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Journal : JAKBS

Kebijakan Bank Indonesia Dalam Menghadapi Krisis Keuangan Ayu Sa’adah; Yuni Cahya Kurniasih; Putriana; Firman Maulana
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

The global financial crisis that occurred in 2008 had a significant impact on the Indonesian economy. To face these challenges, Bank Indonesia has implemented various monetary and macroprudential policies aimed at maintaining the stability of the financial system and national economy. These policies include adjusting benchmark interest rates, strengthening foreign exchange reserves, controlling inflation, and implementing macroprudential policies that focus on managing systemic risk.In an effort to maintain the stability of the rupiah exchange rate, Bank Indonesia has intervened in the foreign exchange market and increased foreign exchange reserves. Apart from that, Bank Indonesia also strives to keep inflation at a low and stable level through controlling liquidity and implementing appropriate monetary policy. To overcome systemic risks, Bank Indonesia has implemented macroprudential policies which include strengthening banking regulations, supervision of non-bank financial institutions, and increasing coordination with the government and related authorities.The success of Bank Indonesia's policies in dealing with the global financial crisis has helped maintain the stability of the Indonesian financial system and economy. However, new challenges continue to emerge, so Bank Indonesia needs to continue to make adjustments and evaluate policies on an ongoing basis to ensure financial system resilience and sustainable economic growth.
Evaluasi Dampak Pelatihan Dan Keberagaman Devina Putri Meilia; Muhammad Ravi Khairul Umam; Siti Nur Aini; Putriana; Fitratul Amaliyah
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 3 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

This study investigates the relationship between training assessment and diversity management in an organization and emphasizes how important it is to combine both to improve employee performance, innovation, and creativity. The results show that diversity can be a strategic tool that increases productivity if managed well. However, without effective management, diversity can lead to conflict and dissatisfaction. The study found shortcomings in evaluation practices that are often limited to the final phase by analyzing needs in the planning stage, monitoring during implementation, and post-training evaluation. According to the study, organizations can develop inclusive and sustainable diversity policies by conducting comprehensive evaluations at every stage of the process. By combining training evaluation with diversity management, organizations can create a more cooperative work environment, which in turn will improve employee health and performance. Data were obtained through a literature review from various academic sources and analyzed using a qualitative descriptive approach. The results show that the success of diversity management depends on good corporate governance and diversity training that is appropriate to the local context. The development of broader training programs and regular diversity assessments are suggestions for future research.
Analisis Konseptual Customer Relationship Management (CRM) dalam Meningkatkan Kepuasan Nasabah Bank Jatim KC Bangkalan Putriana; Siti Alfiyah
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 4 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

In the increasingly tight banking business competition, the main strategy to increase customer satisfaction and loyalty is Customer Relationship Management (CRM). This study collected data from bank management, employees, and customers through a descriptive qualitative approach with in-depth interviews, observations, and documentation. The results show that the CRM strategy used by Bank Jatim KC Bangkalan, such as the use of technology, better communication, and improving customer satisfaction, However, customer data management, human resource readiness, and technology optimization are the main problems in CRM implementation. To overcome this problem, it is recommended to improve the data management system, optimize AI-based technology, provide employee training, and regularly evaluate CRM programs. In the digital era, CRM can be an important component in increasing bank competitiveness with the right strategy.