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All Journal Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) Mattawang: Jurnal Pengabdian Masyarakat ProBisnis : Jurnal Manajemen Jurnal Ekonomi Trisakti Jurnal Magister Akuntansi Trisakti Ekonomi Digital Dirkantara Indonesia Humanitas: Indonesian Psychological Journal
Wahyuni, Lidia
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Public Health Social Sciences Other

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Journal : Mattawang: Jurnal Pengabdian Masyarakat

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Enhancing Financial Literacy to Achieve Economic Independence: Meningkatkan Financial Literacy Untuk Mewujudkan Kemandirian Ekonomi Sofilda, Eleonora; Hariyanti, Dini; Wahyuni, Lidia
Mattawang: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.mattawang2921

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy, contributing significantly to GDP and employment absorption. Despite strong government support, many MSMEs still face major challenges, particularly in terms of low financial literacy, which hampers their ability to manage their businesses effectively. This Community Service Program (PkM) aims to enhance the financial literacy and managerial skills of Rufata MSMEs, located in Gudang Sarinah Pancoran, South Jakarta, through training tailored to their specific needs. The methods used in this PkM include needs identification, training program planning, interactive training implementation, and evaluation of the training’s effectiveness. The training was designed to improve the managerial and financial management capabilities of Rufata MSMEs, focusing on cash management, financial recording, and business decision-making. The program was attended by 20 participants and conducted in sessions that combined theory with practice, including case studies and simulations. The results of this PkM activity showed a significant improvement in the participants' understanding and skills in managing their business finances. Evaluation results through pre-test and post-test indicated an increase in scores from 40%-60% to 85%-100% after the training. Additionally, continued support such as consultations and mentoring helped participants face challenges after the training, improving the productivity and operational efficiency of Rufata MSMEs. Overall, this comprehensive approach to training proved effective in enhancing the performance of Rufata MSMEs and is expected to contribute more significantly to the national economy.
Co-Authors Agus Salim Amalia, Fitri Prima Nur Apriani, Dietce Arnolt Kristian Pakpahan, Arnolt Kristian Ayu Aulia Oktaviani Darmawati, Deni Dini Hariyanti Eleonora Sofilda Harahap, Cicely Delfina Justine Tanuwijaya Kurniawati Leon, Farah Margaretha Magetsari, Ovy Noviati Nuraini Muhammad Zilal Hamzah, Muhammad Zilal Muna, Sarah Rizkika Ifa MURTANTO Naufal, Muhamad Netania Emilisa Nico Lukito Pertiwi, Arinda Deswanti Rahmandika Adipradana Suryadi, Pangi Tarigan, Jul Seventa Yuana Jatu Nilawati