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All Journal Hukum Islam Asia Pacific Journal on Religion and Society TARBIYA ISLAMIA : Jurnal Pendidikan dan Keislaman Syi'ar Iqtishadi Ulumuddin : Jurnal Ilmu-ilmu Keislaman Jurnal Al-Mubarak: Jurnal Kajian Al-Qur'an dan Tafsir An-Nawa : Jurnal Studi Islam El-Iqtishady MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Maliyah : Jurnal Hukum Bisnis Islam Jurnal Ilmiah Mahasiswa Raushan Fikr JISOS: Jurnal ilmu sosial Yurisprudentia: Jurnal Hukum Ekonomi Jurnal Al-Mubarak: Jurnal Kajian Al-Qur'an dan Tafsir Journal of Shoutheast Asian Islam and Society (JSEAIS)
Herdifa Pratama
Sekolah Tinggi Agama Islam (STAI) Imam Asy- Syafi’i Pekanbaru Riau
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Aspek Hukum dalam Pengembangan Ekonomi Syariah di Indonesia Elmi Jannah; Herdifa Pratama; Muhajirin
MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Vol. 4 No. 2 (2024): MUSLIMPRENEUR
Publisher : Fakultas Ekonomi Islam Institut Agama Islam Nurul Hakim Kediri Lombok Barat

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Abstract

              In recent years sharia economics has become the main focus for the Indonesian economy. In an effort to develop an economy based on sharia, the legal aspect has an important role as a foundation that ensures that justice continues in the system. In this case, sharia law has a basic role in preparing regulations that regulate economic transaction to comply with sharia principles. Clear and consistent regulations will give business people confidence to invest and carry out transactions in the sharia economic system. So that in the future it will increase economic growth and sability evenly. Abstrak               Dalam beberapa tahun terakhir ekonomi syariah telah menjadi fokus utama bagi perekonomian Indonesia. Dalam upaya untuk mengembangkan ekonomi yang berbasis sesuai dengan syariah, aspek hukum memiliki peran penting sebagai landasan untuk memastikan agar keadilan tetap berlanjut dalam sistem tersebut. Dalam hal ini hukum syariah memiliki peran dasar dalam penyusunan peraturan yang mengatur transaksi ekonomi agar sesuai dengan prinsip-prinsip syariah. Adanya regulasi yang jelas dan konsisten akan memberikan keyakinan pada pelaku bisnis untuk melakukan investasi serta melakukan transaksi dalam sistem ekonomi syariah, sehingga kedepannya akan meningkatkan pertumbuhan dan kestabilan ekonomi secara merata.
Penyelesaian Sengketa Equity Crowdfunding Syariah Melalui Kelembagaan Alternative Dispute Resolution Terintegrasi Pratama, Herdifa
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 1 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i1.22353

Abstract

The proliferation of Islamic financial institutions and economic activities in Indonesia is an indicator that shows a positive trend of sharia economic development. In fact, these developments began to collaborate with technology to create the innovations in Islamic economic activities. One of them is sharia equity crowdfunding. On the other hand, the rapid development also increases the potential for sharia economic disputes. This is where the active role of dispute resolution institutions is needed. Settlement of these disputes, among others, can be resolved at the Alternative Dispute Resolution Institution. The writing of this article aims to explain the institutions of alternative dispute resolution in Indonesia today through the issuance of POJK No. 61/POJK.07/2020. The main focus of this article is a description of the mechanisms needed in resolving sharia crowdfunding disputes through ADR institutions. This writing ends with an analysis of the advantages and problems contained in the settlement of sharia crowdfunding disputes through ADR institutions.
Determination of the Poor Mustahiq From Maqasid Shariah Jasser Auda Perspective (Study After the Decision of Baznas’s Chairman Number 33 of 2019) Johari; Herdifa Pratama
Journal of Southeast Asian Islam and Society Vol. 1 No. 1 (2022): JSEAIS
Publisher : UIN Sulthan Thaha Saifuddin Jambi

