhammad Fais Umi Nandiroh Utari Maharani Noor Utiya Salma Veri Rahardian Vidayanti, Riska Vivi Cendana Putri Wanda Bela Listy Windasari Windasari Yeni Kurniati Yunita Wardani Zakiyatun Nufus