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Paloma, Cindy
Agribussines Department, Andalas University Kampus Limau Manis, Andalas University, Padang 25163, West Sumatra, Indonesia
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Environmental Science Industrial & Manufacturing Engineering Materials Science & Nanotechnology Medicine & Pharmacology Social Sciences Other

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The Mapping of Microfinance Institutions for Supporting Sustainable Agriculture Financing in Padang City Azriani, Zednita; Paloma, Cindy; Usman, Yusri
Jurnal Agro Ekonomi Vol 35, No 1 (2017): Jurnal Agro Ekonomi
Publisher : Pusat Sosial Ekonomi dan Kebijakan Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21082/jae.v35n1.2017.1-10

Abstract

IndonesianLembaga Keuangan Mikro (LKM) merupakan salah satu alternatif pembiayaan bagi. Pemetaan LKM sangat penting untuk menghindari terjadinya tumpang tindih program yang membantu peran LKM. Penelitian ini bertujuan untuk melakukan pemetaan terhadap LKM di Kota Padang dengan GIS dan mendeskripsikan efektivitas pengelolaan LKM di Kota Padang. Data dikumpulkan melalui wawancara dengan setiap institusi LKM dan pihak terkait. Penelitian menghasilkan suatu situs web yang berhubungan dengan LKM di Kota Padang, sehingga hasil dan gambaran pemetaan LKM dapat dilihat di “lkmsumbar.org”. Lokasi LKM menyebar di sekitar pemukiman nasabah. Manajemen LKM ditinjau dari segi aksesibilitas, ketaatan terhadap peraturan, tingkat kepatuhan terhadap manajemen, tingkat pelayanan, alokasi penggunaan dana kredit, serta manfaat dana kredit. Hasilnya menunjukkan bahwa akses petani terhadap LKM agribisnis cukup baik, sebagaimana dapat dilihat dari kesesuaian antara jumlah kredit yang diajukan dan disetujui. Tingkat kepatuhan anggota terhadap pengurus dan peraturannya cukup bagus. Tingkat layanan pengurus dianggap tidak baik dan tidak efektif dalam meladeni anggota. Dana pinjaman lebih banyak digunakan oleh anggota untuk menambah modal dan sebagian mungkin digunakan untuk memenuhi kebutuhan mendesak rumah tangga.EnglishMicrofinance institutions (MFIs) are financing alternatives for farmers. Mapping MFIs is useful to avoid overlapping of the MFIs supporting programs. This study aims to mapping MFIs in Padang City with GIS, and to describe the management effectiveness. Data were collected using in-depth interviews with each micro-credit institution and their related parties. This research produces a website of the MFI mapping as can be seen on “lkmsumbar.org”. The MFIs locations spread around the settlement of the MFI’s clients. The effectiveness of MFI's management is viewed in terms of the member accessibility, level of adherence to the rule of law, level of compliance to the management, management service level, allocation of the use of credit funds, and the benefits of credit funds. The results show that farmers' access to the agribusiness MFI-As is quite good, which can be seen from the consistency between the amount of credit proposed and approved. The members’ compliance to the board and the rules is quite good. The service level of the board is not good and not effective in serving the members. The loan is mostly used for business capital and some may be used for funding household urgent needs.
Kinerja Faktor Produksi Kopi Arabika (Coffea arabica L.) di Lembah Gumanti, Kabupaten Solok, Sumatera Barat Afrianingsih Putri; Yusmani Yusmani; Cindy Paloma; Zelfi Zakir
Industria: Jurnal Teknologi dan Manajemen Agroindustri Vol 7, No 3 (2018)
Publisher : Department of Agro-industrial Technology, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (491.374 KB) | DOI: 10.21776/ub.industria.2018.007.03.7

