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A TOGAF 10-Based Enterprise Architecture Framework for Digital Transformation in SME Banks Sari, Laras Ayu Ditya; Mulyana, Rahmat; Mukti, Iqbal Yulizar
Jurnal Teknik Informatika (Jutif) Vol. 6 No. 2 (2025): JUTIF Volume 6, Number 2, April 2025
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2025.6.2.4329

Abstract

The banking sector faces significant challenges in implementing Digital Transformation (DT), particularly among Bank Perekonomian Rakyat (BPR), which serves as SME banks in Indonesia. These institutions often struggle with infrastructure limitations, technological adoption, and regulatory compliance. While existing research extensively examines DT strategies and Enterprise Architecture (EA) frameworks in large-scale banking institutions, their application to smaller banks like BPR remains underexplored. This study addresses this gap by developing an EA- based solution tailored to BPRDCo, a representative SME bank. Using the Design Science Research (DSR) methodology, the study follows five structured stages: problem explication, requirement specification, design and development, demonstration, and evaluation. The framework leverages the TOGAF Standard 10th Edition, integrating best practices across business, information systems, and technology architectures. The resulting EA blueprint provides a structured guide for DT implementation, aligning business and IT strategies while ensuring regulatory compliance. This study contributes to the EA knowledge base and offers practical implications for SME banks to enhance operational efficiency, optimize resource utilization, and strengthen competitiveness in the evolving financial landscape. By offering a systematic approach DT, this research advances knowledge in IT governance, architecture modeling, and system integration. Moreover, it provides a replicable framework that can inform future developments in digital banking solutions, reinforcing the importance of EA as a strategic tool for sustainable technological innovation.
Development of a Strategy for Independent Village Development Based on IDM Predictions Using Linear Regression: A Study of Bi'ih Village, South Kalimantan Artamevia, Mima; Lubis, Muharman; Mukti, Iqbal Yulizar
Jurnal Teknik Informatika (Jutif) Vol. 6 No. 5 (2025): JUTIF Volume 6, Number 5, Oktober 2025
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2025.6.5.5265

Abstract

Village development in Indonesia still faces inequality due to uneven utilization of technology, resulting in many villages lagging behind economically despite their strong social and environmental potential. This study aims to predict the status of the Village Development Index (IDM) of Bi’ih Village in 2025 and formulate development strategies toward an independent village through the integration of information technology and local wisdom. The method used is linear regression analysis of IDM data from 2017 to 2024, followed by a gap analysis comparing the achievements of Bi’ih Village with those of 11 self-reliant villages in Karang Intan Subdistrict. The prediction results show that the IDM value of Bi’ih Village in 2025 will be 0.7744, placing it in the Advanced category, 0.0411 points below the Independent threshold (>0.8155). The Social Resilience Index (IKS = 0.8782) and Environmental Resilience Index (IKL = 0.8388) have exceeded the Independent threshold, while the Economic Resilience Index (IKE) remains low at 0.6061. The main constraints include limited access to digital markets, manual financial record-keeping, and low digital literacy among village entrepreneurs. The novelty of this research lies in the formulation of a development strategy based on the integration of ICT and local wisdom, with a focus on strengthening digital BUMDes, implementing integrated financial systems, developing upstream–downstream partnerships, and branding local products. This approach demonstrates that digitalization rooted in local wisdom can enhance economic productivity, strengthen resilience, and support sustainable progress toward independent-village status.
Enhancing Project Management Governance in Digital Transformation: A Case Study on Deploying Simplified Togaf Artifacts Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
Jurnal Locus Penelitian dan Pengabdian Vol. 4 No. 12 (2025): JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v4i12.5231

Abstract

Digital Transformation (DT) acceleration requires robust project management governance that tightly integrates Enterprise Architecture (EA) with agile project delivery. Although The Open Group Architecture Framework (TOGAF 10) is the leading EA standard, its complexity hinders adoption, especially for resource-limited organizations. This study tackles this challenge by proposing and validating a simplified TOGAF 10 framework called "Mini TOGAF." The goal is to improve EA implementation, streamline project management, and enhance strategic alignment. Using a Design Science Research (DSR) approach, a case study at PT Nuon Digital Indonesia—an established digital content and entertainment firm—was conducted. The research involved a systematic literature review to identify essential TOGAF artifacts, followed by iterative development and stakeholder validation of the Mini TOGAF blueprint across Business, Data, Application, and Technology layers. The model consolidates artifacts, merging Terms of Reference and Architecture Principles into unified Architecture Guidelines, and focuses implementation on short- to medium-term objectives. Implementation led to significant gains in operational efficiency via process optimization, increased business agility, and better alignment of IT investments with corporate goals. This paper contributes a validated Mini TOGAF blueprint that bridges the gap between TOGAF’s comprehensive rigor and the practical demands of agility and efficiency in digital transformation. The model offers a resource-efficient, scalable procedural guide for organizations—especially those facing resource constraints—to harness EA for effective project management governance without overwhelming complexity.
A Comprehensive Urban Health Architecture in Smart Living Using Smart City Architecture Development Framework (SCADEF) Aeni, Najma Qurrotul; Prasetyo, Yuli Adam; Mukti, Iqbal Yulizar
Jurnal Sistem Informasi Bisnis Vol 15, No 3 (2025): Volume 15 Number 3 Year 2025
Publisher : Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/vol15iss3pp%p

