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KEDUDUKAN FIDUSIA SEBAGAI JAMINAN AKAD PEMBIAYAAN MURABAHAH PADA BANK SYARIAH: STUDI KASUS PADA BPRS BHAKTI SUMEKAR SUMENEP Halimatus Sadiyah
Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Vol 1, No 2 (2018)
Publisher : Faculty of Islamic Studies, University of Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2012.593 KB) | DOI: 10.24853/ma.1.2.%p

Abstract

Bank Syariah with the all products and services in running its business generally also guides to the banking provisions and other provisions as well, such as agreement of fiduciary warranties that arranged by the constitution of the republic of indonesia No 42 of 1999. It was abaut fiduciary guarantee (UUJF), financial murabahah is one of the enough-developed in Bank Syariah. Therefore, in its bonding, financial murabahah often uses fiduciary because its loading considered simple enough, relatively fast, and easy.This study aims to find out how the practical development of financial murabahah by using fiduciary guarantee from 2015 to 2016 in Bhakti Sumekar BPRS of Sumenep, and it also aims to find out  how islamic perspective about fiduciary guarantee.The result of this study reveals that the practical development of financing murabahah in using fiduciary guarantee from 2015 to 2016 was increasing because it was from side offer of Bank Syariah. Accordingly, financial murabahah is rated to have minimum risk than type of financial profit sharing.
Pengaruh Cara Belajar Matematika Siswa SMP Terhadap Prestasi Belajar Siswa di Masa Pandemi Salma Hakiim; Halimatus Sadiyah
Journal on Education Vol 4 No 3 (2022): Journal on Education: Volume 4 Nomor 3 Tahun 2022
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v4i2.422

Abstract

Abstract Education during this pandemic is a challenge for all parties. Students are required to get good learning outcomes during online learning. The students achieving these learning outcomes are by applying their respective ways of learning. This study aims to determine the effect of JHS students way of learning on learning outcomes. This type of research is survey research with a quantitative approach. The subjects is 36 students of Wahid Hayim JHS in grades 7, 8 and 9 for 2021/2022 academic year with using simple random sampling technique. The instrument in this study was questionnaire way of learning which adopted from the questionnaire way of learning in the thesis title The Effect of Learning Mathematics on Mathematics Learning Achievement in Grade IV Elementary Schools throughout the Imam Bonjol Cluster, Purbalingga District by Rofiqoh Nur Rokhmah which was valid and reliable. The questionnaire was distributed in the google form. The data of a database of students' midterm semester scores as well as research instruments. Analysis of the data is use descriptive statistical analysis and simple linear regression analysis. The results of this study indicate that the way of learning does not affect the learning outcomes achieved by students. Abstrak Pendidikan dimasa pandemi ini merupakan tantangan semua pihak. Siswa dituntut mendapatkan hasil belajar yang tetap bagus selama pembelajaran daring. Upaya siswa dalam mencapai hasil belajar tersebut dengan menerapkan cara belajar masing-masing yang sesuai dengan siswa. Penelitian ini bertujuan mengetahui pengaruh cara belajar siswa SMP terhadap hasil belajar. Jenis penelitian ini adalah penelitian survey dengan pendekatan kuantitatif. Subjek dari penelitian ini adalah sebanyak 36 siswa SMP Wahid Hayim kelas 7,8 dan 9 tahun ajaran 2021/2022 dengan sampel diambil menggunakan teknik simple random sampling. Instrumen dalam penelitian ini berupa angket cara belajar yang diadopsi dari angket cara belajar di skripsi Pengaruh Cara Belajar Matematika Terhadap Prestasi Belajar Matematika Kelas IV SD Se-Gugus Imam Bonjol Kecamatan Purbalingga oleh Rofiqoh Nur Rokhmah yang telah valid dan reliabel. Angket tersebut disebar dalam bentuk google form. Data berupa database nilai UTS siswa juga instrumen penelitian. Analisis datanya berupa analisis statistik deskriptif dan analisis regresi linear sederhana. Hasil dari penelitian ini menunjukkan bahwa cara belajar tidak berpengaruh terhadap hasil belajar yang dicapai siswa.
Literasi Digital Mengunakan Google Classroom Sebagai Media Pembelajaran di SMP Al Khaeriyah Pengampelan Mursyid Irfan; Halimatus Sadiyah; Shella Ramanda Putri; Uus Khusnia; Nyssa Salwa
Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian Vol. 1 No. 2 (2024): April: Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/transformasi.v1i2.112

Abstract

This study aims to describe the implementation of Google Classroom as a digital literacy learning media at Al-Khaeriyah Pengampelan Junior High School. This research used descriptive qualitative method. Data were collected through observation, interviews and documentation. The results showed that Google Classroom was effective enough to be used as a digital literacy learning media at Al-Khaeriyah Pengampelan Junior High School. This is evidenced by the increase in students' knowledge and skills in using digital technology to find information, communicate, and collaborate.
ANALISIS SISTEM PEMASARAN PRODUK OLAHAN SUSU UNTUK MENINGKATKAN PENJUALAN DI KOPERASI PRODUSEN AGRO NIAGA JABUNG SYARIAH MALANG JAWA TIMUR Halimatus Sadiyah; Adita Nafisa
Journal of Social and Economics Research Vol 6 No 1 (2024): JSER, June 2024
Publisher : Ikatan Dosen Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/jser.v6i1.466