Abstract

Abstrak Produk agroindustri komoditi kopi memiliki prospek untuk dikembangkan di pasar domestik dan internasional. Namun, untuk pengembangkan sektor tersebut masih mengalami berbagai masalah mulai dari ketersediaan bahan baku hingga saat produk dipasarkan. Pasokan bahan baku kopi harus didukung oleh produksi kopi. Pemilihan dan kombinasi penggunaan faktor produksi secara optimal dan efisien menentukan jumlah produksi kopi. Namun, saat ini masih ada petani kopi yang belum mengoptimalkan penggunaan faktor produksi. Kabupaten Solok sebagai salah satu daerah penghasil kopi Arabika di Sumatera Barat dan Kecamatan Lembah Gumanti adalah penghasil kopi utama di daerah tersebut. Tujuan penelitian ini untuk menganalisis faktor yang memengaruhi produksi kopi Arabika dengan metode survei pada 30 petani kopi yang dipilih secara acak sederhana. Variabel yang digunakan dalam penelitian yakni jumlah produksi, produktifitas, penggunaan pupuk urea, modal, pengalaman berusaha tani dan tenaga kerja. Penelitian menggunakan data primer dan sekunder yang kemudian dianalisis secara kuantitatif dengan menggunakan model fungsi Cobb Douglass. Hasil analisis menyatakan variabel produktifitas, modal dan tenaga kerja dengan nilai koefisien masing-masing 0,981; 2,279 dan 3,140 berpengaruh terhadap produksi kopi. Variabel umur tanaman dan penggunaan pupuk urea  dengan koefisien 0,098 dan 0,131 berpengaruh positif sedangkan pengalaman berusaha tani dengan koefisien -0,290 berpengaruh negatif tapi variabel tersebut tidak signifikan.Kata kunci: agroindustri, kopi, faktor produksi Abstract Agroindustry product that has the potential to be developed in the domestic and international market is the coffee commodity. This commodity has various problems such as the availability of raw materials, product marketing, and other issues. The supply of coffee raw materials must be supported by coffee production. With selecting and combining production factors optimally can determine coffee production. However, in reality, coffee farmers still cannot optimize the use of production factors. Lembah Gumanti district at Solok regency is one of the Arabica coffee producers in West Sumatra. This study aims to determine the factors that affect Arabica coffee production. The method used is a survey method with a sample of 30 coffee farmers selected by simple random sampling. Variables used in this study is total production, land area, the use of urea fertilizer, capital, farmer experience, and labor. The data collected are primary and secondary data which then analyzed quantitatively by using Cobb Douglass function model. The analisys showed that productivity, capital and labor variables have a significant effect on coffee production with coefficients of 0.981; 2.279 and 3.140. Plant age variables and the use of urea fertilizer have a positive impact with a coefficient value of 0.098 and 0.131 while the farmer experience variable has a coefficient of -0.290 and not have a significant impact on coffee production.Keywords: agroindustry, coffee, production factor 
The Mapping of Microfinance Institutions for Supporting Sustainable Agriculture Financing in Padang City Zednita Azriani; Cindy Paloma; Yusri Usman
Jurnal Agro Ekonomi Vol 35, No 1 (2017): Jurnal Agro Ekonomi
Publisher : Pusat Sosial Ekonomi dan Kebijakan Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.234 KB) | DOI: 10.21082/jae.v35n1.2017.1-10

Abstract

IndonesianLembaga Keuangan Mikro (LKM) merupakan salah satu alternatif pembiayaan bagi. Pemetaan LKM sangat penting untuk menghindari terjadinya tumpang tindih program yang membantu peran LKM. Penelitian ini bertujuan untuk melakukan pemetaan terhadap LKM di Kota Padang dengan GIS dan mendeskripsikan efektivitas pengelolaan LKM di Kota Padang. Data dikumpulkan melalui wawancara dengan setiap institusi LKM dan pihak terkait. Penelitian menghasilkan suatu situs web yang berhubungan dengan LKM di Kota Padang, sehingga hasil dan gambaran pemetaan LKM dapat dilihat di “lkmsumbar.org”. Lokasi LKM menyebar di sekitar pemukiman nasabah. Manajemen LKM ditinjau dari segi aksesibilitas, ketaatan terhadap peraturan, tingkat kepatuhan terhadap manajemen, tingkat pelayanan, alokasi penggunaan dana kredit, serta manfaat dana kredit. Hasilnya menunjukkan bahwa akses petani terhadap LKM agribisnis cukup baik, sebagaimana dapat dilihat dari kesesuaian antara jumlah kredit yang diajukan dan disetujui. Tingkat kepatuhan anggota terhadap pengurus dan peraturannya cukup bagus. Tingkat layanan pengurus dianggap tidak baik dan tidak efektif dalam meladeni anggota. Dana pinjaman lebih banyak digunakan oleh anggota untuk menambah modal dan sebagian mungkin digunakan untuk memenuhi kebutuhan mendesak rumah tangga.EnglishMicrofinance institutions (MFIs) are financing alternatives for farmers. Mapping MFIs is useful to avoid overlapping of the MFIs supporting programs. This study aims to mapping MFIs in Padang City with GIS, and to describe the management effectiveness. Data were collected using in-depth interviews with each micro-credit institution and their related parties. This research produces a website of the MFI mapping as can be seen on “lkmsumbar.org”. The MFIs locations spread around the settlement of the MFI’s clients. The effectiveness of MFI's management is viewed in terms of the member accessibility, level of adherence to the rule of law, level of compliance to the management, management service level, allocation of the use of credit funds, and the benefits of credit funds. The results show that farmers' access to the agribusiness MFI-As is quite good, which can be seen from the consistency between the amount of credit proposed and approved. The members’ compliance to the board and the rules is quite good. The service level of the board is not good and not effective in serving the members. The loan is mostly used for business capital and some may be used for funding household urgent needs.
Perilaku Konsumen dalam Membeli Kopi di Masa Pandemi Covid-19 pada Coffee Shop Kota Padang Afrianingsih Putri; Hasnah Hasnah; Cindy Paloma; Yusmarni Yusmarni
Jurnal Ekonomi Pertanian dan Agribisnis Vol 5, No 4 (2021)
Publisher : Department of Agricultural Social Economics, Faculty of Agriculture, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jepa.2021.005.04.32