Abstract

In urban healthcare systems, rapid urbanization and population growth pose challenges, demanding creative approaches to deliver healthcare services efficiently and conveniently. With the global population projected to reach 68% urbanization by 2050 (United Nations, 2019), the need for integrated healthcare solutions is increasingly pressing. To address the gap in healthcare integration in Smart Living environments, this study develops a Smart Living Enterprise Architecture using the Smart City Architecture Development Framework (SCADEF). This study aims to integrate urban design principles into the architecture to enhance healthcare integration with other domains, promote interoperability between sectors, and citizen-centric service delivery. Using a qualitative design-focused methodology, this study leverages customer journey maps to identify healthcare interaction points and enhance user experience. The architecture is validated through stakeholder interviews and expert reviews. Through SCADEF, the proposed architecture supports smart living by integrating healthcare into the broader ecosystem, resulting in more seamless service delivery, reduced fragmentation, increased responsiveness, and improved accessibility. The findings also suggest that urban data mining can support sustainable health models and non-instant urban governance. These models can be tailored to different urban contexts, providing a holistic response to fragmented urban health services while promoting proactive and resilient public health systems.
Analyzing User Needs and Recommending Targeted Features for Bi’ih Village Tourism Website Using Text Mining and K-Means Clustering Artamevia, Mima; Lubis, Muharman; Mukti, Iqbal Yulizar; Handayani, Dini
Jurnal Teknik Informatika (Jutif) Vol. 6 No. 6 (2025): JUTIF Volume 6, Number 6, Desember 2025
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2025.6.6.5458

Abstract

Tourism village websites often do not fully reflect user needs, resulting in digital services that cannot be optimally utilized by residents and potential tourists. This situation limits access to information and reduces the effectiveness of tourism promotion efforts, especially in villages that are undergoing digital transformation. This study was conducted to identify the overall needs of users and compile data-based feature recommendations for the development of the Bi'ih Village website as a durian tourism village. The research method used a quantitative approach through the distribution of an online questionnaire to 110 respondents consisting of visitors and residents, with five open-ended questions and several structured questions. The data was analyzed using text mining to find dominant words and themes, as well as the K-Means Clustering technique determined through the Elbow method to group user characteristics. The analysis results showed that there were 2,702 tokens and 677 meaningful words, with the highest demand for government information and visual tourism content. The segmentation process produced three main groups, namely Active Supporters (61.4%), Tech Enthusiasts (27.3%), and Moderate Users (11.4%). This study contributes a data-driven approach to designing more relevant and measurable features for tourism village websites. The impact is expected to increase the adoption of village digital services, strengthen tourism competitiveness, and support the acceleration of the Smart Village concept implementation. The novelty of this study lies in the integration of text mining and clustering as the basis for developing user-oriented feature recommendations.
The Role of Simplified Enterprise Architecture (Mini TOGAF) in Improving Project Management Governance and Decision-Making Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
International Journal of Advances in Data and Information Systems Vol. 6 No. 3 (2025): December 2025 - International Journal of Advances in Data and Information Syste
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of information technology in the digital age requires companies to have a system architecture that is aligned with their business strategy. One commonly used framework is The Open Group Architecture Framework (TOGAF). However, the complexity of TOGAF is often an obstacle to its implementation, especially for organizations with limited resources. This study introduces a Mini TOGAF framework—an adaptive simplification of TOGAF 10 artifacts—designed specifically for digital creative enterprises. Unlike previous simplification models that mainly addressed SMEs in traditional industries, this framework integrates agile principles and stakeholder-centered validation cycles, reflecting the current evolution of enterprise architecture practice in 2023–2025. The method used is Design Science Research (DSR) with three main cycles: the Relevance Cycle to identify organizational needs, the Rigor Cycle to review relevant theories and methods, and the Design Cycle to iteratively design and evaluate artifacts. Data was collected through interviews, observations, and literature studies, then validated by the company. The results of the study show that the application of Mini TOGAF can improve architectural understanding, operational efficiency, business agility, and corporate strategy alignment. The simplification of TOGAF artifacts has been proven to reduce the complexity of implementation without reducing the main benefits of the framework. This study contributes to enterprise architecture literature by proposing an adaptive TOGAF 10 simplification model that strengthens the theoretical link between architectural governance and digital business agility. These findings provide practical contributions for organizations in adopting Enterprise Architecture efficiently and adaptively to modern business needs.