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A TOGAF 10-Based Enterprise Architecture Framework for Digital Transformation in SME Banks Sari, Laras Ayu Ditya; Mulyana, Rahmat; Mukti, Iqbal Yulizar
Jurnal Teknik Informatika (Jutif) Vol. 6 No. 2 (2025): JUTIF Volume 6, Number 2, April 2025
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2025.6.2.4329

Abstract

The banking sector faces significant challenges in implementing Digital Transformation (DT), particularly among Bank Perekonomian Rakyat (BPR), which serves as SME banks in Indonesia. These institutions often struggle with infrastructure limitations, technological adoption, and regulatory compliance. While existing research extensively examines DT strategies and Enterprise Architecture (EA) frameworks in large-scale banking institutions, their application to smaller banks like BPR remains underexplored. This study addresses this gap by developing an EA- based solution tailored to BPRDCo, a representative SME bank. Using the Design Science Research (DSR) methodology, the study follows five structured stages: problem explication, requirement specification, design and development, demonstration, and evaluation. The framework leverages the TOGAF Standard 10th Edition, integrating best practices across business, information systems, and technology architectures. The resulting EA blueprint provides a structured guide for DT implementation, aligning business and IT strategies while ensuring regulatory compliance. This study contributes to the EA knowledge base and offers practical implications for SME banks to enhance operational efficiency, optimize resource utilization, and strengthen competitiveness in the evolving financial landscape. By offering a systematic approach DT, this research advances knowledge in IT governance, architecture modeling, and system integration. Moreover, it provides a replicable framework that can inform future developments in digital banking solutions, reinforcing the importance of EA as a strategic tool for sustainable technological innovation.
Development of a Strategy for Independent Village Development Based on IDM Predictions Using Linear Regression: A Study of Bi'ih Village, South Kalimantan Artamevia, Mima; Lubis, Muharman; Mukti, Iqbal Yulizar
Jurnal Teknik Informatika (Jutif) Vol. 6 No. 5 (2025): JUTIF Volume 6, Number 5, Oktober 2025
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2025.6.5.5265

Abstract

Village development in Indonesia still faces inequality due to uneven utilization of technology, resulting in many villages lagging behind economically despite their strong social and environmental potential. This study aims to predict the status of the Village Development Index (IDM) of Bi’ih Village in 2025 and formulate development strategies toward an independent village through the integration of information technology and local wisdom. The method used is linear regression analysis of IDM data from 2017 to 2024, followed by a gap analysis comparing the achievements of Bi’ih Village with those of 11 self-reliant villages in Karang Intan Subdistrict. The prediction results show that the IDM value of Bi’ih Village in 2025 will be 0.7744, placing it in the Advanced category, 0.0411 points below the Independent threshold (>0.8155). The Social Resilience Index (IKS = 0.8782) and Environmental Resilience Index (IKL = 0.8388) have exceeded the Independent threshold, while the Economic Resilience Index (IKE) remains low at 0.6061. The main constraints include limited access to digital markets, manual financial record-keeping, and low digital literacy among village entrepreneurs. The novelty of this research lies in the formulation of a development strategy based on the integration of ICT and local wisdom, with a focus on strengthening digital BUMDes, implementing integrated financial systems, developing upstream–downstream partnerships, and branding local products. This approach demonstrates that digitalization rooted in local wisdom can enhance economic productivity, strengthen resilience, and support sustainable progress toward independent-village status.
Enhancing Project Management Governance in Digital Transformation: A Case Study on Deploying Simplified Togaf Artifacts Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
Jurnal Locus Penelitian dan Pengabdian Vol. 4 No. 12 (2025): JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v4i12.5231

Abstract

Digital Transformation (DT) acceleration requires robust project management governance that tightly integrates Enterprise Architecture (EA) with agile project delivery. Although The Open Group Architecture Framework (TOGAF 10) is the leading EA standard, its complexity hinders adoption, especially for resource-limited organizations. This study tackles this challenge by proposing and validating a simplified TOGAF 10 framework called "Mini TOGAF." The goal is to improve EA implementation, streamline project management, and enhance strategic alignment. Using a Design Science Research (DSR) approach, a case study at PT Nuon Digital Indonesia—an established digital content and entertainment firm—was conducted. The research involved a systematic literature review to identify essential TOGAF artifacts, followed by iterative development and stakeholder validation of the Mini TOGAF blueprint across Business, Data, Application, and Technology layers. The model consolidates artifacts, merging Terms of Reference and Architecture Principles into unified Architecture Guidelines, and focuses implementation on short- to medium-term objectives. Implementation led to significant gains in operational efficiency via process optimization, increased business agility, and better alignment of IT investments with corporate goals. This paper contributes a validated Mini TOGAF blueprint that bridges the gap between TOGAF’s comprehensive rigor and the practical demands of agility and efficiency in digital transformation. The model offers a resource-efficient, scalable procedural guide for organizations—especially those facing resource constraints—to harness EA for effective project management governance without overwhelming complexity.
A Comprehensive Urban Health Architecture in Smart Living Using Smart City Architecture Development Framework (SCADEF) Aeni, Najma Qurrotul; Prasetyo, Yuli Adam; Mukti, Iqbal Yulizar
Jurnal Sistem Informasi Bisnis Vol 15, No 3 (2025): Volume 15 Number 3 Year 2025
Publisher : Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/vol15iss3pp%p