Abstract

Kondisi pandemi Covid-19 berdampak terhadap perilaku konsumen penggemar kopi, terutama konsumen yang  melakukan pembelian di coffee shop. Penelitian ini bertujuan untuk mengidentifikasi motivasi konsumen dalam membeli kopi dan mengidentifikasi proses pengambilan keputusan konsumen dalam membeli kopi pada  coffee shop di Kota Padang selama masa pandemi. Metode yang digunakan adalah metode survei terhadap 100 konsumen kopi di 10 coffee shop (Coffee Shop Janji Jiwa, Kopi Rasa, Kopi dari Hati, Kupi Batigo, Rimbun Espresso & Brew Bar, Kubik Koffie, Bacarito Kopi, Dua Pintu Coffee, Lalito Coffe Bar, V Coffee) di Kota Padang. Variabel  yang digunakan adalah motivasi membeli serta tahapan proses pengambilan keputusan ( pengenalan kebutuhan, pencarian informasi, evaluasi alternatif, proses pembelian dan pasca pembelian).  Data dianalisis menggunakan statistika deskriptif dari hasil tabel distribusi frekuensi. Hasil penelitian menunjukkan motivasi konsumen untuk membeli karena suasana yang nyaman, menghilangkan kejenuhan dan rasa kopi dengan jenis kopi yang banyak dibeli yakni espresso based jenis latte (47%) dan manual brew jenis cold brew (29%). Dalam proses pengambilan keputusan pembelian pada tahap pengenalan kebutuhan,manfaat yang dominan dicari konsumen adalah rasa enak (60%). Pada tahap pencarian informasi, pembelian kopi hampir sebagian besar berdasarkan info dari teman (63%) dan adanya pengaruh media sosial (67%). Tahap evaluasi  alternatif, konsumen memilih pertimbangan kenyamanan tempat (53%). Pada tahap proses pembelian, konsumen memilih rasa produk yang enak, tempat yang nyaman dengan memperhatikan protocol kesehatan. Tahap pasca pembelian sebagian besar merasa puas terhadap kopi yang dibeli dan 92% responden akan membeli lagi.Kata kunci : perilaku konsumen, coffee shop, motivasi
KAJIAN KERAGAAN PETANI KOPI SOLOK RADJO DI KECAMATAN LEMBAH GUMANTI KABUPATEN SOLOK Cindy Paloma; Rini Hakimi; Vonny Indah Mutiara; Helmi Helmi
Agros Journal of Agriculture Science Vol 25, No 2 (2023): edisi April
Publisher : Fakultas Pertanian, Universitas Janabadra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37159/jpa.v25i2.2732