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Abstract

Poverty alleviation is one of the highlights of the Baznas movement as a zakat management center in Indonesia. This highlight is realized in the determination of the poor mustahiq carried out by Baznas. This is where it becomes important to have a comprehensive assessment of the determination of the poor mustahiq. This research is a library research using a normative-philosophical approach. The use of the Maqasid Shariah theory of Jasser Auda in this study is used as a philosophical perspective for analyzing the Decision of Baznas’s Chairman Number 33 of 2019. The results indicate that through the Decision of Baznas’s Chairman Number 33 of 2019, the determination of the poor mustahiq is carried out by involving the Integrated Data Social Welfare belonging to the Ministry of Social Affairs as an instrument in the analysis of “had kifayah” by Baznas. This determination is intended to explore the greater benefit in the distribution of zakat. The theoretical perspective of the systems approach from Maqasid Shariah Jasser Auda in analyzing the Decision of the Chairman of Baznas Number 33 of 2019 is the determination of the poor mustahiq to be an element that will always be dynamic and in harmony with the aim of providing more benefits of zakat distribution than before.
LONG DISTANCE MARRIAGE; Fulfillment of Biological Rights and Marital Harmony in the City of Pekanbaru Mustafa, Ali; Pratama, Herdifa
Asia-Pacific Journal on Religion and Society Vol 7, No 1 (2023): APJRS
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/apjrs.v7i1.28881

Abstract

The phenomenon and study of long distance marriage couples is a very interesting thing to research. This research seeks to determine the implementation of fulfilling the biological rights of long distance marriage couples and how to maintain household harmony even though they are far apart in Pekanbaru City. The method used in this research is qualitative research through phenomenological studies explained observationally. This research was designed in the form of field research, namely research carried out by going directly to the field and interviewing 15 couples. Through this research, it was found that the respondents who underwent long distance marriages each responded differently to this biological problem because the frequency of their encounters was different. There are once every week, every four months and six months. There are those who are used to it and there are those who still really have a problem with it. Biological desires that are not channeled will have an impact on a person's physical and emotional state which will ultimately also affect household relationships. So the things that respondents did when the desire arose included taking a walk, eating, keeping their gaze, holding back as much as possible, and making a masturbation video call. This kind of long distance marriage condition requires each partner to commit to remaining together even though they are separated by distance and time and to consult if there is a commotion between the husband and wife
Perspektif Hukum Islam terhadap mekanisme Autodebet bagi Kepatuhan Peserta Asuransi BPJS Muhajirin, Muhajirin; Pratama, Herdifa; Tutrisno, Irwan; Jannati, Nurlaili; Ferly, Bobby
Ulumuddin: Jurnal Ilmu-ilmu Keislaman Vol 15 No 2 (2025): Ulumuddin: Jurnal Ilmu-Ilmu Keislaman
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v15i2.3118

Abstract

This study examines the autodebit system for BPJS Kesehatan contributions among Non-Wage Recipient Workers from an Islamic legal perspective. Using a qualitative juridical-normative approach through library research, this study combines Islamic jurisprudence, regulatory frameworks, and previous studies. The findings indicate that autodebit effectively enhances payment discipline, reduces arrears, and sustains participation. From an Islamic perspective, autodebit is permissible as long as the contract is clear, voluntary, and free from gharar, riba, and coercion. It also aligns with the maqāṣid al-sharī‘ah principles of justice, facilitation, and public welfare. This study provides reassurance for Muslim participants that the autodebit mechanism is consistent with Islamic values and supports the sustainability of the JKN program in Indonesia.
Determination of the Poor Mustahiq From Maqasid Shariah Jasser Auda Perspective (Study After the Decision of Baznas’s Chairman Number 33 of 2019) Johari; Pratama, Herdifa
Journal of Southeast Asian Islam and Society Vol. 1 No. 1 (2022): JSEAIS
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/khrd2262