Abstract

In urban healthcare systems, rapid urbanization and population growth pose challenges, demanding creative approaches to deliver healthcare services efficiently and conveniently. With the global population projected to reach 68% urbanization by 2050 (United Nations, 2019), the need for integrated healthcare solutions is increasingly pressing. To address the gap in healthcare integration in Smart Living environments, this study develops a Smart Living Enterprise Architecture using the Smart City Architecture Development Framework (SCADEF). This study aims to integrate urban design principles into the architecture to enhance healthcare integration with other domains, promote interoperability between sectors, and citizen-centric service delivery. Using a qualitative design-focused methodology, this study leverages customer journey maps to identify healthcare interaction points and enhance user experience. The architecture is validated through stakeholder interviews and expert reviews. Through SCADEF, the proposed architecture supports smart living by integrating healthcare into the broader ecosystem, resulting in more seamless service delivery, reduced fragmentation, increased responsiveness, and improved accessibility. The findings also suggest that urban data mining can support sustainable health models and non-instant urban governance. These models can be tailored to different urban contexts, providing a holistic response to fragmented urban health services while promoting proactive and resilient public health systems.
Analyzing User Needs and Recommending Targeted Features for Bi’ih Village Tourism Website Using Text Mining and K-Means Clustering Artamevia, Mima; Lubis, Muharman; Mukti, Iqbal Yulizar; Handayani, Dini
Jurnal Teknik Informatika (Jutif) Vol. 6 No. 6 (2025): JUTIF Volume 6, Number 6, Desember 2025
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2025.6.6.5458

Abstract

Tourism village websites often do not fully reflect user needs, resulting in digital services that cannot be optimally utilized by residents and potential tourists. This situation limits access to information and reduces the effectiveness of tourism promotion efforts, especially in villages that are undergoing digital transformation. This study was conducted to identify the overall needs of users and compile data-based feature recommendations for the development of the Bi'ih Village website as a durian tourism village. The research method used a quantitative approach through the distribution of an online questionnaire to 110 respondents consisting of visitors and residents, with five open-ended questions and several structured questions. The data was analyzed using text mining to find dominant words and themes, as well as the K-Means Clustering technique determined through the Elbow method to group user characteristics. The analysis results showed that there were 2,702 tokens and 677 meaningful words, with the highest demand for government information and visual tourism content. The segmentation process produced three main groups, namely Active Supporters (61.4%), Tech Enthusiasts (27.3%), and Moderate Users (11.4%). This study contributes a data-driven approach to designing more relevant and measurable features for tourism village websites. The impact is expected to increase the adoption of village digital services, strengthen tourism competitiveness, and support the acceleration of the Smart Village concept implementation. The novelty of this study lies in the integration of text mining and clustering as the basis for developing user-oriented feature recommendations.
The Role of Simplified Enterprise Architecture (Mini TOGAF) in Improving Project Management Governance and Decision-Making Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
International Journal of Advances in Data and Information Systems Vol. 6 No. 3 (2025): December 2025 - International Journal of Advances in Data and Information Syste
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of information technology in the digital age requires companies to have a system architecture that is aligned with their business strategy. One commonly used framework is The Open Group Architecture Framework (TOGAF). However, the complexity of TOGAF is often an obstacle to its implementation, especially for organizations with limited resources. This study introduces a Mini TOGAF framework—an adaptive simplification of TOGAF 10 artifacts—designed specifically for digital creative enterprises. Unlike previous simplification models that mainly addressed SMEs in traditional industries, this framework integrates agile principles and stakeholder-centered validation cycles, reflecting the current evolution of enterprise architecture practice in 2023–2025. The method used is Design Science Research (DSR) with three main cycles: the Relevance Cycle to identify organizational needs, the Rigor Cycle to review relevant theories and methods, and the Design Cycle to iteratively design and evaluate artifacts. Data was collected through interviews, observations, and literature studies, then validated by the company. The results of the study show that the application of Mini TOGAF can improve architectural understanding, operational efficiency, business agility, and corporate strategy alignment. The simplification of TOGAF artifacts has been proven to reduce the complexity of implementation without reducing the main benefits of the framework. This study contributes to enterprise architecture literature by proposing an adaptive TOGAF 10 simplification model that strengthens the theoretical link between architectural governance and digital business agility. These findings provide practical contributions for organizations in adopting Enterprise Architecture efficiently and adaptively to modern business needs.
AI-Enabled Information Systems and Strategic Alignment: A Systematic Literature Review on Digital Orchestration Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.6989