Abstract

Coffee is a crop with great potential to be developed because it has an international market share. Lembah Gumanti District is one of the coffee-producing areas in Solok Regency, where the Solok Radjo Cooperative fosters it. This study aims to determine the characteristics of coffee farmers and the performance of coffee farming in the Lembah Gumanti sub-district. The research used a survey method and collected samples of 70 farmers by purposive sampling. The results showed that most of the farmers (41 percent) were in the elderly range of 51-60 years, had a low level of education, their main livelihood was in the agricultural sector, and had more than 20 years of farming experience. Demonstrations of coffee farming include planting patterns on the edge of the land, in between horticultural crops such as chilies, potatoes, cabbage ,and onions, as Welland coffee in monoculture. The age of coffee plants ranges from 3-5 years, which at this age h has not experienced maximum production at this ages; the existence of the Solok Radjo cooperation is in the moderate category, in which farmers get seeds, fertilizer, and a place to market coffee production, but have yet reached the benefits of guaranteeing coffee price stability. For the development of coffee in the Lembah Gumanti District, farmers hope that there will be a guarantee for a more stable coffee selling price so that the income contribution from the coffee plant increases.Kopi merupakan tanaman yang sangat potensial untuk dikembangkan, karena memiliki pangsa pasar internasional. Kecamatan Lembah Gumanti merupakan salah satu daerah penghasil kopi di Kabupaten solok, dimana dibina oleh Koperasi Solok Radjo. Penelitian ini bertujuan untuk mengetahui karakteristik petani kopi dan keragaaan usahatani kopi di kecamatan Lembah Gumanti. Metode penelitian menggunakan metode survei dan pengambilan sampel 70 petani secara purposive sampling. Hasil penelitian menunjukkan bahwa sebagian besar petani (41 persen) berada di rentang usia lanjut 51-60 tahun, tingkat pendidikan rendah, mata pencarian utama di sektor pertanian dan sudah memiliki pengalaman usahatani lebih dari 20 tahun. Keragaan usahatani kopi diantaranya melakukan pola penanaman di pinggir lahan, di sela dengan tanaman hortikultura seperti cabe, kentang, kol dan bawang, serta penanaman kopi secara monokultur. Umur tanaman kopi berkisar antara 3-5 tahun, yang mana pada umur ini belum mengalami produksi maksimal. Manfaat keberadaan koperasi Solok Radjo berada pada kategori sedang, yang mana petani mendapatkan bibit, pupuk dan tempat memasarkan hasil produksi kopi, namun belum sampai pada manfaat penjaminan kestabilan harga kopi. Untuk pengembangan kopi di Kecamatan Lembah Gumanti petani berharap terdapat jaminan harga jual kopi yang lebih stabil agar kontribusi pendapatan dari tanaman kopi meningkat.
ANALISIS RISIKO PASCA PANEN TANDAN BUAH SEGAR (TBS) KELAPA SAWIT DI KABUPATEN DHARMASRAYA . Yulistriani; Cindy Paloma; . Hasnah
Agrifo : Jurnal Agribisnis Universitas Malikussaleh Vol 3, No 1 (2018): April 2018
Publisher : LPPM Universitas Malikussaleh – Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/ag.v3i1.676

Abstract

One of the risks often faced by palm oil agribusiness is the post harvest risk of losing fresh fruit bunches (FFB) from each post-harvest chain (loss post-harvest). Palm oil which is a mainstay of plantation crops Dharmasraya region, its production from year to year is always the largest compared with other commodities. However, in 2015 palm oil production was decrease compared to the previous year. This study aims to analyze farmers' management capability in palm oil management, analyze the large loss of FFB yields in each chain from farmer (harvest) to final processing plant, analyze the probability and impact of post-harvest loss FFB and post-harvest post-harvest status in each post-harvest chain (stage). The large percentage of production losses to the total production of FFB produced is 3.85% for the land, 0.05% for the process of crude FFB checking (TPH), and 5.5% in the factory sorting (PKS). The impact of losses resulting from post-harvest loss of FFB in total per hectare of land is Rp 2,848,528,41 at factory sorting, and is the biggest loss compared to other chains.
Farmers' Risk Perception, Risk Aversion on Manggosteen Production (Case Study in Pauh Thematic Village) Cindy Paloma; Rika Hariance; Syahyana Raesi; Afrianingsih Putri
Buletin Penelitian Sosial Ekonomi Pertanian Fakultas Pertanian Universitas Haluoleo Vol. 26 No. 1 (2024)
Publisher : Department of Agribusiness, Halu Oleo University Jointly with Perhimpunan Ekonomi Pertanian Indonesia - Indonesian Society of Agricultural Economics (PERHEPI/ISAE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37149/bpsosek.v26i1.949