Abstract

Poverty alleviation is one of the highlights of the Baznas movement as a zakat management center in Indonesia. This highlight is realized in the determination of the poor mustahiq carried out by Baznas. This is where it becomes important to have a comprehensive assessment of the determination of the poor mustahiq. This research is a library research using a normative-philosophical approach. The use of the Maqasid Shariah theory of Jasser Auda in this study is used as a philosophical perspective for analyzing the Decision of Baznas’s Chairman Number 33 of 2019. The results indicate that through the Decision of Baznas’s Chairman Number 33 of 2019, the determination of the poor mustahiq is carried out by involving the Integrated Data Social Welfare belonging to the Ministry of Social Affairs as an instrument in the analysis of “had kifayah” by Baznas. This determination is intended to explore the greater benefit in the distribution of zakat. The theoretical perspective of the systems approach from Maqasid Shariah Jasser Auda in analyzing the Decision of the Chairman of Baznas Number 33 of 2019 is the determination of the poor mustahiq to be an element that will always be dynamic and in harmony with the aim of providing more benefits of zakat distribution than before.
POLA SINERGITAS DALAM MEKANISME SELF-DECLARE HALAL Herdifa Pratama
JISOS: JURNAL ILMU SOSIAL Vol. 3 No. 1: Februari 2024
Publisher : Bajang Institute

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Abstract

Rangkaian regulasi jaminan produk halal di Indonesia mulai dari Undang-Undang Nomor 33 Tahun 2014 hingga Peraturan Pemerintah Nomor 39 Tahun 2021 menginstruksikan pelaku UMKM (Usaha Mikro Kecil Menengah) untuk memiliki sertifikat halal pada produknya. Guna merespon hal tersebut maka tercetuslah mekanisme self-declare halal. Tulisan ini merupakan kajian kritis terhadap self-declare halal yang menyimpan potensi pro-kontra sebagai akselerasi dan konsekuensi di dalamnya. Kajian kritis ini bertujuan untuk menelusuri sinergi yang terbentuk dalam mekanisme self-declare halal. Analisis kualitatif dari kajian ini menunjukkan bahwa pelaksanaan mekanisme self-declare halal membutuhkan sinergi yang solid. Mulai dari pelaku UMKM, Kementerian Agama, Kementerian Keuangan, Kementerian Investasi, Pendamping Proses Produk Halal, MUI, hingga Badan Penyelenggara Jaminan Produk Halal memiliki peran kontribusi aktif dalam mekanisme self-declare halal. Adanya pola sinergitas yang baik dari semua instansi telibat akan berdampak pada optimalisasi self-declare halal sebagai percepatan sertifikasi halal UMKM dan meminimalisir konsekuensi yang berpotensi terjadi dalam self-declare halal.
KEDUDUKAN PERJANJIAN BAKU TERHADAP JASA LAUNDRY DIHUBUNGKAN DENGAN PERLINDUNGAN KONSUMEN MENURUT UU NOMOR 8 TAHUN 1999 DI KOTA PEKANBARU Pratama, Herdifa; Makkininnawa, Siti Yulia
Yurisprudentia: Jurnal Hukum Ekonomi Vol 10, No 1 (2024)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v10i1.10868