Abstract

Tujuan penelitian ini adalah untuk mengetahui strategi pemasaran yang di terapkan Koperasi Agro Niaga Jabung untuk produk Susu Olahan Jabmilk, serta kendala-kendala yang di hadapi dalam mengembangkan target pasarnya. Dalam penelitian ini penulis menggunakan jenis penelitian Kualitatif Deskriptif yang bertujuan untuk mendeskripsikan analisis strategi pemasaran dengan teknik observasi, wawancara atau interview, dan dokumentasi. Sedangkan data yang di dapat dianalisis dengan menggunakan analisis lingkungan Internal Eksternal atau SWOT (Strenght, Weakness, Opportunities, Threats) untuk mendeskripsikan posisi perusahaan serta memperoleh pemecahan masalah dengan mempertimbangkan alternatif strategi pemasaran yang tepat dari hasil analisis SWOT. Dari data hasil analisis SWOT,diperoleh bahwa hasil EFAS (Eksternal Factor Analisys Summary) untuk bisnis susu olahan KAN Jabung peluang memiliki nilai yang lebih besar dibandingkan ancaman, yaitu peluang dengan nilai 1,50 dan ancaman dengan nilai 0,72. Nilai IFAS untuk variabel kekuatan dan kelemahan yang dimiliki bisnis susu olahan KAN Jabung adalah 1,66 untuk kekuatan dan 0,86 untuk kelemahan. Dari diagram hasil analisis SWOT diperoleh bahwa posisi bisnis susu olahan KAN Jabung memiliki kekuatan dan peluang yang besar. Strategi yang harus diterapkan maka harus mendukung pertumbuhan yang agresif.
Integrasi Ternak Lebah Trigona Dan Pertanian Berkelanjutan Berbasiskan Organik Di Sekitar Kawasan Hutan Rarung Suparyana, Pande Komang; Rifani Nur Sindy Setiawan; L. Sukardi; Amiruddin; Halimatus Sadiyah; Addinul Yakin; Mariun
Jurnal Pengabdian Magister Pendidikan IPA Vol 8 No 1 (2025): Januari-Maret 2025
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v8i1.10310

Abstract

Desa Karang Sidemen terletak di Kecamatan Batukliang Utara, Kabupaten Lombok Tengah, Provinsi Nusa Tenggara Barat. Salah satu potensi utama yang dapat dikembangkan dari desa ini adalah Hasil Hutan Bukan Kayu (HHBK), khususnya madu yang dihasilkan melalui budidaya lebah trigona serta berbagai tanaman buah. Kegiatan pengabdian masyarakat dilaksanakan di Dusun Sintung Timur, Desa Karang Sidemen, Kecamatan Batukliang Utara, Kabupaten Lombok Tengah. Mitra dalam kegiatan ini terdiri dari 20 peserta yang merupakan bagian dari 40 anggota Kelompok Tani Pade Girang. Diharapkan para peserta yang berpartisipasi dapat menyebarluaskan pengetahuan yang diperoleh kepada anggota lainnya. Program ini akan berlangsung dari Juli hingga Agustus 2024 dengan menggunakan beberapa pendekatan strategis, seperti Participatory Rural Appraisal (PRA) untuk mengidentifikasi kebutuhan desa secara partisipatif dan Participatory Technology Development (PTD) dalam pengembangan teknologi berbasis komunitas. Hasil dari kegiatan penyuluhan ini menunjukkan peningkatan yang signifikan dalam tingkat pemahaman masyarakat. dengan 20% peserta merasa cukup paham, dan sebagian besar peserta (80%) melaporkan tingkat pemahaman yang sangat baik. Kegiatan pengabdian ini tidak hanya menjadi ajang transfer ilmu, tetapi juga menjadi wadah untuk membangun kesadaran kolektif tentang pentingnya pertanian berkelanjutan. Kelompok tani Pade Girang diharapkan dapat menjadi pelopor dalam mempraktikkan dan menyebarkan gagasan pertanian organik di Desa Karang Sidemen. Ke depan, kegiatan serupa perlu terus dilakukan untuk mendampingi petani dalam perjalanan mereka menuju praktik pertanian yang lebih sehat, ramah lingkungan, dan berkelanjutan.
Pemanfaatan Aplikasi Game Teka-Teki Silang sebagai Media Pembelajaran untuk Peningkatan Keterlibatan dan Pemahaman Peserta Didik Navisa Navisa; Siti Halima Sineri; Rahma Nur Khalifah3; Halimatus Sadiyah; Salza Putri Amelia Jaidi; Tahta Faddel Faddilah; Ika Putra Viratama
Edukasi Elita : Jurnal Inovasi Pendidikan Vol. 2 No. 4 (2025): Edukasi Elita : Jurnal Inovasi Pendidikan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/edukasi.v2i4.2596