Abstract

The mangosteen commodity has become a leading product of West Sumatra Province due to its large export market share, which requires farmers to maintain the quantity and quality of the mangosteen they produce. Mangosteen has a high economic value, but its cultivation is still traditional, and the quality produced is not entirely in line with the expectations of the export destination countries. Since 2021, the Mayor of Padang has designated the Pauh District as a thematic mangosteen village, but fluctuations in mangosteen production indicate risks. This research analyzes the relationship between farmer characteristics and their attitude toward mangosteen production risks. The research method involves a survey and the sampling of 40 farmers using purposive sampling. Data was collected from June to July 2023. The level of risk is analyzed using the coefficient of variation method, while farmer risk behavior is assessed using the Moscardi and de Janvry method. Factors influencing farmers are analyzed using Ordinary Least Square (OLS) regression. The research results indicate a production risk for mangosteen with a coefficient of variation value of 0.47 (47%). Most farmers, 38 out of 40 (98%), exhibit a risk-averse behavior, while two farmers (2%) have a neutral risk attitude. The characteristics of farmers that significantly influence their risk behavior are age, farming experience, and farming income.
Manajemen Risiko: Dampak Sosial Ekonomi dari Banjir pada Sawah di Kota Padang: Risk Management: Socio-economic Impact of Flooding on Rice Farming in Padang City Paloma, Cindy; Mutiara, Vonny Indah
Journal of Integrated Agribusiness Vol 7 No 1 (2025): Journal of Integrated Agribusiness
Publisher : Jurusan Agribisnis, Fakultas Pertanian, Perikanan dan Kelautan Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/jia.v7i1.6332

Abstract

Flooding is a major natural disaster that substantially risks agricultural productivity, particularly rice cultivation. In Padang city, the severity of flood impacts has increased due to climate change. This study identifies and analyzes flood risk management strategies in paddy farming areas. The research used a descriptive approach supported by quantitative secondary data from government reports, insurance claim records, and climate-related publications. Data analysis involves risk mapping and descriptive statistics to assess patterns of flood impact and response strategies. The results indicate that effective flood risk management involves using flood-resistant rice varieties, constructing and maintaining irrigation and drainage systems, and participating in the Paddy Farming Insurance (AUTP). Risk Mapping shows that floods have the lowest impact compared to other floods or disasters. In Padang City, floods have not impacted 75% of AUTP insurance claims. Strategies that farmers and stakeholders can implement are preventive and mitigations. Preventive strategies include improving drainage systems and using flood-resistant crops, while mitigation involves early warning systems, weather forecasting, crop insurance, and post-flood management. However, barriers like insufficient funding, limited farmer awareness of technology, and poor infrastructure hinder adoption. Government support primarily benefit smallholder farmers-those most vulnerable to climate-related risk by offering technical assistance, financial subsidies, and encouraging AUTP participation. By implementing these strategies, agricultural resilience can be strengthened, contributing to national food security.
Pengaruh Marketing Mix 4P Terhadap Kinerja Pemasaran Agroindustri Gula Merah di Nagari Andaleh Baruh Bukit Resta, Janneri Yudha; Nofiladi, Nofialdi; Paloma, Cindy
Forum Agribisnis Vol. 15 No. 2 (2025): FA Vol `15 No 2 September 2025
Publisher : Magister Science of Agribusiness, Department of Agribusiness, FEM-IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/fagb.15.2.299-306

Abstract

Nagari Andaleh Baruh Bukit merupakan salah satu daerah penghasil gula aren terbesar di Kabupaten Tanah Datar, Sumatera Barat, terdapat 98 UMK pengolah gula aren, namun masih terkendala dalam pemasaran produk. Produk hanya dipasarkan ke pasar tradisional, lokal dan belum mengemas produk dengan logo usaha dan kemasaran yang modern. Tujuan penelitian ini adalah menganalisis pengaruh bauran pemasaran terhadap kinerja pemasaran pada agroindustri gula aren di Nagari Baruh Bukit. Metode penelitian deskriptif kuanitatif dan eksplanatori. Sampel peneltian 50 pengusaha Agroindustri Gula Aren dengan metode nonprobability sampling. Analisis data menggunakan model SEM-PLS. Hasil penelitian secara keseluruhan bauran pemasaran berpengaruh positif dan signifikan terhadap kinerja pemasaran pada agroindustri gula aren di Nagari Andaleh Baruh Bukik, Kecamatan Sungayang, Kabupaten Tanah Datar. variabel produk , promosi, dan tempat berpengaruh positif dan signifikan terhadap kinerja pemasaran. Sedangkan untuk variabel harga tidak berpengaruh signifikan terhadap kinerja pemasaran.
Co-Authors Ami Sukma Utami Hasnah Hasnah Mudinillah, Adam Nofiladi, Nofialdi Putri, Afrianingsih Raesi, Syahyana Resta, Janneri Yudha Rika Hariance Rini Hakimi Usman, Yusri Vonny Indah Mutiara Yaherwandi Yulistriani, Yulistriani Yusmani Yusmani Yusmarni Yusmarni Zednita Azriani Zelfi Zakir