Abstract

This paper aims to synthesize the fragmented body of literature on how Artificial Intelligence (AI) transforms the traditional Strategic Alignment Model (SAM). Specifically, the study examines the role of Digital Orchestration as a mediating mechanism between AI capabilities and organizational performance. Using a Systematic Literature Review (SLR) approach guided by PRISMA protocols, this research analyzes 84 peer-reviewed articles published between 2018 and 2026 and indexed in the Scopus and Web of Science databases. The study identifies three main thematic pillars: Cognitive Alignment, Algorithmic Governance, and Human–AI Collaborative Synergy. Overall, these themes indicate that AI is no longer merely an operational support tool but has evolved into an agentic strategic capability that enables continuous sensing, predictive decision-making, and real-time synchronization between business and IT domains. The findings demonstrate a paradigm shift from “Static Fit” toward “Fluid Orchestration.” Theoretically, this study extends the Resource-Based View by positioning agentic AI capability as a higher-order dynamic capability and proposes an AI-Enabled Digital Orchestration Framework to integrate previously fragmented insights. Managerially, the research emphasizes the importance of Dynamic KPIs and Agentic Governance to prevent algorithmic misalignment. Overall, the study advances strategic alignment theory by framing AI-driven strategy as a continuously adaptive orchestration capability in volatile digital ecosystems.  
Data Governance and AI Strategy: A Systematic Synthesis of Information Systems Frameworks for Competitive Advantage Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.6991

Abstract

The rapid integration of Artificial Intelligence (AI) into organizational strategy has intensified the need for robust data governance mechanisms that ensure data quality, accountability, and strategic alignment. While prior studies have examined data governance and AI strategy separately, a comprehensive synthesis explaining how Information Systems (IS) frameworks bridge technical data management and competitive advantage remains limited. This study addresses this gap by conducting a Systematic Literature Review (SLR) to synthesize key IS frameworks that govern data for AI-driven strategic outcomes. Following the PRISMA 2020 protocol, relevant peer-reviewed articles published between 2018 and 2026 were systematically collected from Scopus, Web of Science, and the AIS eLibrary. A total of 65 high-quality studies were selected for thematic and theoretical analysis. The findings reveal three dominant thematic clusters: algorithmic accountability and ethics, data pedigree and provenance, and the evolving strategic role of the Chief Data Officer (CDO). The synthesis further demonstrates a theoretical shift from static, compliance-oriented governance toward dynamic capabilities grounded in the Resource-Based View. This study contributes to IS and AI strategy literature by re-conceptualizing data governance as a second-order organizational capability that enables sustainable competitive advantage. Practical implications highlight the importance of governance agility, strategic alignment, and trust-building mechanisms in scaling AI initiatives.
Menuju Identitas Digital Tunggal Untuk Organisasi Temporer: Tinjauan Sistematis Terhadap Integritas Data dan Perlindungan Pendapatan pada Acara Skala Besar Budianto, Farhan Alif; Lubis, Muharman; Mukti, Iqbal Yulizar; Budianto, Setyo
Jurnal Sosial Teknologi Vol. 6 No. 2 (2026): Jurnal Sosial dan Teknologi
Publisher : CV. Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsostech.v6i2.32736

Abstract

Organisasi temporer, seperti festival musik skala besar, beroperasi di bawah kondisi ekstrem yang ditandai dengan tenggat waktu yang tidak dapat diubah (immovable deadlines), generasi data berkecepatan tinggi, dan paparan risiko finansial yang signifikan. Meskipun digitalisasi tiket telah diterapkan, banyak acara masih menghadapi masalah "silo data" dan fragmentasi sistem informasi yang memicu kebocoran pendapatan serta profil audiens yang tidak akurat. Penelitian ini bertujuan untuk menginvestigasi implementasi Sistem Informasi Manajemen Proyek (SIMP) dan arsitektur data terpusat dalam meningkatkan integritas data dan perlindungan pendapatan pada organisasi temporer skala besar, dengan studi kasus pada festival musik Soundsfest 2025 Jakarta. Menggunakan pendekatan studi kasus deskriptif, penelitian ini menganalisis integrasi panduan PMBOK Edisi ke-7, siklus PDCA, dan arsitektur "Hub-and-Spoke". Data dikumpulkan dari laporan keuangan, log sistem, dan audit operasional yang melibatkan 59.000 pengunjung. Hasil menunjukkan implementasi kontrol akses RFID dan basis data terpusat berhasil mencegah duplikasi tiket dan memungkinkan pemantauan arus pengunjung real-time. Sistem ini mentransformasi model bisnis dari ketergantungan tiket menjadi ekosistem sponsor berbasis data, terbukti dari surplus pendapatan sponsor 250% (Rp7,05 miliar). Namun, fase evaluasi mengungkap celah data: 74% pengunjung non-transaksional (tamu undangan) belum terdigitalisasi, menjadi titik buta kritis. Penelitian ini menyimpulkan bahwa bagi organisasi temporer dengan kecepatan tinggi, Sistem Informasi berfungsi sebagai aset strategis utama untuk mitigasi risiko dan monetisasi data. Untuk memastikan integritas data absolut, penelitian ini mengusulkan kebijakan Identitas Digital Tunggal (Single Digital Identity), yang mewajibkan seluruh partisipan—termasuk tamu non-berbayar—untuk terintegrasi ke dalam ekosistem digital tunggal guna menghilangkan diskrepansi data dan memaksimalkan nilai strategis.