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All Journal JURNAL PENGABDI JURNAL ILMIAH ADVOKASI LEGAL BRIEF Locus: Jurnal Konsep Ilmu Hukum Jurnal Yustitia Jurnal Kabar Masyarakat Jurnal Akademik Pengabdian Masyarakat Dinamika Pertanian Jurnal Pendidikan Sains dan Teknologi Terapan Silatene : Jurnal Sosial Humaniora LamLaj
Adi Gunawan
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Kurikulum STEM (Science, Technology, Engineering, Mathematics): Mempersiapkan Siswa untuk Masa Depan yang Berorientasi Teknologi Ikhbar Fathoni; Adi Gunawan; , Gusmaneli
Jurnal Pendidikan Sains dan Teknologi Terapan | E-ISSN : 3031-7983 Vol. 1 No. 4 (2024): Oktober - Desember
Publisher : CV.ITTC INDONESIA

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Abstract

The STEM (Science, Technology, Engineering, and Mathematics) curriculum plays a crucial role in preparing students to face challenges in the digital and globalized era. This study aims to analyze the importance of the STEM curriculum in modern education, as well as the challenges faced in its implementation in Indonesia. Using a literature review method, this research identifies various factors affecting the effectiveness of the STEM curriculum, including teacher training, educational infrastructure, and policy support. The findings indicate that while the STEM curriculum can enhance students' interest in science and technology, challenges in its application still need to be addressed. Therefore, collaboration between the government, schools, and communities is essential to optimize the implementation of the STEM curriculum, enabling students to develop relevant skills for an increasingly complex future.
PERLINDUNGAN HUKUM PEMEGANG POLIS KRESNA LIFE DALAM PERSPEKTIF HUKUM ASURANSI PASCA PUTUSAN MAHKAMAH AGUNG NOMOR 140/K/TUN/2025 Adi Gunawan; Sulistyandari Sulistyandari; Rahadi Wasi Bintoro
Jurnal Ilmiah Advokasi Vol 14, No 2 (2026): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v14i2.8845

Abstract

This study aims to analyze the forms and effectiveness of legal protection for policyholders of PT Asuransi Jiwa Kresna (Kresna Life) following Supreme Court Decision Number 140/K/TUN/2025, which declared the revocation of the company’s business license by the supervisory authority to be lawful. The research employs a normative legal research method using statutory, case, and conceptual approaches, through the analysis of primary, secondary, and tertiary legal materials. The findings indicate that, normatively, the insurance legal system has positioned policyholders as protected legal subjects and has legitimized the revocation of business licenses as a measure to safeguard the public interest. However, post–final and binding judgment, legal protection tends to be procedural in nature through liquidation mechanisms and has not fully guaranteed the substantive recovery of policyholders’ rights due to the company’s limited assets and the absence of effective guarantee instruments. This condition underscores a gap between the normative guarantees of legal protection and the reality of fulfilling policyholders’ rights. This study provides a critical evaluation of the effectiveness of legal protection for policyholders following the revocation of an insurance company's business license.Keywords: legal protection; policyholders; insurance
Co-Authors , Gusmaneli Ach. Rifai Adriana Pakendek BISMAR NASUTION Febrina Heryanti Ikhbar Fathoni MAHMUL SIREGAR Mas'ud, Ibnu Mirtha Aulia Putri Rahadi Wasi Bintoro Safitri Wulandari Samuel Syaranamual Sapto Wahyono Sara M Youwe SOFIANTO Subroto, Gatot Suhaimi Suhaimi Sulistyandari Sulistyandari Sunarmi Susylowati Susylowati Win Yuli Wardani