Abstract

This study aims to describe the use of the Crossword Puzzle Game Application (TTS) as a learning medium to increase students' involvement and understanding in the learning process. The rapid development of technology demands educational innovation, and gamification, especially in the form of mobile TTS game applications, offers attractive and accessible solutions. Using qualitative research methods with a phenomenological approach, data was collected through in-depth interviews, observations, and document analysis from selected groups of students and teachers who had used the application. The results of the study show that this application effectively increases the motivation, activeness, and vocabulary memory of students. In addition, TTS games provide challenges that spark curiosity and encourage collaboration between learners while solving puzzles. The app also provides a fun, interactive, and adaptive learning environment to individual learning needs, moving away from traditional methods that tend to be monotonous. This study concludes that the TTS Game Application is a very effective, interesting, and relevant educational tool for modern learners and has the potential to be applied to a wide range of subjects.
INOVASI DAN MASA DEPAN PENDIDIKAN DIGITAL Halimatus Sadiyah; Siti Roudhoh; Mardiah; Nilawati Tadjudin; Andi Warisno
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 02 Juni 2026 Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.51561

Abstract

The rapid development of Generative Artificial Intelligence (AI) has significantly transformed digital education by creating both opportunities and challenges for the learning process. This study aims to examine the opportunities, risks, and implications of Generative AI for the future of education through a Systematic Literature Review (SLR) approach. The data were collected from scholarly articles, academic books, reports from international organizations, and reputable publications published between 2019 and 2025. Data analysis was conducted using content analysis to identify major themes related to the implementation of Generative AI in digital education. The findings reveal that Generative AI offers numerous benefits, including supporting personalized learning, improving access to educational resources, enhancing student engagement, assisting educators’ professional tasks, and fostering the development of twenty-first-century skills. However, the technology also presents several challenges, such as plagiarism, academic integrity violations, technological dependency, misinformation, and issues related to ethics and data privacy. The study highlights that the successful implementation of Generative AI requires stronger digital literacy, adaptive educational policies, and effective collaboration between human intelligence and artificial intelligence. When properly managed, Generative AI has the potential to become a catalyst for a more innovative, inclusive, and sustainable educational transformation in the future.
STRATEGI PENGELOLAAN KELAS BERBASIS PEMBELAJARAN MULTIKULTURAL UNTUK MEMBINA SIKAP TOLERANSI SISWA SD/MI Oktavia Indriani Rahayu; Tiara Nurul Aini; Cinta Aulia Rahma Subhi; Salsa Putri Amelia Jaidi; Halimatus Sadiyah; A. Arif Rofiki
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 No. 03, September 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.62796

Abstract

This study aims to explain classroom management strategies based on multicultural learning to foster an attitude of tolerance among elementary school (SD/MI) students. A qualitative, descriptive research method eas employed. Informants consisted of school principals and classroom teachers selected through purposive sampling. Data eere collected via interviees, observations, documentation, and literature reviees, ehile analysis folloeed the Miles, Huberman, and Saldaña model, comprising data reduction, data display, and conclusion draeing. The findings indicate that teachers implement multicultural learning by integrating values ​​of tolerance, unity, and respect for diversity into learning activities. Teachers also apply inclusive teaching methods, model mutual respect through example and daily practice, and encourage collaboration among students regardless of ethnicity, religion, culture, gender, academic ability, or social background. These strategies successfully create a harmonious, inclusive, and supportive learning environment, thereby contributing to the development of students eho are tolerant, respectful of differences, and capable of coexisting eithin a diverse society.
Sejarah, Tokoh, dan Teori-teori Sosiologi Daris Salama Ulin Nuha; Imroatul Hasanah; Halimatus Sadiyah; Asnawan Asnawan
Jurnal Nakula : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial Vol. 4 No. 4 (2026): Juli : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nakula.v4i4.2860

Abstract

This study aims to examine the historical origins and development of the sociology of education, explore the biographies and ideas of key scholars from both Islamic and Western traditions, and analyze their relevance in the context of modern education. The development of education has always been closely linked to social, political, and economic dynamics, which gave rise to the sociology of education as a discipline that investigates the relationship between education and social change. Contemporary challenges such as social inequality, the impacts of globalization and technological advancement, and the growing demand for the democratization of education require a comprehensive examination of the major sociological theories that have emerged over time. This research employs a qualitative approach using a literature review method through the analysis of relevant books and scholarly journal articles. The findings indicate that the ideas of scholars such as Ibn Khaldun, Auguste Comte, Émile Durkheim, Karl Marx, Max Weber, Herbert Spencer, George Herbert Mead, Talcott Parsons, and Ali Shariati have made significant contributions to understanding the functions, conflicts, and interactions within education. Structural functionalist, conflict, and symbolic interactionist theories provide complementary analytical frameworks for explaining education’s role as a means of social integration, an arena for the reproduction of inequality, and a space for the construction of meaning and identity. By adopting a comparative approach across different intellectual traditions, this study offers a holistic perspective for the development of the sociology of education in the modern era.