Claim Missing Document
Check
Articles

Found 13 Documents
Search

Improving Financial Literacy Amidst the Rise of Illegal Investment in Sumbawa Regency Fitriyani, Ika; Sudiyarty, Nining; Karmeli, Elly; Rahman, Rosyidah
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 4 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial literacy is one solution to filter out the negative impacts of technological developments. Understanding financial literacy education plays an important role in changing a person's financial behavior patterns to make decisions. Low financial literacy makes it easier to mismanage finances. Service activities participated in by KKL students and MSME players as a means to improve their education in financial management, especially investment knowledge management. The aim of this activity is to increase financial literacy amidst the rise of fraudulent investments. Through sharing, discussions and public lectures, it is a means of information to make it easier for students to gain financial experience for the present and future. The role of government, universities and financial practitioners needs to be to provide guidance and outreach to the community so that they do not fall into making illegal investments.
IMPLEMENTASI PROGRAM KELUARGA HARAPAN TERHADAP PENINGKATAN KESEJAHTERAAN RUMAH TANGGA SANGAT MISKIN DI KABUPATEN SUMBAWA Karmeli, Elly; Sapitri, Weli Alia
Jurnal Ekonomi & Bisnis Vol. 12 No. 1 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i1.1560

Abstract

This study aims to analyze the effect of implementation the Family Hope Program (PKH) on improving the welfare of very poor households in Sumbawa District. The type of this study was associative study. The type of data used was quantitative data obtained directly from primary sources, namely the PKH recipient community in Sumbawa District who were the respondents. The number of samples that will be used as respondents for this study was 68 people who were determined using probability sampling techniques with a simple random sampling method. The primary data used in this study was collected using a questionnaire as an instrument which was measured using a Likert Scale with four alternative answers provided. All of data was processed using the SPSS program to be analyzed and interpreted using simple linear regression analysis techniques, partial hypothesis testing (t test), and coefficient of determination test (R2). The results of this study showed that the implementation of Family Hope Program (PKH) had positive and significant effect on the welfare of very poor households in Sumbawa District. The ability of the Family Hope Program (PKH) implementation variable to effect the welfare of very poor households (RTSM) in Sumbawa District was 63.6%, while the remaining of 36.4% was influenced by other variables outside this study model, such as open unemployment, per capita expenditure, and GRDP.
PENGARUH KAPABILITAS PEMASARAN DAN KAPABILITAS INOVASI TERHADAP KEUNGGULAN BERSAING PADA UMKM KABUPATEN SUMBAWA Kadewi Sumbawati, Novi; Syafruddin, Syafruddin; Kurniawansyah, Kurniawansyah; Karmeli, Elly
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4390

Abstract

This study aims to analyze the influence of marketing capabilities and innovation capabilities on the competitive advantage of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa District. Competitive advantage is a key factor in ensuring business sustainability amid increasingly intense market competition, changing consumer preferences, and rapid digital technological development. Marketing capability reflects the ability of MSMEs to understand customer needs, manage promotional strategies, build long-term relationships with customers, and effectively utilize digital media. Meanwhile, innovation capability refers to the ability of business actors to generate new ideas, develop products, improve production processes, and implement adaptive business models. This study adopts a quantitative approach with a causal research design to examine the cause-and-effect relationships among the variables studied. The research population consists of all MSMEs operating in Sumbawa District. Data were collected through the distribution of structured questionnaires to MSME owners/managers and analyzed using multiple linear regression. The results show that marketing capability and innovation capability have a positive and significant effect on the competitive advantage of MSMEs. This implies that the higher the ability of MSMEs to market their products and innovate, the greater their opportunities to survive and excel in an increasingly competitive business environment. These findings provide important implications for MSME actors and stakeholders in formulating strategies to strengthen competitiveness based on the enhancement of internal business capabilities.