Abstract

Klausul baku dalam usaha laundry ialah upaya pelaku usaha untuk meminimalkan tanggung jawab kepada konsumen. Penjelasan Pasal 18 ayat (1) UUPK menyebutkan maksud pelarangan pencantuman klausul baku yaitu agar kedudukan konsumen sejajar dengan pelaku usaha berdasarkan asas kebebasan berkontrak. Penelitian ini terfokus pada dua permasalahan yaitu perjanjian baku jasa laundry dikaitkan dengan UUPK di Kota Pekanbaru, serta, pengaturan hak dan kewajiban para pihak dari perjanjian baku yang dibuat oleh Badan Usaha Laundry dihubungkan dengan perlindungan konsumen dan Tanggung Jawab Pelaku Usaha Laundry terhadap Konsumen Pengguna Jasa Laundry di Kota Pekanbaru. Penelitian hukum sosiologis ini dilakukan dengan cara survei menggunakan wawancara dan kuesioner. Hasil penelitian ini menyimpulkan bahwa terdapat beberapa ketentuan perjanjian baku oleh pelaku usaha laundry yang menyatakan adanya pengalihan tanggung jawab yang bertentangan dengan UUPK Pasal 18. Lebih lanjut, pengaturan hak dan kewajiban antara pelaku usaha dan konsumen tidak sesuai dengan UUPK karena antara konsumen dan pelaku usaha sama-sama tidak memahami dan mengetahui apa saja yang menjadi hak dan kewajibannya masing-masing. Tanggung jawab pelaku usaha terhadap konsumen dalam kondisi ini merupakan sebuah ketidakseimbangan sangat merugikan konsumen.
Harmonisasi Regulasi Perbankan Syariah dan Konvensional di Indonesia dalam Perspektif Maqāṣid sharī’ah: Evaluasi Kebijakan dan Implikasi terhadap Pengembangan Hukum Ekonomi Syariah Pratama, Herdifa; Johari, Johari; Arliyusda, Wiry; Habib, Abdul
Maliyah : Jurnal Hukum Bisnis Islam Vol. 15 No. 2 (2025): Desember 2025
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/maliyah.2025.15.2.172-191

Abstract

Abstract: This research aims to evaluate the harmonization of sharia and conventional banking regulations in Indonesia using the maqashid sharia approach, and to examine the implications for the development of Islamic economic law. In the context of the dual banking system in Indonesia, various regulatory imbalances were found between the two systems, such as the dominance of murabahah contracts that resemble conventional credit, inconsistencies in the application of sharia accounting standards, and the weak integration of DSN-MUI fatwas into formal regulations. This research employs qualitative methods with a descriptive-normative approach, using library research and juridical-comparative content analysis. The findings show that the maqāṣid al-sharī’ah approach can serve as an evaluative framework and normative solution in building a regulatory model that not only accommodates sharia needs but also responds to economic developments, for instance, the merger of Bank Syariah Indonesia (BSI) and the increasing trend of digital financial services. It is hoped that this research will be able to provide both theoretical and practical contributions to the formulation of Islamic economic law policies in Indonesia. Keywords: Harmonization of Regulations; Sharia Economic Law; Maqāṣid al-sharī’ah; Sharia Banking. Abstrak: Penelitian ini bertujuan untuk mengevaluasi harmonisasi regulasi perbankan syariah dan konvensional di Indonesia dengan menggunakan pendekatan maqāṣid al-sharī’ah, serta mengkaji implikasinya terhadap pengembangan hukum ekonomi Islam. Dalam konteks dual banking system di Indonesia, ditemukan berbagai ketimpangan regulasi, seperti dominasi penggunaan akad murabahah yang menyerupai kredit konvensional, ketidak konsistenan penerapan standar akuntansi syariah, serta lemahnya integrasi fatwa DSN-MUI dalam regulasi formal. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif-normatif, melalui studi pustaka serta analisis isi yuridis-komparatif. Hasil penelitian menunjukkan bahwa pendekatan maqāṣid al-sharī’ah dapat menjadi kerangka evaluatif sekaligus solusi normatif dalam membangun model regulasi yang tidak hanya mengakomodasi kebutuhan syariah, tetapi juga responsif terhadap perkembangan ekonomi, seperti merger Bank Syariah Indonesia (BSI) dan meningkatnya digitalisasi layanan keuangan syariah. Penelitian ini diharapkan mampu memberikan kontribusi teoritis dan praktis dalam perumusan kebijakan hukum ekonomi Islam di Indonesia. Kata Kunci: Harmonisasi Regulasi; Hukum Ekonomi Syariah; Maqāṣid al-sharī’ah; Perbankan Syariah.
Co-Authors Abdul Mujib Arliyusda, Wiry Bobby Ferly Elmi Jannah HABIB, ABDUL Jannati, Nurlaili Johari Johari Johari Johari Makkininnawa, Siti Yulia May Laylatul Istiqomah Muhajirin Muhajirin, Muhajirin Mustafa, Ali Siti Yulia Makkininnawa Tutrisno, Irwan