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Sahrullah, Sahrullah
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Journal : Amsir Accounting

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Financial Literasi pada Perilaku Konsumtif pada Generasi Z Sahrullah, Sahrullah; Machmud, Mulyana
Amsir Accounting & Finance Journal Vol 1 No 2 (2023): Juli
Publisher : Fakultas Bisnis Institut Ilmu Sosial dan Bisnis Andi Sapada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56341/aafj.v1i2.251

Abstract

The purpose of this research is to determine the level of financial literacy and the level of consumer behavior and to investigate whether there is a significant influence between these variables. The method used is a quantitative method. Data collection was carried out by distributing questionnaires to 400 students in Parepare City using probability random sampling. The data analysis techniques used were descriptive analysis and simple linear regression analysis. Students in Parepare City showed good financial literacy levels in basic aspects, but lacked knowledge in advanced financial areas. Their consumer behavior can be considered good, although there are some areas that require special attention. The regression analysis results indicate that the higher the financial literacy level, the lower the consumer behavior, supported by the t-test showing a significant influence. However, the contribution of financial literacy to consumer behavior is only about 15.9%, with other unexamined factors also playing a role. Therefore, efforts are needed to improve students' financial literacy, especially in understanding advanced financial aspects, to more effectively reduce unnecessary consumer behavior. The hypothesis test results conclude that Hâ‚€ (null hypothesis) is rejected.
Co-Authors Abbas, Muhammad Abdul Khaliq Ahmad, Sitti Musdalifah Arisaldi, Muh. Asri Jaya Auliarahman, Fauzi Faizal, Resky Salsabyla Hasanuddin Hasanuddin Hatuwe, Rahma Satya Masna Idrawahyuni, Idrawahyuni Indarwati Indarwati Khaliq, Abd. Khoiri, M. Kusumawati, Nilam Kusyairi, Kusyairi Muchran, Muchriady MUHAMMAD ALI Muhammad Ikram Muhammad Ridwan Muryani Arsal. Musfain, Musfain Nabas J. Lenas2, Meldilianus Nasrullah , Nasrullah Nasrullah Nasrullah Nurfadillah Nurfadillah Nurlina Nurlina Reski, Reski Romadhoni, Buyung Sappara, Sudirman Sari, Andi Rifka Yuliana Sawir Wahyu Selpiaty, Rezki Suarni, Agusdiwana Suliman, Suliman Tuasalamony, Kurniati Tumingan Tumingan, Tumingan Wahidah, Muhayyina